Median Income
$84,712
13% higher than US avg
Home Value
$239,800
15% lower than US avg
Violent Crime
338/100K
11% lower than US avg
Bachelor's+
32.4%
4% lower than US avg
Median Rent
$893
23% lower than US avg
Obesity Rate
34.3%
7% higher than US avg
Unemployment
1.5%
58% lower than US avg
Poverty Rate
16.9%
36% higher than US avg
How Malcolm Compares to the U.S. Average (100% = U.S. avg)
People
Population428
Median Age32.5 yrs
Density2,853/mi²
Male / Female54% / 46%
Largest GroupWhite 98%
Veterans5.7%
Economy
A
Median Income$84,712
Per Capita$39,384
Unemployment1.5%
Poverty16.9%
County GDP$28,815M
Commute23 min
Housing
A+
Home Value$239,800
Rent$893
Ownership65.0%
Zillow$509,227
Housing Units239
Rent Burden18.6%
Crime
F
Violent338/100K
Property3,349/100K
Health
Obesity34.3%
Uninsured6.8%
Smoking11.7%
Depression21.4%
Heart Disease4.9%
Climate
Avg Temp50°F (10°C)
AQI32 (Good)
Rain31.0 in/yr
Sunny Days275/yr
Elevation1,286 ft (392 m)
Education
B+
Bachelor's+32.4%
High School+98.1%
Graduate+13.4%
School Score6.52
Community
2024 VoteR 47% / D 51%
Commute23 min
Broadband95.5%
EV Stations51
Libraries9
Is Malcolm a Good Place to Live?
Based on current data, Malcolm receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate. Malcolm offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Malcolm is $84,712, 13% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.5%. The poverty rate of 16.9% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 23 minutes.
Cost of Living & Housing
The median home value in Malcolm is $239,800, 15% below the national median / offering relatively affordable homeownership. Renters pay a median of $893 per month, below the national average / a plus for affordability. At just 2.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Malcolm is below the national average at 338 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,349 per 100,000, 71% above the national average.
Education
32.4% of residents hold a bachelor's degree, below the national average of 33.7%. 98.1% have completed high school. Local schools score 6.5/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Malcolm experiences four distinct seasons with an average temperature of 50°F. Winters average 23°F in January while summers reach 76°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 31.0 inches, including 32.7 inches of snow. Air quality is rated Good with a median AQI of 32.
Malcolm has a population of 428 with a density of 2,853 people per square mile, spread across 0.1 square miles. The median age is 32.5 years, 16% younger than the national median of 38.9. The gender split is 45.6% female and 54.4% male. The city is predominantly White (97.7%). English is the primary language spoken at home by 96.3% of residents. 5.7% of the population are veterans. 8.2% of residents have a disability (below the 13.0% national average). 97.4% have health insurance coverage.
Population
32.5yrs
Median Age
16% below US avg
Language Spoken at Home
English Only
96.3%
23% above US avg
Spanish
3.7%
72% below US avg
The median household income in Malcolm is $84,712, which is 13% above the national average of $75,149. Per capita income is $39,384. The average weekly wage is $1,141, 20% lower than the U.S. average. The unemployment rate is 1.5% (below the 3.6% US average). 16.9% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 9,853 business establishments, including 794 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 23 minutes (shorter than the 28-minute US average). 6.2% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $84,712 |
| 13% above US avg |
| Per Capita Income | $39,384 |
| Avg Weekly Wage | $1,141 |
| IRS Avg AGI | $85,036 |
| Gini Index | 0.451 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.5% |
| 58% below US avg |
| Poverty Rate | 16.9% |
| 36% above US avg |
| Establishments (County) | 9,853 |
| County GDP | $28,815M |
Business (County)
| Restaurants | 794 |
| Healthcare | 1,148 |
| Retail | 989 |
| Manufacturing | 246 |
Tax & Cost of Living
| Property Tax (IRS) | $6,896 |
| 97% above US avg |
| Cost of Living | 90.10 (100=avg) |
| Effective Tax Rate | 2.88% |
Commute & Transportation
| Commute Time | 22.5 min |
| Drive Alone | 83.5% |
| Public Transit | 0.4% |
| Work from Home | 6.2% |
The median home value in Malcolm is $239,800, 15% below the national median of $281,900. Zillow estimates the typical home value at $509,227, higher than the Census estimate. Monthly rent averages $893 (23% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $1,001 for a two-bedroom apartment. 65.0% of housing units are owner-occupied. There are 239 total housing units in the city. The median year a home was built is 1992. The average annual property tax is $6,896 (higher than the $3,500 national average). 18.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.8x, well within the affordable range.
Home Values
| Census Median | $239,800 |
| 15% below US avg |
| Zillow ZHVI | $509,227 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $893 |
| 23% below US avg |
| Rent Burden | 18.6% |
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
| Homeownership | 65.0% |
| Owner-Occupied | 65.0% |
| Renter-Occupied | 35.0% |
| Housing Units | 239 |
| Median Year Built | 1992 |
Property Tax
| Avg Tax (IRS) | $6,896 |
| 97% above US avg |
| Effective Rate | 2.88% |
In Malcolm, 34.3% of adults are obese, above the national rate of 32.1%. 8.1% have diabetes (below the 10.5% national rate). Heart disease affects 4.9% of residents, below the national average. 28.1% have high blood pressure. 11.7% are current smokers. 22.9% report binge drinking. 17.7% are physically inactive, below the national average. 21.4% report depression. 14.5% experience frequent mental distress. 6.8% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,442. The dentist ratio is 1:936. 95.4% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Malcolm vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.3% |
| 7% above US avg |
| Diabetes | 8.1% |
| Heart Disease | 4.9% |
| High Blood Pressure | 28.1% |
| Asthma | 9.2% |
| COPD | 4.9% |
| Cancer | 7.7% |
| Stroke | 2.5% |
Behaviors & Mental Health
| Smoking | 11.7% |
| 16% below US avg |
| Binge Drinking | 22.9% |
| Physical Inactivity | 17.7% |
| Depression | 21.4% |
| Mental Distress | 14.5% |
| Physical Distress | 9.6% |
| Short Sleep | 29.2% |
Healthcare Access
| Insurance Rate | 97.4% |
| Uninsured | 6.8% |
| 21% below US avg |
| Primary Care | 1:1,442 |
| Dentists | 1:936 |
| Mental Health | 1:223 |
| Checkup Rate | 75.0% |
| Dental Visits | 67.8% |
| Premature Death | 6,252/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 95.4% |
| Healthcare Facilities | 1,148 |
Malcolm has a violent crime rate of 338 per 100,000 residents, 11% below the national average of 380. Property crime stands at 3,349 per 100,000, 71% above the U.S. average. The county recorded 26 fatal traffic crashes. Overall, Malcolm receives a safety grade of F.
Crime Rates: Malcolm vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 338.5/100K |
| 11% below US avg |
| |
Property Crime
| Total Property | 3,348.7/100K |
| 71% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 26 |
| Traffic Accidents | 1 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Malcolm experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 23°F in January while summers reach 76°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 31.0 inches. The area receives 32.7 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 32. The city sits at an elevation of 1,286 feet.
Temperature
23°F Jan (-5°C)
76°F Jul (24°C)
| Annual Average | 50.1°F |
| 7% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 76°F (24°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 1,286 ft (392 m) |
| Area | 0.1 sq mi (0.4 km²) |
| Population Density | 2,853/sq mi |
| Coordinates | 40.9090°N, 96.8661°W |
| Timezone | America/Chicago |
| County | Lancaster County County |
| Nearest Airport | Lincoln (LNK)
4 miles away |
Precipitation & Snow
Annual Rainfall
31.0"
18% below US avg
Wettest Month (May)
4.33"
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0455 ppm |
| PM2.5 (Fine Particles) | 8.3 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 90.7 / 100 |
| Social Vulnerability | 14.8 / 100 |
| Community Resilience | 96.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
No Rating |
| Earthquake |
Very Low |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively Moderate |
| Hail |
Relatively High |
| Strong Wind |
Very High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very High |
| Lightning |
Relatively High |
| Ice Storm |
Relatively High |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
17 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M2.8 on Feb 24, 2025.
| Jul 17, 2022 |
8 km WSW of Superior, Nebraska |
M3.8 |
150 km |
| Dec 17, 2009 |
2 km NW of Auburn, Nebraska |
M3.6 |
101 km |
| Jul 16, 2004 |
6 km SSE of Riverton, Iowa |
M3.5 |
115 km |
| Sep 18, 2023 |
Nebraska |
M3.4 |
148 km |
| Aug 9, 1997 |
9 km NW of Clarkson, Nebraska |
M3.4 |
102 km |
| Mar 17, 2023 |
8 km E of Cowles, Nebraska |
M2.9 |
150 km |
| Mar 31, 1993 |
2 km SE of Nemaha, Nebraska |
M2.9 |
121 km |
| Jan 6, 2014 |
5 km NW of Liberty, Nebraska |
M2.9 |
93 km |
| Aug 22, 2023 |
11 km N of Guide Rock, Nebraska |
M2.9 |
146 km |
| Jul 1, 2023 |
11 km E of Cowles, Nebraska |
M2.9 |
147 km |
| Sep 19, 2023 |
9 km E of Cowles, Nebraska |
M2.8 |
149 km |
| Feb 24, 2025 |
7 km ENE of Cowles, Nebraska |
M2.8 |
149 km |
| Feb 5, 2025 |
8 km SSE of Tilden, Nebraska |
M2.7 |
142 km |
| Sep 19, 2023 |
10 km E of Cowles, Nebraska |
M2.6 |
147 km |
| Aug 20, 2023 |
11 km E of Cowles, Nebraska |
M2.5 |
146 km |
| Mar 17, 2024 |
11 km E of Cowles, Nebraska |
M2.5 |
147 km |
| Sep 3, 2023 |
10 km SSW of Lawrence, Nebraska |
M2.5 |
145 km |
| Aug 22, 2023 |
10 km ENE of Cowles, Nebraska |
M2.5 |
146 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
706 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 14 fatalities, 529 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 26, 2024 |
EF4 |
55 km |
0 |
| May 22, 2004 |
EF4 |
76 km |
1 |
| Jun 13, 2001 |
EF4 |
19 km |
0 |
| Apr 7, 1978 |
EF4 |
55 km |
0 |
| May 6, 1975 |
EF4 |
73 km |
3 |
| Apr 25, 1957 |
EF4 |
70 km |
1 |
| Aug 13, 1952 |
EF4 |
42 km |
0 |
| Apr 26, 2024 |
EF3 |
90 km |
0 |
| Apr 26, 2024 |
EF3 |
100 km |
0 |
| Apr 26, 2024 |
EF3 |
22 km |
0 |
| May 11, 2014 |
EF3 |
55 km |
0 |
| Jun 20, 2011 |
EF3 |
74 km |
0 |
| Oct 9, 2001 |
EF3 |
86 km |
0 |
| Jul 24, 1993 |
EF3 |
70 km |
0 |
| Jun 15, 1992 |
EF3 |
62 km |
0 |
| Jun 15, 1992 |
EF3 |
17 km |
0 |
| Apr 26, 1991 |
EF3 |
52 km |
0 |
| Mar 13, 1990 |
EF3 |
94 km |
0 |
| Jul 15, 1988 |
EF3 |
93 km |
0 |
| Aug 28, 1979 |
EF3 |
92 km |
2 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: ROCK CREEK (1,433 ac, 2023).
| Year |
Name |
Acres |
Distance |
| 2023 |
ROCK CREEK |
1,433 |
92 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
0.6 in |
Coldest, Driest |
| February |
29°F (-2°C) |
0.6 in |
|
| March |
39°F (4°C) |
2.1 in |
|
| April |
51°F (11°C) |
2.8 in |
|
| May |
62°F (17°C) |
4.3 in |
Wettest |
| June |
72°F (22°C) |
3.8 in |
|
| July |
76°F (24°C) |
3.2 in |
Warmest |
| August |
75°F (24°C) |
3.4 in |
|
| September |
65°F (19°C) |
3.2 in |
|
| October |
53°F (12°C) |
2.2 in |
|
| November |
38°F (3°C) |
1.5 in |
|
| December |
27°F (-3°C) |
0.8 in |
|
Malcolm has a seasonal temperature swing of 53°F / from 23°F in January to 76°F in July. Total annual precipitation is 28.5 inches, with May being the wettest month (4.3") and January the driest (0.6").
Average costs for common services in Malcolm. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135–$360) |
| Specialist Visit |
$315 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$315) |
| Emergency Room Visit |
$1,982 ($721–$4,505) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$225 ($135–$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$270 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($360–$901) |
| Battery Replacement |
$180 ($90–$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$360 ($135–$721) |
| HVAC System Install |
$6,307 ($3,604–$10,812) |
| Roof Repair |
$901 ($360–$1,802) |
| Roof Replacement |
$8,109 ($4,956–$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451–$3,154) |
| Divorce (Contested) |
$13,515 ($4,505–$27,030) |
| DUI Defense |
$4,505 ($1,802–$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721–$2,703) |
| Will Preparation |
$451 ($180–$901) |
| Trust Preparation |
$2,253 ($901–$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$225) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70–$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25–$4.51) |
| Loaf of Bread |
$3.42 ($2.25–$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60–$6.76) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$225) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,802 ($1,081–$3,154) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21–$23) |
| Car Registration (Annual) |
$90 ($27–$225) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541–$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451–$1,802) |
| After-School Care (Monthly) |
$360 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$901 ($360–$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505–$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$270 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,055 |
| Toddler | $979 |
| Preschool | $888 |
| Family Childcare (monthly) |
| Infant | $650 |
| Toddler | $650 |
| Preschool | $650 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Malcolm
What is the population of Malcolm?
Malcolm has a population of 428 residents and is located in Nebraska. The population density is 2,853 people per square mile, spread across 0.1 square miles. The median age of residents is 32.5 years, which is younger than the national median of 38.9 years. The population is 45.6% female and 54.4% male.
Is Malcolm expensive to live in?
Malcolm is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $84,712, 13% above the national average of $75,149. The median home value is $239,800 (15% below the U.S. median). Renters pay a median of $893 per month, below the national average of $1,163. The home price-to-income ratio is 2.8x, indicating housing is reasonably affordable relative to local income levels.
Is Malcolm safe?
Malcolm is safer than the national average, with a violent crime rate of 338 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,349 per 100,000 (above the national average). Overall, Malcolm receives a safety grade of F based on combined crime data.
What is the weather like in Malcolm?
Malcolm has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 23°F in January, while summers reach an average of 76°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 31.0 inches, with 32.7 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 32.
How is the job market in Malcolm?
The job market in Malcolm is very strong, with unemployment at just 1.5% / well below the national rate of 3.6%. The average weekly wage is $1,141. There are 9,853 business establishments in the area, including 794 restaurants and food service locations. The average commute time is 23 minutes, and 6.2% of workers work from home.
How much does housing cost in Malcolm?
The median home value in Malcolm is $239,800. Zillow estimates the typical home value at $509,227. For renters, the median monthly rent is $893. Fair market rent is $791 for a 1-bedroom and $1,001 for a 2-bedroom apartment. The homeownership rate is 65.0%. The average annual property tax is $6,896.
How are the schools in Malcolm?
Schools in Malcolm score 6.5 out of 10 on standardized testing, near the national average. 32.4% of adults in Malcolm hold a bachelor's degree or higher, below the national average of 33.7%. 98.1% have completed high school. 13.4% hold a graduate or professional degree.
How healthy is Malcolm?
The obesity rate in Malcolm is 34.3% (above the national rate of 32.1%). 11.7% of adults are smokers. 17.7% are physically inactive. 21.4% of residents report depression. 6.8% lack health insurance (below the national rate). 95.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,442.
What is transportation like in Malcolm?
The average commute in Malcolm is 23 minutes, shorter than the national average of 28 minutes. 83.5% of workers drive alone to work, and 6.2% work from home.
What are the demographics of Malcolm?
The racial and ethnic makeup of Malcolm is 97.7% White, 0.9% Hispanic or Latino. 96.3% of residents speak only English at home, while 3.7% speak Spanish. 5.7% of the population are military veterans. 8.2% of residents have a disability. 97.4% have health insurance coverage.
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