Home Value
$77,200
73% lower than US avg
Violent Crime
462/100K
22% higher than US avg
Bachelor's+
4.8%
86% lower than US avg
Obesity Rate
39.9%
24% higher than US avg
Unemployment
5.3%
47% higher than US avg
Poverty Rate
8.1%
35% lower than US avg
How Mallard Bay Compares to the U.S. Average (100% = U.S. avg)
People
Population297
Median Age54.1 yrs
Density141/mi²
Male / Female52% / 48%
Largest GroupWhite 71%
Veterans7.2%
Economy
Per Capita$21,793
Unemployment5.3%
Poverty8.1%
County GDP$1,998M
Commute20 min
Housing
Home Value$77,200
Ownership91.5%
Zillow$157,197
Housing Units152
Rent Burden11.9%
Crime
F
Violent462/100K
Property972/100K
Health
Obesity39.9%
Uninsured10.6%
Smoking22.4%
Depression27.5%
Heart Disease7.8%
Climate
Avg Temp61°F (16°C)
AQI45 (Good)
Rain43.2 in/yr
Sunny Days310/yr
Elevation569 ft (173 m)
Education
F
Bachelor's+4.8%
High School+91.2%
Graduate+2.1%
School Score5.07
Community
2024 VoteR 74% / D 24%
Commute20 min
Broadband78.8%
EV Stations1
Libraries2
Is Mallard Bay a Good Place to Live?
Based on current data, Mallard Bay receives an overall livability score of 1.2 out of 5.0, earning a grade of F. Key strengths include affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment, high obesity rates. Mallard Bay faces significant challenges across several quality-of-life categories.
Economy & Jobs
The unemployment rate of 5.3% is somewhat elevated compared to the national rate of 3.6%. 8.1% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 20 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Mallard Bay is $77,200, 73% below the national median / offering relatively affordable homeownership.
Safety & Crime
The violent crime rate of 462 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 972 per 100,000, 50% below the national average.
Education
4.8% of residents hold a bachelor's degree, below the national average of 33.7%. 91.2% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Mallard Bay enjoys a moderate climate with an average annual temperature of 61°F. Winters average 38°F in January while summers reach 82°F in July. With 310 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 43.2 inches. Air quality is rated Good with a median AQI of 45.
Mallard Bay has a population of 297 with a density of 141 people per square mile, spread across 2.1 square miles. The median age is 54.1 years, 39% older than the national median of 38.9. The gender split is 47.8% female and 52.2% male. The city is predominantly White (70.7%), with 29.3% Hispanic. English is the primary language spoken at home by 97.1% of residents. 7.2% of the population are veterans. 50.9% of residents have a disability (above the 13.0% national average). 76.2% have health insurance coverage.
Population
54.1yrs
Median Age
39% above US avg
Race & Ethnicity
Mallard Bay vs U.S. Average
Language Spoken at Home
English Only
97.1%
24% above US avg
Spanish
2.9%
78% below US avg
Social Characteristics
Mallard Bay vs U.S. Average
Per capita income is $21,793 (below the $39,052 national figure). The average weekly wage is $1,058, 26% lower than the U.S. average. The unemployment rate is 5.3% (above the 3.6% US average). 8.1% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,140 business establishments, including 90 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income: Mallard Bay vs U.S.
Income
| |
| Per Capita Income | $21,793 |
| Avg Weekly Wage | $1,058 |
| IRS Avg AGI | $73,764 |
| Gini Index | 0.403 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.3% |
| 47% above US avg |
| Poverty Rate | 8.1% |
| 35% below US avg |
| Establishments (County) | 1,140 |
| County GDP | $1,998M |
Business (County)
| Restaurants | 90 |
| Healthcare | 90 |
| Retail | 122 |
| Manufacturing | 58 |
Tax & Cost of Living
| Property Tax (IRS) | $3,521 |
| 1% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 4.56% |
Commute & Transportation
| Commute Time | 19.6 min |
| Drive Alone | 82.1% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Mallard Bay is $77,200, 73% below the national median of $281,900. Zillow estimates the typical home value at $157,197, higher than the Census estimate. Fair market rent ranges from $791 for a one-bedroom to $995 for a two-bedroom apartment. 91.5% of housing units are owner-occupied (above the 65.4% national rate). There are 152 total housing units in the city. The median year a home was built is 1975. The average annual property tax is $3,521. 11.9% of renters spend 30% or more of their income on housing.
Home Values
| Census Median | $77,200 |
| 73% below US avg |
| Zillow ZHVI | $157,197 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $744 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $995 |
| 3 Bedrooms | $1,297 |
| 4 Bedrooms | $1,501 |
Ownership & Property
| Homeownership | 91.5% |
| Owner-Occupied | 91.5% |
| Renter-Occupied | 8.5% |
| Housing Units | 152 |
| Median Year Built | 1975 |
Property Tax
| Avg Tax (IRS) | $3,521 |
| 1% above US avg |
| Effective Rate | 4.56% |
In Mallard Bay, 39.9% of adults are obese, above the national rate of 32.1%. 12.9% have diabetes (above the 10.5% national rate). Heart disease affects 7.8% of residents, above the national average. 39.5% have high blood pressure. 22.4% are current smokers (above the 14.0% national rate). 15.3% report binge drinking. 33.1% are physically inactive, above the national average. 27.5% report depression (above the 20.0% national average). 20.7% experience frequent mental distress. 10.6% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:3,654. The dentist ratio is 1:5,776. 33.6% of residents have access to exercise opportunities. The food environment index is 7.4 out of 10.
Health Metrics: Mallard Bay vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.9% |
| 24% above US avg |
| Diabetes | 12.9% |
| Heart Disease | 7.8% |
| High Blood Pressure | 39.5% |
| Asthma | 12.6% |
| COPD | 9.3% |
| Cancer | 7.1% |
| Stroke | 4.0% |
Behaviors & Mental Health
| Smoking | 22.4% |
| 60% above US avg |
| Binge Drinking | 15.3% |
| Physical Inactivity | 33.1% |
| Depression | 27.5% |
| Mental Distress | 20.7% |
| Physical Distress | 16.1% |
| Short Sleep | 41.9% |
Healthcare Access
| Insurance Rate | 76.2% |
| Uninsured | 10.6% |
| 23% above US avg |
| Primary Care | 1:3,654 |
| Dentists | 1:5,776 |
| Mental Health | 1:687 |
| Checkup Rate | 75.8% |
| Dental Visits | 50.0% |
| Premature Death | 8,869/100K |
Food & Exercise
| Food Environment | 7.4/10 |
| Exercise Access | 33.6% |
| Healthcare Facilities | 90 |
Mallard Bay has a violent crime rate of 462 per 100,000 residents, 22% above the national average of 380. Property crime stands at 972 per 100,000, 50% below the U.S. average. The county recorded 13 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Mallard Bay receives a safety grade of F.
Crime Rates: Mallard Bay vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 461.7/100K |
| 22% above US avg |
| |
Property Crime
| Total Property | 972.1/100K |
| 50% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 13 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Mallard Bay enjoys a temperate climate with an average annual temperature of 61°F (16°C). Winters average 38°F in January while summers reach 82°F in July. The area gets 310 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 43.2 inches. The area receives 2.6 inches of snow annually. Air quality is rated Good with a median AQI of 45. The city sits at an elevation of 569 feet.
Temperature
38°F Jan (3°C)
82°F Jul (28°C)
| Annual Average | 60.5°F |
| 12% above US avg |
| January Average | 38°F (3°C) |
| July Average | 82°F (28°C) |
| Sunny Days | 310 days/yr |
Geography
| Elevation | 569 ft (173 m) |
| Area | 2.1 sq mi (5.5 km²) |
| Population Density | 141/sq mi |
| Coordinates | 35.8622°N, 95.2638°W |
| Timezone | America/Chicago |
| County | Wagoner County County |
| Nearest Airport | Muskogee-Davis Regional (MKO)
15 miles away |
Precipitation & Snow
Annual Rainfall
43.2"
14% above US avg
Wettest Month (May)
5.28"
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 73.3 / 100 |
| Social Vulnerability | 28.4 / 100 |
| Community Resilience | 43.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very High |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
595 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.1. Most recent: M2.8 on May 12, 2025.
| Feb 3, 2024 |
8 km NW of Prague, Oklahoma |
M5.1 |
140 km |
| Jul 14, 2017 |
10 km WSW of Shamrock, Oklahoma |
M4.2 |
128 km |
| Sep 18, 2015 |
3 km WNW of Cushing, Oklahoma |
M4.1 |
139 km |
| Feb 27, 2010 |
8 km SE of Sparks, Oklahoma |
M4.1 |
139 km |
| Apr 3, 2012 |
8 km SSW of Pittsburg, Oklahoma |
M4.1 |
147 km |
| Sep 25, 2015 |
1 km W of Cushing, Oklahoma |
M4.0 |
138 km |
| Sep 16, 2017 |
10 km WSW of Shamrock, Oklahoma |
M3.8 |
128 km |
| May 10, 2012 |
9 km WNW of Prague, Oklahoma |
M3.8 |
143 km |
| Jan 9, 2014 |
8 km SSE of Sparks, Oklahoma |
M3.8 |
141 km |
| Apr 16, 2012 |
8 km NW of Prague, Oklahoma |
M3.8 |
140 km |
| Aug 24, 2021 |
1 km S of Quinton, Oklahoma |
M3.7 |
84 km |
| Aug 18, 2019 |
1 km ENE of Quinton, Oklahoma |
M3.7 |
82 km |
| Sep 16, 2015 |
2 km WSW of Cushing, Oklahoma |
M3.7 |
139 km |
| Mar 22, 2017 |
8 km SW of Shamrock, Oklahoma |
M3.7 |
125 km |
| Jun 12, 2015 |
6 km N of Maramec, Oklahoma |
M3.7 |
136 km |
| Mar 22, 2010 |
8 km SE of Sparks, Oklahoma |
M3.7 |
138 km |
| Apr 7, 2021 |
7 km WSW of Horntown, Oklahoma |
M3.6 |
131 km |
| Jul 14, 2017 |
10 km WSW of Shamrock, Oklahoma |
M3.6 |
128 km |
| Feb 1, 2014 |
6 km NNW of Agra, Oklahoma |
M3.6 |
148 km |
| Sep 11, 2017 |
8 km ESE of Sparks, Oklahoma |
M3.6 |
137 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
852 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 69 fatalities, 1,174 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 26, 1976 |
EF5 |
90 km |
2 |
| Apr 24, 1993 |
EF4 |
60 km |
7 |
| Apr 26, 1991 |
EF4 |
77 km |
0 |
| May 26, 1973 |
EF4 |
35 km |
5 |
| May 5, 1960 |
EF4 |
84 km |
5 |
| Jan 22, 1957 |
EF4 |
74 km |
10 |
| May 25, 2024 |
EF3 |
67 km |
2 |
| May 25, 2024 |
EF3 |
76 km |
0 |
| May 22, 2011 |
EF3 |
76 km |
0 |
| Dec 31, 2010 |
EF3 |
65 km |
4 |
| Mar 12, 2006 |
EF3 |
30 km |
0 |
| Mar 12, 2006 |
EF3 |
69 km |
0 |
| Jun 1, 1999 |
EF3 |
53 km |
0 |
| Jun 1, 1999 |
EF3 |
12 km |
2 |
| May 4, 1999 |
EF3 |
72 km |
0 |
| May 26, 1997 |
EF3 |
95 km |
0 |
| Apr 21, 1996 |
EF3 |
91 km |
2 |
| Apr 24, 1993 |
EF3 |
58 km |
0 |
| Jul 2, 1992 |
EF3 |
79 km |
0 |
| Apr 26, 1984 |
EF3 |
83 km |
8 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: BURNT TRUST (22,578 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
BURNT TRUST |
22,578 |
100 km |
| 2007 |
UNNAMED |
18,089 |
21 km |
| 2004 |
UNNAMED |
14,138 |
79 km |
| 2014 |
UNNAMED |
14,119 |
94 km |
| 2016 |
PHAROAH |
13,579 |
84 km |
| 2016 |
WEST CAVANAL FIRE |
13,100 |
100 km |
| 2004 |
UNNAMED |
12,086 |
23 km |
| 2023 |
ZINK |
11,332 |
96 km |
| 2011 |
UNNAMED |
10,205 |
98 km |
| 2016 |
MAKER |
9,940 |
98 km |
| 2005 |
PROCTOR |
9,044 |
99 km |
| 2005 |
DRIPPING SPRING |
8,510 |
85 km |
| 2017 |
MIDDLE RIDGE |
8,501 |
66 km |
| 2007 |
UNNAMED |
6,657 |
68 km |
| 2017 |
HILLTOP |
6,523 |
16 km |
| 2017 |
SPOCOGEE |
6,318 |
99 km |
| 2005 |
TEXANNA ROAD |
6,139 |
49 km |
| 2012 |
UNNAMED |
5,978 |
93 km |
| 2016 |
BEAR |
5,966 |
95 km |
| 1991 |
UNNAMED |
5,800 |
98 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
38°F (3°C) |
2.0 in |
Coldest, Driest |
| February |
42°F (5°C) |
2.2 in |
|
| March |
51°F (10°C) |
3.7 in |
|
| April |
60°F (16°C) |
4.0 in |
|
| May |
68°F (20°C) |
5.3 in |
Wettest |
| June |
76°F (24°C) |
4.9 in |
|
| July |
82°F (28°C) |
2.8 in |
Warmest |
| August |
80°F (27°C) |
2.8 in |
|
| September |
73°F (23°C) |
5.0 in |
|
| October |
62°F (17°C) |
4.2 in |
|
| November |
50°F (10°C) |
4.1 in |
|
| December |
41°F (5°C) |
3.0 in |
|
Mallard Bay has a seasonal temperature swing of 45°F / from 38°F in January to 82°F in July. Total annual precipitation is 43.9 inches, with May being the wettest month (5.3") and January the driest (2.0").
Average costs for common services in Mallard Bay. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $952 |
| Toddler | $823 |
| Preschool | $823 |
| Family Childcare (monthly) |
| Infant | $691 |
| Toddler | $635 |
| Preschool | $635 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Mallard Bay
What is the population of Mallard Bay?
Mallard Bay has a population of 297 residents and is located in Oklahoma. The population density is 141 people per square mile, spread across 2.1 square miles. The median age of residents is 54.1 years, which is older than the national median of 38.9 years. The population is 47.8% female and 52.2% male.
Is Mallard Bay expensive to live in?
Mallard Bay is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median home value is $77,200 (73% below the U.S. median).
Is Mallard Bay safe?
The violent crime rate in Mallard Bay is 462 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 972 per 100,000 (below the national average). Overall, Mallard Bay receives a safety grade of F based on combined crime data.
What is the weather like in Mallard Bay?
Mallard Bay enjoys a temperate climate with an average annual temperature of 61°F (16°C). Winter temperatures average 38°F in January, while summers reach an average of 82°F in July. The area receives 310 sunny days per year, well above the national average of 205. Annual rainfall totals 43.2 inches, with 2.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 45.
How is the job market in Mallard Bay?
The unemployment rate in Mallard Bay is 5.3%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,058. There are 1,140 business establishments in the area, including 90 restaurants and food service locations. The average commute time is 20 minutes, and 0.0% of workers work from home.
How much does housing cost in Mallard Bay?
The median home value in Mallard Bay is $77,200. Zillow estimates the typical home value at $157,197. The homeownership rate is 91.5%. The average annual property tax is $3,521.
How are the schools in Mallard Bay?
Schools in Mallard Bay score 5.1 out of 10 on standardized testing, near the national average. 4.8% of adults in Mallard Bay hold a bachelor's degree or higher, below the national average of 33.7%. 91.2% have completed high school. 2.1% hold a graduate or professional degree.
How healthy is Mallard Bay?
The obesity rate in Mallard Bay is 39.9% (above the national rate of 32.1%). 22.4% of adults are smokers. 33.1% are physically inactive. 27.5% of residents report depression. 10.6% lack health insurance (above the national rate). 33.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,654.
What is transportation like in Mallard Bay?
The average commute in Mallard Bay is 20 minutes, shorter than the national average of 28 minutes. 82.1% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Mallard Bay?
The racial and ethnic makeup of Mallard Bay is 70.7% White, 29.3% Hispanic or Latino. 97.1% of residents speak only English at home. 7.2% of the population are military veterans. 50.9% of residents have a disability. 76.2% have health insurance coverage.
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