Median Income
$114,417
52% higher than US avg
Home Value
$645,200
129% higher than US avg
Bachelor's+
60.1%
78% higher than US avg
Median Rent
$1,368
18% higher than US avg
Obesity Rate
26.2%
18% lower than US avg
Unemployment
3.2%
11% lower than US avg
Poverty Rate
3.6%
71% lower than US avg
How Margate City Compares to the U.S. Average (100% = U.S. avg)
People
Population5,260
Median Age57.9 yrs
Density3,704/mi²
Male / Female45% / 55%
Largest GroupWhite 95%
Veterans4.5%
Economy
A+
Median Income$114,417
Per Capita$85,429
Unemployment3.2%
Poverty3.6%
County GDP$19,423M
Commute30 min
Housing
B
Home Value$645,200
Rent$1,368
Ownership89.8%
Zillow$1,138,701
Housing Units6,846
Rent Burden26.2%
Health
Obesity26.2%
Uninsured0.5%
Smoking9.1%
Depression18.6%
Heart Disease4.2%
Climate
Avg Temp57°F (14°C)
AQI35 (Good)
Rain43.6 in/yr
Elevation6 ft (2 m)
Education
A+
Bachelor's+60.1%
High School+96.5%
Graduate+30.7%
School Score5.56
Community
2024 VoteR 51% / D 48%
Commute30 min
Broadband94.4%
EV Stations4
Libraries15
Is Margate City a Good Place to Live?
Based on current data, Margate City receives an overall livability score of 4.4 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. Margate City stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Margate City is $114,417, which is significantly higher than the national average / 52% above $75,149. This places Margate City among higher-income communities. Unemployment stands at 3.2%, indicating a healthy job market. Only 3.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 30 minutes.
Cost of Living & Housing
The median home value in Margate City is $645,200, making it a premium housing market at 129% above the U.S. median of $281,900. Renters pay a median of $1,368 per month. The price-to-income ratio of 5.6x means housing costs are stretched relative to local earnings.
Education
Margate City is a highly educated community / 60.1% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 96.5% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Margate City enjoys a moderate climate with an average annual temperature of 57°F. Winters average 37°F in January while summers reach 78°F in July. Annual precipitation totals 43.6 inches, including 17.4 inches of snow. Air quality is rated Good with a median AQI of 35.
Margate City has a population of 5,260 with a density of 3,704 people per square mile, spread across 1.6 square miles. The median age is 57.9 years, 49% older than the national median of 38.9. The gender split is 55.3% female and 44.7% male. The city is predominantly White (94.8%), with 1.9% Hispanic, 2.3% Asian. English is the primary language spoken at home by 91.8% of residents, while 8.4% speak Spanish. 4.5% of the population are veterans, below the national rate of 6.0%. 9.4% of residents have a disability (below the 13.0% national average). 99.5% have health insurance coverage.
Population
5,260
Total Population
2023 Census
57.9yrs
Median Age
49% above US avg
Race & Ethnicity
Margate City vs U.S. Average
Language Spoken at Home
English Only
91.8%
17% above US avg
Spanish
8.4%
37% below US avg
Social Characteristics
Margate City vs U.S. Average
The median household income in Margate City is $114,417, which is 52% above the national average of $75,149. Per capita income is $85,429 (above the $39,052 national figure). The average weekly wage is $1,139, 20% lower than the U.S. average. The unemployment rate is 3.2% (below the 3.6% US average). 3.6% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 7,268 business establishments, including 830 restaurants. The cost of living index is 108.8, slightly above the national baseline of 100. Workers commute an average of 30 minutes. 17.1% of workers work from home.
Income: Margate City vs U.S.
Income
| Median HH Income | $114,417 |
| 52% above US avg |
| Per Capita Income | $85,429 |
| Avg Weekly Wage | $1,139 |
| IRS Avg AGI | $70,837 |
| Gini Index | 0.478 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.2% |
| 11% below US avg |
| Poverty Rate | 3.6% |
| 71% below US avg |
| Establishments (County) | 7,268 |
| County GDP | $19,423M |
Business (County)
| Restaurants | 830 |
| Healthcare | 802 |
| Retail | 1,005 |
| Manufacturing | 120 |
Tax & Cost of Living
| Property Tax (IRS) | $8,412 |
| 140% above US avg |
| Cost of Living | 108.80 (100=avg) |
| Effective Tax Rate | 1.30% |
Commute & Transportation
| Commute Time | 29.8 min |
| Drive Alone | 63.1% |
| Public Transit | 1.1% |
| Work from Home | 17.1% |
The median home value in Margate City is $645,200, 129% above the national median of $281,900. Zillow estimates the typical home value at $1,138,701, higher than the Census estimate. According to Redfin, the median sale price is $1,350,000 with homes selling in an average of 62 days. Homes sell for 94.6% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $1,368 (18% above the national average of $1,163). Fair market rent ranges from $1,759 for a one-bedroom to $2,132 for a two-bedroom apartment. 89.8% of housing units are owner-occupied (above the 65.4% national rate). There are 6,846 total housing units in the city. The median year a home was built is 1966. The average annual property tax is $8,412 (higher than the $3,500 national average). 26.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 5.6x, above the traditionally affordable threshold of 3-4x.
Home Values
| Census Median | $645,200 |
| 129% above US avg |
| Zillow ZHVI | $1,138,701 |
| Redfin Median Sale | $1,350,000 |
| Median List Price | $1,250,000 |
Real Estate Market (Redfin)
| Median Sale Price | $1,350,000 |
| Median List Price | $1,250,000 |
| $/Sq Ft | $695 |
| Homes Sold | 5 |
| Days on Market | 62 days |
| Sale-to-List Ratio | 94.6% |
| Price Drops | 6.7% |
| Inventory | 89 |
Rental Costs
| Census Median Rent | $1,368 |
| 18% above US avg |
| Zillow Rent (ZORI) | $22,833 |
| Rent Burden | 26.2% |
HUD Fair Market Rent
| Studio | $1,599 |
| 1 Bedroom | $1,759 |
| 2 Bedrooms | $2,132 |
| 3 Bedrooms | $2,658 |
| 4 Bedrooms | $3,005 |
Ownership & Property
| Homeownership | 89.8% |
| Owner-Occupied | 89.8% |
| Renter-Occupied | 10.2% |
| Housing Units | 6,846 |
| Median Year Built | 1966 |
Property Tax
| Avg Tax (IRS) | $8,412 |
| 140% above US avg |
| Effective Rate | 1.30% |
In Margate City, 26.2% of adults are obese, below the national rate of 32.1%. 6.8% have diabetes (below the 10.5% national rate). Heart disease affects 4.2% of residents, below the national average. 25.9% have high blood pressure. 9.1% are current smokers (below the 14.0% national rate). 19.7% report binge drinking. 16.9% are physically inactive, below the national average. 18.6% report depression. 15.5% experience frequent mental distress. 0.5% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,396. The dentist ratio is 1:1,671. 90.6% of residents have access to exercise opportunities. The food environment index is 8.0 out of 10.
Health Metrics: Margate City vs U.S. Average (%)
Chronic Conditions
| Obesity | 26.2% |
| 18% below US avg |
| Diabetes | 6.8% |
| Heart Disease | 4.2% |
| High Blood Pressure | 25.9% |
| Asthma | 9.3% |
| COPD | 3.9% |
| Cancer | 7.6% |
| Stroke | 2.1% |
Behaviors & Mental Health
| Smoking | 9.1% |
| 35% below US avg |
| Binge Drinking | 19.7% |
| Physical Inactivity | 16.9% |
| Depression | 18.6% |
| Mental Distress | 15.5% |
| Physical Distress | 9.8% |
| Short Sleep | 33.9% |
Healthcare Access
| Insurance Rate | 99.5% |
| Uninsured | 0.5% |
| 94% below US avg |
| Primary Care | 1:1,396 |
| Dentists | 1:1,671 |
| Mental Health | 1:435 |
| Checkup Rate | 77.5% |
| Dental Visits | 72.8% |
| Premature Death | 10,072/100K |
Food & Exercise
| Food Environment | 8.0/10 |
| Exercise Access | 90.6% |
| Healthcare Facilities | 802 |
Margate City enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winters average 37°F in January while summers reach 78°F in July. Annual precipitation totals 43.6 inches. The area receives 17.4 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 35. 83% of days have good air quality. The city sits at an elevation of 6 feet, near sea level.
Temperature
37°F Jan (3°C)
78°F Jul (26°C)
| Annual Average | 56.9°F |
| 5% above US avg |
| January Average | 37°F (3°C) |
| July Average | 78°F (26°C) |
Geography
| Elevation | 6 ft (2 m) |
| Area | 1.6 sq mi (4.2 km²) |
| Population Density | 3,704/sq mi |
| Coordinates | 39.3309°N, 74.5068°W |
| Timezone | America/New_York |
| County | Atlantic County County |
| Nearest Airport | Atlantic City International (ACY) 10 miles away |
Precipitation & Snow
Annual Rainfall
43.6"
15% above US avg
Wettest Month (Mar)
4.27"
Air Quality
| AQI Median | 35.0 |
| Rating | Good |
| Good Days % | 82.5% |
| Unhealthy Days | 0 |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0381 ppm |
| SO₂ (Sulfur Dioxide) | 0.00 ppb |
| PM2.5 (Fine Particles) | 7.3 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 93.0 / 100 |
| Social Vulnerability | 46.5 / 100 |
| Community Resilience | 83.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively High |
| Earthquake |
Relatively Low |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Very High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Very High |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
| Coastal Flood |
Very High |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
6 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.2. Most recent: M2.6 on Jan 25, 2015.
| Oct 23, 1990 |
3 km W of Hancocks Bridge, New Jersey |
M3.2 |
88 km |
| Jan 9, 1992 |
4 km WNW of Robertsville, New Jersey |
M3.1 |
116 km |
| Jul 1, 2009 |
3 km ESE of Pennsville, New Jersey |
M2.8 |
91 km |
| Jan 25, 2015 |
4 km ESE of Downingtown, Pennsylvania |
M2.6 |
123 km |
| Jul 5, 1996 |
2 km NW of Chester Heights, Pennsylvania |
M2.6 |
106 km |
| Feb 26, 1993 |
2 km SW of Marlton, New Jersey |
M2.5 |
71 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
9 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 3. Most recent: Arthur (2014, Cat 1).
| Year |
Name |
Category |
Closest |
| 2014 |
Arthur |
Category 1 |
210 km |
| 2012 |
Sandy |
Category 2 |
161 km |
| 2011 |
Irene |
Category 1 |
143 km |
| 2010 |
Earl |
Category 1 |
278 km |
| 1998 |
Bonnie |
Category 1 |
293 km |
| 1993 |
Emily |
Category 3 |
257 km |
| 1991 |
Bob |
Category 3 |
139 km |
| 1986 |
Charley |
Category 1 |
223 km |
| 1985 |
Gloria |
Category 2 |
104 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
138 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 1 fatality, 97 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Sep 1, 2021 |
EF3 |
75 km |
0 |
| Jul 29, 2021 |
EF3 |
99 km |
0 |
| Jul 21, 1983 |
EF3 |
42 km |
0 |
| Apr 28, 1961 |
EF3 |
99 km |
0 |
| Apr 1, 2023 |
EF2 |
92 km |
0 |
| Apr 1, 2023 |
EF2 |
94 km |
0 |
| Apr 1, 2023 |
EF2 |
97 km |
0 |
| Jul 29, 2021 |
EF2 |
54 km |
0 |
| Aug 4, 2020 |
EF2 |
89 km |
0 |
| Aug 4, 2020 |
EF2 |
92 km |
0 |
| Aug 20, 1999 |
EF2 |
33 km |
0 |
| May 31, 1998 |
EF2 |
99 km |
0 |
| Aug 21, 1993 |
EF2 |
43 km |
0 |
| Jul 31, 1992 |
EF2 |
94 km |
0 |
| May 10, 1990 |
EF2 |
48 km |
0 |
| Jun 9, 1989 |
EF2 |
88 km |
0 |
| Aug 17, 1988 |
EF2 |
93 km |
0 |
| Jul 21, 1987 |
EF2 |
7 km |
0 |
| Jun 29, 1982 |
EF2 |
65 km |
0 |
| Sep 5, 1979 |
EF2 |
97 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Tsunami History
1 tsunami recorded within 500 km.
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1840 |
PHILADELPHIA, PENNSYLVANIA |
Earthquake |
- |
- |
79 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: GREENWOOD STATE FOREST (21,271 ac, 1995).
| Year |
Name |
Acres |
Distance |
| 1995 |
GREENWOOD STATE FOREST |
21,271 |
60 km |
| 2007 |
WARREN GROVE |
15,315 |
43 km |
| 2022 |
MULLICA RIVER FIRE |
13,082 |
43 km |
| 1999 |
BASS RIVER |
12,129 |
38 km |
| 2019 |
SPRING HILL FIRE |
8,182 |
51 km |
| 2023 |
ALLEN ROAD |
6,213 |
36 km |
| 1992 |
FORKED RIVER MOUTAIN APR |
5,093 |
62 km |
| 1992 |
POWER PLANT |
4,928 |
61 km |
| 1992 |
UNNAMED |
4,470 |
74 km |
| 2024 |
TEA TIME HILL |
4,444 |
51 km |
| 2006 |
UNNAMED |
3,780 |
44 km |
| 2017 |
PENN SWAMP FIRE |
3,587 |
40 km |
| 2023 |
JIMMYS WATER HOLE |
3,585 |
76 km |
| 1989 |
SIMM PLACE |
3,262 |
50 km |
| 2002 |
UNNAMED |
2,824 |
75 km |
| 2007 |
ATSION |
2,705 |
47 km |
| 1992 |
FOUR MILE COLONY |
2,647 |
59 km |
| 1996 |
UNNAMED |
2,625 |
38 km |
| 2010 |
FORT DIX RANGE 1-14 |
2,615 |
76 km |
| 1990 |
UNNAMED |
2,367 |
54 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
37°F (3°C) |
3.1 in |
Coldest, Driest |
| February |
38°F (3°C) |
3.3 in |
|
| March |
44°F (7°C) |
4.3 in |
Wettest |
| April |
53°F (12°C) |
3.4 in |
|
| May |
62°F (17°C) |
3.1 in |
|
| June |
73°F (23°C) |
3.2 in |
|
| July |
78°F (26°C) |
3.8 in |
Warmest |
| August |
77°F (25°C) |
4.1 in |
|
| September |
71°F (22°C) |
3.6 in |
|
| October |
60°F (15°C) |
4.3 in |
|
| November |
49°F (10°C) |
3.4 in |
|
| December |
41°F (5°C) |
4.2 in |
|
Margate City has a seasonal temperature swing of 42°F / from 37°F in January to 78°F in July. Total annual precipitation is 43.6 inches, with March being the wettest month (4.3") and January the driest (3.1").
Average costs for common services in Margate City. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$272 ($163-$435) |
| Specialist Visit |
$381 ($218-$598) |
| Urgent Care Visit |
$218 ($109-$381) |
| Emergency Room Visit |
$2,394 ($870-$5,440) |
| Dental Cleaning |
$141 ($82-$218) |
| Dental Filling |
$272 ($163-$435) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$49 ($27-$82) |
| Oil Change (Synthetic) |
$82 ($54-$131) |
| Brake Pad Replacement |
$326 ($163-$544) |
| Tire Rotation |
$44 ($22-$82) |
| New Tires (Set of 4) |
$653 ($435-$1,088) |
| Battery Replacement |
$218 ($109-$381) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$109 ($65-$163) |
| Electrician (Per Hour) |
$98 ($54-$152) |
| HVAC Repair |
$435 ($163-$870) |
| HVAC System Install |
$7,616 ($4,352-$13,056) |
| Roof Repair |
$1,088 ($435-$2,176) |
| Roof Replacement |
$9,792 ($5,984-$16,320) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,632 ($544-$3,808) |
| Divorce (Contested) |
$16,320 ($5,440-$32,640) |
| DUI Defense |
$5,440 ($2,176-$10,880) |
| Bankruptcy (Chapter 7) |
$1,632 ($870-$3,264) |
| Will Preparation |
$544 ($218-$1,088) |
| Trust Preparation |
$2,720 ($1,088-$5,440) |
View all 12 services
Personal Care
| Men's Haircut |
$27 ($16-$49) |
| Women's Haircut |
$60 ($33-$109) |
| Hair Coloring (Full) |
$163 ($82-$272) |
| Manicure |
$27 ($16-$49) |
| Pedicure |
$44 ($27-$71) |
| Massage (1 Hour) |
$87 ($54-$141) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.46 ($3.26-$5.98) |
| Dozen Eggs (per dozen) |
$3.81 ($2.72-$5.44) |
| Loaf of Bread |
$4.13 ($2.72-$5.98) |
| Chicken Breast (per lb) |
$4.90 ($3.26-$7.07) |
| Ground Beef (per lb) |
$5.98 ($4.35-$8.16) |
| Rice (per lb) |
$1.09 ($0.65-$1.96) |
View all 20 services
Utilities
| Electricity (Monthly) |
$152 ($87-$272) |
| Natural Gas (Monthly) |
$76 ($33-$163) |
| Water/Sewer (Monthly) |
$76 ($44-$131) |
| Internet (Monthly) |
$76 ($44-$109) |
| Cell Phone Plan (Monthly) |
$71 ($33-$109) |
| Cable TV (Monthly) |
$92 ($54-$163) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$218 ($82-$544) |
| Car Insurance (Annual) |
$2,176 ($1,306-$3,808) |
| Bus Pass (Monthly) |
$76 ($33-$141) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.70-$27) |
| Car Registration (Annual) |
$109 ($33-$272) |
| Driver's License Renewal |
$33 ($16-$82) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,306 ($653-$2,720) |
| Daycare (Toddler, Monthly) |
$1,088 ($544-$2,176) |
| After-School Care (Monthly) |
$435 ($218-$762) |
| Tutoring (Per Hour) |
$54 ($27-$109) |
| SAT/ACT Prep Course |
$1,088 ($435-$2,720) |
| Private School (K-12, Annual) |
$13,600 ($5,440-$32,640) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$65 ($33-$109) |
| Dog Vaccination (Annual) |
$109 ($54-$218) |
| Dog Grooming |
$65 ($33-$109) |
| Pet Boarding (Per Night) |
$44 ($22-$82) |
| Dog Spay/Neuter |
$326 ($163-$544) |
| Cat Spay/Neuter |
$218 ($109-$435) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,241 |
| Toddler | $1,204 |
| Preschool | $1,204 |
| Family Childcare (monthly) |
| Infant | $780 |
| Toddler | $802 |
| Preschool | $751 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Margate City
What is the population of Margate City?
Margate City has a population of 5,260 residents and is located in New Jersey. The population density is 3,704 people per square mile, spread across 1.6 square miles. The median age of residents is 57.9 years, which is older than the national median of 38.9 years. The population is 55.3% female and 44.7% male.
Is Margate City expensive to live in?
Margate City is slightly more expensive than average, with a cost of living index of 108.8 compared to the national baseline of 100. The median household income is $114,417, 52% above the national average of $75,149. The median home value is $645,200 (129% above the U.S. median). Renters pay a median of $1,368 per month, above the national average of $1,163. The home price-to-income ratio is 5.6x, which means housing is a stretch relative to local earnings.
What is the weather like in Margate City?
Margate City enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winter temperatures average 37°F in January, while summers reach an average of 78°F in July. Annual rainfall totals 43.6 inches, with 17.4 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 35.
How is the job market in Margate City?
Margate City has a healthy job market with an unemployment rate of 3.2%, near the national average of 3.6%. The average weekly wage is $1,139. There are 7,268 business establishments in the area, including 830 restaurants and food service locations. The average commute time is 30 minutes, and 17.1% of workers work from home.
How much does housing cost in Margate City?
The median home value in Margate City is $645,200. Zillow estimates the typical home value at $1,138,701. According to Redfin, the median sale price is $1,350,000, with homes typically selling within 62 days. For renters, the median monthly rent is $1,368. Fair market rent is $1,759 for a 1-bedroom and $2,132 for a 2-bedroom apartment. The homeownership rate is 89.8%. The average annual property tax is $8,412.
How are the schools in Margate City?
Schools in Margate City score 5.6 out of 10 on standardized testing, near the national average. 60.1% of adults in Margate City hold a bachelor's degree or higher, above the national average of 33.7%. 96.5% have completed high school. 30.7% hold a graduate or professional degree.
How healthy is Margate City?
The obesity rate in Margate City is 26.2% (below the national rate of 32.1%). 9.1% of adults are smokers. 16.9% are physically inactive. 18.6% of residents report depression. 0.5% lack health insurance (below the national rate). 90.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,396.
What is transportation like in Margate City?
The average commute in Margate City is 30 minutes. 63.1% of workers drive alone to work, 1.1% use public transit, and 17.1% work from home.
What are the demographics of Margate City?
The racial and ethnic makeup of Margate City is 94.8% White, 1.9% Hispanic or Latino, 2.3% Asian. 91.8% of residents speak only English at home, while 8.4% speak Spanish. 4.5% of the population are military veterans. 9.4% of residents have a disability. 99.5% have health insurance coverage.