New Jersey · Metropolitan Area
Ocean City is a small city in New Jersey with a population of 11,260. Residents earn $101,782 per year, which is 35% above the national average.
Based on current data, Ocean City receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Ocean City offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Ocean City is $101,782, which is significantly higher than the national average — 35% above $75,149. This places Ocean City among higher-income communities. The job market is very strong with unemployment at just 1.7%. Only 4.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.
The median home value in Ocean City is $719,100, making it a premium housing market at 155% above the U.S. median of $281,900. Renters pay a median of $1,670 per month, significantly above the national average of $1,163. With a home price-to-income ratio of 7.1x, housing affordability is a significant challenge for many families.
Ocean City is a very safe community with a violent crime rate of 114 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 4,170 per 100,000, 113% above the national average.
Ocean City is a highly educated community — 54.7% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 96.6% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.
Ocean City enjoys a moderate climate with an average annual temperature of 57°F. Winters average 37°F in January while summers reach 78°F in July. Air quality is rated Good with a median AQI of 41.
| English Only | 90.3% |
| 15% above US avg | |
| Spanish | 9.7% |
| 28% below US avg |
| Median HH Income | $101,782 |
| 35% above US avg | |
| Per Capita Income | $70,660 |
| Avg Weekly Wage | $1,139 |
| IRS Avg AGI | $70,837 |
| Unemployment | 1.7% |
| 53% below US avg | |
| Poverty Rate | 4.4% |
| 65% below US avg | |
| Establishments (County) | 7,268 |
| County GDP | $19,423M |
| Restaurants | 830 |
| Healthcare | 802 |
| Retail | 1,005 |
| Manufacturing | 120 |
| Property Tax (IRS) | $8,412 |
| 140% above US avg | |
| Effective Tax Rate | 1.17% |
| Commute Time | 26.9 min |
| Work from Home | 15.9% |
| Census Median | $719,100 |
| 155% above US avg | |
| Zillow ZHVI | $1,071,101 |
| Median List Price | $1,374,450 |
| Median List Price | $1,374,450 |
| $/Sq Ft | $825 |
| Homes Sold | 33 |
| Sale-to-List Ratio | 96.7% |
| Price Drops | 7.4% |
| Inventory | 283 |
| Census Median Rent | $1,670 |
| 44% above US avg |
| Studio | $1,676 |
| 1 Bedroom | $1,889 |
| 2 Bedrooms | $2,328 |
| 3 Bedrooms | $3,043 |
| 4 Bedrooms | $3,371 |
| Owner-Occupied | 72.4% |
| Avg Tax (IRS) | $8,412 |
| 140% above US avg | |
| Effective Rate | 1.17% |
| Obesity | 31.9% |
| 1% below US avg | |
| Diabetes | 7.1% |
| Heart Disease | 4.3% |
| High Blood Pressure | 27.3% |
| Asthma | 9.5% |
| COPD | 4.3% |
| Stroke | 2.3% |
| Binge Drinking | 20.4% |
| Physical Inactivity | 17.5% |
| Depression | 19.3% |
| Mental Distress | 15.9% |
| Physical Distress | 10.5% |
| Insurance Rate | 95.4% |
| Checkup Rate | 76.0% |
| Premature Death | 10,072/100K |
| Food Environment | 8.0/10 |
| Exercise Access | 90.6% |
| Healthcare Facilities | 802 |
| Total Violent | 114.1/100K |
| 70% below US avg | |
| Murder | 0.0/100K |
| 100% below US avg | |
| Rape | 0.0/100K |
| Robbery | 26.3/100K |
| Assault | 87.8/100K |
| Total Property | 4,169.6/100K |
| 113% above US avg | |
| Burglary | 737.4/100K |
| Theft | 3,370.8/100K |
| Vehicle Theft | 61.5/100K |
| Arson | 0.0/100K |
| Fatal Crashes (County/yr) | 34 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 56.9°F |
| 5% above US avg | |
| January Average | 37°F (3°C) |
| July Average | 78°F (26°C) |
| AQI Median | 41.0 |
| Rating | Good |
| Good Days % | 76.5% |
| Unhealthy Days | 4 |
| Elevation | 6 ft (2 m) |
| Area | 6.8 sq mi (17.5 km²) |
| Population Density | 1,668/sq mi |
| Coordinates | 39.2695°N, 74.5998°W |
| County FIPS | 34001 |
Winner: Republican by 3 points
| Bachelor's Degree+ | 54.7% |
| 62% above US avg | |
| High School+ | 96.6% |
| School Test Score | 6.23 |
| RUCC Code 2 | Metro — 250K–1M |
| Population Density | 1,668/sq mi |
| Total Area | 6.8 sq mi |
| EV Charging Stations | 6 |
| Alt Fuel Stations | 6 |
| Public Libraries | 15 |
| Healthcare Facilities | 802 |
| Restaurants | 830 |
| Retail Stores | 1,005 |
| Fatal Crashes (County/yr) | 34 |
| Avg Commute | 26.9 min |
| Work from Home | 15.9% |