Median Income
$28,750
62% lower than US avg
Home Value
$115,500
59% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
12.5%
63% lower than US avg
Median Rent
$678
42% lower than US avg
Obesity Rate
34.7%
8% higher than US avg
Unemployment
4.2%
17% higher than US avg
Poverty Rate
31.5%
154% higher than US avg
How McGregor Compares to the U.S. Average (100% = U.S. avg)
People
Population431
Median Age49.5 yrs
Density201/mi²
Male / Female39% / 61%
Largest GroupWhite 89%
Veterans5.4%
Economy
C
Median Income$28,750
Per Capita$20,447
Unemployment4.2%
Poverty31.5%
County GDP$674M
Commute20 min
Housing
A
Home Value$115,500
Rent$678
Ownership50.9%
Zillow$261,472
Housing Units172
Rent Burden30.2%
Crime
Violent0/100K
Property0/100K
Murder0.0/100K
Assault0/100K
Burglary0/100K
Health
Obesity34.7%
Uninsured8.9%
Smoking19.5%
Depression28.3%
Heart Disease5.6%
Climate
Avg Temp41°F (5°C)
AQI36 (Good)
Sunny Days253/yr
Elevation1,225 ft (373 m)
Education
C
Bachelor's+12.5%
High School+85.5%
Graduate+1.0%
School Score5.67
Community
2024 VoteR 65% / D 34%
Commute20 min
Broadband82.8%
EV Stations2
Libraries2
Is McGregor a Good Place to Live?
Based on current data, McGregor receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes. McGregor has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in McGregor is $28,750, 62% below the national average of $75,149. Unemployment stands at 4.2%, indicating a healthy job market. The poverty rate of 31.5% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 20 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in McGregor is $115,500, 59% below the national median / offering relatively affordable homeownership. Renters pay a median of $678 per month, below the national average / a plus for affordability. A price-to-income ratio of 4x indicates a reasonably affordable housing market.
Safety & Crime
McGregor is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 0 per 100,000, 100% below the national average.
Education
12.5% of residents hold a bachelor's degree, below the national average of 33.7%. 85.5% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
McGregor has a cool climate with an average annual temperature of 41°F. Winters average 9°F in January while summers reach 68°F in July. With 253 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 36.
McGregor has a population of 431 with a density of 201 people per square mile, spread across 0.1 square miles. The median age is 49.5 years, 27% older than the national median of 38.9. The gender split is 60.8% female and 39.2% male. The city is predominantly White (89.3%), with 6% Hispanic. English is the primary language spoken at home by 99% of residents. 5.4% of the population are veterans. 25.5% of residents have a disability (above the 13.0% national average). 93.0% have health insurance coverage.
Population
49.5yrs
Median Age
27% above US avg
Language Spoken at Home
English Only
99.0%
26% above US avg
Spanish
1.0%
93% below US avg
The median household income in McGregor is $28,750, which is 62% below the national average of $75,149. Per capita income is $20,447 (below the $39,052 national figure). The average weekly wage is $917, 36% lower than the U.S. average. The unemployment rate is 4.2% (above the 3.6% US average). 31.5% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 476 business establishments, including 55 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 4.7% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $28,750 |
| 62% below US avg |
| Per Capita Income | $20,447 |
| Avg Weekly Wage | $917 |
| IRS Avg AGI | $67,457 |
| Gini Index | 0.436 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.2% |
| 17% above US avg |
| Poverty Rate | 31.5% |
| 154% above US avg |
| Establishments (County) | 476 |
| County GDP | $674M |
Business (County)
| Restaurants | 55 |
| Healthcare | 39 |
| Retail | 65 |
| Manufacturing | 21 |
Tax & Cost of Living
| Property Tax (IRS) | $3,500 |
| 0% below US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 3.03% |
Commute & Transportation
| Commute Time | 19.7 min |
| Drive Alone | 75.6% |
| Public Transit | 0.0% |
| Work from Home | 4.7% |
The median home value in McGregor is $115,500, 59% below the national median of $281,900. Zillow estimates the typical home value at $261,472, higher than the Census estimate. Monthly rent averages $678 (42% below the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 50.9% of housing units are owner-occupied (below the 65.4% national rate). There are 172 total housing units in the city. The median year a home was built is 1970. The average annual property tax is $3,500. 30.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 4x.
Home Values
| Census Median | $115,500 |
| 59% below US avg |
| Zillow ZHVI | $261,472 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $678 |
| 42% below US avg |
| Rent Burden | 30.2% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 50.9% |
| Owner-Occupied | 50.9% |
| Renter-Occupied | 49.1% |
| Housing Units | 172 |
| Median Year Built | 1970 |
Property Tax
| Avg Tax (IRS) | $3,500 |
| 0% below US avg |
| Effective Rate | 3.03% |
In McGregor, 34.7% of adults are obese, above the national rate of 32.1%. 10.1% have diabetes. Heart disease affects 5.6% of residents. 29.8% have high blood pressure. 19.5% are current smokers (above the 14.0% national rate). 21.0% report binge drinking. 27.1% are physically inactive. 28.3% report depression (above the 20.0% national average). 19.1% experience frequent mental distress. 8.9% of residents lack health insurance. The primary care physician ratio is 1:1,135. The dentist ratio is 1:3,225. 48.6% of residents have access to exercise opportunities. The food environment index is 7.5 out of 10.
Health Metrics: McGregor vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.7% |
| 8% above US avg |
| Diabetes | 10.1% |
| Heart Disease | 5.6% |
| High Blood Pressure | 29.8% |
| Asthma | 11.4% |
| COPD | 6.8% |
| Cancer | 7.2% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 19.5% |
| 39% above US avg |
| Binge Drinking | 21.0% |
| Physical Inactivity | 27.1% |
| Depression | 28.3% |
| Mental Distress | 19.1% |
| Physical Distress | 13.4% |
| Short Sleep | 35.4% |
Healthcare Access
| Insurance Rate | 93.0% |
| Uninsured | 8.9% |
| 3% above US avg |
| Primary Care | 1:1,135 |
| Dentists | 1:3,225 |
| Mental Health | 1:1,073 |
| Checkup Rate | 72.3% |
| Dental Visits | 59.8% |
| Premature Death | 8,648/100K |
Food & Exercise
| Food Environment | 7.5/10 |
| Exercise Access | 48.6% |
| Healthcare Facilities | 39 |
McGregor has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 0 per 100,000, 100% below the U.S. average. This includes larceny/theft at 0, burglary at 0, vehicle theft at 0 per 100,000 residents. The county recorded 1 fatal traffic crashes.
Crime Rates: McGregor vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 0.0/100K |
Property Crime
| Total Property | 0.0/100K |
| 100% below US avg |
| Burglary | 0.0/100K |
| Theft | 0.0/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Traffic Accidents | 19 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
McGregor has a cool climate with an average annual temperature of 41°F (5°C). Winters average 9°F in January while summers reach 68°F in July. The area gets 253 sunny days per year, above the national average. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 1,225 feet.
Temperature
9°F Jan (-13°C)
68°F Jul (20°C)
| Annual Average | 40.5°F |
| 25% below US avg |
| January Average | 9°F (-13°C) |
| July Average | 68°F (20°C) |
| Sunny Days | 253 days/yr |
Geography
| Elevation | 1,225 ft (373 m) |
| Area | 0.1 sq mi (0.3 km²) |
| Population Density | 201/sq mi |
| Coordinates | 46.6104°N, 93.2995°W |
| Timezone | America/Chicago |
| County | Aitkin County County |
| Nearest Airport | Brainerd Lakes Regional (BRD)
42 miles away |
Precipitation & Snow
Wettest Month (Jun)
4.41"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 56.6 / 100 |
| Social Vulnerability | 72.9 / 100 |
| Community Resilience | 98.2 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
119 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 16 fatalities, 116 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Aug 6, 1969 |
EF4 |
73 km |
12 |
| Jun 11, 1966 |
EF4 |
82 km |
0 |
| Sep 18, 1997 |
EF3 |
83 km |
1 |
| Jul 5, 1991 |
EF3 |
82 km |
0 |
| Aug 26, 1977 |
EF3 |
96 km |
0 |
| Jun 25, 1973 |
EF3 |
61 km |
0 |
| Aug 6, 1969 |
EF3 |
34 km |
1 |
| Aug 6, 1969 |
EF3 |
45 km |
0 |
| Jun 30, 1968 |
EF3 |
49 km |
0 |
| Jun 12, 2024 |
EF2 |
74 km |
0 |
| Jun 12, 2024 |
EF2 |
53 km |
0 |
| Jun 19, 2016 |
EF2 |
51 km |
0 |
| Jun 13, 2001 |
EF2 |
75 km |
0 |
| Sep 18, 1997 |
EF2 |
55 km |
0 |
| Oct 26, 1996 |
EF2 |
45 km |
0 |
| Jul 5, 1991 |
EF2 |
83 km |
0 |
| Jul 3, 1985 |
EF2 |
53 km |
0 |
| Sep 8, 1977 |
EF2 |
31 km |
0 |
| Jun 7, 1977 |
EF2 |
75 km |
0 |
| Jul 7, 1970 |
EF2 |
46 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (9,055 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
UNNAMED |
9,055 |
96 km |
| 2009 |
CENTER TANK RANGE |
6,131 |
98 km |
| 1988 |
UNNAMED |
4,475 |
99 km |
| 1988 |
UNNAMED |
3,642 |
69 km |
| 2018 |
BOY RIVER |
3,546 |
94 km |
| 2003 |
UNNAMED |
2,998 |
5 km |
| 2009 |
HENDRICKSON IMPACT AREA |
2,757 |
92 km |
| 2015 |
TAMARACK |
2,745 |
8 km |
| 1987 |
UNNAMED |
2,512 |
4 km |
| 1991 |
UNNAMED |
2,486 |
24 km |
| 1988 |
UNNAMED |
2,243 |
93 km |
| 2024 |
RX-86_FY23 |
2,187 |
98 km |
| 1987 |
UNNAMED |
1,963 |
28 km |
| 2010 |
BOY RIVER - CORE 2010 |
1,872 |
90 km |
| 2019 |
UNNAMED |
1,835 |
84 km |
| 1987 |
UNNAMED |
1,799 |
28 km |
| 2016 |
UNNAMED |
1,777 |
90 km |
| 1987 |
UNNAMED |
1,760 |
25 km |
| 1988 |
UNNAMED |
1,589 |
44 km |
| 2004 |
SOUTH MAIN ROAD |
1,384 |
10 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
9°F (-13°C) |
0.8 in |
Coldest |
| February |
13°F (-10°C) |
0.6 in |
Driest |
| March |
26°F (-3°C) |
1.4 in |
|
| April |
40°F (5°C) |
1.9 in |
|
| May |
54°F (12°C) |
3.1 in |
|
| June |
62°F (17°C) |
4.4 in |
Wettest |
| July |
68°F (20°C) |
4.4 in |
Warmest |
| August |
65°F (18°C) |
3.9 in |
|
| September |
56°F (13°C) |
3.1 in |
|
| October |
45°F (7°C) |
2.5 in |
|
| November |
28°F (-2°C) |
1.4 in |
|
| December |
13°F (-11°C) |
0.8 in |
|
McGregor has a seasonal temperature swing of 60°F / from 9°F in January to 68°F in July. Total annual precipitation is 28.4 inches, with June being the wettest month (4.4") and February the driest (0.6").
Average costs for common services in McGregor. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148-$394) |
| Specialist Visit |
$345 ($197-$542) |
| Urgent Care Visit |
$197 ($99-$345) |
| Emergency Room Visit |
$2,169 ($789-$4,930) |
| Dental Cleaning |
$128 ($74-$197) |
| Dental Filling |
$247 ($148-$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25-$74) |
| Oil Change (Synthetic) |
$74 ($49-$118) |
| Brake Pad Replacement |
$296 ($148-$493) |
| Tire Rotation |
$39 ($20-$74) |
| New Tires (Set of 4) |
$592 ($394-$986) |
| Battery Replacement |
$197 ($99-$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59-$148) |
| Electrician (Per Hour) |
$89 ($49-$138) |
| HVAC Repair |
$394 ($148-$789) |
| HVAC System Install |
$6,902 ($3,944-$11,832) |
| Roof Repair |
$986 ($394-$1,972) |
| Roof Replacement |
$8,874 ($5,423-$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493-$3,451) |
| Divorce (Contested) |
$14,790 ($4,930-$29,580) |
| DUI Defense |
$4,930 ($1,972-$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789-$2,958) |
| Will Preparation |
$493 ($197-$986) |
| Trust Preparation |
$2,465 ($986-$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$44) |
| Women's Haircut |
$54 ($30-$99) |
| Hair Coloring (Full) |
$148 ($74-$247) |
| Manicure |
$25 ($15-$44) |
| Pedicure |
$39 ($25-$64) |
| Massage (1 Hour) |
$79 ($49-$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96-$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47-$4.93) |
| Loaf of Bread |
$3.75 ($2.47-$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96-$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94-$7.40) |
| Rice (per lb) |
$0.99 ($0.59-$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79-$247) |
| Natural Gas (Monthly) |
$69 ($30-$148) |
| Water/Sewer (Monthly) |
$69 ($39-$118) |
| Internet (Monthly) |
$69 ($39-$99) |
| Cell Phone Plan (Monthly) |
$64 ($30-$99) |
| Cable TV (Monthly) |
$84 ($49-$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74-$493) |
| Car Insurance (Annual) |
$1,972 ($1,183-$3,451) |
| Bus Pass (Monthly) |
$69 ($30-$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89-$25) |
| Car Registration (Annual) |
$99 ($30-$247) |
| Driver's License Renewal |
$30 ($15-$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592-$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493-$1,972) |
| After-School Care (Monthly) |
$394 ($197-$690) |
| Tutoring (Per Hour) |
$49 ($25-$99) |
| SAT/ACT Prep Course |
$986 ($394-$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930-$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30-$99) |
| Dog Vaccination (Annual) |
$99 ($49-$197) |
| Dog Grooming |
$59 ($30-$99) |
| Pet Boarding (Per Night) |
$39 ($20-$74) |
| Dog Spay/Neuter |
$296 ($148-$493) |
| Cat Spay/Neuter |
$197 ($99-$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $758 |
| Toddler | $697 |
| Preschool | $637 |
| Family Childcare (monthly) |
| Infant | $765 |
| Toddler | $650 |
| Preschool | $664 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About McGregor
What is the population of McGregor?
McGregor has a population of 431 residents and is located in Minnesota. The population density is 201 people per square mile, spread across 0.1 square miles. The median age of residents is 49.5 years, which is older than the national median of 38.9 years. The population is 60.8% female and 39.2% male.
Is McGregor expensive to live in?
McGregor has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $28,750, 62% below the national average of $75,149. The median home value is $115,500 (59% below the U.S. median). Renters pay a median of $678 per month, below the national average of $1,163. The home price-to-income ratio is 4x, indicating housing is reasonably affordable relative to local income levels.
Is McGregor safe?
McGregor is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 0 per 100,000 (below the national average).
What is the weather like in McGregor?
McGregor has a cool climate with an average annual temperature of 41°F (5°C). Winter temperatures average 9°F in January, while summers reach an average of 68°F in July. The area receives 253 sunny days per year, well above the national average of 205. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in McGregor?
McGregor has a healthy job market with an unemployment rate of 4.2%, near the national average of 3.6%. The average weekly wage is $917. There are 476 business establishments in the area, including 55 restaurants and food service locations. The average commute time is 20 minutes, and 4.7% of workers work from home.
How much does housing cost in McGregor?
The median home value in McGregor is $115,500. Zillow estimates the typical home value at $261,472. For renters, the median monthly rent is $678. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 50.9%. The average annual property tax is $3,500.
How are the schools in McGregor?
Schools in McGregor score 5.7 out of 10 on standardized testing, near the national average. 12.5% of adults in McGregor hold a bachelor's degree or higher, below the national average of 33.7%. 85.5% have completed high school. 1.0% hold a graduate or professional degree.
How healthy is McGregor?
The obesity rate in McGregor is 34.7% (above the national rate of 32.1%). 19.5% of adults are smokers. 27.1% are physically inactive. 28.3% of residents report depression. 8.9% lack health insurance. 48.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,135.
What is transportation like in McGregor?
The average commute in McGregor is 20 minutes, shorter than the national average of 28 minutes. 75.6% of workers drive alone to work, and 4.7% work from home.
What are the demographics of McGregor?
The racial and ethnic makeup of McGregor is 89.3% White, 0.7% Black or African American, 6% Hispanic or Latino. 99% of residents speak only English at home. 5.4% of the population are military veterans. 25.5% of residents have a disability. 93.0% have health insurance coverage.
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