Median Income
$60,682
19% lower than US avg
Home Value
$131,800
53% lower than US avg
Violent Crime
81/100K
79% lower than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
43.4%
35% higher than US avg
Unemployment
8.3%
131% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Metamora Compares to the U.S. Average (100% = U.S. avg)
People
Population402
Median Age48.4 yrs
Density980/mi²
Male / Female50% / 50%
Largest GroupWhite 99%
Veterans14.4%
Economy
B
Median Income$60,682
Per Capita$17,905
Unemployment8.3%
Poverty0.0%
County GDP$773M
Housing
A+
Home Value$131,800
Ownership100.0%
Zillow$261,562
Housing Units145
Rent Burden24.4%
Crime
F
Violent81/100K
Property4,552/100K
Health
Obesity43.4%
Uninsured11.1%
Smoking22.0%
Depression27.2%
Heart Disease6.7%
Climate
Avg Temp54°F (12°C)
AQI41 (Good)
Rain43.8 in/yr
Sunny Days293/yr
Elevation716 ft (218 m)
Education
B
Bachelor's+0.0%
High School+57.9%
Graduate+4.1%
School Score5.73
Community
2024 VoteR 82% / D 17%
Broadband84.3%
EV Stations2
Libraries2
Is Metamora a Good Place to Live?
Based on current data, Metamora receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment, high obesity rates. Metamora offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Metamora is $60,682, 19% below the national average of $75,149. At 8.3%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Metamora is $131,800, 53% below the national median / offering relatively affordable homeownership. At just 2.2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Metamora is a very safe community with a violent crime rate of 81 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 4,552 per 100,000, 132% above the national average.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 57.9% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Metamora experiences four distinct seasons with an average temperature of 54°F. Winters average 29°F in January while summers reach 75°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 43.8 inches, including 17.6 inches of snow. Air quality is rated Good with a median AQI of 41.
Metamora has a population of 402 with a density of 980 people per square mile, spread across 0.4 square miles. The median age is 48.4 years, 24% older than the national median of 38.9. The gender split is 50% female and 50% male. The city is predominantly White (99%). English is the primary language spoken at home by 96.8% of residents. 14.4% of the population are veterans, above the national rate of 6.0%. 44.0% of residents have a disability (above the 13.0% national average). 86.9% have health insurance coverage.
Population
48.4yrs
Median Age
24% above US avg
Language Spoken at Home
English Only
96.8%
23% above US avg
Spanish
3.2%
76% below US avg
The median household income in Metamora is $60,682, which is 19% below the national average of $75,149. Per capita income is $17,905 (below the $39,052 national figure). The average weekly wage is $858, 40% lower than the U.S. average. The unemployment rate is 8.3% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 366 business establishments, including 48 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. 12.1% of workers work from home.
Income
| Median HH Income | $60,682 |
| 19% below US avg |
| Per Capita Income | $17,905 |
| Avg Weekly Wage | $858 |
| IRS Avg AGI | $73,995 |
| Gini Index | 0.407 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 8.3% |
| 131% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 366 |
| County GDP | $773M |
Business (County)
| Restaurants | 48 |
| Healthcare | 49 |
| Retail | 63 |
| Manufacturing | 22 |
Tax & Cost of Living
| Property Tax (IRS) | $3,577 |
| 2% above US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 2.71% |
Commute & Transportation
| Drive Alone | 75.8% |
| Public Transit | 0.0% |
| Work from Home | 12.1% |
The median home value in Metamora is $131,800, 53% below the national median of $281,900. Zillow estimates the typical home value at $261,562, higher than the Census estimate. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 145 total housing units in the city. The median year a home was built is 1955. The average annual property tax is $3,577. 24.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.2x, well within the affordable range.
Home Values
| Census Median | $131,800 |
| 53% below US avg |
| Zillow ZHVI | $261,562 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 145 |
| Median Year Built | 1955 |
Property Tax
| Avg Tax (IRS) | $3,577 |
| 2% above US avg |
| Effective Rate | 2.71% |
In Metamora, 43.4% of adults are obese, above the national rate of 32.1%. 12.7% have diabetes (above the 10.5% national rate). Heart disease affects 6.7% of residents, above the national average. 37.1% have high blood pressure. 22.0% are current smokers (above the 14.0% national rate). 18.9% report binge drinking. 29.2% are physically inactive, above the national average. 27.2% report depression (above the 20.0% national average). 20.6% experience frequent mental distress. 11.1% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,428. The dentist ratio is 1:1,439. 43.0% of residents have access to exercise opportunities. The food environment index is 8.6 out of 10.
Health Metrics: Metamora vs U.S. Average (%)
Chronic Conditions
| Obesity | 43.4% |
| 35% above US avg |
| Diabetes | 12.7% |
| Heart Disease | 6.7% |
| High Blood Pressure | 37.1% |
| Asthma | 11.7% |
| COPD | 9.7% |
| Cancer | 7.2% |
| Stroke | 3.6% |
Behaviors & Mental Health
| Smoking | 22.0% |
| 57% above US avg |
| Binge Drinking | 18.9% |
| Physical Inactivity | 29.2% |
| Depression | 27.2% |
| Mental Distress | 20.6% |
| Physical Distress | 15.9% |
| Short Sleep | 39.6% |
Healthcare Access
| Insurance Rate | 86.9% |
| Uninsured | 11.1% |
| 29% above US avg |
| Primary Care | 1:1,428 |
| Dentists | 1:1,439 |
| Mental Health | 1:2,887 |
| Checkup Rate | 76.1% |
| Dental Visits | 52.4% |
| Premature Death | 8,835/100K |
Food & Exercise
| Food Environment | 8.6/10 |
| Exercise Access | 43.0% |
| Healthcare Facilities | 49 |
Metamora has a violent crime rate of 81 per 100,000 residents, 79% below the national average of 380. Property crime stands at 4,552 per 100,000, 132% above the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Metamora receives a safety grade of F.
Crime Rates: Metamora vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 81.0/100K |
| 79% below US avg |
| |
Property Crime
| Total Property | 4,552.1/100K |
| 132% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Traffic Accidents | 2 |
| Avg Accident Severity | 3.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Metamora experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 29°F in January while summers reach 75°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 43.8 inches. The area receives 17.6 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 716 feet.
Temperature
29°F Jan (-2°C)
75°F Jul (24°C)
| Annual Average | 53.5°F |
| 1% below US avg |
| January Average | 29°F (-2°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 716 ft (218 m) |
| Area | 0.4 sq mi (1.1 km²) |
| Population Density | 980/sq mi |
| Coordinates | 39.4485°N, 85.1372°W |
| Timezone | America/Indiana/Indianapolis |
| County | Franklin County County |
| Nearest Airport | Butler County Regional/Hogan Field (HAO)
33 miles away |
Precipitation & Snow
Annual Rainfall
43.8"
15% above US avg
Wettest Month (May)
4.80"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 34.2 / 100 |
| Social Vulnerability | 21.2 / 100 |
| Community Resilience | 43.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
10 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.5 on Jan 28, 2024.
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
48 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
129 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
142 km |
| Feb 19, 1995 |
8 km SSE of Rocky Fork Point, Ohio |
M3.6 |
148 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
115 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
123 km |
| Mar 17, 1999 |
2 km NNE of Ripley, Ohio |
M2.8 |
136 km |
| Jul 23, 2013 |
6 km NNE of Germantown, Kentucky |
M2.6 |
132 km |
| Jan 28, 2024 |
3 km SW of Old Washington, Kentucky |
M2.5 |
147 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
142 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
570 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 80 fatalities, 2,673 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
95 km |
36 |
| Apr 3, 1974 |
EF5 |
58 km |
3 |
| May 27, 2019 |
EF4 |
71 km |
0 |
| Mar 2, 2012 |
EF4 |
85 km |
4 |
| Apr 9, 1999 |
EF4 |
70 km |
4 |
| Jun 11, 1998 |
EF4 |
79 km |
0 |
| Nov 22, 1992 |
EF4 |
95 km |
1 |
| Jun 2, 1990 |
EF4 |
32 km |
0 |
| Jul 9, 1980 |
EF4 |
35 km |
2 |
| Apr 3, 1974 |
EF4 |
61 km |
4 |
| Apr 3, 1974 |
EF4 |
55 km |
0 |
| Apr 3, 1974 |
EF4 |
76 km |
0 |
| Apr 3, 1974 |
EF4 |
64 km |
2 |
| Apr 3, 1974 |
EF4 |
68 km |
1 |
| May 14, 1972 |
EF4 |
88 km |
0 |
| Apr 23, 1968 |
EF4 |
84 km |
1 |
| Apr 25, 1961 |
EF4 |
59 km |
0 |
| Mar 14, 2024 |
EF3 |
81 km |
1 |
| Mar 31, 2023 |
EF3 |
84 km |
0 |
| May 27, 2019 |
EF3 |
82 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: JPG 09 1 (6,113 ac, 1998).
| Year |
Name |
Acres |
Distance |
| 1998 |
JPG 09 1 |
6,113 |
68 km |
| 2005 |
RX BURNPLAN AREA 2-06 |
5,054 |
68 km |
| 2007 |
UNITS 8-9 2008 |
4,316 |
70 km |
| 2006 |
UNIT 19 06 WUI |
3,412 |
71 km |
| 2003 |
WUI 3 03 |
3,372 |
59 km |
| 2010 |
WUI UNIT 28K |
3,230 |
56 km |
| 1999 |
UNNAMED |
3,122 |
59 km |
| 2002 |
UNIT 8 |
2,753 |
70 km |
| 2005 |
UNIT 3 05 |
2,511 |
60 km |
| 2001 |
01 UNIT 16 |
2,361 |
68 km |
| 2011 |
WUI UNITS 0 AND 1 2011 |
2,215 |
70 km |
| 2004 |
UNIT 19 |
2,004 |
71 km |
| 2003 |
UNIT 8 03 |
1,971 |
68 km |
| 2008 |
FY 09 UNIT 42 RX FALL 2008 |
1,942 |
64 km |
| 2000 |
JPG 14 |
1,908 |
69 km |
| 2003 |
UNIT 16 03 |
1,809 |
69 km |
| 2002 |
UNIT 9 |
1,485 |
70 km |
| 1995 |
UNNAMED |
1,462 |
65 km |
| 2010 |
TRACER |
1,408 |
56 km |
| 2007 |
UNNAMED |
1,334 |
66 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
29°F (-2°C) |
2.7 in |
Coldest |
| February |
31°F (-1°C) |
2.6 in |
Driest |
| March |
41°F (5°C) |
3.7 in |
|
| April |
51°F (11°C) |
4.1 in |
|
| May |
61°F (16°C) |
4.8 in |
Wettest |
| June |
70°F (21°C) |
4.1 in |
|
| July |
75°F (24°C) |
4.3 in |
Warmest |
| August |
72°F (22°C) |
3.8 in |
|
| September |
65°F (19°C) |
2.8 in |
|
| October |
54°F (12°C) |
3.0 in |
|
| November |
43°F (6°C) |
3.6 in |
|
| December |
33°F (0°C) |
3.3 in |
|
Metamora has a seasonal temperature swing of 46°F / from 29°F in January to 75°F in July. Total annual precipitation is 42.8 inches, with May being the wettest month (4.8") and February the driest (2.6").
Average costs for common services in Metamora. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140-$373) |
| Specialist Visit |
$327 ($187-$513) |
| Urgent Care Visit |
$187 ($93-$327) |
| Emergency Room Visit |
$2,053 ($746-$4,665) |
| Dental Cleaning |
$121 ($70-$187) |
| Dental Filling |
$233 ($140-$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($47-$112) |
| Brake Pad Replacement |
$280 ($140-$467) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$560 ($373-$933) |
| Battery Replacement |
$187 ($93-$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$140) |
| Electrician (Per Hour) |
$84 ($47-$131) |
| HVAC Repair |
$373 ($140-$746) |
| HVAC System Install |
$6,531 ($3,732-$11,196) |
| Roof Repair |
$933 ($373-$1,866) |
| Roof Replacement |
$8,397 ($5,132-$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467-$3,266) |
| Divorce (Contested) |
$13,995 ($4,665-$27,990) |
| DUI Defense |
$4,665 ($1,866-$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746-$2,799) |
| Will Preparation |
$467 ($187-$933) |
| Trust Preparation |
$2,333 ($933-$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$140 ($70-$233) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$61) |
| Massage (1 Hour) |
$75 ($47-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80-$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33-$4.67) |
| Loaf of Bread |
$3.55 ($2.33-$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80-$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73-$7.00) |
| Rice (per lb) |
$0.93 ($0.56-$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75-$233) |
| Natural Gas (Monthly) |
$65 ($28-$140) |
| Water/Sewer (Monthly) |
$65 ($37-$112) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$61 ($28-$93) |
| Cable TV (Monthly) |
$79 ($47-$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70-$467) |
| Car Insurance (Annual) |
$1,866 ($1,120-$3,266) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46-$23) |
| Car Registration (Annual) |
$93 ($28-$233) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560-$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467-$1,866) |
| After-School Care (Monthly) |
$373 ($187-$653) |
| Tutoring (Per Hour) |
$47 ($23-$93) |
| SAT/ACT Prep Course |
$933 ($373-$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665-$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($47-$187) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$280 ($140-$467) |
| Cat Spay/Neuter |
$187 ($93-$373) |
View all 9 services
Frequently Asked Questions About Metamora
What is the population of Metamora?
Metamora has a population of 402 residents and is located in Indiana. The population density is 980 people per square mile, spread across 0.4 square miles. The median age of residents is 48.4 years, which is older than the national median of 38.9 years. The population is 50% female and 50% male.
Is Metamora expensive to live in?
Metamora is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $60,682, 19% below the national average of $75,149. The median home value is $131,800 (53% below the U.S. median). The home price-to-income ratio is 2.2x, indicating housing is reasonably affordable relative to local income levels.
Is Metamora safe?
Metamora is considered a very safe city with a violent crime rate of 81 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 4,552 per 100,000 (above the national average). Overall, Metamora receives a safety grade of F based on combined crime data.
What is the weather like in Metamora?
Metamora has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 29°F in January, while summers reach an average of 75°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 43.8 inches, with 17.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Metamora?
The job market in Metamora faces challenges, with unemployment at 8.3% / significantly above the national rate of 3.6%. The average weekly wage is $858. There are 366 business establishments in the area, including 48 restaurants and food service locations.
How much does housing cost in Metamora?
The median home value in Metamora is $131,800. Zillow estimates the typical home value at $261,562. The homeownership rate is 100.0%. The average annual property tax is $3,577.
How are the schools in Metamora?
Schools in Metamora score 5.7 out of 10 on standardized testing, near the national average. 0.0% of adults in Metamora hold a bachelor's degree or higher, below the national average of 33.7%. 57.9% have completed high school. 4.1% hold a graduate or professional degree.
How healthy is Metamora?
The obesity rate in Metamora is 43.4% (above the national rate of 32.1%). 22.0% of adults are smokers. 29.2% are physically inactive. 27.2% of residents report depression. 11.1% lack health insurance (above the national rate). 43.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,428.
What are the demographics of Metamora?
The racial and ethnic makeup of Metamora is 99% White, 1% Hispanic or Latino. 96.8% of residents speak only English at home, while 3.2% speak Spanish. 14.4% of the population are military veterans. 44.0% of residents have a disability. 86.9% have health insurance coverage.
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