Median Income
$53,906
28% lower than US avg
Home Value
$83,100
71% lower than US avg
Violent Crime
43/100K
89% lower than US avg
Bachelor's+
12.3%
64% lower than US avg
Median Rent
$685
41% lower than US avg
Obesity Rate
35.9%
12% higher than US avg
Unemployment
1.9%
47% lower than US avg
Poverty Rate
4.8%
61% lower than US avg
How Middle Point Compares to the U.S. Average (100% = U.S. avg)
People
Population645
Median Age39.3 yrs
Density1,194/mi²
Male / Female53% / 47%
Largest GroupWhite 98%
Veterans3.6%
Economy
A
Median Income$53,906
Per Capita$29,780
Unemployment1.9%
Poverty4.8%
County GDP$1,726M
Commute19 min
Housing
A+
Home Value$83,100
Rent$685
Ownership93.9%
Zillow$164,263
Housing Units292
Rent Burden12.2%
Crime
F
Violent43/100K
Property2,616/100K
Health
Obesity35.9%
Uninsured7.2%
Smoking15.2%
Depression27.1%
Heart Disease5.4%
Climate
Avg Temp51°F (11°C)
AQI43 (Good)
Rain41.2 in/yr
Sunny Days275/yr
Elevation779 ft (237 m)
Education
D
Bachelor's+12.3%
High School+91.0%
Graduate+1.8%
School Score6.02
Community
2024 VoteR 79% / D 20%
Commute19 min
Broadband89.8%
EV Stations3
Libraries7
Is Middle Point a Good Place to Live?
Based on current data, Middle Point receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes. Middle Point offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Middle Point is $53,906, 28% below the national average of $75,149. The job market is very strong with unemployment at just 1.9%. Only 4.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Middle Point is $83,100, 71% below the national median / offering relatively affordable homeownership. Renters pay a median of $685 per month, below the national average / a plus for affordability. At just 1.5x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Middle Point is a very safe community with a violent crime rate of 43 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 2,616 per 100,000, 33% above the national average.
Education
12.3% of residents hold a bachelor's degree, below the national average of 33.7%. 91.0% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Middle Point experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.2 inches, including 18.5 inches of snow. Air quality is rated Good with a median AQI of 43.
Middle Point has a population of 645 with a density of 1,194 people per square mile, spread across 0.6 square miles. The median age is 39.3 years, 1% older than the national median of 38.9. The gender split is 47% female and 53% male. The city is predominantly White (98.4%). English is the primary language spoken at home by 99.2% of residents. 3.6% of the population are veterans, below the national rate of 6.0%. 10.8% of residents have a disability. 99.2% have health insurance coverage.
Population
39.3yrs
Median Age
1% above US avg
Race & Ethnicity
Middle Point vs U.S. Average
Language Spoken at Home
English Only
99.2%
26% above US avg
Spanish
0.8%
94% below US avg
Social Characteristics
Middle Point vs U.S. Average
The median household income in Middle Point is $53,906, which is 28% below the national average of $75,149. Per capita income is $29,780 (below the $39,052 national figure). The average weekly wage is $950, 34% lower than the U.S. average. The unemployment rate is 1.9% (below the 3.6% US average). 4.8% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 658 business establishments, including 55 restaurants. The cost of living index is 92.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 19 minutes (shorter than the 28-minute US average). 7.1% of workers work from home (below the 15.2% national rate).
Income: Middle Point vs U.S.
Income
| Median HH Income | $53,906 |
| 28% below US avg |
| Per Capita Income | $29,780 |
| Avg Weekly Wage | $950 |
| IRS Avg AGI | $62,126 |
| Gini Index | 0.374 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.9% |
| 47% below US avg |
| Poverty Rate | 4.8% |
| 61% below US avg |
| Establishments (County) | 658 |
| County GDP | $1,726M |
Business (County)
| Restaurants | 55 |
| Healthcare | 59 |
| Retail | 84 |
| Manufacturing | 38 |
Tax & Cost of Living
| Property Tax (IRS) | $2,981 |
| 15% below US avg |
| Cost of Living | 92.80 (100=avg) |
| Effective Tax Rate | 3.59% |
Commute & Transportation
| Commute Time | 18.7 min |
| Drive Alone | 87.4% |
| Public Transit | 0.0% |
| Work from Home | 7.1% |
The median home value in Middle Point is $83,100, 71% below the national median of $281,900. Zillow estimates the typical home value at $164,263, higher than the Census estimate. Monthly rent averages $685 (41% below the national average of $1,163). Fair market rent ranges from $873 for a one-bedroom to $1,092 for a two-bedroom apartment. 93.9% of housing units are owner-occupied (above the 65.4% national rate). There are 292 total housing units in the city. The median year a home was built is 1954. The average annual property tax is $2,981. 12.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.5x, well within the affordable range.
Home Values
| Census Median | $83,100 |
| 71% below US avg |
| Zillow ZHVI | $164,263 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $685 |
| 41% below US avg |
| Rent Burden | 12.2% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
Ownership & Property
| Homeownership | 93.9% |
| Owner-Occupied | 93.9% |
| Renter-Occupied | 6.1% |
| Housing Units | 292 |
| Median Year Built | 1954 |
Property Tax
| Avg Tax (IRS) | $2,981 |
| 15% below US avg |
| Effective Rate | 3.59% |
In Middle Point, 35.9% of adults are obese, above the national rate of 32.1%. 9.5% have diabetes. Heart disease affects 5.4% of residents. 31.6% have high blood pressure. 15.2% are current smokers. 19.4% report binge drinking. 25.1% are physically inactive. 27.1% report depression (above the 20.0% national average). 18.9% experience frequent mental distress. 7.2% of residents lack health insurance. The primary care physician ratio is 1:2,210. The dentist ratio is 1:2,397. 64.8% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Middle Point vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.9% |
| 12% above US avg |
| Diabetes | 9.5% |
| Heart Disease | 5.4% |
| High Blood Pressure | 31.6% |
| Asthma | 10.9% |
| COPD | 6.3% |
| Cancer | 7.6% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 15.2% |
| 9% above US avg |
| Binge Drinking | 19.4% |
| Physical Inactivity | 25.1% |
| Depression | 27.1% |
| Mental Distress | 18.9% |
| Physical Distress | 12.3% |
| Short Sleep | 37.2% |
Healthcare Access
| Insurance Rate | 99.2% |
| Uninsured | 7.2% |
| 16% below US avg |
| Primary Care | 1:2,210 |
| Dentists | 1:2,397 |
| Mental Health | 1:652 |
| Checkup Rate | 76.9% |
| Dental Visits | 62.4% |
| Premature Death | 9,043/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 64.8% |
| Healthcare Facilities | 59 |
Middle Point has a violent crime rate of 43 per 100,000 residents, 89% below the national average of 380. Property crime stands at 2,616 per 100,000, 33% above the U.S. average. The county recorded 8 fatal traffic crashes. Overall, Middle Point receives a safety grade of F.
Crime Rates: Middle Point vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 42.7/100K |
| 89% below US avg |
| |
Property Crime
| Total Property | 2,615.9/100K |
| 33% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
| Traffic Accidents | 4 |
| Avg Accident Severity | 3.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Middle Point experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 26°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 41.2 inches. The area receives 18.5 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 779 feet.
Temperature
26°F Jan (-3°C)
73°F Jul (23°C)
| Annual Average | 51.0°F |
| 6% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 779 ft (237 m) |
| Area | 0.6 sq mi (1.5 km²) |
| Population Density | 1,194/sq mi |
| Coordinates | 40.8560°N, 84.4468°W |
| Timezone | America/New_York |
| County | Van Wert County County |
| Nearest Airport | Fort Wayne International (FWA)
40 miles away |
Precipitation & Snow
Annual Rainfall
41.2"
8% above US avg
Wettest Month (May)
3.66"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 20.1 / 100 |
| Social Vulnerability | 21.6 / 100 |
| Community Resilience | 95.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
10 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.0. Most recent: M2.5 on Mar 18, 2024.
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
118 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
56 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
51 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
34 km |
| May 14, 2010 |
1 km ENE of Gibsonburg, Ohio |
M2.7 |
113 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
29 km |
| May 20, 2023 |
3 km SSE of Walbridge, Ohio |
M2.6 |
112 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
27 km |
| Jun 4, 1990 |
4 km SSE of Van Buren, Ohio |
M2.5 |
73 km |
| Mar 18, 2024 |
4 km WSW of Millbury, Ohio |
M2.5 |
112 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
452 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 57 fatalities, 1,188 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 10, 2002 |
EF4 |
29 km |
4 |
| Feb 18, 1992 |
EF4 |
17 km |
0 |
| Apr 11, 1965 |
EF4 |
86 km |
4 |
| Apr 11, 1965 |
EF4 |
57 km |
3 |
| Apr 11, 1965 |
EF4 |
22 km |
13 |
| Mar 6, 1956 |
EF4 |
100 km |
1 |
| Jun 8, 1953 |
EF4 |
61 km |
17 |
| Mar 14, 2024 |
EF3 |
44 km |
3 |
| Mar 14, 2024 |
EF3 |
95 km |
1 |
| May 27, 2019 |
EF3 |
40 km |
1 |
| May 27, 2019 |
EF3 |
98 km |
0 |
| May 27, 2019 |
EF3 |
86 km |
0 |
| Aug 24, 2016 |
EF3 |
51 km |
0 |
| Nov 10, 2002 |
EF3 |
94 km |
0 |
| Nov 10, 2002 |
EF3 |
45 km |
0 |
| Oct 24, 2001 |
EF3 |
11 km |
0 |
| Mar 27, 1991 |
EF3 |
91 km |
1 |
| Mar 27, 1991 |
EF3 |
97 km |
0 |
| May 2, 1983 |
EF3 |
74 km |
1 |
| Apr 3, 1974 |
EF3 |
22 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
1.9 in |
Coldest |
| February |
27°F (-3°C) |
1.8 in |
Driest |
| March |
38°F (3°C) |
2.9 in |
|
| April |
49°F (9°C) |
3.3 in |
|
| May |
60°F (16°C) |
3.7 in |
Wettest |
| June |
70°F (21°C) |
3.7 in |
|
| July |
73°F (23°C) |
3.6 in |
Warmest |
| August |
71°F (22°C) |
3.1 in |
|
| September |
65°F (18°C) |
3.0 in |
|
| October |
53°F (12°C) |
2.3 in |
|
| November |
41°F (5°C) |
2.9 in |
|
| December |
30°F (-1°C) |
2.7 in |
|
Middle Point has a seasonal temperature swing of 47°F / from 26°F in January to 73°F in July. Total annual precipitation is 34.8 inches, with May being the wettest month (3.7") and February the driest (1.8").
Average costs for common services in Middle Point. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$232 ($139–$371) |
| Specialist Visit |
$325 ($186–$510) |
| Urgent Care Visit |
$186 ($93–$325) |
| Emergency Room Visit |
$2,042 ($742–$4,640) |
| Dental Cleaning |
$121 ($70–$186) |
| Dental Filling |
$232 ($139–$371) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($46–$111) |
| Brake Pad Replacement |
$278 ($139–$464) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$557 ($371–$928) |
| Battery Replacement |
$186 ($93–$325) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$139) |
| Electrician (Per Hour) |
$84 ($46–$130) |
| HVAC Repair |
$371 ($139–$742) |
| HVAC System Install |
$6,496 ($3,712–$11,136) |
| Roof Repair |
$928 ($371–$1,856) |
| Roof Replacement |
$8,352 ($5,104–$13,920) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,392 ($464–$3,248) |
| Divorce (Contested) |
$13,920 ($4,640–$27,840) |
| DUI Defense |
$4,640 ($1,856–$9,280) |
| Bankruptcy (Chapter 7) |
$1,392 ($742–$2,784) |
| Will Preparation |
$464 ($186–$928) |
| Trust Preparation |
$2,320 ($928–$4,640) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$139 ($70–$232) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$60) |
| Massage (1 Hour) |
$74 ($46–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.80 ($2.78–$5.10) |
| Dozen Eggs (per dozen) |
$3.25 ($2.32–$4.64) |
| Loaf of Bread |
$3.53 ($2.32–$5.10) |
| Chicken Breast (per lb) |
$4.18 ($2.78–$6.03) |
| Ground Beef (per lb) |
$5.10 ($3.71–$6.96) |
| Rice (per lb) |
$0.93 ($0.56–$1.67) |
View all 20 services
Utilities
| Electricity (Monthly) |
$130 ($74–$232) |
| Natural Gas (Monthly) |
$65 ($28–$139) |
| Water/Sewer (Monthly) |
$65 ($37–$111) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$60 ($28–$93) |
| Cable TV (Monthly) |
$79 ($46–$139) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$186 ($70–$464) |
| Car Insurance (Annual) |
$1,856 ($1,114–$3,248) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.42–$23) |
| Car Registration (Annual) |
$93 ($28–$232) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,114 ($557–$2,320) |
| Daycare (Toddler, Monthly) |
$928 ($464–$1,856) |
| After-School Care (Monthly) |
$371 ($186–$650) |
| Tutoring (Per Hour) |
$46 ($23–$93) |
| SAT/ACT Prep Course |
$928 ($371–$2,320) |
| Private School (K-12, Annual) |
$11,600 ($4,640–$27,840) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($46–$186) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$278 ($139–$464) |
| Cat Spay/Neuter |
$186 ($93–$371) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $751 |
| Toddler | $693 |
| Preschool | $615 |
| Family Childcare (monthly) |
| Infant | $671 |
| Toddler | $660 |
| Preschool | $610 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Middle Point
What is the population of Middle Point?
Middle Point has a population of 645 residents and is located in Ohio. The population density is 1,194 people per square mile, spread across 0.6 square miles. The median age of residents is 39.3 years. The population is 47% female and 53% male.
Is Middle Point expensive to live in?
Middle Point is more affordable than the national average, with a cost of living index of 92.8 / below the baseline of 100. The median household income is $53,906, 28% below the national average of $75,149. The median home value is $83,100 (71% below the U.S. median). Renters pay a median of $685 per month, below the national average of $1,163. The home price-to-income ratio is 1.5x, indicating housing is reasonably affordable relative to local income levels.
Is Middle Point safe?
Middle Point is considered a very safe city with a violent crime rate of 43 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 2,616 per 100,000 (above the national average). Overall, Middle Point receives a safety grade of F based on combined crime data.
What is the weather like in Middle Point?
Middle Point has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 41.2 inches, with 18.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Middle Point?
The job market in Middle Point is very strong, with unemployment at just 1.9% / well below the national rate of 3.6%. The average weekly wage is $950. There are 658 business establishments in the area, including 55 restaurants and food service locations. The average commute time is 19 minutes, and 7.1% of workers work from home.
How much does housing cost in Middle Point?
The median home value in Middle Point is $83,100. Zillow estimates the typical home value at $164,263. For renters, the median monthly rent is $685. Fair market rent is $873 for a 1-bedroom and $1,092 for a 2-bedroom apartment. The homeownership rate is 93.9%. The average annual property tax is $2,981.
How are the schools in Middle Point?
Schools in Middle Point score 6 out of 10 on standardized testing, near the national average. 12.3% of adults in Middle Point hold a bachelor's degree or higher, below the national average of 33.7%. 91.0% have completed high school. 1.8% hold a graduate or professional degree.
How healthy is Middle Point?
The obesity rate in Middle Point is 35.9% (above the national rate of 32.1%). 15.2% of adults are smokers. 25.1% are physically inactive. 27.1% of residents report depression. 7.2% lack health insurance (below the national rate). 64.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,210.
What is transportation like in Middle Point?
The average commute in Middle Point is 19 minutes, shorter than the national average of 28 minutes. 87.4% of workers drive alone to work, and 7.1% work from home.
What are the demographics of Middle Point?
The racial and ethnic makeup of Middle Point is 98.4% White. 99.2% of residents speak only English at home. 3.6% of the population are military veterans. 10.8% of residents have a disability. 99.2% have health insurance coverage.
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