Milford, NJ

New Jersey · Metropolitan Area

Milford is a small town in New Jersey with a population of 1,306. Residents earn $88,295 per year, which is 17% above the national average.

4.4 /5.0
A Great
1,306 Population 1,107/sq mi density
$88,295 Median Income $43,878 per capita
$304,100 Home Value $507,686 Zillow
$1,476 Median Rent
52°F Avg Temperature
A
Overall
4.4 / 5.0
Great overall score based on economy, affordability, safety and education
A
Economy
4.4 / 5.0
$88,295 median income, 4.5% unemployment
A+
Affordability
4.7 / 5.0
$304,100 home value, $1,476/mo rent
A
Education
4.2 / 5.0
39.7% bachelor's degree or higher
Median Income $88,295
17% higher than US avg
Home Value $304,100
8% higher than US avg
Bachelor's+ 39.7%
18% higher than US avg
Median Rent $1,476
27% higher than US avg
Obesity Rate 26.5%
17% lower than US avg
Unemployment 4.5%
25% higher than US avg
Poverty Rate 4.7%
62% lower than US avg

How Milford Compares to the U.S. Average (100% = U.S. avg)

People

Population1,306
Median Age43.1 yrs
Density1,107/mi²
Male / Female46% / 54%
Largest GroupWhite 92%

Economy

A
Median Income$88,295
Per Capita$43,878
Unemployment4.5%
Poverty4.7%
County GDP$48,827M
Commute34 min

Housing

A+
Home Value$304,100
Rent$1,476
OwnershipN/A
Zillow$507,686

Crime

ViolentN/A
PropertyN/A

Health

Obesity26.5%
UninsuredN/A
Depression18.9%
Heart Disease4.2%

Climate

Avg Temp52°F
AQI39 (Good)
Rain51.0 in/yr
Elevation383 ft

Education

A
Bachelor's+39.7%
High School+92.7%
School Score6.24

Community

2024 VoteR 50% / D 49%
Commute34 min
Libraries16

Is Milford a Good Place to Live?

Based on current data, Milford receives an overall livability score of 4.4 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, a highly educated population, a low poverty rate, high health insurance coverage. Milford stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Milford is $88,295, 17% above the national average of $75,149. Residents generally enjoy above-average earning potential. Unemployment stands at 4.5%, indicating a healthy job market. Only 4.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 34 minutes.

Cost of Living & Housing

The median home value in Milford is $304,100, roughly aligned with the national median of $281,900. Renters pay a median of $1,476 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.4x indicates a reasonably affordable housing market.

Education

Educational attainment is solid, with 39.7% holding a bachelor's degree or higher, near the national average. 92.7% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Milford experiences four distinct seasons with an average temperature of 52°F. Winters average 29°F in January while summers reach 74°F in July. Annual precipitation totals 51.0 inches. Air quality is rated Good with a median AQI of 39.

Milford has a population of 1,306 with a density of 1,107 people per square mile. The median age is 43.1 years, 11% older than the national median of 38.9. The city is predominantly White (91.7%), with 1.8% Black.

Population

1,306
Total Population
1,107
People / sq mi
43.1yrs
Median Age
11% above US avg
1.2mi²
Land Area

Gender Distribution

Male 46%
Female 54%

Race & Ethnicity

Milford vs U.S. Average

Language Spoken at Home

English Only92.0%
17% above US avg
Spanish8.0%
40% below US avg

Social Characteristics

Milford vs U.S. Average

The median household income in Milford is $88,295, which is 17% above the national average of $75,149. The unemployment rate is 4.5% (above the 3.6% US average). 4.7% of residents live below the poverty line. Workers commute an average of 34 minutes.

Income: Milford vs U.S.

Commute Mode

Income

Median HH Income$88,295
17% above US avg
Per Capita Income$43,878
Avg Weekly Wage$1,249
IRS Avg AGI$121,435

Employment & Poverty

Unemployment4.5%
25% above US avg
Poverty Rate4.7%
62% below US avg
Establishments (County)21,271
County GDP$48,827M

Business (County)

Restaurants1,489
Healthcare2,160
Retail2,224
Manufacturing943

Tax & Cost of Living

Property Tax (IRS)$8,754
150% above US avg
Effective Tax Rate2.88%

Commute & Transportation

Commute Time34.0 min
Work from Home17.6%

Walkability

The median home value in Milford is $304,100, 8% above the national average. Monthly rent averages $1,476 (27% above US avg). Zillow estimates the typical home value at $507,686.

Home Value Sources

Ownership Split

Home Values

Census Median$304,100
8% above US avg
Zillow ZHVI$507,686
Median List Price$425,000

Real Estate Market (Redfin)

Median List Price$425,000
$/Sq Ft$206
Homes Sold2
Sale-to-List Ratio95.5%
Price Drops0.0%
Inventory11

Rental Costs

Census Median Rent$1,476
27% above US avg

HUD Fair Market Rent

Studio$1,599
1 Bedroom$1,759
2 Bedrooms$2,132
3 Bedrooms$2,658
4 Bedrooms$3,005

Ownership & Property

Owner-Occupied73.4%

Property Tax

Avg Tax (IRS)$8,754
150% above US avg
Effective Rate2.88%
In Milford, 26.5% of adults are obese (below the 32.1% national rate). 18.9% report depression. 17.2% are physically inactive.

Health Metrics: Milford vs U.S. Average (%)

Chronic Conditions

Obesity26.5%
17% below US avg
Diabetes6.8%
Heart Disease4.2%
High Blood Pressure25.6%
Asthma9.2%
COPD4.0%
Stroke2.1%

Behaviors & Mental Health

Binge Drinking19.8%
Physical Inactivity17.2%
Depression18.9%
Mental Distress15.4%
Physical Distress10.2%

Healthcare Access

Insurance Rate98.0%
Checkup Rate75.2%
Premature Death6,421/100K

Food & Exercise

Food Environment9.1/10
Exercise Access91.9%
Healthcare Facilities2,160

Crime Rates: Milford vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)49

Safety Score

Milford has an average annual temperature of 52°F (11°C). Winters average 29°F in January while summers reach 74°F in July. Annual precipitation is 51.0 inches. Air quality is rated Good with a median AQI of 39.

Temperature

29°F Jan (-2°C) 74°F Jul (23°C)
Annual Average51.6°F
4% below US avg
January Average29°F (-2°C)
July Average74°F (23°C)

Precipitation & Snow

Annual Rainfall51.0 inches
34% above US avg

Air Quality

AQI Median39.0
RatingGood

Geography

Elevation383 ft (117 m)
Area1.2 sq mi (3.1 km²)
Population Density1,107/sq mi
Coordinates40.5735°N, 75.0897°W
County FIPS42017
It is classified as Metro — 1 million+. 39.7% of residents hold a bachelor's degree or higher (18% above US avg). In the 2024 election, the county voted Republican by a 0.1-point margin.

2024 Presidential Election (County)

R 49.6%
D 49.5%

Winner: Republican by 0.1 points

Education

Bachelor's Degree+39.7%
18% above US avg
High School+92.7%
School Test Score6.24
A Education Grade (4.2/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density1,107/sq mi
Total Area1.2 sq mi

Infrastructure & Services

Public Libraries16
Healthcare Facilities2,160
Restaurants1,489
Retail Stores2,224

Safety & Disasters

Fatal Crashes (County/yr)49

Commute & Transportation

Avg Commute34.0 min
Work from Home17.6%

Nearby Cities

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