Phillipsburg, NJ

New Jersey · Metropolitan Area

Phillipsburg is a small city in New Jersey with a population of 15,251. Residents earn $67,782 per year, which is 10% below the national average.

3.0 /5.0
B Good
15,251 Population 4,781/sq mi density
$67,782 Median Income $36,735 per capita
$180,700 Home Value $332,234 Zillow
$1,118 Median Rent
52°F Avg Temperature
178 Violent Crime/100K 2,331 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.2 / 5.0
$67,782 median income, 5.2% unemployment
A+
Affordability
5.0 / 5.0
$180,700 home value, $1,118/mo rent
F
Safety
1.0 / 5.0
178 violent crimes/100K (53% below avg)
C+
Education
2.8 / 5.0
22.1% bachelor's degree or higher
Median Income $67,782
10% lower than US avg
Home Value $180,700
36% lower than US avg
Violent Crime 178/100K
53% lower than US avg
Bachelor's+ 22.1%
34% lower than US avg
Median Rent $1,118
4% lower than US avg
Obesity Rate 36.8%
15% higher than US avg
Unemployment 5.2%
44% higher than US avg
Poverty Rate 18.2%
47% higher than US avg

How Phillipsburg Compares to the U.S. Average (100% = U.S. avg)

People

Population15,251
Median Age41.6 yrs
Density4,781/mi²
Male / Female50% / 50%
Largest GroupWhite 69%

Economy

B
Median Income$67,782
Per Capita$36,735
Unemployment5.2%
Poverty18.2%
County GDP$20,982M
Commute29 min

Housing

A+
Home Value$180,700
Rent$1,118
OwnershipN/A
Zillow$332,234

Crime

F
Violent178/100K
Property2,331/100K
Murder0.0/100K
Assault69/100K
Burglary466/100K

Health

Obesity36.8%
UninsuredN/A
Depression19.9%
Heart Disease5.8%

Climate

Avg Temp52°F
AQI39 (Good)
Rain51.0 in/yr
Elevation316 ft

Education

C+
Bachelor's+22.1%
High School+90.7%
School Score6.24

Community

2024 VoteR 50% / D 49%
Commute29 min
EV Stations1
Libraries10

Is Phillipsburg a Good Place to Live?

Based on current data, Phillipsburg receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, high health insurance coverage. Areas to be aware of include above-average unemployment, an elevated poverty rate. Phillipsburg offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Phillipsburg is $67,782, 10% below the national average of $75,149. The unemployment rate of 5.2% is somewhat elevated compared to the national rate of 3.6%. The poverty rate of 18.2% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 29 minutes.

Cost of Living & Housing

The median home value in Phillipsburg is $180,700, 36% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,118 per month. At just 2.7x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Violent crime in Phillipsburg is below the national average at 178 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,331 per 100,000, near the national average.

Education

22.1% of residents hold a bachelor's degree, below the national average of 33.7%. 90.7% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Phillipsburg experiences four distinct seasons with an average temperature of 52°F. Winters average 30°F in January while summers reach 75°F in July. Annual precipitation totals 51.0 inches. Air quality is rated Good with a median AQI of 39.

Phillipsburg has a population of 15,251 with a density of 4,781 people per square mile. The median age is 41.6 years, 7% older than the national median of 38.9. The city is predominantly White (68.6%), with 3.2% Hispanic, 13.4% Black.

Population

15,251
Total Population
4,781
People / sq mi
41.6yrs
Median Age
7% above US avg
3.2mi²
Land Area

Gender Distribution

Male 49.7%
Female 50.3%

Race & Ethnicity

Phillipsburg vs U.S. Average

Language Spoken at Home

English Only85.2%
9% above US avg
Spanish14.8%
10% above US avg

Social Characteristics

Phillipsburg vs U.S. Average

The median household income in Phillipsburg is $67,782, which is 10% below the national average of $75,149. The unemployment rate is 5.2% (above the 3.6% US average). 18.2% of residents live below the poverty line. Workers commute an average of 29 minutes.

Income: Phillipsburg vs U.S.

Commute Mode

Income

Median HH Income$67,782
10% below US avg
Per Capita Income$36,735
Avg Weekly Wage$1,160
IRS Avg AGI$85,539

Employment & Poverty

Unemployment5.2%
44% above US avg
Poverty Rate18.2%
47% above US avg
Establishments (County)7,088
County GDP$20,982M

Business (County)

Restaurants726
Healthcare748
Retail830
Manufacturing338

Tax & Cost of Living

Property Tax (IRS)$7,459
113% above US avg
Effective Tax Rate4.13%

Commute & Transportation

Commute Time28.5 min
Work from Home2.8%

Walkability

The median home value in Phillipsburg is $180,700, 36% below the national average. Monthly rent averages $1,118 (4% below US avg). Zillow estimates the typical home value at $332,234.

Home Value Sources

Ownership Split

Home Values

Census Median$180,700
36% below US avg
Zillow ZHVI$332,234
Median List Price$292,000

Real Estate Market (Redfin)

Median List Price$292,000
$/Sq Ft$208
Homes Sold7
Sale-to-List Ratio102.0%
Price Drops18.9%
Inventory37

Rental Costs

Census Median Rent$1,118
4% below US avg
Zillow Rent (ZORI)$1,821

HUD Fair Market Rent

Studio$1,599
1 Bedroom$1,759
2 Bedrooms$2,132
3 Bedrooms$2,658
4 Bedrooms$3,005

Ownership & Property

Owner-Occupied58.8%

Property Tax

Avg Tax (IRS)$7,459
113% above US avg
Effective Rate4.13%
In Phillipsburg, 36.8% of adults are obese (above the 32.1% national rate). 19.9% report depression. 30.8% are physically inactive.

Health Metrics: Phillipsburg vs U.S. Average (%)

Chronic Conditions

Obesity36.8%
15% above US avg
Diabetes10.2%
Heart Disease5.8%
High Blood Pressure33.1%
Asthma10.2%
COPD6.7%
Stroke3.3%

Behaviors & Mental Health

Binge Drinking16.6%
Physical Inactivity30.8%
Depression19.9%
Mental Distress19.3%
Physical Distress14.5%

Healthcare Access

Insurance Rate93.4%
Checkup Rate74.5%
Premature Death6,471/100K

Food & Exercise

Food Environment8.7/10
Exercise Access90.0%
Healthcare Facilities748
Phillipsburg has a violent crime rate of 178 per 100,000 residents, 53% below the national average of 380. Property crime stands at 2,331 per 100,000 (19% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Phillipsburg vs U.S. Average (per 100,000)

Violent Crime

Total Violent178.3/100K
53% below US avg
Murder0.0/100K
100% below US avg
Rape48.0/100K
Robbery61.7/100K
Assault68.6/100K

Property Crime

Total Property2,331.0/100K
19% above US avg
Burglary466.2/100K
Theft1,727.7/100K
Vehicle Theft137.1/100K
Arson48.0/100K

Traffic Safety

Fatal Crashes (County/yr)21

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Phillipsburg has an average annual temperature of 52°F (11°C). Winters average 30°F in January while summers reach 75°F in July. Annual precipitation is 51.0 inches. Air quality is rated Good with a median AQI of 39.

Temperature

30°F Jan (-1°C) 75°F Jul (24°C)
Annual Average52.1°F
4% below US avg
January Average30°F (-1°C)
July Average75°F (24°C)

Precipitation & Snow

Annual Rainfall51.0 inches
34% above US avg

Air Quality

AQI Median39.0
RatingGood

Geography

Elevation316 ft (96 m)
Area3.2 sq mi (8.3 km²)
Population Density4,781/sq mi
Coordinates40.6920°N, 75.1790°W
County FIPS42095
It is classified as Metro — 250K–1M. 22.1% of residents hold a bachelor's degree or higher (34% below US avg). In the 2024 election, the county voted Republican by a 1.8-point margin.

2024 Presidential Election (County)

R 50.4%
D 48.6%

Winner: Republican by 1.8 points

Education

Bachelor's Degree+22.1%
34% below US avg
High School+90.7%
School Test Score6.24
C+ Education Grade (2.8/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density4,781/sq mi
Total Area3.2 sq mi

Infrastructure & Services

EV Charging Stations1
Alt Fuel Stations1
Public Libraries10
Healthcare Facilities748
Restaurants726
Retail Stores830

Safety & Disasters

Fatal Crashes (County/yr)21
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute28.5 min
Work from Home2.8%

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