Median Income
$52,883
30% lower than US avg
Home Value
$152,400
46% lower than US avg
Bachelor's+
18.7%
45% lower than US avg
Median Rent
$662
43% lower than US avg
Obesity Rate
38.4%
20% higher than US avg
Unemployment
0.8%
78% lower than US avg
Poverty Rate
4.8%
61% lower than US avg
How Monroe City Compares to the U.S. Average (100% = U.S. avg)
People
Population3,162
Median Age40.0 yrs
Density1,044/mi²
Male / Female50% / 50%
Largest GroupWhite 87%
Veterans7.4%
Economy
A
Median Income$52,883
Per Capita$27,538
Unemployment0.8%
Poverty4.8%
Commute20 min
Housing
A+
Home Value$152,400
Rent$662
Ownership50.4%
Zillow$199,642
Housing Units1,395
Rent Burden23.5%
Health
Obesity38.4%
Uninsured9.6%
Smoking19.4%
Depression27.2%
Heart Disease6.1%
Climate
Avg Temp53°F (12°C)
AQI35 (Good)
Rain41.7 in/yr
Elevation748 ft (228 m)
Education
C
Bachelor's+18.7%
High School+84.4%
Graduate+6.2%
School Score5.39
Community
2024 VoteR 79% / D 20%
Commute20 min
Broadband82.5%
EV Stations2
Is Monroe City a Good Place to Live?
Based on current data, Monroe City receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate. Areas to be aware of include below-average incomes. Monroe City offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Monroe City is $52,883, 30% below the national average of $75,149. The job market is very strong with unemployment at just 0.8%. Only 4.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Monroe City is $152,400, 46% below the national median / offering relatively affordable homeownership. Renters pay a median of $662 per month, below the national average / a plus for affordability. At just 2.9x median income, home prices are very affordable relative to local earnings.
Education
18.7% of residents hold a bachelor's degree, below the national average of 33.7%. 84.4% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
Monroe City experiences four distinct seasons with an average temperature of 53°F. Winters average 27°F in January while summers reach 76°F in July. Annual precipitation totals 41.7 inches, including 12.5 inches of snow. Air quality is rated Good with a median AQI of 35.
Monroe City has a population of 3,162 with a density of 1,044 people per square mile, spread across 3.1 square miles. The median age is 40.0 years, 3% older than the national median of 38.9. The gender split is 50.4% female and 49.6% male. The city is predominantly White (87%), with 2.1% Hispanic, 8.4% Black. English is the primary language spoken at home by 98.2% of residents. 7.4% of the population are veterans, above the national rate of 6.0%. 17.7% of residents have a disability (above the 13.0% national average). 90.4% have health insurance coverage.
Population
3,162
Total Population
2023 Census
40.0yrs
Median Age
3% above US avg
Race & Ethnicity
Monroe City vs U.S. Average
Language Spoken at Home
English Only
98.2%
25% above US avg
Spanish
3.0%
78% below US avg
Social Characteristics
Monroe City vs U.S. Average
The median household income in Monroe City is $52,883, which is 30% below the national average of $75,149. Per capita income is $27,538 (below the $39,052 national figure). The unemployment rate is 0.8% (below the 3.6% US average). 4.8% of residents live below the poverty line, lower than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 2.7% of workers work from home (below the 15.2% national rate).
Income: Monroe City vs U.S.
Income
| Median HH Income | $52,883 |
| 30% below US avg |
| Per Capita Income | $27,538 |
Employment & Poverty
| Unemployment | 0.8% |
| 78% below US avg |
| Poverty Rate | 4.8% |
| 61% below US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 19.8 min |
| Drive Alone | 85.5% |
| Public Transit | 0.3% |
| Work from Home | 2.7% |
The median home value in Monroe City is $152,400, 46% below the national median of $281,900. Zillow estimates the typical home value at $199,642, higher than the Census estimate. Monthly rent averages $662 (43% below the national average of $1,163). Fair market rent ranges from $677 for a one-bedroom to $888 for a two-bedroom apartment. 50.4% of housing units are owner-occupied (below the 65.4% national rate). There are 1,395 total housing units in the city. The median year a home was built is 1973. 23.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.9x, well within the affordable range.
Home Values
| Census Median | $152,400 |
| 46% below US avg |
| Zillow ZHVI | $199,642 |
Rental Costs
| Census Median Rent | $662 |
| 43% below US avg |
| Rent Burden | 23.5% |
HUD Fair Market Rent
| Studio | $660 |
| 1 Bedroom | $677 |
| 2 Bedrooms | $888 |
| 3 Bedrooms | $1,065 |
| 4 Bedrooms | $1,303 |
Ownership & Property
| Homeownership | 50.4% |
| Owner-Occupied | 50.4% |
| Renter-Occupied | 49.6% |
| Housing Units | 1,395 |
| Median Year Built | 1973 |
Property Tax
In Monroe City, 38.4% of adults are obese, above the national rate of 32.1%. 10.9% have diabetes. Heart disease affects 6.1% of residents. 33.4% have high blood pressure. 19.4% are current smokers (above the 14.0% national rate). 17.4% report binge drinking. 30.6% are physically inactive, above the national average. 27.2% report depression (above the 20.0% national average). 20.1% experience frequent mental distress. 9.6% of residents lack health insurance.
Health Metrics: Monroe City vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.4% |
| 20% above US avg |
| Diabetes | 10.9% |
| Heart Disease | 6.1% |
| High Blood Pressure | 33.4% |
| Asthma | 11.1% |
| COPD | 8.3% |
| Cancer | 7.4% |
| Stroke | 3.4% |
Behaviors & Mental Health
| Smoking | 19.4% |
| 39% above US avg |
| Binge Drinking | 17.4% |
| Physical Inactivity | 30.6% |
| Depression | 27.2% |
| Mental Distress | 20.1% |
| Physical Distress | 14.9% |
| Short Sleep | 40.8% |
Healthcare Access
| Insurance Rate | 90.4% |
| Uninsured | 9.6% |
| 12% above US avg |
| Checkup Rate | 76.1% |
| Dental Visits | 54.6% |
Food & Exercise
Monroe City experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 27°F in January while summers reach 76°F in July. Annual precipitation totals 41.7 inches. The area receives 12.5 inches of snow annually. Air quality is rated Good with a median AQI of 35. 98% of days have good air quality. The city sits at an elevation of 748 feet.
Temperature
27°F Jan (-3°C)
76°F Jul (25°C)
| Annual Average | 53.0°F |
| 2% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 76°F (25°C) |
Geography
| Elevation | 748 ft (228 m) |
| Area | 3.1 sq mi (7.9 km²) |
| Population Density | 1,044/sq mi |
| Coordinates | 39.6537°N, 91.7346°W |
| Timezone | America/Chicago |
| Nearest Airport | Quincy Regional-Baldwin Field (UIN)
35 miles away |
Precipitation & Snow
Annual Rainfall
41.7"
10% above US avg
Wettest Month (Jun)
5.36"
Air Quality
| AQI Median | 35.0 |
| Rating | Good |
| Good Days % | 97.5% |
| Unhealthy Days | 0 |
Earthquake History
4 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.3. Most recent: M2.5 on Jul 15, 2025.
| Jul 31, 2005 |
Missouri |
M3.3 |
135 km |
| Feb 8, 2004 |
6 km SSW of Stoutsville, Missouri |
M2.9 |
22 km |
| Sep 19, 2024 |
1 km S of Old Monroe, Missouri |
M2.6 |
118 km |
| Jul 15, 2025 |
3 km W of Hale, Missouri |
M2.5 |
142 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
369 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 14 fatalities, 224 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 12, 2006 |
EF4 |
44 km |
0 |
| Apr 23, 1975 |
EF4 |
80 km |
1 |
| Apr 20, 1973 |
EF4 |
71 km |
1 |
| Jun 12, 1970 |
EF4 |
99 km |
0 |
| Mar 13, 2006 |
EF3 |
96 km |
0 |
| Mar 13, 2006 |
EF3 |
74 km |
0 |
| Mar 12, 2006 |
EF3 |
74 km |
4 |
| May 10, 2003 |
EF3 |
2 km |
0 |
| Apr 8, 1999 |
EF3 |
81 km |
0 |
| Nov 10, 1998 |
EF3 |
94 km |
0 |
| Jul 4, 1995 |
EF3 |
66 km |
0 |
| Nov 27, 1990 |
EF3 |
94 km |
0 |
| Apr 13, 1974 |
EF3 |
53 km |
0 |
| Apr 13, 1974 |
EF3 |
72 km |
0 |
| Sep 30, 1973 |
EF3 |
94 km |
0 |
| May 1, 1973 |
EF3 |
85 km |
2 |
| Apr 20, 1973 |
EF3 |
90 km |
0 |
| Jun 12, 1970 |
EF3 |
64 km |
0 |
| Jun 12, 1970 |
EF3 |
57 km |
0 |
| May 14, 1961 |
EF3 |
38 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
27°F (-3°C) |
1.8 in |
Coldest, Driest |
| February |
31°F (-1°C) |
2.0 in |
|
| March |
42°F (5°C) |
2.9 in |
|
| April |
53°F (12°C) |
4.3 in |
|
| May |
63°F (17°C) |
5.0 in |
|
| June |
73°F (23°C) |
5.4 in |
Wettest |
| July |
76°F (25°C) |
4.6 in |
Warmest |
| August |
74°F (24°C) |
3.8 in |
|
| September |
67°F (19°C) |
3.9 in |
|
| October |
55°F (13°C) |
3.3 in |
|
| November |
43°F (6°C) |
2.7 in |
|
| December |
32°F (0°C) |
2.0 in |
|
Monroe City has a seasonal temperature swing of 49°F / from 27°F in January to 76°F in July. Total annual precipitation is 41.7 inches, with June being the wettest month (5.4") and January the driest (1.8").
Average costs for common services in Monroe City. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136-$363) |
| Specialist Visit |
$318 ($182-$499) |
| Urgent Care Visit |
$182 ($91-$318) |
| Emergency Room Visit |
$1,998 ($726-$4,540) |
| Dental Cleaning |
$118 ($68-$182) |
| Dental Filling |
$227 ($136-$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$109) |
| Brake Pad Replacement |
$272 ($136-$454) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$545 ($363-$908) |
| Battery Replacement |
$182 ($91-$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54-$136) |
| Electrician (Per Hour) |
$82 ($45-$127) |
| HVAC Repair |
$363 ($136-$726) |
| HVAC System Install |
$6,356 ($3,632-$10,896) |
| Roof Repair |
$908 ($363-$1,816) |
| Roof Replacement |
$8,172 ($4,994-$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454-$3,178) |
| Divorce (Contested) |
$13,620 ($4,540-$27,240) |
| DUI Defense |
$4,540 ($1,816-$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726-$2,724) |
| Will Preparation |
$454 ($182-$908) |
| Trust Preparation |
$2,270 ($908-$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$91) |
| Hair Coloring (Full) |
$136 ($68-$227) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$73 ($45-$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72-$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27-$4.54) |
| Loaf of Bread |
$3.45 ($2.27-$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72-$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63-$6.81) |
| Rice (per lb) |
$0.91 ($0.54-$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73-$227) |
| Natural Gas (Monthly) |
$64 ($27-$136) |
| Water/Sewer (Monthly) |
$64 ($36-$109) |
| Internet (Monthly) |
$64 ($36-$91) |
| Cell Phone Plan (Monthly) |
$59 ($27-$91) |
| Cable TV (Monthly) |
$77 ($45-$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68-$454) |
| Car Insurance (Annual) |
$1,816 ($1,090-$3,178) |
| Bus Pass (Monthly) |
$64 ($27-$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26-$23) |
| Car Registration (Annual) |
$91 ($27-$227) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545-$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454-$1,816) |
| After-School Care (Monthly) |
$363 ($182-$636) |
| Tutoring (Per Hour) |
$45 ($23-$91) |
| SAT/ACT Prep Course |
$908 ($363-$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540-$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$91) |
| Dog Vaccination (Annual) |
$91 ($45-$182) |
| Dog Grooming |
$54 ($27-$91) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$272 ($136-$454) |
| Cat Spay/Neuter |
$182 ($91-$363) |
View all 9 services
Frequently Asked Questions About Monroe City
What is the population of Monroe City?
Monroe City has a population of 3,162 residents and is located in Missouri. The population density is 1,044 people per square mile, spread across 3.1 square miles. The median age of residents is 40.0 years. The population is 50.4% female and 49.6% male.
Is Monroe City expensive to live in?
Monroe City is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $52,883, 30% below the national average of $75,149. The median home value is $152,400 (46% below the U.S. median). Renters pay a median of $662 per month, below the national average of $1,163. The home price-to-income ratio is 2.9x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Monroe City?
Monroe City has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 27°F in January, while summers reach an average of 76°F in July. Annual rainfall totals 41.7 inches, with 12.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 35.
How is the job market in Monroe City?
The job market in Monroe City is very strong, with unemployment at just 0.8% / well below the national rate of 3.6%. The average commute time is 20 minutes, and 2.7% of workers work from home.
How much does housing cost in Monroe City?
The median home value in Monroe City is $152,400. Zillow estimates the typical home value at $199,642. For renters, the median monthly rent is $662. Fair market rent is $677 for a 1-bedroom and $888 for a 2-bedroom apartment. The homeownership rate is 50.4%.
How are the schools in Monroe City?
Schools in Monroe City score 5.4 out of 10 on standardized testing, near the national average. 18.7% of adults in Monroe City hold a bachelor's degree or higher, below the national average of 33.7%. 84.4% have completed high school. 6.2% hold a graduate or professional degree.
How healthy is Monroe City?
The obesity rate in Monroe City is 38.4% (above the national rate of 32.1%). 19.4% of adults are smokers. 30.6% are physically inactive. 27.2% of residents report depression. 9.6% lack health insurance.
What is transportation like in Monroe City?
The average commute in Monroe City is 20 minutes, shorter than the national average of 28 minutes. 85.5% of workers drive alone to work, and 2.7% work from home.
What are the demographics of Monroe City?
The racial and ethnic makeup of Monroe City is 87% White, 8.4% Black or African American, 2.1% Hispanic or Latino. 98.2% of residents speak only English at home. 7.4% of the population are military veterans. 17.7% of residents have a disability. 90.4% have health insurance coverage.