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Monroe City, MO

Missouri

Monroe City is a small town in Missouri with a population of 3,162. Residents earn $52,883 per year, which is 30% below the national average.

3.5 /5.0
B+ Good
3,162 Population 1,044/sq mi density
$52,883 Median Income $27,538 per capita
$152,400 Home Value $189,805 Zillow
$662 Median Rent 23.5% income on rent
53°F Avg Temperature 264 sunny days/yr
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$52,883 median income, 0.5% unemployment
A+
Affordability
5.0 / 5.0
$152,400 home value, $662/mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K (100% below avg)
C
Education
2.5 / 5.0
18.7% bachelor's degree or higher
Median Income $52,883
30% lower than US avg
Home Value $152,400
46% lower than US avg
Violent Crime 0/100K
100% lower than US avg
Bachelor's+ 18.7%
45% lower than US avg
Median Rent $662
43% lower than US avg
Obesity Rate 38.4%
20% higher than US avg
Unemployment 0.5%
86% lower than US avg
Poverty Rate 4.8%
61% lower than US avg

How Monroe City Compares to the U.S. Average (100% = U.S. avg)

People

Population3,162
Median Age40.0 yrs
Density1,044/mi²
Male / Female50% / 50%
Largest GroupWhite 87%
Veterans7.4%

Economy

A
Median Income$52,883
Per Capita$27,538
Unemployment0.5%
Poverty4.8%
Commute20 min

Housing

A+
Home Value$152,400
Rent$662
OwnershipN/A
Zillow$189,805
Housing Units1,395
Rent Burden23.5%

Crime

C+
Violent0/100K
Property962/100K
Murder0.0/100K
Assault0/100K
Burglary321/100K

Health

Obesity38.4%
Uninsured9.9%
Smoking19.4%
Depression27.2%
Heart Disease6.1%

Climate

Avg Temp53°F (12°C)
AQI36 (Good)
Rain39.6 in/yr
Sunny Days264/yr
Elevation748 ft (228 m)

Education

C
Bachelor's+18.7%
High School+84.4%
Graduate+6.2%
School Score5.39

Community

2024 VoteR 79% / D 20%
Commute20 min
Broadband82.5%

Is Monroe City a Good Place to Live?

Based on current data, Monroe City receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes. Monroe City offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Monroe City is $52,883, 30% below the national average of $75,149. The job market is very strong with unemployment at just 0.5%. Only 4.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Monroe City is $152,400, 46% below the national median — offering relatively affordable homeownership. Renters pay a median of $662 per month, below the national average — a plus for affordability. At just 2.9x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Monroe City is a very safe community with a violent crime rate of 0 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 962 per 100,000, 51% below the national average.

Education

18.7% of residents hold a bachelor's degree, below the national average of 33.7%. 84.4% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Monroe City experiences four distinct seasons with an average temperature of 53°F. Winters average 26°F in January while summers reach 77°F in July. With 264 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.6 inches, including 5.6 inches of snow. Air quality is rated Good with a median AQI of 36.

Monroe City has a population of 3,162 with a density of 1,044 people per square mile, spread across 3.0 square miles. The median age is 40.0 years, 3% older than the national median of 38.9. The gender split is 50.4% female and 49.6% male. The city is predominantly White (87%), with 1.6% Hispanic, 8.4% Black. English is the primary language spoken at home by 97% of residents. 7.4% of the population are veterans, above the national rate of 6.0%. 17.3% of residents have a disability (above the 13.0% national average). 89.3% have health insurance coverage.

Population

3,162
Total Population
1,044
People / sq mi
40.0yrs
Median Age
3% above US avg
3.0mi²
Land Area

Gender Distribution

Male 49.6%
Female 50.4%

Race & Ethnicity

Monroe City vs U.S. Average

Language Spoken at Home

English Only97.0%
24% above US avg
Spanish3.0%
78% below US avg

Social Characteristics

Monroe City vs U.S. Average

The median household income in Monroe City is $52,883, which is 30% below the national average of $75,149. Per capita income is $27,538 (below the $39,052 national figure). The unemployment rate is 0.5% (below the 3.6% US average). 4.8% of residents live below the poverty line, lower than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 — offering relatively affordable living. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 2.7% of workers work from home (below the 15.2% national rate).

Income: Monroe City vs U.S.

Commute Mode

Income

Median HH Income$52,883
30% below US avg
Per Capita Income$27,538

Employment & Poverty

Unemployment0.5%
86% below US avg
Poverty Rate4.8%
61% below US avg

Business (County)

Tax & Cost of Living

Cost of Living90.80 (100=avg)

Commute & Transportation

Commute Time19.8 min
Drive Alone85.5%
Public Transit0.3%
Work from Home2.7%

Walkability

The median home value in Monroe City is $152,400, 46% below the national median of $281,900. Zillow estimates the typical home value at $189,805, higher than the Census estimate. Monthly rent averages $662 (43% below the national average of $1,163). Fair market rent ranges from $677 for a one-bedroom to $888 for a two-bedroom apartment. There are 1,395 total housing units in the city. The median year a home was built is 1973. 23.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.9x, well within the affordable range.

Home Value Sources

Ownership Split

Home Values

Census Median$152,400
46% below US avg
Zillow ZHVI$189,805

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$662
43% below US avg
Rent Burden23.5%

HUD Fair Market Rent

Studio$660
1 Bedroom$677
2 Bedrooms$888
3 Bedrooms$1,065
4 Bedrooms$1,303

Ownership & Property

Owner-Occupied50.4%
Housing Units1,395
Median Year Built1973

Property Tax

In Monroe City, 38.4% of adults are obese, above the national rate of 32.1%. 10.9% have diabetes. Heart disease affects 6.1% of residents. 33.4% have high blood pressure. 19.4% are current smokers (above the 14.0% national rate). 17.4% report binge drinking. 30.6% are physically inactive, above the national average. 27.2% report depression (above the 20.0% national average). 20.1% experience frequent mental distress. 9.9% of residents lack health insurance.

Health Metrics: Monroe City vs U.S. Average (%)

Chronic Conditions

Obesity38.4%
20% above US avg
Diabetes10.9%
Heart Disease6.1%
High Blood Pressure33.4%
Asthma11.1%
COPD8.3%
Cancer7.4%
Stroke3.4%

Behaviors & Mental Health

Smoking19.4%
39% above US avg
Binge Drinking17.4%
Physical Inactivity30.6%
Depression27.2%
Mental Distress20.1%
Physical Distress14.9%
Short Sleep40.8%

Healthcare Access

Insurance Rate89.3%
Uninsured9.9%
15% above US avg
Checkup Rate76.1%
Dental Visits54.6%

Food & Exercise

Monroe City has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 962 per 100,000, 51% below the U.S. average. This includes larceny/theft at 561, burglary at 321, vehicle theft at 80 per 100,000 residents. Overall, Monroe City receives a safety grade of C+.

Crime Rates: Monroe City vs U.S. Average (per 100,000)

Violent Crime

Total Violent0.0/100K
100% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault0.0/100K

Property Crime

Total Property961.5/100K
51% below US avg
Burglary320.5/100K
Theft560.9/100K
Vehicle Theft80.1/100K
Arson0.0/100K

Traffic Safety

Safety Score

Safety GradeC+
Safety Score2.5 / 5.0
Monroe City experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 26°F in January while summers reach 77°F in July. The area gets 264 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 39.6 inches. The area receives 5.6 inches of snow annually. Air quality is rated Good with a median AQI of 36. 97% of days have good air quality. The city sits at an elevation of 748 feet.

Temperature

26°F Jan (-4°C) 77°F Jul (25°C)
Annual Average53.0°F
2% below US avg
January Average26°F (-4°C)
July Average77°F (25°C)
Sunny Days264 days/yr

Precipitation & Snow

Annual Rainfall39.6 inches
4% above US avg
Snowfall5.6 inches/yr

Air Quality

AQI Median36.0
RatingGood
Good Days %97.5%
Unhealthy Days0

Geography

Elevation748 ft (228 m)
Area3.0 sq mi (7.8 km²)
Population Density1,044/sq mi
Coordinates39.6537°N, 91.7346°W
TimezoneAmerica/Chicago

Monthly Weather

Month Avg Temperature Precipitation Summary
January 26°F (-4°C) 1.6 in Coldest, Driest
February 31°F (-1°C) 1.6 in
March 42°F (6°C) 3.3 in
April 54°F (12°C) 3.7 in
May 63°F (17°C) 4.6 in Wettest
June 73°F (23°C) 4.1 in
July 77°F (25°C) 4.2 in Warmest
August 75°F (24°C) 3.8 in
September 67°F (20°C) 4.1 in
October 56°F (13°C) 3.2 in
November 43°F (6°C) 3.0 in
December 31°F (-1°C) 2.4 in

Monroe City has a seasonal temperature swing of 52°F — from 26°F in January to 77°F in July. Total annual precipitation is 39.6 inches, with May being the wettest month (4.6") and January the driest (1.6").

It is classified as Nonmetro — Rural, a rural community. 18.7% of adults hold a bachelor's degree or higher, 45% below the national average of 33.7%. 84.4% have completed high school. 6.2% hold a graduate or professional degree (below the 13.1% national rate). Area schools have an average test score of 5.4 out of 10. In the 2024 presidential election, the county voted Republican with 79.4% of the vote, a 59.9-point margin. 82.5% of households have broadband internet access. 85.5% of workers drive alone to work.

2024 Presidential Election (County)

R 79.4%
D 19.6%

Winner: Republican by 59.9 points

Education

Bachelor's Degree+18.7%
45% below US avg
High School+84.4%
Graduate Degree+6.2%
School Test Score5.39
C Education Grade (2.5/5.0)

Urban-Rural Classification

RUCC Code 9Nonmetro — Rural
Population Density1,044/sq mi
Total Area3.0 sq mi

Infrastructure & Services

Broadband Access82.5%
Alt Fuel Stations1

Safety & Disasters

C+ Safety Grade (2.5/5.0)

Commute & Transportation

Avg Commute19.8 min
Drive Alone85.5%
Public Transit0.3%
Work from Home2.7%

Frequently Asked Questions About Monroe City

What is the population of Monroe City?

Monroe City has a population of 3,162 residents and is located in Missouri. The population density is 1,044 people per square mile, spread across 3.0 square miles. The median age of residents is 40.0 years. The population is 50.4% female and 49.6% male.

Is Monroe City expensive to live in?

Monroe City is more affordable than the national average, with a cost of living index of 90.8 — below the baseline of 100. The median household income is $52,883, 30% below the national average of $75,149. The median home value is $152,400 (46% below the U.S. median). Renters pay a median of $662 per month, below the national average of $1,163. The home price-to-income ratio is 2.9x, indicating housing is reasonably affordable relative to local income levels.

Is Monroe City safe?

Monroe City is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 962 per 100,000 (below the national average). Overall, Monroe City receives a safety grade of C+ based on combined crime data.

What is the weather like in Monroe City?

Monroe City has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 26°F in January, while summers reach an average of 77°F in July. The area receives 264 sunny days per year, well above the national average of 205. Annual rainfall totals 39.6 inches, with 5.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.

How is the job market in Monroe City?

The job market in Monroe City is very strong, with unemployment at just 0.5% — well below the national rate of 3.6%. The average commute time is 20 minutes, and 2.7% of workers work from home.

How much does housing cost in Monroe City?

The median home value in Monroe City is $152,400. Zillow estimates the typical home value at $189,805. For renters, the median monthly rent is $662. Fair market rent is $677 for a 1-bedroom and $888 for a 2-bedroom apartment.

How are the schools in Monroe City?

Schools in Monroe City score 5.4 out of 10 on standardized testing, near the national average. 18.7% of adults in Monroe City hold a bachelor's degree or higher, below the national average of 33.7%. 84.4% have completed high school. 6.2% hold a graduate or professional degree.

How healthy is Monroe City?

The obesity rate in Monroe City is 38.4% (above the national rate of 32.1%). 19.4% of adults are smokers. 30.6% are physically inactive. 27.2% of residents report depression. 9.9% lack health insurance.

What is transportation like in Monroe City?

The average commute in Monroe City is 20 minutes, shorter than the national average of 28 minutes. 85.5% of workers drive alone to work, and 2.7% work from home.

What are the demographics of Monroe City?

The racial and ethnic makeup of Monroe City is 87% White, 8.4% Black or African American, 1.6% Hispanic or Latino. 97% of residents speak only English at home. 7.4% of the population are military veterans. 17.3% of residents have a disability. 89.3% have health insurance coverage.

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