Median Income
$52,883
30% lower than US avg
Home Value
$152,400
46% lower than US avg
Violent Crime
82/100K
78% lower than US avg
Bachelor's+
18.7%
45% lower than US avg
Median Rent
$662
43% lower than US avg
Obesity Rate
38.4%
20% higher than US avg
Unemployment
0.5%
86% lower than US avg
Poverty Rate
4.8%
61% lower than US avg
How Monroe City Compares to the U.S. Average (100% = U.S. avg)
People
Population3,162
Median Age40.0 yrs
Density1,044/mi²
Male / Female50% / 50%
Largest GroupWhite 87%
Veterans7.4%
Economy
A
Median Income$52,883
Per Capita$27,538
Unemployment0.5%
Poverty4.8%
Commute20 min
Housing
A+
Home Value$152,400
Rent$662
Ownership50.4%
Zillow$189,805
Housing Units1,395
Rent Burden23.5%
Crime
F
Violent82/100K
Property492/100K
Murder0.0/100K
Assault82/100K
Burglary82/100K
Health
Obesity38.4%
Uninsured9.9%
Smoking19.4%
Depression27.2%
Heart Disease6.1%
Climate
Avg Temp53°F (12°C)
AQI36 (Good)
Rain39.6 in/yr
Sunny Days264/yr
Elevation748 ft (228 m)
Education
C
Bachelor's+18.7%
High School+84.4%
Graduate+6.2%
School Score5.39
Community
2024 VoteR 79% / D 20%
Commute20 min
Broadband82.5%
EV Stations2
Is Monroe City a Good Place to Live?
Based on current data, Monroe City receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes. Monroe City offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Monroe City is $52,883, 30% below the national average of $75,149. The job market is very strong with unemployment at just 0.5%. Only 4.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Monroe City is $152,400, 46% below the national median / offering relatively affordable homeownership. Renters pay a median of $662 per month, below the national average / a plus for affordability. At just 2.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Monroe City is a very safe community with a violent crime rate of 82 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 492 per 100,000, 75% below the national average.
Education
18.7% of residents hold a bachelor's degree, below the national average of 33.7%. 84.4% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
Monroe City experiences four distinct seasons with an average temperature of 53°F. Winters average 26°F in January while summers reach 77°F in July. With 264 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.6 inches, including 5.6 inches of snow. Air quality is rated Good with a median AQI of 36.
Monroe City has a population of 3,162 with a density of 1,044 people per square mile, spread across 3.1 square miles. The median age is 40.0 years, 3% older than the national median of 38.9. The gender split is 50.4% female and 49.6% male. The city is predominantly White (87%), with 1.6% Hispanic, 8.4% Black. English is the primary language spoken at home by 97% of residents. 7.4% of the population are veterans, above the national rate of 6.0%. 17.3% of residents have a disability (above the 13.0% national average). 89.3% have health insurance coverage.
Population
40.0yrs
Median Age
3% above US avg
Race & Ethnicity
Monroe City vs U.S. Average
Language Spoken at Home
English Only
97.0%
24% above US avg
Spanish
3.0%
78% below US avg
Social Characteristics
Monroe City vs U.S. Average
The median household income in Monroe City is $52,883, which is 30% below the national average of $75,149. Per capita income is $27,538 (below the $39,052 national figure). The unemployment rate is 0.5% (below the 3.6% US average). 4.8% of residents live below the poverty line, lower than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 2.7% of workers work from home (below the 15.2% national rate).
Income: Monroe City vs U.S.
Income
| Median HH Income | $52,883 |
| 30% below US avg |
| Per Capita Income | $27,538 |
Employment & Poverty
| Unemployment | 0.5% |
| 86% below US avg |
| Poverty Rate | 4.8% |
| 61% below US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 19.8 min |
| Drive Alone | 85.5% |
| Public Transit | 0.3% |
| Work from Home | 2.7% |
The median home value in Monroe City is $152,400, 46% below the national median of $281,900. Zillow estimates the typical home value at $189,805, higher than the Census estimate. Monthly rent averages $662 (43% below the national average of $1,163). Fair market rent ranges from $677 for a one-bedroom to $888 for a two-bedroom apartment. 50.4% of housing units are owner-occupied (below the 65.4% national rate). There are 1,395 total housing units in the city. The median year a home was built is 1973. 23.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.9x, well within the affordable range.
Home Values
| Census Median | $152,400 |
| 46% below US avg |
| Zillow ZHVI | $189,805 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $662 |
| 43% below US avg |
| Rent Burden | 23.5% |
HUD Fair Market Rent
| Studio | $660 |
| 1 Bedroom | $677 |
| 2 Bedrooms | $888 |
| 3 Bedrooms | $1,065 |
| 4 Bedrooms | $1,303 |
Ownership & Property
| Homeownership | 50.4% |
| Owner-Occupied | 50.4% |
| Renter-Occupied | 49.6% |
| Housing Units | 1,395 |
| Median Year Built | 1973 |
Property Tax
In Monroe City, 38.4% of adults are obese, above the national rate of 32.1%. 10.9% have diabetes. Heart disease affects 6.1% of residents. 33.4% have high blood pressure. 19.4% are current smokers (above the 14.0% national rate). 17.4% report binge drinking. 30.6% are physically inactive, above the national average. 27.2% report depression (above the 20.0% national average). 20.1% experience frequent mental distress. 9.9% of residents lack health insurance.
Health Metrics: Monroe City vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.4% |
| 20% above US avg |
| Diabetes | 10.9% |
| Heart Disease | 6.1% |
| High Blood Pressure | 33.4% |
| Asthma | 11.1% |
| COPD | 8.3% |
| Cancer | 7.4% |
| Stroke | 3.4% |
Behaviors & Mental Health
| Smoking | 19.4% |
| 39% above US avg |
| Binge Drinking | 17.4% |
| Physical Inactivity | 30.6% |
| Depression | 27.2% |
| Mental Distress | 20.1% |
| Physical Distress | 14.9% |
| Short Sleep | 40.8% |
Healthcare Access
| Insurance Rate | 89.3% |
| Uninsured | 9.9% |
| 15% above US avg |
| Checkup Rate | 76.1% |
| Dental Visits | 54.6% |
Food & Exercise
Monroe City has a violent crime rate of 82 per 100,000 residents, 78% below the national average of 380. This breaks down to aggravated assault at 82.0 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 492 per 100,000, 75% below the U.S. average. This includes larceny/theft at 410, burglary at 82, vehicle theft at 0 per 100,000 residents. Overall, Monroe City receives a safety grade of F.
Crime Rates: Monroe City vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 82.0/100K |
| 78% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 82.0/100K |
Property Crime
| Total Property | 492.0/100K |
| 75% below US avg |
| Burglary | 82.0/100K |
| Theft | 410.0/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Traffic Accidents | 12 |
| Avg Accident Severity | 2.2 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Monroe City experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 26°F in January while summers reach 77°F in July. The area gets 264 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 39.6 inches. The area receives 5.6 inches of snow annually. Air quality is rated Good with a median AQI of 36. 97% of days have good air quality. The city sits at an elevation of 748 feet.
Temperature
26°F Jan (-4°C)
77°F Jul (25°C)
| Annual Average | 53.0°F |
| 2% below US avg |
| January Average | 26°F (-4°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 264 days/yr |
Geography
| Elevation | 748 ft (228 m) |
| Area | 3.1 sq mi (7.9 km²) |
| Population Density | 1,044/sq mi |
| Coordinates | 39.6537°N, 91.7346°W |
| Timezone | America/Chicago |
| Nearest Airport | Quincy Regional-Baldwin Field (UIN)
35 miles away |
Precipitation & Snow
Annual Rainfall
39.6"
4% above US avg
Wettest Month (May)
4.57"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
| Good Days % | 97.5% |
| Unhealthy Days | 0 |
Earthquake History
4 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.3. Most recent: M2.5 on Jul 15, 2025.
| Jul 31, 2005 |
Missouri |
M3.3 |
135 km |
| Feb 8, 2004 |
6 km SSW of Stoutsville, Missouri |
M2.9 |
22 km |
| Sep 19, 2024 |
1 km S of Old Monroe, Missouri |
M2.6 |
118 km |
| Jul 15, 2025 |
3 km W of Hale, Missouri |
M2.5 |
142 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
369 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 14 fatalities, 224 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 12, 2006 |
EF4 |
44 km |
0 |
| Apr 23, 1975 |
EF4 |
80 km |
1 |
| Apr 20, 1973 |
EF4 |
71 km |
1 |
| Jun 12, 1970 |
EF4 |
99 km |
0 |
| Mar 13, 2006 |
EF3 |
96 km |
0 |
| Mar 13, 2006 |
EF3 |
74 km |
0 |
| Mar 12, 2006 |
EF3 |
74 km |
4 |
| May 10, 2003 |
EF3 |
2 km |
0 |
| Apr 8, 1999 |
EF3 |
81 km |
0 |
| Nov 10, 1998 |
EF3 |
94 km |
0 |
| Jul 4, 1995 |
EF3 |
66 km |
0 |
| Nov 27, 1990 |
EF3 |
94 km |
0 |
| Apr 13, 1974 |
EF3 |
53 km |
0 |
| Apr 13, 1974 |
EF3 |
72 km |
0 |
| Sep 30, 1973 |
EF3 |
94 km |
0 |
| May 1, 1973 |
EF3 |
85 km |
2 |
| Apr 20, 1973 |
EF3 |
90 km |
0 |
| Jun 12, 1970 |
EF3 |
64 km |
0 |
| Jun 12, 1970 |
EF3 |
57 km |
0 |
| May 14, 1961 |
EF3 |
38 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-4°C) |
1.6 in |
Coldest, Driest |
| February |
31°F (-1°C) |
1.6 in |
|
| March |
42°F (6°C) |
3.3 in |
|
| April |
54°F (12°C) |
3.7 in |
|
| May |
63°F (17°C) |
4.6 in |
Wettest |
| June |
73°F (23°C) |
4.1 in |
|
| July |
77°F (25°C) |
4.2 in |
Warmest |
| August |
75°F (24°C) |
3.8 in |
|
| September |
67°F (20°C) |
4.1 in |
|
| October |
56°F (13°C) |
3.2 in |
|
| November |
43°F (6°C) |
3.0 in |
|
| December |
31°F (-1°C) |
2.4 in |
|
Monroe City has a seasonal temperature swing of 52°F / from 26°F in January to 77°F in July. Total annual precipitation is 39.6 inches, with May being the wettest month (4.6") and January the driest (1.6").
Average costs for common services in Monroe City. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136–$363) |
| Specialist Visit |
$318 ($182–$499) |
| Urgent Care Visit |
$182 ($91–$318) |
| Emergency Room Visit |
$1,998 ($726–$4,540) |
| Dental Cleaning |
$118 ($68–$182) |
| Dental Filling |
$227 ($136–$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$109) |
| Brake Pad Replacement |
$272 ($136–$454) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$545 ($363–$908) |
| Battery Replacement |
$182 ($91–$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54–$136) |
| Electrician (Per Hour) |
$82 ($45–$127) |
| HVAC Repair |
$363 ($136–$726) |
| HVAC System Install |
$6,356 ($3,632–$10,896) |
| Roof Repair |
$908 ($363–$1,816) |
| Roof Replacement |
$8,172 ($4,994–$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454–$3,178) |
| Divorce (Contested) |
$13,620 ($4,540–$27,240) |
| DUI Defense |
$4,540 ($1,816–$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726–$2,724) |
| Will Preparation |
$454 ($182–$908) |
| Trust Preparation |
$2,270 ($908–$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$91) |
| Hair Coloring (Full) |
$136 ($68–$227) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$73 ($45–$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72–$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27–$4.54) |
| Loaf of Bread |
$3.45 ($2.27–$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72–$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63–$6.81) |
| Rice (per lb) |
$0.91 ($0.54–$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73–$227) |
| Natural Gas (Monthly) |
$64 ($27–$136) |
| Water/Sewer (Monthly) |
$64 ($36–$109) |
| Internet (Monthly) |
$64 ($36–$91) |
| Cell Phone Plan (Monthly) |
$59 ($27–$91) |
| Cable TV (Monthly) |
$77 ($45–$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68–$454) |
| Car Insurance (Annual) |
$1,816 ($1,090–$3,178) |
| Bus Pass (Monthly) |
$64 ($27–$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26–$23) |
| Car Registration (Annual) |
$91 ($27–$227) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545–$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454–$1,816) |
| After-School Care (Monthly) |
$363 ($182–$636) |
| Tutoring (Per Hour) |
$45 ($23–$91) |
| SAT/ACT Prep Course |
$908 ($363–$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540–$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$91) |
| Dog Vaccination (Annual) |
$91 ($45–$182) |
| Dog Grooming |
$54 ($27–$91) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$272 ($136–$454) |
| Cat Spay/Neuter |
$182 ($91–$363) |
View all 9 services
Frequently Asked Questions About Monroe City
What is the population of Monroe City?
Monroe City has a population of 3,162 residents and is located in Missouri. The population density is 1,044 people per square mile, spread across 3.1 square miles. The median age of residents is 40.0 years. The population is 50.4% female and 49.6% male.
Is Monroe City expensive to live in?
Monroe City is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $52,883, 30% below the national average of $75,149. The median home value is $152,400 (46% below the U.S. median). Renters pay a median of $662 per month, below the national average of $1,163. The home price-to-income ratio is 2.9x, indicating housing is reasonably affordable relative to local income levels.
Is Monroe City safe?
Monroe City is considered a very safe city with a violent crime rate of 82 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 492 per 100,000 (below the national average). Overall, Monroe City receives a safety grade of F based on combined crime data.
What is the weather like in Monroe City?
Monroe City has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 26°F in January, while summers reach an average of 77°F in July. The area receives 264 sunny days per year, well above the national average of 205. Annual rainfall totals 39.6 inches, with 5.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Monroe City?
The job market in Monroe City is very strong, with unemployment at just 0.5% / well below the national rate of 3.6%. The average commute time is 20 minutes, and 2.7% of workers work from home.
How much does housing cost in Monroe City?
The median home value in Monroe City is $152,400. Zillow estimates the typical home value at $189,805. For renters, the median monthly rent is $662. Fair market rent is $677 for a 1-bedroom and $888 for a 2-bedroom apartment. The homeownership rate is 50.4%.
How are the schools in Monroe City?
Schools in Monroe City score 5.4 out of 10 on standardized testing, near the national average. 18.7% of adults in Monroe City hold a bachelor's degree or higher, below the national average of 33.7%. 84.4% have completed high school. 6.2% hold a graduate or professional degree.
How healthy is Monroe City?
The obesity rate in Monroe City is 38.4% (above the national rate of 32.1%). 19.4% of adults are smokers. 30.6% are physically inactive. 27.2% of residents report depression. 9.9% lack health insurance.
What is transportation like in Monroe City?
The average commute in Monroe City is 20 minutes, shorter than the national average of 28 minutes. 85.5% of workers drive alone to work, and 2.7% work from home.
What are the demographics of Monroe City?
The racial and ethnic makeup of Monroe City is 87% White, 8.4% Black or African American, 1.6% Hispanic or Latino. 97% of residents speak only English at home. 7.4% of the population are military veterans. 17.3% of residents have a disability. 89.3% have health insurance coverage.
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