Median Income
$104,110
39% higher than US avg
Home Value
$1,003,300
256% higher than US avg
Violent Crime
275/100K
28% lower than US avg
Bachelor's+
54.4%
61% higher than US avg
Median Rent
$2,288
97% higher than US avg
Obesity Rate
27.0%
16% lower than US avg
Unemployment
3.0%
17% lower than US avg
Poverty Rate
8.0%
35% lower than US avg
How Monterey Compares to the U.S. Average (100% = U.S. avg)
People
Population29,772
Median Age37.1 yrs
Density3,442/mi²
Male / Female50% / 50%
Largest GroupWhite 67%
Veterans7.3%
Economy
A+
Median Income$104,110
Per Capita$62,541
Unemployment3.0%
Poverty8.0%
County GDP$38,345M
Commute19 min
Housing
F
Home Value$1,003,300
Rent$2,288
Ownership37.9%
Zillow$1,143,224
Housing Units13,988
Rent Burden31.9%
Crime
F
Violent275/100K
Property3,441/100K
Murder0.0/100K
Assault155/100K
Burglary448/100K
Health
Obesity27.0%
Uninsured6.3%
Smoking9.4%
Depression21.2%
Heart Disease4.5%
Climate
Avg Temp57°F (14°C)
AQI39 (Good)
Rain20.4 in/yr
Sunny Days323/yr
Elevation6 ft (2 m)
Education
A+
Bachelor's+54.4%
High School+93.9%
Graduate+24.6%
School Score3.81
Community
2024 VoteR 34% / D 63%
Commute19 min
Broadband94.4%
EV Stations29
Libraries28
Is Monterey a Good Place to Live?
Based on current data, Monterey receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Monterey offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Monterey is $104,110, which is significantly higher than the national average / 39% above $75,149. This places Monterey among higher-income communities. Unemployment stands at 3.0%, indicating a healthy job market. 8.0% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Monterey is $1,003,300, making it a premium housing market at 256% above the U.S. median of $281,900. Renters pay a median of $2,288 per month, significantly above the national average of $1,163. With a home price-to-income ratio of 9.6x, housing affordability is a significant challenge for many families.
Safety & Crime
Violent crime in Monterey is below the national average at 275 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,441 per 100,000, 76% above the national average.
Education
Monterey is a highly educated community / 54.4% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 93.9% have completed high school. School test scores average 3.8/10, below typical benchmarks.
Climate & Weather
Monterey enjoys a moderate climate with an average annual temperature of 57°F. Winters average 52°F in January while summers reach 60°F in July. With 323 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 20.4 inches. Air quality is rated Good with a median AQI of 39.
Monterey has a population of 29,772 with a density of 3,442 people per square mile, spread across 8.7 square miles. The median age is 37.1 years, 5% younger than the national median of 38.9. The gender split is 50% female and 50% male. The city is predominantly White (67%), with 2.2% Hispanic, 3.3% Black. English is the primary language spoken at home by 76% of residents, while 24% speak Spanish. 7.3% of the population are veterans, above the national rate of 6.0%. 10.7% of residents have a disability. 94.1% have health insurance coverage.
Population
37.1yrs
Median Age
5% below US avg
Language Spoken at Home
English Only
76.0%
3% below US avg
Spanish
24.0%
79% above US avg
The median household income in Monterey is $104,110, which is 39% above the national average of $75,149. Per capita income is $62,541 (above the $39,052 national figure). The average weekly wage is $1,180, 18% lower than the U.S. average. The unemployment rate is 3.0% (below the 3.6% US average). 8.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 15,844 business establishments, including 1,118 restaurants. The cost of living index is 110.7, slightly above the national baseline of 100. Workers commute an average of 19 minutes (shorter than the 28-minute US average). 20.5% of workers work from home (above the 15.2% national rate).
Income
| Median HH Income | $104,110 |
| 39% above US avg |
| Per Capita Income | $62,541 |
| Avg Weekly Wage | $1,180 |
| IRS Avg AGI | $86,133 |
| Gini Index | 0.460 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.0% |
| 17% below US avg |
| Poverty Rate | 8.0% |
| 35% below US avg |
| Establishments (County) | 15,844 |
| County GDP | $38,345M |
Business (County)
| Restaurants | 1,118 |
| Healthcare | 1,013 |
| Retail | 1,276 |
| Manufacturing | 284 |
Tax & Cost of Living
| Property Tax (IRS) | $9,044 |
| 158% above US avg |
| Cost of Living | 110.70 (100=avg) |
| Effective Tax Rate | 0.90% |
Commute & Transportation
| Commute Time | 18.6 min |
| Drive Alone | 58.3% |
| Public Transit | 3.2% |
| Work from Home | 20.5% |
The median home value in Monterey is $1,003,300, 256% above the national median of $281,900. Zillow estimates the typical home value at $1,143,224, higher than the Census estimate. Homes sell for 97% of their list price. Monthly rent averages $2,288 (97% above the national average of $1,163). Fair market rent ranges from $2,232 for a one-bedroom to $2,684 for a two-bedroom apartment. 37.9% of housing units are owner-occupied (below the 65.4% national rate). There are 13,988 total housing units in the city. The median year a home was built is 1969. The average annual property tax is $9,044 (higher than the $3,500 national average). 31.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 9.6x, making homeownership a significant financial stretch for most families.
Home Values
| Census Median | $1,003,300 |
| 256% above US avg |
| Zillow ZHVI | $1,143,224 |
| Median List Price | $1,097,000 |
Real Estate Market (Redfin)
| Median List Price | $1,097,000 |
| $/Sq Ft | $714 |
| Homes Sold | 8 |
| Sale-to-List Ratio | 97.0% |
| Price Drops | 26.4% |
| Inventory | 53 |
Rental Costs
| Census Median Rent | $2,288 |
| 97% above US avg |
| Zillow Rent (ZORI) | $2,856 |
| Rent Burden | 31.9% |
HUD Fair Market Rent
| Studio | $2,173 |
| 1 Bedroom | $2,232 |
| 2 Bedrooms | $2,684 |
| 3 Bedrooms | $3,623 |
| 4 Bedrooms | $3,945 |
Ownership & Property
| Homeownership | 37.9% |
| Owner-Occupied | 37.9% |
| Renter-Occupied | 62.1% |
| Housing Units | 13,988 |
| Median Year Built | 1969 |
Property Tax
| Avg Tax (IRS) | $9,044 |
| 158% above US avg |
| Effective Rate | 0.90% |
In Monterey, 27.0% of adults are obese, below the national rate of 32.1%. 8.1% have diabetes (below the 10.5% national rate). Heart disease affects 4.5% of residents, below the national average. 27.7% have high blood pressure. 9.4% are current smokers (below the 14.0% national rate). 19.1% report binge drinking. 17.1% are physically inactive, below the national average. 21.2% report depression. 16.2% experience frequent mental distress. 6.3% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,545. The dentist ratio is 1:1,357. 89.5% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Air Quality (Open-Meteo CAMS — 2026-05-22)
PM2.5
14.6
μg/m³
Fine particulate
PM10
22.4
μg/m³
Coarse particulate
NO₂
1.0
μg/m³
Nitrogen dioxide
SO₂
0.6
μg/m³
Sulphur dioxide
CO
130.0
μg/m³
Carbon monoxide
Health Metrics: Monterey vs U.S. Average (%)
Chronic Conditions
| Obesity | 27.0% |
| 16% below US avg |
| Diabetes | 8.1% |
| Heart Disease | 4.5% |
| High Blood Pressure | 27.7% |
| Asthma | 9.9% |
| COPD | 4.2% |
| Cancer | 7.0% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 9.4% |
| 33% below US avg |
| Binge Drinking | 19.1% |
| Physical Inactivity | 17.1% |
| Depression | 21.2% |
| Mental Distress | 16.2% |
| Physical Distress | 11.0% |
| Short Sleep | 31.8% |
Healthcare Access
| Insurance Rate | 94.1% |
| Uninsured | 6.3% |
| 27% below US avg |
| Primary Care | 1:1,545 |
| Dentists | 1:1,357 |
| Mental Health | 1:217 |
| Checkup Rate | 72.5% |
| Dental Visits | 67.5% |
| Premature Death | 6,114/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 89.5% |
| Healthcare Facilities | 1,013 |
Monterey has a violent crime rate of 275 per 100,000 residents, 28% below the national average of 380. This breaks down to aggravated assault at 155.3 per 100,000, robbery at 81.2, rape at 38.8. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 3,441 per 100,000, 76% above the U.S. average. This includes larceny/theft at 2,731, burglary at 448, vehicle theft at 261 per 100,000 residents. The county recorded 49 fatal traffic crashes. Overall, Monterey receives a safety grade of F.
Crime Rates: Monterey vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 275.3/100K |
| 28% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 38.8/100K |
| Robbery | 81.2/100K |
| Assault | 155.3/100K |
Property Crime
| Total Property | 3,440.7/100K |
| 76% above US avg |
| Burglary | 448.2/100K |
| Theft | 2,731.4/100K |
| Vehicle Theft | 261.1/100K |
| Arson | 14.1/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 49 |
| Traffic Accidents | 1,048 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Monterey enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winters average 52°F in January while summers reach 60°F in July / relatively mild seasonal variation. The area gets 323 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 20.4 inches (drier than the 38-inch national average). Air quality is rated Good with a median AQI of 39. 80% of days have good air quality. The city sits at an elevation of 6 feet, near sea level.
Temperature
52°F Jan (11°C)
60°F Jul (16°C)
| Annual Average | 56.8°F |
| 5% above US avg |
| January Average | 52°F (11°C) |
| July Average | 60°F (16°C) |
| Sunny Days | 323 days/yr |
Geography
| Elevation | 6 ft (2 m) |
| Area | 8.7 sq mi (22.4 km²) |
| Population Density | 3,442/sq mi |
| Coordinates | 36.6012°N, 121.8831°W |
| Timezone | America/Los_Angeles |
| County | Monterey County County |
| Nearest Airport | Monterey Regional (MRY) 2 miles away |
Precipitation & Snow
Annual Rainfall
20.4"
46% below US avg
Wettest Month (Jan)
6.30"
Air Quality
| AQI Median | 39.0 |
| Rating | Good |
| Good Days % | 79.8% |
| Unhealthy Days | 0 |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0363 ppm |
| NO₂ (Nitrogen Dioxide) | 5.8 ppb |
| CO (Carbon Monoxide) | 0.24 ppm |
| PM2.5 (Fine Particles) | 5.6 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively High |
| Risk Score | 98.7 / 100 |
| Social Vulnerability | 54.8 / 100 |
| Community Resilience | 24.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Relatively High |
| Wildfire |
Relatively High |
| Flood |
Relatively High |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Very Low |
| Lightning |
Relatively Moderate |
| Drought |
Very High |
| Cold Wave |
No Rating |
| Landslide |
Relatively High |
| Coastal Flood |
Relatively Low |
| Tsunami |
Very Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
4,974 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.4. Most recent: M2.6 on Aug 24, 2025.
| Apr 18, 1990 |
5 km NNW of Aromas, California |
M5.4 |
42 km |
| Oct 21, 2012 |
24 km NE of San Lucas, California |
M5.3 |
97 km |
| Sep 17, 1991 |
22 km NW of San Simeon, California |
M5.2 |
101 km |
| Apr 18, 1990 |
4 km E of Interlaken, California |
M5.1 |
44 km |
| Aug 12, 1998 |
10 km SW of Ridgemark, California |
M5.1 |
41 km |
| Sep 29, 2004 |
8 km NW of Parkfield, California |
M5.0 |
143 km |
| Jan 16, 1993 |
9 km E of Gilroy, California |
M4.9 |
60 km |
| Dec 20, 1994 |
3 km NW of Parkfield, California |
M4.9 |
148 km |
| Apr 18, 1990 |
4 km NNW of Aromas, California |
M4.9 |
42 km |
| Apr 19, 1996 |
2 km E of Aromas, California |
M4.9 |
40 km |
| Apr 23, 1995 |
22 km NNE of Soledad, California |
M4.9 |
61 km |
| May 14, 2002 |
5 km SSW of Gilroy, California |
M4.9 |
48 km |
| Sep 30, 2004 |
13 km NW of Parkfield, California |
M4.9 |
139 km |
| Nov 14, 1993 |
8 km NW of Parkfield, California |
M4.8 |
144 km |
| Apr 18, 1990 |
4 km N of Aromas, California |
M4.7 |
42 km |
| Feb 4, 1991 |
33 km SE of Big Sur, California |
M4.7 |
69 km |
| May 21, 1996 |
8 km ESE of East Foothills, California |
M4.7 |
86 km |
| Aug 11, 1993 |
14 km ESE of Alum Rock, California |
M4.7 |
81 km |
| Aug 27, 2011 |
21 km NE of Soledad, California |
M4.6 |
63 km |
| Mar 24, 1991 |
1 km NNE of Interlaken, California |
M4.6 |
43 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
22 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF2. Total: 10 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 5, 1998 |
EF2 |
87 km |
0 |
| Mar 11, 1985 |
EF2 |
51 km |
0 |
| Jan 11, 1951 |
EF2 |
88 km |
0 |
| Dec 14, 2024 |
EF1 |
52 km |
0 |
| Dec 20, 2001 |
EF1 |
42 km |
0 |
| May 5, 1998 |
EF1 |
89 km |
0 |
| Dec 6, 1992 |
EF1 |
7 km |
0 |
| Dec 6, 1992 |
EF1 |
0 km |
0 |
| Jan 14, 1980 |
EF1 |
98 km |
0 |
| Apr 1, 1965 |
EF1 |
43 km |
0 |
| Jan 6, 2019 |
EF0 |
41 km |
0 |
| Jan 6, 2019 |
EF0 |
42 km |
0 |
| Apr 22, 2016 |
EF0 |
61 km |
0 |
| Jan 6, 2016 |
EF0 |
58 km |
0 |
| Dec 22, 2012 |
EF0 |
31 km |
0 |
| Apr 14, 2007 |
EF0 |
51 km |
0 |
| Dec 5, 1998 |
EF0 |
44 km |
0 |
| Feb 6, 1998 |
EF0 |
87 km |
0 |
| Dec 8, 1997 |
EF0 |
81 km |
0 |
| Dec 11, 1992 |
EF0 |
13 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
6 tsunamis recorded within 500 km.
Highest wave on record: 4.5 m (15 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1868 |
N. CALIFORNIA |
Eruption + Earthquake |
4.5 m |
30 |
124 km |
| 1989 |
N. CALIFORNIA |
Earthquake |
1.0 m |
62 |
48 km |
| 1856 |
N. CALIFORNIA |
Eruption + Earthquake |
0.6 m |
— |
107 km |
| 1906 |
N. CALIFORNIA |
Eruption + Earthquake |
0.1 m |
— |
134 km |
| 1901 |
MONTEREY BAY, N. CALIFORNIA |
Eruption + Earthquake |
— |
— |
141 km |
| 1865 |
N. CALIFORNIA |
Eruption + Earthquake |
— |
— |
67 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: BASIN COMPLEX (164,537 ac, 2008).
| Year |
Name |
Acres |
Distance |
| 2008 |
BASIN COMPLEX |
164,537 |
51 km |
| 2016 |
SOBERANES |
131,921 |
35 km |
| 2020 |
DOLAN |
124,382 |
70 km |
| 2020 |
CZU AUG LIGHTNING |
85,894 |
67 km |
| 2008 |
BASIN COMPLEX (INDIANS) |
59,095 |
69 km |
| 1985 |
GORDA-RAT |
52,474 |
71 km |
| 2020 |
RIVER |
51,582 |
31 km |
| 2007 |
LICK |
47,424 |
80 km |
| 1999 |
KIRK COMPLEX (HARE) |
43,054 |
72 km |
| 1985 |
CHERRY |
41,654 |
88 km |
| 2005 |
UNNAMED |
39,070 |
95 km |
| 2006 |
CANYON |
36,851 |
97 km |
| 1999 |
KIRK COMPLEX (FIVE) |
36,162 |
43 km |
| 1996 |
WILD |
24,439 |
84 km |
| 1984 |
UNNAMED |
23,122 |
95 km |
| 1996 |
UNNAMED |
19,243 |
94 km |
| 2003 |
ANNIE |
17,383 |
90 km |
| 1996 |
MERCY |
16,993 |
99 km |
| 2008 |
CHALK |
15,420 |
75 km |
| 1984 |
BONANZA |
12,105 |
86 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
52°F (11°C) |
6.3 in |
Wettest |
| February |
52°F (11°C) |
5.5 in |
|
| March |
53°F (11°C) |
5.1 in |
|
| April |
54°F (12°C) |
2.4 in |
|
| May |
55°F (13°C) |
0.5 in |
|
| June |
58°F (14°C) |
0.2 in |
|
| July |
60°F (16°C) |
0.1 in |
Driest |
| August |
60°F (16°C) |
0.1 in |
|
| September |
61°F (16°C) |
0.4 in |
Warmest |
| October |
59°F (15°C) |
1.5 in |
|
| November |
54°F (12°C) |
4.7 in |
|
| December |
51°F (10°C) |
5.1 in |
Coldest |
Monterey has a seasonal temperature swing of 10°F / from 51°F in December to 61°F in September. Total annual precipitation is 31.9 inches, with January being the wettest month (6.3") and July the driest (0.1").
Average costs for common services in Monterey. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$277 ($166–$443) |
| Specialist Visit |
$387 ($221–$609) |
| Urgent Care Visit |
$221 ($111–$387) |
| Emergency Room Visit |
$2,435 ($886–$5,535) |
| Dental Cleaning |
$144 ($83–$221) |
| Dental Filling |
$277 ($166–$443) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$50 ($28–$83) |
| Oil Change (Synthetic) |
$83 ($55–$133) |
| Brake Pad Replacement |
$332 ($166–$554) |
| Tire Rotation |
$44 ($22–$83) |
| New Tires (Set of 4) |
$664 ($443–$1,107) |
| Battery Replacement |
$221 ($111–$387) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$111 ($66–$166) |
| Electrician (Per Hour) |
$100 ($55–$155) |
| HVAC Repair |
$443 ($166–$886) |
| HVAC System Install |
$7,749 ($4,428–$13,284) |
| Roof Repair |
$1,107 ($443–$2,214) |
| Roof Replacement |
$9,963 ($6,089–$16,605) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,661 ($554–$3,875) |
| Divorce (Contested) |
$16,605 ($5,535–$33,210) |
| DUI Defense |
$5,535 ($2,214–$11,070) |
| Bankruptcy (Chapter 7) |
$1,661 ($886–$3,321) |
| Will Preparation |
$554 ($221–$1,107) |
| Trust Preparation |
$2,768 ($1,107–$5,535) |
View all 12 services
Personal Care
| Men's Haircut |
$28 ($17–$50) |
| Women's Haircut |
$61 ($33–$111) |
| Hair Coloring (Full) |
$166 ($83–$277) |
| Manicure |
$28 ($17–$50) |
| Pedicure |
$44 ($28–$72) |
| Massage (1 Hour) |
$89 ($55–$144) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.54 ($3.32–$6.09) |
| Dozen Eggs (per dozen) |
$3.87 ($2.77–$5.54) |
| Loaf of Bread |
$4.21 ($2.77–$6.09) |
| Chicken Breast (per lb) |
$4.98 ($3.32–$7.20) |
| Ground Beef (per lb) |
$6.09 ($4.43–$8.30) |
| Rice (per lb) |
$1.11 ($0.66–$1.99) |
View all 20 services
Utilities
| Electricity (Monthly) |
$155 ($89–$277) |
| Natural Gas (Monthly) |
$77 ($33–$166) |
| Water/Sewer (Monthly) |
$77 ($44–$133) |
| Internet (Monthly) |
$77 ($44–$111) |
| Cell Phone Plan (Monthly) |
$72 ($33–$111) |
| Cable TV (Monthly) |
$94 ($55–$166) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$221 ($83–$554) |
| Car Insurance (Annual) |
$2,214 ($1,328–$3,875) |
| Bus Pass (Monthly) |
$77 ($33–$144) |
| Taxi/Uber (5-Mile Ride) |
$17 ($8.86–$28) |
| Car Registration (Annual) |
$111 ($33–$277) |
| Driver's License Renewal |
$33 ($17–$83) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,328 ($664–$2,768) |
| Daycare (Toddler, Monthly) |
$1,107 ($554–$2,214) |
| After-School Care (Monthly) |
$443 ($221–$775) |
| Tutoring (Per Hour) |
$55 ($28–$111) |
| SAT/ACT Prep Course |
$1,107 ($443–$2,768) |
| Private School (K-12, Annual) |
$13,838 ($5,535–$33,210) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$66 ($33–$111) |
| Dog Vaccination (Annual) |
$111 ($55–$221) |
| Dog Grooming |
$66 ($33–$111) |
| Pet Boarding (Per Night) |
$44 ($22–$83) |
| Dog Spay/Neuter |
$332 ($166–$554) |
| Cat Spay/Neuter |
$221 ($111–$443) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,745 |
| Toddler | $1,092 |
| Preschool | $856 |
| Family Childcare (monthly) |
| Infant | $1,380 |
| Toddler | $1,172 |
| Preschool | $1,099 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Monterey
What is the population of Monterey?
Monterey has a population of 29,772 residents and is located in California. The population density is 3,442 people per square mile, spread across 8.7 square miles. The median age of residents is 37.1 years. The population is 50% female and 50% male.
Is Monterey expensive to live in?
Monterey is slightly more expensive than average, with a cost of living index of 110.7 compared to the national baseline of 100. The median household income is $104,110, 39% above the national average of $75,149. The median home value is $1,003,300 (256% above the U.S. median). Renters pay a median of $2,288 per month, above the national average of $1,163. The home price-to-income ratio is 9.6x, which means housing is a stretch relative to local earnings.
Is Monterey safe?
Monterey is safer than the national average, with a violent crime rate of 275 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,441 per 100,000 (above the national average). Overall, Monterey receives a safety grade of F based on combined crime data.
What is the weather like in Monterey?
Monterey enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winter temperatures average 52°F in January, while summers reach an average of 60°F in July. The area receives 323 sunny days per year, well above the national average of 205. Annual rainfall totals 20.4 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 39.
How is the job market in Monterey?
Monterey has a healthy job market with an unemployment rate of 3.0%, near the national average of 3.6%. The average weekly wage is $1,180. There are 15,844 business establishments in the area, including 1,118 restaurants and food service locations. The average commute time is 19 minutes, and 20.5% of workers work from home.
How much does housing cost in Monterey?
The median home value in Monterey is $1,003,300. Zillow estimates the typical home value at $1,143,224. For renters, the median monthly rent is $2,288. Fair market rent is $2,232 for a 1-bedroom and $2,684 for a 2-bedroom apartment. The homeownership rate is 37.9%. The average annual property tax is $9,044.
How are the schools in Monterey?
Schools in Monterey have an average test score of 3.8 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 54.4% of adults in Monterey hold a bachelor's degree or higher, above the national average of 33.7%. 93.9% have completed high school. 24.6% hold a graduate or professional degree.
How healthy is Monterey?
The obesity rate in Monterey is 27.0% (below the national rate of 32.1%). 9.4% of adults are smokers. 17.1% are physically inactive. 21.2% of residents report depression. 6.3% lack health insurance (below the national rate). 89.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,545.
What is transportation like in Monterey?
The average commute in Monterey is 19 minutes, shorter than the national average of 28 minutes. 58.3% of workers drive alone to work, 3.2% use public transit, and 20.5% work from home.
What are the demographics of Monterey?
The racial and ethnic makeup of Monterey is 67% White, 3.3% Black or African American, 2.2% Hispanic or Latino. 76% of residents speak only English at home, while 24% speak Spanish. 7.3% of the population are military veterans. 10.7% of residents have a disability. 94.1% have health insurance coverage.