Monterey, CA

Full City Profile · California · Monterey County County

2.9 /5.0
C+ Fair
29,772 Population 3,442/sq mi density
$104,110 Median Income $62,541 per capita
$1,003,300 Home Value $1,159,526 Zillow
$2,288 Median Rent 31.9% income on rent
57°F Avg Temperature
386 Violent Crime/100K 1,799 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$104,110 median income, 5.5% unemployment
F
Affordability
1.2 / 5.0
$1,003,300 home value, $2,288/mo rent
F
Safety
1.0 / 5.0
386 violent crimes/100K (1% above avg)
A+
Education
5.0 / 5.0
54.4% bachelor's degree or higher

Monterey, CA

At a Glance

Median Income
$104,110
39% above
$62,541 per capita
Home Value
$1,003,300
256% above
Zillow: $1,159,526
Median Rent
$2,288/mo
97% above
31.9% of income on rent
Violent Crime
386/100K
1% above
1,799/100K property
Bachelor's Degree+
54.4%
61% above
93.9% high school+
Unemployment
5.5%
53% above
8.0% poverty rate
Obesity Rate
27.0%
16% below
9.4% smoking rate
Avg Temperature
57°F

How Monterey Compares to the U.S. Average

Each bar shows Monterey's value as a percentage of the national average (100% = U.S. avg)

Income
139%
Home Value
356%
Rent
197%
Poverty
65%
Bachelor's
161%
Unemployment
153%
Crime
101%
Thin vertical line = U.S. national average (100%)

Is Monterey a Good Place to Live?

C+
2.9 / 5.0 - Fair
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Monterey residents earn a median household income of $104,110 , which is 39% above the national average of $75,149. Per capita income is $62,541. The unemployment rate stands at 5.5% (53% above the U.S. rate of 3.6%). 8.0% of residents live below the poverty line. The area is home to 15,844 business establishments, including 1,118 restaurants.

Housing & Cost of Living

The median home value in Monterey is $1,003,300 , 256% above the national median of $281,900. Zillow estimates the typical home at $1,159,526. Median rent is $2,288/month, with 31.9% of renters spending more than 30% of income on housing. The cost of living index is 110.7 (100 = national average). The median home was built in 1969.

Safety & Crime

Monterey reports 386 violent crimes per 100,000 residents , which is 1% above the national average of 380/100K. Property crime is 1,799/100K. The murder rate is 0.0/100K.

Education

54.4% of adults in Monterey hold a bachelor's degree or higher (61% above the national average). 93.9% have completed high school. Local schools score 3.8/10 in standardized testing.

Climate & Weather

Monterey has an average annual temperature of 57°F (14°C). Winters average 53°F in January while summers reach 62°F in July. Annual precipitation totals 16.2 inches. Air quality is rated Good with a median AQI of 39.

Data Overview

People

Population29,772
Median Age37.1 yrs
Density3,442/mi²
Male / Female50% / 50%
Foreign Born15.7%
Veterans7.3%

Economy

A
Median Income$104,110
Per Capita$62,541
Unemployment5.5%
Poverty8.0%
County GDP$38,345M
Avg Weekly Wage$1,180

Housing

F
Home Value$1,003,300
Rent$2,288
Ownership37.9%
Zillow$1,159,526
Housing Units13,988
Rent Burden31.9%

Crime

F
Violent386/100K
Property1,799/100K
Murder0.0/100K
Assault254/100K
Burglary271/100K

Health

Obesity27.0%
Diabetes8.1%
Smoking9.4%
Heart Disease4.5%
Premature Death6,114/100K

Climate

Avg Temp57°F
Rain16.2 in/yr
AQI39 (Good)
Elevation6 ft

Education

A+
Bachelor's+54.4%
High School+93.9%
Graduate+24.6%
School Score3.8/10

Community

2024 VoteR 34% / D 63%
Commute19 min
Broadband94.3%
Internet Speed85 Mbps
EV Stations29
Libraries28

Did You Know?

The median home in Monterey was built in 1969.
20.5% work from home.
The nearest airport is Monterey Regional (2 miles).
The Gini coefficient (income inequality) is 0.460 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively High" by FEMA.
10.9% of the population has a disability.
15.7% of residents are foreign-born.
There are 1,118 restaurants in the area.
The county recorded 49 fatal vehicle crashes.