Median Income
$73,750
2% lower than US avg
Home Value
$112,500
60% lower than US avg
Violent Crime
183/100K
52% lower than US avg
Bachelor's+
23.5%
30% lower than US avg
Obesity Rate
35.0%
9% higher than US avg
Unemployment
2.2%
39% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Montezuma Compares to the U.S. Average (100% = U.S. avg)
People
Population100
Median Age57.2 yrs
Density1,000/mi²
Male / Female51% / 49%
Largest GroupWhite 100%
Veterans89.0%
Economy
A
Median Income$73,750
Per Capita$36,409
Unemployment2.2%
Poverty0.0%
County GDP$3,995M
Commute18 min
Housing
A+
Home Value$112,500
Ownership89.6%
Zillow$230,954
Housing Units78
Rent Burden21.3%
Crime
F
Violent183/100K
Property3,693/100K
Health
Obesity35.0%
Uninsured7.1%
Smoking14.4%
Depression25.7%
Heart Disease5.0%
Climate
Avg Temp50°F (10°C)
AQI43 (Good)
Rain39.9 in/yr
Sunny Days275/yr
Elevation873 ft (266 m)
Education
C+
Bachelor's+23.5%
High School+98.8%
Graduate+0.0%
School Score7.02
Community
2024 VoteR 83% / D 16%
Commute18 min
Broadband48.0%
EV Stations2
Libraries7
Is Montezuma a Good Place to Live?
Based on current data, Montezuma receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Montezuma offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Montezuma is $73,750, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.2%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Montezuma is $112,500, 60% below the national median / offering relatively affordable homeownership. At just 1.5x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Montezuma is below the national average at 183 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,693 per 100,000, 88% above the national average.
Education
23.5% of residents hold a bachelor's degree, below the national average of 33.7%. 98.8% have completed high school. Local schools score 7/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Montezuma experiences four distinct seasons with an average temperature of 50°F. Winters average 25°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.9 inches, including 19.4 inches of snow. Air quality is rated Good with a median AQI of 43.
Montezuma has a population of 100 with a density of 1,000 people per square mile, spread across 0.1 square miles. The median age is 57.2 years, 47% older than the national median of 38.9. The gender split is 49% female and 51% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 89.0% of the population are veterans, above the national rate of 6.0%. 29.8% of residents have a disability (above the 13.0% national average). 90.4% have health insurance coverage.
Population
57.2yrs
Median Age
47% above US avg
Race & Ethnicity
Montezuma vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Montezuma vs U.S. Average
The median household income in Montezuma is $73,750, which is 2% below the national average of $75,149. Per capita income is $36,409. The average weekly wage is $974, 32% lower than the U.S. average. The unemployment rate is 2.2% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,218 business establishments, including 98 restaurants. The cost of living index is 92.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 18 minutes (shorter than the 28-minute US average). 8.0% of workers work from home (below the 15.2% national rate).
Income: Montezuma vs U.S.
Income
| Median HH Income | $73,750 |
| 2% below US avg |
| Per Capita Income | $36,409 |
| Avg Weekly Wage | $974 |
| IRS Avg AGI | $78,019 |
| Gini Index | 0.389 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.2% |
| 39% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,218 |
| County GDP | $3,995M |
Business (County)
| Restaurants | 98 |
| Healthcare | 83 |
| Retail | 165 |
| Manufacturing | 86 |
Tax & Cost of Living
| Property Tax (IRS) | $4,098 |
| 17% above US avg |
| Cost of Living | 92.80 (100=avg) |
| Effective Tax Rate | 3.64% |
Commute & Transportation
| Commute Time | 17.7 min |
| Drive Alone | 92.0% |
| Public Transit | 0.0% |
| Work from Home | 8.0% |
The median home value in Montezuma is $112,500, 60% below the national median of $281,900. Zillow estimates the typical home value at $230,954, higher than the Census estimate. Fair market rent ranges from $873 for a one-bedroom to $1,092 for a two-bedroom apartment. 89.6% of housing units are owner-occupied (above the 65.4% national rate). There are 78 total housing units in the city. The median year a home was built is 1952. The average annual property tax is $4,098 (higher than the $3,500 national average). 21.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.5x, well within the affordable range.
Home Values
| Census Median | $112,500 |
| 60% below US avg |
| Zillow ZHVI | $230,954 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
Ownership & Property
| Homeownership | 89.6% |
| Owner-Occupied | 89.6% |
| Renter-Occupied | 10.4% |
| Housing Units | 78 |
| Median Year Built | 1952 |
Property Tax
| Avg Tax (IRS) | $4,098 |
| 17% above US avg |
| Effective Rate | 3.64% |
In Montezuma, 35.0% of adults are obese, above the national rate of 32.1%. 8.7% have diabetes (below the 10.5% national rate). Heart disease affects 5.0% of residents. 29.7% have high blood pressure. 14.4% are current smokers. 20.7% report binge drinking. 23.6% are physically inactive. 25.7% report depression (above the 20.0% national average). 18.2% experience frequent mental distress. 7.1% of residents lack health insurance. The primary care physician ratio is 1:2,015. The dentist ratio is 1:2,823. 72.1% of residents have access to exercise opportunities. The food environment index is 8.8 out of 10.
Health Metrics: Montezuma vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.0% |
| 9% above US avg |
| Diabetes | 8.7% |
| Heart Disease | 5.0% |
| High Blood Pressure | 29.7% |
| Asthma | 10.2% |
| COPD | 5.6% |
| Cancer | 6.7% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 14.4% |
| 3% above US avg |
| Binge Drinking | 20.7% |
| Physical Inactivity | 23.6% |
| Depression | 25.7% |
| Mental Distress | 18.2% |
| Physical Distress | 11.4% |
| Short Sleep | 36.2% |
Healthcare Access
| Insurance Rate | 90.4% |
| Uninsured | 7.1% |
| 17% below US avg |
| Primary Care | 1:2,015 |
| Dentists | 1:2,823 |
| Mental Health | 1:923 |
| Checkup Rate | 73.2% |
| Dental Visits | 63.8% |
| Premature Death | 7,561/100K |
Food & Exercise
| Food Environment | 8.8/10 |
| Exercise Access | 72.1% |
| Healthcare Facilities | 83 |
Montezuma has a violent crime rate of 183 per 100,000 residents, 52% below the national average of 380. Property crime stands at 3,693 per 100,000, 88% above the U.S. average. The county recorded 12 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Montezuma receives a safety grade of F.
Crime Rates: Montezuma vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 183.2/100K |
| 52% below US avg |
| |
Property Crime
| Total Property | 3,693.4/100K |
| 88% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 12 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Montezuma experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 25°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 39.9 inches. The area receives 19.4 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 873 feet.
Temperature
25°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.3°F |
| 7% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 873 ft (266 m) |
| Area | 0.1 sq mi (0.3 km²) |
| Population Density | 1,000/sq mi |
| Coordinates | 40.4894°N, 84.5498°W |
| Timezone | America/New_York |
| County | Mercer County County |
| Nearest Airport | James M Cox Dayton International (DAY)
44 miles away |
Precipitation & Snow
Annual Rainfall
39.9"
5% above US avg
Wettest Month (Jul)
3.82"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 31.7 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 96.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
11 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.5 on Mar 18, 2024.
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
137 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
144 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
26 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
16 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
49 km |
| May 14, 2010 |
1 km ENE of Gibsonburg, Ohio |
M2.7 |
145 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
55 km |
| May 20, 2023 |
3 km SSE of Walbridge, Ohio |
M2.6 |
148 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
22 km |
| Jun 4, 1990 |
4 km SSE of Van Buren, Ohio |
M2.5 |
102 km |
| Mar 18, 2024 |
4 km WSW of Millbury, Ohio |
M2.5 |
149 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
506 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 49 fatalities, 1,221 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 27, 2019 |
EF4 |
74 km |
0 |
| Nov 10, 2002 |
EF4 |
37 km |
4 |
| Feb 18, 1992 |
EF4 |
27 km |
0 |
| Apr 3, 1974 |
EF4 |
78 km |
1 |
| Apr 11, 1965 |
EF4 |
21 km |
3 |
| Apr 11, 1965 |
EF4 |
45 km |
13 |
| Apr 11, 1965 |
EF4 |
71 km |
4 |
| Mar 6, 1956 |
EF4 |
87 km |
1 |
| Jun 8, 1953 |
EF4 |
98 km |
17 |
| Mar 14, 2024 |
EF3 |
33 km |
3 |
| Mar 14, 2024 |
EF3 |
60 km |
1 |
| Mar 31, 2023 |
EF3 |
88 km |
0 |
| May 27, 2019 |
EF3 |
14 km |
1 |
| May 27, 2019 |
EF3 |
88 km |
0 |
| May 27, 2019 |
EF3 |
58 km |
0 |
| May 27, 2019 |
EF3 |
72 km |
0 |
| Aug 24, 2016 |
EF3 |
80 km |
0 |
| Nov 10, 2002 |
EF3 |
37 km |
0 |
| Nov 10, 2002 |
EF3 |
86 km |
0 |
| Oct 24, 2001 |
EF3 |
45 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
2.0 in |
Coldest |
| February |
28°F (-2°C) |
1.9 in |
Driest |
| March |
38°F (4°C) |
3.0 in |
|
| April |
49°F (10°C) |
3.6 in |
|
| May |
60°F (16°C) |
3.7 in |
|
| June |
69°F (21°C) |
3.7 in |
|
| July |
73°F (23°C) |
3.8 in |
Warmest, Wettest |
| August |
71°F (22°C) |
3.3 in |
|
| September |
65°F (18°C) |
2.8 in |
|
| October |
53°F (12°C) |
2.4 in |
|
| November |
41°F (5°C) |
3.0 in |
|
| December |
30°F (-1°C) |
2.7 in |
|
Montezuma has a seasonal temperature swing of 47°F / from 25°F in January to 73°F in July. Total annual precipitation is 35.9 inches, with July being the wettest month (3.8") and February the driest (1.9").
Average costs for common services in Montezuma. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$232 ($139–$371) |
| Specialist Visit |
$325 ($186–$510) |
| Urgent Care Visit |
$186 ($93–$325) |
| Emergency Room Visit |
$2,042 ($742–$4,640) |
| Dental Cleaning |
$121 ($70–$186) |
| Dental Filling |
$232 ($139–$371) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($46–$111) |
| Brake Pad Replacement |
$278 ($139–$464) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$557 ($371–$928) |
| Battery Replacement |
$186 ($93–$325) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$139) |
| Electrician (Per Hour) |
$84 ($46–$130) |
| HVAC Repair |
$371 ($139–$742) |
| HVAC System Install |
$6,496 ($3,712–$11,136) |
| Roof Repair |
$928 ($371–$1,856) |
| Roof Replacement |
$8,352 ($5,104–$13,920) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,392 ($464–$3,248) |
| Divorce (Contested) |
$13,920 ($4,640–$27,840) |
| DUI Defense |
$4,640 ($1,856–$9,280) |
| Bankruptcy (Chapter 7) |
$1,392 ($742–$2,784) |
| Will Preparation |
$464 ($186–$928) |
| Trust Preparation |
$2,320 ($928–$4,640) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$139 ($70–$232) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$60) |
| Massage (1 Hour) |
$74 ($46–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.80 ($2.78–$5.10) |
| Dozen Eggs (per dozen) |
$3.25 ($2.32–$4.64) |
| Loaf of Bread |
$3.53 ($2.32–$5.10) |
| Chicken Breast (per lb) |
$4.18 ($2.78–$6.03) |
| Ground Beef (per lb) |
$5.10 ($3.71–$6.96) |
| Rice (per lb) |
$0.93 ($0.56–$1.67) |
View all 20 services
Utilities
| Electricity (Monthly) |
$130 ($74–$232) |
| Natural Gas (Monthly) |
$65 ($28–$139) |
| Water/Sewer (Monthly) |
$65 ($37–$111) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$60 ($28–$93) |
| Cable TV (Monthly) |
$79 ($46–$139) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$186 ($70–$464) |
| Car Insurance (Annual) |
$1,856 ($1,114–$3,248) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.42–$23) |
| Car Registration (Annual) |
$93 ($28–$232) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,114 ($557–$2,320) |
| Daycare (Toddler, Monthly) |
$928 ($464–$1,856) |
| After-School Care (Monthly) |
$371 ($186–$650) |
| Tutoring (Per Hour) |
$46 ($23–$93) |
| SAT/ACT Prep Course |
$928 ($371–$2,320) |
| Private School (K-12, Annual) |
$11,600 ($4,640–$27,840) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($46–$186) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$278 ($139–$464) |
| Cat Spay/Neuter |
$186 ($93–$371) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $751 |
| Toddler | $693 |
| Preschool | $615 |
| Family Childcare (monthly) |
| Infant | $671 |
| Toddler | $660 |
| Preschool | $610 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Montezuma
What is the population of Montezuma?
Montezuma has a population of 100 residents and is located in Ohio. The population density is 1,000 people per square mile, spread across 0.1 square miles. The median age of residents is 57.2 years, which is older than the national median of 38.9 years. The population is 49% female and 51% male.
Is Montezuma expensive to live in?
Montezuma is more affordable than the national average, with a cost of living index of 92.8 / below the baseline of 100. The median household income is $73,750, 2% below the national average of $75,149. The median home value is $112,500 (60% below the U.S. median). The home price-to-income ratio is 1.5x, indicating housing is reasonably affordable relative to local income levels.
Is Montezuma safe?
Montezuma is safer than the national average, with a violent crime rate of 183 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,693 per 100,000 (above the national average). Overall, Montezuma receives a safety grade of F based on combined crime data.
What is the weather like in Montezuma?
Montezuma has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 25°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 39.9 inches, with 19.4 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Montezuma?
The job market in Montezuma is very strong, with unemployment at just 2.2% / well below the national rate of 3.6%. The average weekly wage is $974. There are 1,218 business establishments in the area, including 98 restaurants and food service locations. The average commute time is 18 minutes, and 8.0% of workers work from home.
How much does housing cost in Montezuma?
The median home value in Montezuma is $112,500. Zillow estimates the typical home value at $230,954. The homeownership rate is 89.6%. The average annual property tax is $4,098.
How are the schools in Montezuma?
Schools in Montezuma perform well, with an average test score of 7 out of 10 / above the national benchmark. 23.5% of adults in Montezuma hold a bachelor's degree or higher, below the national average of 33.7%. 98.8% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Montezuma?
The obesity rate in Montezuma is 35.0% (above the national rate of 32.1%). 14.4% of adults are smokers. 23.6% are physically inactive. 25.7% of residents report depression. 7.1% lack health insurance (below the national rate). 72.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,015.
What is transportation like in Montezuma?
The average commute in Montezuma is 18 minutes, shorter than the national average of 28 minutes. 92% of workers drive alone to work, and 8.0% work from home.
What are the demographics of Montezuma?
The racial and ethnic makeup of Montezuma is 100% White. 100% of residents speak only English at home. 89.0% of the population are military veterans. 29.8% of residents have a disability. 90.4% have health insurance coverage.
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