Median Income
$54,000
28% lower than US avg
Home Value
$93,100
67% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
11.1%
67% lower than US avg
Median Rent
$1,175
1% higher than US avg
Obesity Rate
43.2%
35% higher than US avg
Unemployment
1.6%
56% lower than US avg
Poverty Rate
19.7%
59% higher than US avg
How Montgomery Compares to the U.S. Average (100% = U.S. avg)
People
Population318
Median Age35.5 yrs
Density318/mi²
Male / Female41% / 59%
Largest GroupWhite 93%
Veterans3.0%
Economy
B
Median Income$54,000
Per Capita$22,642
Unemployment1.6%
Poverty19.7%
County GDP$2,202M
Commute26 min
Housing
A+
Home Value$93,100
Rent$1,175
Ownership90.4%
Zillow$181,792
Housing Units129
Rent Burden22.1%
Crime
C+
Violent0/100K
Property1,976/100K
Health
Obesity43.2%
Uninsured11.6%
Smoking27.3%
Depression34.2%
Heart Disease8.8%
Climate
Avg Temp48°F (9°C)
AQI38 (Good)
Rain39.5 in/yr
Sunny Days275/yr
Elevation1,036 ft (316 m)
Education
D
Bachelor's+11.1%
High School+87.5%
Graduate+1.0%
School Score4.64
Community
2024 VoteR 75% / D 24%
Commute26 min
Broadband72.8%
EV Stations2
Libraries9
Is Montgomery a Good Place to Live?
Based on current data, Montgomery receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Montgomery offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Montgomery is $54,000, 28% below the national average of $75,149. The job market is very strong with unemployment at just 1.6%. The poverty rate of 19.7% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 26 minutes.
Cost of Living & Housing
The median home value in Montgomery is $93,100, 67% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,175 per month. At just 1.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Montgomery is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,976 per 100,000, near the national average.
Education
11.1% of residents hold a bachelor's degree, below the national average of 33.7%. 87.5% have completed high school. Area schools have an average test score of 4.6/10.
Climate & Weather
Montgomery experiences four distinct seasons with an average temperature of 48°F. Winters average 23°F in January while summers reach 71°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.5 inches, including 44.1 inches of snow. Air quality is rated Good with a median AQI of 38.
Montgomery has a population of 318 with a density of 318 people per square mile, spread across 1.0 square miles. The median age is 35.5 years, 9% younger than the national median of 38.9. The gender split is 59.1% female and 40.9% male. The city is predominantly White (93.4%), with 5% Hispanic. English is the primary language spoken at home by 99.4% of residents. 3.0% of the population are veterans, below the national rate of 6.0%. 16.8% of residents have a disability (above the 13.0% national average). 92.7% have health insurance coverage.
Population
35.5yrs
Median Age
9% below US avg
Race & Ethnicity
Montgomery vs U.S. Average
Language Spoken at Home
English Only
99.4%
27% above US avg
Spanish
0.6%
96% below US avg
Social Characteristics
Montgomery vs U.S. Average
The median household income in Montgomery is $54,000, which is 28% below the national average of $75,149. Per capita income is $22,642 (below the $39,052 national figure). The average weekly wage is $991, 31% lower than the U.S. average. The unemployment rate is 1.6% (below the 3.6% US average). 19.7% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 880 business establishments, including 71 restaurants. The cost of living index is 96.2, roughly in line with the national average. Workers commute an average of 26 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income: Montgomery vs U.S.
Income
| Median HH Income | $54,000 |
| 28% below US avg |
| Per Capita Income | $22,642 |
| Avg Weekly Wage | $991 |
| IRS Avg AGI | $58,886 |
| Gini Index | 0.422 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.6% |
| 56% below US avg |
| Poverty Rate | 19.7% |
| 59% above US avg |
| Establishments (County) | 880 |
| County GDP | $2,202M |
Business (County)
| Restaurants | 71 |
| Healthcare | 81 |
| Retail | 123 |
| Manufacturing | 75 |
Tax & Cost of Living
| Property Tax (IRS) | $4,053 |
| 16% above US avg |
| Cost of Living | 96.20 (100=avg) |
| Effective Tax Rate | 4.35% |
Commute & Transportation
| Commute Time | 25.8 min |
| Drive Alone | 86.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Montgomery is $93,100, 67% below the national median of $281,900. Zillow estimates the typical home value at $181,792, higher than the Census estimate. Monthly rent averages $1,175 (1% above the national average of $1,163). Fair market rent ranges from $891 for a one-bedroom to $1,113 for a two-bedroom apartment. 90.4% of housing units are owner-occupied (above the 65.4% national rate). There are 129 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $4,053 (higher than the $3,500 national average). 22.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.7x, well within the affordable range.
Home Values
| Census Median | $93,100 |
| 67% below US avg |
| Zillow ZHVI | $181,792 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,175 |
| 1% above US avg |
| Rent Burden | 22.1% |
HUD Fair Market Rent
| Studio | $807 |
| 1 Bedroom | $891 |
| 2 Bedrooms | $1,113 |
| 3 Bedrooms | $1,419 |
| 4 Bedrooms | $1,588 |
Ownership & Property
| Homeownership | 90.4% |
| Owner-Occupied | 90.4% |
| Renter-Occupied | 9.6% |
| Housing Units | 129 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $4,053 |
| 16% above US avg |
| Effective Rate | 4.35% |
In Montgomery, 43.2% of adults are obese, above the national rate of 32.1%. 14.4% have diabetes (above the 10.5% national rate). Heart disease affects 8.8% of residents, above the national average. 39.6% have high blood pressure. 27.3% are current smokers (above the 14.0% national rate). 16.2% report binge drinking. 36.6% are physically inactive, above the national average. 34.2% report depression (above the 20.0% national average). 24.6% experience frequent mental distress. 11.6% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:5,061. The dentist ratio is 1:2,692. 60.9% of residents have access to exercise opportunities. The food environment index is 7.8 out of 10.
Health Metrics: Montgomery vs U.S. Average (%)
Chronic Conditions
| Obesity | 43.2% |
| 35% above US avg |
| Diabetes | 14.4% |
| Heart Disease | 8.8% |
| High Blood Pressure | 39.6% |
| Asthma | 13.3% |
| COPD | 13.7% |
| Cancer | 7.5% |
| Stroke | 4.7% |
Behaviors & Mental Health
| Smoking | 27.3% |
| 95% above US avg |
| Binge Drinking | 16.2% |
| Physical Inactivity | 36.6% |
| Depression | 34.2% |
| Mental Distress | 24.6% |
| Physical Distress | 19.9% |
| Short Sleep | 37.8% |
Healthcare Access
| Insurance Rate | 92.7% |
| Uninsured | 11.6% |
| 35% above US avg |
| Primary Care | 1:5,061 |
| Dentists | 1:2,692 |
| Mental Health | 1:570 |
| Checkup Rate | 76.3% |
| Dental Visits | 51.9% |
| Premature Death | 8,807/100K |
Food & Exercise
| Food Environment | 7.8/10 |
| Exercise Access | 60.9% |
| Healthcare Facilities | 81 |
Montgomery has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 1,976 per 100,000, 1% above the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Montgomery receives a safety grade of C+.
Crime Rates: Montgomery vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 1,975.5/100K |
| 1% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Traffic Accidents | 1 |
| Avg Accident Severity | 4.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Montgomery experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 23°F in January while summers reach 71°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 39.5 inches. The area receives 44.1 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 1,036 feet.
Temperature
23°F Jan (-5°C)
71°F Jul (22°C)
| Annual Average | 47.9°F |
| 11% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 71°F (22°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 1,036 ft (316 m) |
| Area | 1.0 sq mi (2.6 km²) |
| Population Density | 318/sq mi |
| Coordinates | 41.7760°N, 84.8090°W |
| Timezone | America/Detroit |
| County | Hillsdale County County |
| Nearest Airport | Kalamazoo/Battle Creek International (AZO) 50 miles away |
Precipitation & Snow
Annual Rainfall
39.5"
4% above US avg
Wettest Month (Jun)
3.82"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 50.0 / 100 |
| Social Vulnerability | 64.6 / 100 |
| Community Resilience | 68.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
13 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.5 on Mar 18, 2024.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
72 km |
| Sep 2, 1994 |
5 km SSW of DeWitt, Michigan |
M3.5 |
115 km |
| Jun 30, 2015 |
5 km NNE of Burlington, Michigan |
M3.3 |
46 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
61 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
146 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
130 km |
| May 14, 2010 |
1 km ENE of Gibsonburg, Ohio |
M2.7 |
133 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
91 km |
| May 20, 2023 |
3 km SSE of Walbridge, Ohio |
M2.6 |
113 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
124 km |
| Jun 4, 1990 |
4 km SSE of Van Buren, Ohio |
M2.5 |
123 km |
| Mar 18, 2024 |
4 km WSW of Millbury, Ohio |
M2.5 |
114 km |
| Sep 7, 2012 |
17 km ESE of Stony Point, Michigan |
M2.5 |
144 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
401 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 87 fatalities, 1,501 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 2, 1977 |
EF4 |
75 km |
1 |
| Apr 2, 1977 |
EF4 |
83 km |
0 |
| Apr 11, 1965 |
EF4 |
30 km |
23 |
| Apr 11, 1965 |
EF4 |
76 km |
5 |
| Apr 11, 1965 |
EF4 |
16 km |
21 |
| Jun 8, 1953 |
EF4 |
98 km |
17 |
| Aug 24, 2016 |
EF3 |
71 km |
0 |
| Mar 15, 2012 |
EF3 |
98 km |
0 |
| Aug 24, 2007 |
EF3 |
91 km |
0 |
| Mar 27, 1991 |
EF3 |
18 km |
0 |
| Mar 27, 1991 |
EF3 |
35 km |
1 |
| Mar 27, 1991 |
EF3 |
68 km |
0 |
| May 15, 1986 |
EF3 |
22 km |
0 |
| May 2, 1983 |
EF3 |
95 km |
1 |
| Jun 15, 1982 |
EF3 |
73 km |
1 |
| May 13, 1980 |
EF3 |
95 km |
5 |
| May 11, 1974 |
EF3 |
98 km |
1 |
| Apr 3, 1974 |
EF3 |
86 km |
0 |
| Apr 3, 1974 |
EF3 |
68 km |
5 |
| Apr 11, 1965 |
EF3 |
93 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
1.9 in |
Coldest |
| February |
25°F (-4°C) |
1.7 in |
Driest |
| March |
35°F (2°C) |
2.8 in |
|
| April |
46°F (8°C) |
3.4 in |
|
| May |
58°F (14°C) |
3.7 in |
|
| June |
67°F (20°C) |
3.8 in |
Wettest |
| July |
71°F (22°C) |
3.7 in |
Warmest |
| August |
69°F (21°C) |
3.5 in |
|
| September |
62°F (17°C) |
3.4 in |
|
| October |
50°F (10°C) |
2.6 in |
|
| November |
39°F (4°C) |
3.0 in |
|
| December |
27°F (-3°C) |
2.6 in |
|
Montgomery has a seasonal temperature swing of 48°F / from 23°F in January to 71°F in July. Total annual precipitation is 36.2 inches, with June being the wettest month (3.8") and February the driest (1.7").
Average costs for common services in Montgomery. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$241 ($144–$385) |
| Specialist Visit |
$337 ($192–$529) |
| Urgent Care Visit |
$192 ($96–$337) |
| Emergency Room Visit |
$2,116 ($770–$4,810) |
| Dental Cleaning |
$125 ($72–$192) |
| Dental Filling |
$241 ($144–$385) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24–$72) |
| Oil Change (Synthetic) |
$72 ($48–$115) |
| Brake Pad Replacement |
$289 ($144–$481) |
| Tire Rotation |
$38 ($19–$72) |
| New Tires (Set of 4) |
$577 ($385–$962) |
| Battery Replacement |
$192 ($96–$337) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$96 ($58–$144) |
| Electrician (Per Hour) |
$87 ($48–$135) |
| HVAC Repair |
$385 ($144–$770) |
| HVAC System Install |
$6,734 ($3,848–$11,544) |
| Roof Repair |
$962 ($385–$1,924) |
| Roof Replacement |
$8,658 ($5,291–$14,430) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,443 ($481–$3,367) |
| Divorce (Contested) |
$14,430 ($4,810–$28,860) |
| DUI Defense |
$4,810 ($1,924–$9,620) |
| Bankruptcy (Chapter 7) |
$1,443 ($770–$2,886) |
| Will Preparation |
$481 ($192–$962) |
| Trust Preparation |
$2,405 ($962–$4,810) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$43) |
| Women's Haircut |
$53 ($29–$96) |
| Hair Coloring (Full) |
$144 ($72–$241) |
| Manicure |
$24 ($14–$43) |
| Pedicure |
$38 ($24–$63) |
| Massage (1 Hour) |
$77 ($48–$125) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.94 ($2.89–$5.29) |
| Dozen Eggs (per dozen) |
$3.37 ($2.41–$4.81) |
| Loaf of Bread |
$3.66 ($2.41–$5.29) |
| Chicken Breast (per lb) |
$4.33 ($2.89–$6.25) |
| Ground Beef (per lb) |
$5.29 ($3.85–$7.22) |
| Rice (per lb) |
$0.96 ($0.58–$1.73) |
View all 20 services
Utilities
| Electricity (Monthly) |
$135 ($77–$241) |
| Natural Gas (Monthly) |
$67 ($29–$144) |
| Water/Sewer (Monthly) |
$67 ($38–$115) |
| Internet (Monthly) |
$67 ($38–$96) |
| Cell Phone Plan (Monthly) |
$63 ($29–$96) |
| Cable TV (Monthly) |
$82 ($48–$144) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$192 ($72–$481) |
| Car Insurance (Annual) |
$1,924 ($1,154–$3,367) |
| Bus Pass (Monthly) |
$67 ($29–$125) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.70–$24) |
| Car Registration (Annual) |
$96 ($29–$241) |
| Driver's License Renewal |
$29 ($14–$72) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,154 ($577–$2,405) |
| Daycare (Toddler, Monthly) |
$962 ($481–$1,924) |
| After-School Care (Monthly) |
$385 ($192–$673) |
| Tutoring (Per Hour) |
$48 ($24–$96) |
| SAT/ACT Prep Course |
$962 ($385–$2,405) |
| Private School (K-12, Annual) |
$12,025 ($4,810–$28,860) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$96) |
| Dog Vaccination (Annual) |
$96 ($48–$192) |
| Dog Grooming |
$58 ($29–$96) |
| Pet Boarding (Per Night) |
$38 ($19–$72) |
| Dog Spay/Neuter |
$289 ($144–$481) |
| Cat Spay/Neuter |
$192 ($96–$385) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $539 |
| Toddler | $539 |
| Preschool | $446 |
| Family Childcare (monthly) |
| Infant | $626 |
| Toddler | $626 |
| Preschool | $604 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Montgomery
What is the population of Montgomery?
Montgomery has a population of 318 residents and is located in Michigan. The population density is 318 people per square mile, spread across 1.0 square miles. The median age of residents is 35.5 years, which is younger than the national median of 38.9 years. The population is 59.1% female and 40.9% male.
Is Montgomery expensive to live in?
Montgomery has a cost of living roughly in line with the national average, with an index of 96.2 (baseline: 100). The median household income is $54,000, 28% below the national average of $75,149. The median home value is $93,100 (67% below the U.S. median). Renters pay a median of $1,175 per month. The home price-to-income ratio is 1.7x, indicating housing is reasonably affordable relative to local income levels.
Is Montgomery safe?
Montgomery is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,976 per 100,000 (above the national average). Overall, Montgomery receives a safety grade of C+ based on combined crime data.
What is the weather like in Montgomery?
Montgomery has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 23°F in January, while summers reach an average of 71°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 39.5 inches, with 44.1 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Montgomery?
The job market in Montgomery is very strong, with unemployment at just 1.6% / well below the national rate of 3.6%. The average weekly wage is $991. There are 880 business establishments in the area, including 71 restaurants and food service locations. The average commute time is 26 minutes, and 0.0% of workers work from home.
How much does housing cost in Montgomery?
The median home value in Montgomery is $93,100. Zillow estimates the typical home value at $181,792. For renters, the median monthly rent is $1,175. Fair market rent is $891 for a 1-bedroom and $1,113 for a 2-bedroom apartment. The homeownership rate is 90.4%. The average annual property tax is $4,053.
How are the schools in Montgomery?
Schools in Montgomery have an average test score of 4.6 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 11.1% of adults in Montgomery hold a bachelor's degree or higher, below the national average of 33.7%. 87.5% have completed high school. 1.0% hold a graduate or professional degree.
How healthy is Montgomery?
The obesity rate in Montgomery is 43.2% (above the national rate of 32.1%). 27.3% of adults are smokers. 36.6% are physically inactive. 34.2% of residents report depression. 11.6% lack health insurance (above the national rate). 60.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:5,061.
What is transportation like in Montgomery?
The average commute in Montgomery is 26 minutes. 86% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Montgomery?
The racial and ethnic makeup of Montgomery is 93.4% White, 5% Hispanic or Latino. 99.4% of residents speak only English at home. 3.0% of the population are military veterans. 16.8% of residents have a disability. 92.7% have health insurance coverage.