Montreat, NC

North Carolina · Metropolitan Area

Montreat is a small town in North Carolina with a population of 474.

3.0 /5.0
B Good
474 Population 174/sq mi density
N/A Median Income $10,950 per capita
N/A Home Value $598,547 Zillow
N/A Median Rent
56°F Avg Temperature
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
C+
Education
3.0 / 5.0
24.7% bachelor's degree or higher
Bachelor's+ 24.7%
27% lower than US avg
Obesity Rate 30.4%
5% lower than US avg
Unemployment 6.5%
81% higher than US avg
Poverty Rate 0.0%
100% lower than US avg

How Montreat Compares to the U.S. Average (100% = U.S. avg)

People

Population474
Median Age20.1 yrs
Density174/mi²
Male / Female57% / 43%
Largest GroupWhite 74%
Veterans0.0%

Economy

Median IncomeN/A
Per Capita$10,950
Unemployment6.5%
Poverty0.0%
County GDP$21,262M
Commute10 min

Housing

Home ValueN/A
RentN/A
OwnershipN/A
Zillow$598,547

Crime

ViolentN/A
PropertyN/A

Health

Obesity30.4%
UninsuredN/A
Depression26.8%
Heart Disease5.1%

Climate

Avg Temp56°F
AQI40 (Good)
Rain53.8 in/yr
Elevation2,709 ft

Education

C+
Bachelor's+24.7%
High School+100.0%
School Score5.46

Community

2024 VoteR 37% / D 62%
Commute10 min
Broadband21.0%
EV Stations1
Libraries12

Is Montreat a Good Place to Live?

Based on current data, Montreat receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment. Montreat offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The unemployment rate of 6.5% is somewhat elevated compared to the national rate of 3.6%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 10 minutes, shorter than most U.S. cities.

Education

24.7% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Montreat enjoys a moderate climate with an average annual temperature of 56°F. Winters average 38°F in January while summers reach 73°F in July. Annual precipitation totals 53.8 inches. Air quality is rated Good with a median AQI of 40.

Montreat has a population of 474 with a density of 174 people per square mile. The median age is 20.1 years, 48% younger than the national median of 38.9. The city is predominantly White (73.8%), with 4.4% Hispanic, 16.7% Black.

Population

474
Total Population
174
People / sq mi
20.1yrs
Median Age
48% below US avg
2.7mi²
Land Area

Gender Distribution

Male 57.2%
Female 42.8%

Race & Ethnicity

Montreat vs U.S. Average

Language Spoken at Home

English Only84.4%
8% above US avg
Spanish15.6%
16% above US avg

Social Characteristics

Montreat vs U.S. Average

The median household income in Montreat is N/A. The unemployment rate is 6.5% (above the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 10 minutes.

Income: Montreat vs U.S.

Commute Mode

Income

Per Capita Income$10,950
Avg Weekly Wage$1,130
IRS Avg AGI$86,785

Employment & Poverty

Unemployment6.5%
81% above US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)13,107
County GDP$21,262M

Business (County)

Restaurants971
Healthcare1,283
Retail1,329
Manufacturing331

Tax & Cost of Living

Property Tax (IRS)$5,058
45% above US avg

Commute & Transportation

Commute Time10.3 min
Drive Alone40.6%
Public Transit0.0%
Work from Home10.0%

Walkability

Zillow estimates the typical home value at $598,547.

Home Value Sources

Ownership Split

Home Values

Zillow ZHVI$598,547
Median List Price$795,000

Real Estate Market (Redfin)

Median List Price$795,000
$/Sq Ft$365
Homes Sold4
Sale-to-List Ratio95.6%
Price Drops0.0%
Inventory1

Rental Costs

HUD Fair Market Rent

Studio$932
1 Bedroom$981
2 Bedrooms$1,161
3 Bedrooms$1,499
4 Bedrooms$1,780

Ownership & Property

Owner-Occupied47.6%

Property Tax

Avg Tax (IRS)$5,058
45% above US avg
In Montreat, 30.4% of adults are obese (below the 32.1% national rate). 26.8% report depression. 17.6% are physically inactive.

Health Metrics: Montreat vs U.S. Average (%)

Chronic Conditions

Obesity30.4%
5% below US avg
Diabetes8.2%
Heart Disease5.1%
High Blood Pressure30.2%
Asthma10.6%
COPD5.6%
Stroke2.6%

Behaviors & Mental Health

Binge Drinking17.3%
Physical Inactivity17.6%
Depression26.8%
Mental Distress16.7%
Physical Distress11.0%

Healthcare Access

Insurance Rate99.3%
Checkup Rate77.0%
Premature Death8,557/100K

Food & Exercise

Food Environment7.3/10
Exercise Access76.3%
Healthcare Facilities1,283

Crime Rates: Montreat vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)34

Safety Score

Montreat has an average annual temperature of 56°F (13°C). Winters average 38°F in January while summers reach 73°F in July. Annual precipitation is 53.8 inches. Air quality is rated Good with a median AQI of 40.

Temperature

38°F Jan (4°C) 73°F Jul (23°C)
Annual Average56.2°F
4% above US avg
January Average38°F (4°C)
July Average73°F (23°C)

Precipitation & Snow

Annual Rainfall53.8 inches
42% above US avg
Snowfall2.1 inches/yr

Air Quality

AQI Median40.0
RatingGood

Geography

Elevation2,709 ft (826 m)
Area2.7 sq mi (7.1 km²)
Population Density174/sq mi
Coordinates35.6480°N, 82.2992°W
County FIPS37021
It is classified as Metro — 250K–1M. 24.7% of residents hold a bachelor's degree or higher (27% below US avg). In the 2024 election, the county voted Democrat by a 24.8-point margin. 21.0% of households have broadband internet.

2024 Presidential Election (County)

R 36.9%
D 61.7%

Winner: Democrat by 24.8 points

Education

Bachelor's Degree+24.7%
27% below US avg
High School+100.0%
School Test Score5.46
C+ Education Grade (3.0/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density174/sq mi
Total Area2.7 sq mi

Infrastructure & Services

Broadband Access21.0%
EV Charging Stations1
Alt Fuel Stations1
Public Libraries12
Healthcare Facilities1,283
Restaurants971
Retail Stores1,329

Safety & Disasters

Fatal Crashes (County/yr)34

Commute & Transportation

Avg Commute10.3 min
Drive Alone40.6%
Public Transit0.0%
Work from Home10.0%

Nearby Cities

Compare Montreat with another city: