Median Income
$137,833
83% higher than US avg
Bachelor's+
8.2%
76% lower than US avg
Obesity Rate
39.9%
24% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Monument Compares to the U.S. Average (100% = U.S. avg)
People
Population81
Median Age26.9 yrs
Density153/mi²
Male / Female54% / 46%
Largest GroupWhite 93%
Veterans0.0%
Economy
A+
Median Income$137,833
Per Capita$35,028
Unemployment0.0%
Poverty0.0%
County GDP$905M
Housing
Ownership42.3%
Zillow$164,304
Housing Units25
Rent Burden26.3%
Health
Obesity39.9%
Uninsured54.3%
Smoking16.2%
Depression22.9%
Heart Disease5.8%
Climate
Avg Temp52°F (11°C)
Rain20.7 in/yr
Elevation3,177 ft (968 m)
Education
D
Bachelor's+8.2%
High School+75.4%
Graduate+5.4%
School Score5.31
Community
2024 VoteR 82% / D 16%
Broadband100.0%
EV Stations3
Libraries1
Is Monument a Good Place to Live?
Based on current data, Monument receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, a low poverty rate, strong internet connectivity. Areas to be aware of include a high uninsured rate, high obesity rates. Monument offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Monument is $137,833, which is significantly higher than the national average / 83% above $75,149. This places Monument among higher-income communities. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Education
8.2% of residents hold a bachelor's degree, below the national average of 33.7%. 75.4% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Monument experiences four distinct seasons with an average temperature of 52°F. Winters average 29°F in January while summers reach 77°F in July. Annual precipitation totals 20.7 inches, including 25.7 inches of snow.
Monument has a population of 81 with a density of 153 people per square mile, spread across 0.5 square miles. The median age is 26.9 years, 31% younger than the national median of 38.9. The gender split is 45.7% female and 54.3% male. The city is predominantly White (92.6%), with 7.4% Asian. English is the primary language spoken at home by 90.8% of residents, while 11.7% speak Spanish. 0.0% of the population are veterans, below the national rate of 6.0%. 3.7% of residents have a disability (below the 13.0% national average). 45.7% have health insurance coverage.
Population
81
Total Population
2023 Census
26.9yrs
Median Age
31% below US avg
Language Spoken at Home
English Only
90.8%
16% above US avg
Spanish
11.7%
13% below US avg
The median household income in Monument is $137,833, which is 83% above the national average of $75,149. Per capita income is $35,028. The average weekly wage is $922, 36% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 416 business establishments, including 28 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $137,833 |
| 83% above US avg |
| Per Capita Income | $35,028 |
| Avg Weekly Wage | $922 |
| IRS Avg AGI | $71,624 |
| Gini Index | 0.464 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 416 |
| County GDP | $905M |
Business (County)
| Restaurants | 28 |
| Healthcare | 28 |
| Retail | 60 |
| Manufacturing | 10 |
Tax & Cost of Living
| Property Tax (IRS) | $4,331 |
| 24% above US avg |
| Cost of Living | 90.10 (100=avg) |
Commute & Transportation
| Drive Alone | 91.4% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
Zillow estimates the typical home value at $164,304. Fair market rent ranges from $753 for a one-bedroom to $947 for a two-bedroom apartment. 42.3% of housing units are owner-occupied (below the 65.4% national rate). There are 25 total housing units in the city. The median year a home was built is 1972. The average annual property tax is $4,331 (higher than the $3,500 national average). 26.3% of renters spend 30% or more of their income on housing.
Rental Costs
HUD Fair Market Rent
| Studio | $702 |
| 1 Bedroom | $753 |
| 2 Bedrooms | $947 |
| 3 Bedrooms | $1,223 |
| 4 Bedrooms | $1,397 |
Ownership & Property
| Homeownership | 42.3% |
| Owner-Occupied | 42.3% |
| Renter-Occupied | 57.7% |
| Housing Units | 25 |
| Median Year Built | 1972 |
Property Tax
| Avg Tax (IRS) | $4,331 |
| 24% above US avg |
In Monument, 39.9% of adults are obese, above the national rate of 32.1%. 9.8% have diabetes. Heart disease affects 5.8% of residents. 31.0% have high blood pressure. 16.2% are current smokers. 17.3% report binge drinking. 27.4% are physically inactive. 22.9% report depression. 18.0% experience frequent mental distress. 54.3% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,969. The dentist ratio is 1:1,973. 78.0% of residents have access to exercise opportunities. The food environment index is 7.3 out of 10.
Health Metrics: Monument vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.9% |
| 24% above US avg |
| Diabetes | 9.8% |
| Heart Disease | 5.8% |
| High Blood Pressure | 31.0% |
| Asthma | 10.4% |
| COPD | 6.8% |
| Cancer | 7.2% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 16.2% |
| 16% above US avg |
| Binge Drinking | 17.3% |
| Physical Inactivity | 27.4% |
| Depression | 22.9% |
| Mental Distress | 18.0% |
| Physical Distress | 12.7% |
| Short Sleep | 34.2% |
Healthcare Access
| Insurance Rate | 45.7% |
| Uninsured | 54.3% |
| 531% above US avg |
| Primary Care | 1:1,969 |
| Dentists | 1:1,973 |
| Mental Health | 1:562 |
| Checkup Rate | 73.8% |
| Dental Visits | 61.6% |
| Premature Death | 8,679/100K |
Food & Exercise
| Food Environment | 7.3/10 |
| Exercise Access | 78.0% |
| Healthcare Facilities | 28 |
Monument experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 29°F in January while summers reach 77°F in July. Annual precipitation totals 20.7 inches (drier than the 38-inch national average). The area receives 25.7 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 3,177 feet.
Temperature
29°F Jan (-2°C)
77°F Jul (25°C)
| Annual Average | 51.7°F |
| 4% below US avg |
| January Average | 29°F (-2°C) |
| July Average | 77°F (25°C) |
Geography
| Elevation | 3,177 ft (968 m) |
| Area | 0.5 sq mi (1.4 km²) |
| Population Density | 153/sq mi |
| Coordinates | 39.1050°N, 101.0081°W |
| Timezone | America/Chicago |
| County | Thomas County County |
| Nearest Airport | Mc Cook Ben Nelson Regional (MCK)
79 miles away |
Precipitation & Snow
Annual Rainfall
20.7"
46% below US avg
Wettest Month (Jul)
3.75"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 9.5 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 69.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
47 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.6. Most recent: M2.5 on Aug 25, 2025.
| Jun 22, 2019 |
2 km SSE of Zurich, Kansas |
M4.6 |
137 km |
| Jun 1, 2025 |
9 km S of Hill City, Kansas |
M3.5 |
103 km |
| May 31, 2019 |
2 km SSE of Zurich, Kansas |
M3.5 |
137 km |
| May 30, 1991 |
5 km SE of Zurich, Kansas |
M3.5 |
139 km |
| Nov 13, 2001 |
Kansas |
M3.3 |
121 km |
| Sep 14, 2016 |
10 km N of Ellis, Kansas |
M3.3 |
125 km |
| Sep 16, 2016 |
8 km N of Ellis, Kansas |
M3.3 |
124 km |
| Jul 15, 1992 |
19 km WNW of Schoenchen, Kansas |
M3.3 |
132 km |
| Sep 19, 2016 |
8 km N of Ellis, Kansas |
M3.2 |
124 km |
| Jul 5, 2019 |
Kansas |
M3.1 |
137 km |
| Sep 16, 2016 |
8 km NNW of Ellis, Kansas |
M3.1 |
124 km |
| Aug 31, 2016 |
9 km N of Ellis, Kansas |
M3.1 |
124 km |
| Apr 17, 2003 |
4 km WNW of Zurich, Kansas |
M3.0 |
133 km |
| May 11, 2019 |
5 km NNW of Zurich, Kansas |
M3.0 |
134 km |
| Jan 7, 1999 |
5 km WNW of Liebenthal, Kansas |
M3.0 |
149 km |
| Jul 15, 2025 |
2 km SW of Zurich, Kansas |
M3.0 |
134 km |
| Sep 8, 2019 |
2 km E of Zurich, Kansas |
M2.9 |
139 km |
| May 31, 2025 |
3 km SSE of Hill City, Kansas |
M2.9 |
106 km |
| Jun 29, 2021 |
Kansas |
M2.9 |
125 km |
| Jul 29, 2025 |
16 km S of Hill City, Kansas |
M2.8 |
103 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
659 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 6 fatalities, 128 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 23, 2008 |
EF4 |
65 km |
0 |
| Jun 27, 1951 |
EF4 |
98 km |
5 |
| Jun 9, 2005 |
EF3 |
92 km |
0 |
| Jun 22, 1999 |
EF3 |
87 km |
0 |
| May 19, 1982 |
EF3 |
62 km |
0 |
| Apr 30, 1972 |
EF3 |
68 km |
0 |
| Apr 30, 1972 |
EF3 |
85 km |
0 |
| Oct 17, 1971 |
EF3 |
27 km |
0 |
| Oct 17, 1971 |
EF3 |
90 km |
0 |
| Jun 14, 1970 |
EF3 |
59 km |
0 |
| Jun 24, 1969 |
EF3 |
84 km |
0 |
| May 13, 1968 |
EF3 |
76 km |
0 |
| May 4, 1965 |
EF3 |
55 km |
0 |
| May 4, 1960 |
EF3 |
56 km |
0 |
| Jul 20, 1958 |
EF3 |
84 km |
0 |
| May 20, 1951 |
EF3 |
82 km |
0 |
| May 14, 1951 |
EF3 |
80 km |
0 |
| Oct 2, 2017 |
EF2 |
56 km |
0 |
| May 9, 2015 |
EF2 |
50 km |
0 |
| May 23, 2008 |
EF2 |
65 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
11 wildfires (100+ acres) within 100 km.
Largest: CHERRY CREEK (4,273 ac, 2019).
| Year |
Name |
Acres |
Distance |
| 2019 |
CHERRY CREEK |
4,273 |
99 km |
| 2000 |
UNNAMED |
2,535 |
86 km |
| 2011 |
ZWEYGARDT |
2,118 |
100 km |
| 2008 |
GOVE EAST |
1,849 |
64 km |
| 2007 |
WANO |
1,556 |
99 km |
| 1995 |
UNNAMED |
1,417 |
47 km |
| 2000 |
UNNAMED |
1,304 |
99 km |
| 2007 |
BRADSHAW |
1,255 |
84 km |
| 2006 |
UNNAMED |
1,154 |
72 km |
| 1996 |
UNNAMED |
1,154 |
38 km |
| 2022 |
COUNTY ROAD 56 |
1,076 |
95 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
29°F (-2°C) |
0.4 in |
Coldest, Driest |
| February |
32°F (-0°C) |
0.5 in |
|
| March |
41°F (5°C) |
1.0 in |
|
| April |
49°F (10°C) |
1.8 in |
|
| May |
60°F (15°C) |
3.0 in |
|
| June |
71°F (22°C) |
2.7 in |
|
| July |
77°F (25°C) |
3.8 in |
Warmest, Wettest |
| August |
74°F (24°C) |
2.9 in |
|
| September |
66°F (19°C) |
1.8 in |
|
| October |
53°F (11°C) |
1.6 in |
|
| November |
40°F (4°C) |
0.8 in |
|
| December |
30°F (-1°C) |
0.5 in |
|
Monument has a seasonal temperature swing of 48°F / from 29°F in January to 77°F in July. Total annual precipitation is 20.7 inches, with July being the wettest month (3.8") and January the driest (0.4").
Average costs for common services in Monument. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135-$360) |
| Specialist Visit |
$315 ($180-$496) |
| Urgent Care Visit |
$180 ($90-$315) |
| Emergency Room Visit |
$1,982 ($721-$4,505) |
| Dental Cleaning |
$117 ($68-$180) |
| Dental Filling |
$225 ($135-$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$108) |
| Brake Pad Replacement |
$270 ($135-$451) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$541 ($360-$901) |
| Battery Replacement |
$180 ($90-$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54-$135) |
| Electrician (Per Hour) |
$81 ($45-$126) |
| HVAC Repair |
$360 ($135-$721) |
| HVAC System Install |
$6,307 ($3,604-$10,812) |
| Roof Repair |
$901 ($360-$1,802) |
| Roof Replacement |
$8,109 ($4,956-$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451-$3,154) |
| Divorce (Contested) |
$13,515 ($4,505-$27,030) |
| DUI Defense |
$4,505 ($1,802-$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721-$2,703) |
| Will Preparation |
$451 ($180-$901) |
| Trust Preparation |
$2,253 ($901-$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$90) |
| Hair Coloring (Full) |
$135 ($68-$225) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$72 ($45-$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70-$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25-$4.51) |
| Loaf of Bread |
$3.42 ($2.25-$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70-$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60-$6.76) |
| Rice (per lb) |
$0.90 ($0.54-$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72-$225) |
| Natural Gas (Monthly) |
$63 ($27-$135) |
| Water/Sewer (Monthly) |
$63 ($36-$108) |
| Internet (Monthly) |
$63 ($36-$90) |
| Cell Phone Plan (Monthly) |
$59 ($27-$90) |
| Cable TV (Monthly) |
$77 ($45-$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68-$451) |
| Car Insurance (Annual) |
$1,802 ($1,081-$3,154) |
| Bus Pass (Monthly) |
$63 ($27-$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21-$23) |
| Car Registration (Annual) |
$90 ($27-$225) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541-$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451-$1,802) |
| After-School Care (Monthly) |
$360 ($180-$631) |
| Tutoring (Per Hour) |
$45 ($23-$90) |
| SAT/ACT Prep Course |
$901 ($360-$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505-$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$90) |
| Dog Vaccination (Annual) |
$90 ($45-$180) |
| Dog Grooming |
$54 ($27-$90) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$270 ($135-$451) |
| Cat Spay/Neuter |
$180 ($90-$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $414 |
| Toddler | $423 |
| Preschool | $423 |
| Family Childcare (monthly) |
| Infant | $426 |
| Toddler | $361 |
| Preschool | $361 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Monument
What is the population of Monument?
Monument has a population of 81 residents and is located in Kansas. The population density is 153 people per square mile, spread across 0.5 square miles. The median age of residents is 26.9 years, which is younger than the national median of 38.9 years. The population is 45.7% female and 54.3% male.
Is Monument expensive to live in?
Monument is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $137,833, 83% above the national average of $75,149.
What is the weather like in Monument?
Monument has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 29°F in January, while summers reach an average of 77°F in July. Annual rainfall totals 20.7 inches, with 25.7 inches of snow.
How is the job market in Monument?
The job market in Monument is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $922. There are 416 business establishments in the area, including 28 restaurants and food service locations.
How are the schools in Monument?
Schools in Monument score 5.3 out of 10 on standardized testing, near the national average. 8.2% of adults in Monument hold a bachelor's degree or higher, below the national average of 33.7%. 75.4% have completed high school. 5.4% hold a graduate or professional degree.
How healthy is Monument?
The obesity rate in Monument is 39.9% (above the national rate of 32.1%). 16.2% of adults are smokers. 27.4% are physically inactive. 22.9% of residents report depression. 54.3% lack health insurance (above the national rate). 78.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,969.
What are the demographics of Monument?
The racial and ethnic makeup of Monument is 92.6% White, 7.4% Asian. 90.8% of residents speak only English at home, while 11.7% speak Spanish. 0.0% of the population are military veterans. 3.7% of residents have a disability. 45.7% have health insurance coverage.