Median Income
$66,125
12% lower than US avg
Home Value
$111,100
61% lower than US avg
Bachelor's+
12.3%
64% lower than US avg
Median Rent
$569
51% lower than US avg
Obesity Rate
35.5%
11% higher than US avg
Unemployment
9.5%
164% higher than US avg
Poverty Rate
10.2%
18% lower than US avg
How Mount Clare Compares to the U.S. Average (100% = U.S. avg)
People
Population322
Median Age56.7 yrs
Density209/mi²
Male / Female44% / 56%
Largest GroupWhite 93%
Veterans10.7%
Economy
C+
Median Income$66,125
Per Capita$45,650
Unemployment9.5%
Poverty10.2%
County GDP$1,525M
Commute34 min
Housing
A+
Home Value$111,100
Rent$569
Ownership75.2%
Zillow$67,486
Housing Units132
Rent Burden30.0%
Health
Obesity35.5%
Uninsured6.0%
Smoking15.7%
Depression24.1%
Heart Disease5.6%
Climate
Avg Temp53°F (12°C)
AQI35 (Good)
Rain42.0 in/yr
Elevation652 ft (199 m)
Education
D
Bachelor's+12.3%
High School+88.1%
Graduate+5.9%
School Score5.54
Community
2024 VoteR 69% / D 29%
Commute34 min
Broadband71.4%
EV Stations2
Libraries9
Is Mount Clare a Good Place to Live?
Based on current data, Mount Clare receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include affordable housing, high health insurance coverage. Areas to be aware of include above-average unemployment. Mount Clare offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Mount Clare is $66,125, 12% below the national average of $75,149. At 9.5%, unemployment is notably high. 10.2% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 34 minutes.
Cost of Living & Housing
The median home value in Mount Clare is $111,100, 61% below the national median / offering relatively affordable homeownership. Renters pay a median of $569 per month, below the national average / a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.
Education
12.3% of residents hold a bachelor's degree, below the national average of 33.7%. 88.1% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Mount Clare experiences four distinct seasons with an average temperature of 53°F. Winters average 28°F in January while summers reach 76°F in July. Annual precipitation totals 42.0 inches, including 13.9 inches of snow. Air quality is rated Good with a median AQI of 35.
Mount Clare has a population of 322 with a density of 209 people per square mile, spread across 0.6 square miles. The median age is 56.7 years, 46% older than the national median of 38.9. The gender split is 55.6% female and 44.4% male. The city is predominantly White (93.2%), with 3.4% Black. English is the primary language spoken at home by 100% of residents. 10.7% of the population are veterans, above the national rate of 6.0%. 23.2% of residents have a disability (above the 13.0% national average). 94.0% have health insurance coverage.
Population
322
Total Population
2023 Census
56.7yrs
Median Age
46% above US avg
Race & Ethnicity
Mount Clare vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.3%
98% below US avg
Social Characteristics
Mount Clare vs U.S. Average
The median household income in Mount Clare is $66,125, which is 12% below the national average of $75,149. Per capita income is $45,650 (above the $39,052 national figure). The average weekly wage is $898, 37% lower than the U.S. average. The unemployment rate is 9.5% (above the 3.6% US average). 10.2% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 887 business establishments, including 88 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 34 minutes (longer than the 28-minute US average). 5.7% of workers work from home (below the 15.2% national rate).
Income: Mount Clare vs U.S.
Income
| Median HH Income | $66,125 |
| 12% below US avg |
| Per Capita Income | $45,650 |
| Avg Weekly Wage | $898 |
| IRS Avg AGI | $67,326 |
| Gini Index | 0.428 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 9.5% |
| 164% above US avg |
| Poverty Rate | 10.2% |
| 18% below US avg |
| Establishments (County) | 887 |
| County GDP | $1,525M |
Business (County)
| Restaurants | 88 |
| Healthcare | 78 |
| Retail | 116 |
| Manufacturing | 33 |
Tax & Cost of Living
| Property Tax (IRS) | $3,826 |
| 9% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 3.44% |
Commute & Transportation
| Commute Time | 34.0 min |
| Drive Alone | 83.8% |
| Public Transit | 0.0% |
| Work from Home | 5.7% |
The median home value in Mount Clare is $111,100, 61% below the national median of $281,900. Zillow estimates the typical home value at $67,486, lower than the Census estimate. Monthly rent averages $569 (51% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 75.2% of housing units are owner-occupied (above the 65.4% national rate). There are 132 total housing units in the city. The median year a home was built is 1952. The average annual property tax is $3,826. 30.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.7x, well within the affordable range.
Home Values
| Census Median | $111,100 |
| 61% below US avg |
| Zillow ZHVI | $67,486 |
Rental Costs
| Census Median Rent | $569 |
| 51% below US avg |
| Rent Burden | 30.0% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 75.2% |
| Owner-Occupied | 75.2% |
| Renter-Occupied | 24.8% |
| Housing Units | 132 |
| Median Year Built | 1952 |
Property Tax
| Avg Tax (IRS) | $3,826 |
| 9% above US avg |
| Effective Rate | 3.44% |
In Mount Clare, 35.5% of adults are obese, above the national rate of 32.1%. 9.4% have diabetes. Heart disease affects 5.6% of residents. 30.8% have high blood pressure. 15.7% are current smokers. 21.2% report binge drinking. 21.8% are physically inactive. 24.1% report depression (above the 20.0% national average). 19.0% experience frequent mental distress. 6.0% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:4,037. The dentist ratio is 1:2,950. 78.1% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Mount Clare vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.5% |
| 11% above US avg |
| Diabetes | 9.4% |
| Heart Disease | 5.6% |
| High Blood Pressure | 30.8% |
| Asthma | 10.6% |
| COPD | 6.9% |
| Cancer | 7.4% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 15.7% |
| 12% above US avg |
| Binge Drinking | 21.2% |
| Physical Inactivity | 21.8% |
| Depression | 24.1% |
| Mental Distress | 19.0% |
| Physical Distress | 12.9% |
| Short Sleep | 36.0% |
Healthcare Access
| Insurance Rate | 94.0% |
| Uninsured | 6.0% |
| 30% below US avg |
| Primary Care | 1:4,037 |
| Dentists | 1:2,950 |
| Mental Health | 1:1,158 |
| Checkup Rate | 74.6% |
| Dental Visits | 62.7% |
| Premature Death | 9,298/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 78.1% |
| Healthcare Facilities | 78 |
Mount Clare experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 28°F in January while summers reach 76°F in July. Annual precipitation totals 42.0 inches. The area receives 13.9 inches of snow annually. Air quality is rated Good with a median AQI of 35. 93% of days have good air quality. The city sits at an elevation of 652 feet.
Temperature
28°F Jan (-2°C)
76°F Jul (25°C)
| Annual Average | 53.4°F |
| 1% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 76°F (25°C) |
Geography
| Elevation | 652 ft (199 m) |
| Area | 0.6 sq mi (1.6 km²) |
| Population Density | 209/sq mi |
| Coordinates | 39.0973°N, 89.8337°W |
| Timezone | America/Chicago |
| County | Macoupin County County |
| Nearest Airport | St Louis Regional (ALN)
18 miles away |
Precipitation & Snow
Annual Rainfall
42.0"
11% above US avg
Wettest Month (May)
4.89"
Air Quality
| AQI Median | 35.0 |
| Rating | Good |
| Good Days % | 93.4% |
| Unhealthy Days | 1 |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0477 ppm |
| NO₂ (Nitrogen Dioxide) | 3.9 ppb |
| SO₂ (Sulfur Dioxide) | 0.61 ppb |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 79.9 / 100 |
| Social Vulnerability | 50.7 / 100 |
| Community Resilience | 72.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
31 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M3.3 on May 13, 2025.
| Jun 7, 2011 |
18 km NNW of Potosi, Missouri |
M3.9 |
147 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
64 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
146 km |
| Aug 27, 1993 |
5 km SSE of Olympian Village, Missouri |
M3.3 |
124 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
133 km |
| Apr 6, 1994 |
2 km NE of Tamaroa, Illinois |
M3.2 |
118 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
70 km |
| Oct 24, 1990 |
5 km ENE of Woodlawn, Illinois |
M3.2 |
112 km |
| Jul 1, 2017 |
9 km SSE of Mulberry Grove, Illinois |
M3.1 |
59 km |
| Feb 28, 1994 |
5 km NW of Harrison, Illinois |
M3.0 |
146 km |
| May 18, 2006 |
9 km SSE of De Soto, Missouri |
M2.9 |
131 km |
| Sep 5, 1995 |
3 km N of Woodlawn, Illinois |
M2.9 |
107 km |
| Sep 5, 2004 |
3 km WNW of Saint Peter, Illinois |
M2.9 |
85 km |
| Apr 24, 1990 |
5 km SW of Newton, Illinois |
M2.9 |
142 km |
| Apr 29, 2022 |
1 km SSW of Peerless Park, Missouri |
M2.8 |
86 km |
| Mar 28, 2024 |
1 km NNE of Germantown, Illinois |
M2.8 |
64 km |
| May 5, 2008 |
3 km SSE of Fenton, Missouri |
M2.8 |
85 km |
| Sep 13, 1997 |
3 km SSE of Darmstadt, Illinois |
M2.8 |
90 km |
| Sep 14, 2011 |
8 km NW of Mount Erie, Illinois |
M2.7 |
145 km |
| Nov 12, 1996 |
15 km SSE of Olympian Village, Missouri |
M2.7 |
132 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
656 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 58 fatalities, 1,191 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 17, 2013 |
EF4 |
82 km |
2 |
| Apr 22, 2011 |
EF4 |
69 km |
0 |
| Apr 3, 1981 |
EF4 |
49 km |
0 |
| Jan 24, 1967 |
EF4 |
77 km |
3 |
| Feb 10, 1959 |
EF4 |
92 km |
21 |
| Jun 14, 1957 |
EF4 |
74 km |
2 |
| Dec 10, 2021 |
EF3 |
43 km |
6 |
| Dec 1, 2018 |
EF3 |
52 km |
0 |
| May 31, 2013 |
EF3 |
43 km |
0 |
| May 31, 2013 |
EF3 |
92 km |
0 |
| Apr 19, 2011 |
EF3 |
38 km |
0 |
| Dec 31, 2010 |
EF3 |
87 km |
1 |
| Dec 31, 2010 |
EF3 |
99 km |
0 |
| Aug 19, 2009 |
EF3 |
98 km |
0 |
| Jun 1, 1999 |
EF3 |
29 km |
1 |
| Apr 19, 1996 |
EF3 |
98 km |
0 |
| May 9, 1995 |
EF3 |
88 km |
0 |
| Nov 15, 1988 |
EF3 |
82 km |
0 |
| Nov 15, 1988 |
EF3 |
55 km |
0 |
| Apr 29, 1984 |
EF3 |
95 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-2°C) |
2.6 in |
Coldest |
| February |
32°F (0°C) |
2.3 in |
Driest |
| March |
42°F (6°C) |
3.2 in |
|
| April |
54°F (12°C) |
4.7 in |
|
| May |
64°F (18°C) |
4.9 in |
Wettest |
| June |
73°F (23°C) |
4.1 in |
|
| July |
76°F (25°C) |
4.2 in |
Warmest |
| August |
74°F (24°C) |
3.5 in |
|
| September |
67°F (20°C) |
3.3 in |
|
| October |
55°F (13°C) |
3.2 in |
|
| November |
43°F (6°C) |
3.5 in |
|
| December |
33°F (0°C) |
2.6 in |
|
Mount Clare has a seasonal temperature swing of 48°F / from 28°F in January to 76°F in July. Total annual precipitation is 42.0 inches, with May being the wettest month (4.9") and February the driest (2.3").
Average costs for common services in Mount Clare. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150-$400) |
| Specialist Visit |
$350 ($200-$550) |
| Urgent Care Visit |
$200 ($100-$350) |
| Emergency Room Visit |
$2,200 ($800-$5,000) |
| Dental Cleaning |
$130 ($75-$200) |
| Dental Filling |
$250 ($150-$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25-$75) |
| Oil Change (Synthetic) |
$75 ($50-$120) |
| Brake Pad Replacement |
$300 ($150-$500) |
| Tire Rotation |
$40 ($20-$75) |
| New Tires (Set of 4) |
$600 ($400-$1,000) |
| Battery Replacement |
$200 ($100-$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60-$150) |
| Electrician (Per Hour) |
$90 ($50-$140) |
| HVAC Repair |
$400 ($150-$800) |
| HVAC System Install |
$7,000 ($4,000-$12,000) |
| Roof Repair |
$1,000 ($400-$2,000) |
| Roof Replacement |
$9,000 ($5,500-$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500-$3,500) |
| Divorce (Contested) |
$15,000 ($5,000-$30,000) |
| DUI Defense |
$5,000 ($2,000-$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800-$3,000) |
| Will Preparation |
$500 ($200-$1,000) |
| Trust Preparation |
$2,500 ($1,000-$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$45) |
| Women's Haircut |
$55 ($30-$100) |
| Hair Coloring (Full) |
$150 ($75-$250) |
| Manicure |
$25 ($15-$45) |
| Pedicure |
$40 ($25-$65) |
| Massage (1 Hour) |
$80 ($50-$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00-$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50-$5.00) |
| Loaf of Bread |
$3.80 ($2.50-$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00-$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00-$7.50) |
| Rice (per lb) |
$1.00 ($0.60-$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80-$250) |
| Natural Gas (Monthly) |
$70 ($30-$150) |
| Water/Sewer (Monthly) |
$70 ($40-$120) |
| Internet (Monthly) |
$70 ($40-$100) |
| Cell Phone Plan (Monthly) |
$65 ($30-$100) |
| Cable TV (Monthly) |
$85 ($50-$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75-$500) |
| Car Insurance (Annual) |
$2,000 ($1,200-$3,500) |
| Bus Pass (Monthly) |
$70 ($30-$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00-$25) |
| Car Registration (Annual) |
$100 ($30-$250) |
| Driver's License Renewal |
$30 ($15-$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600-$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500-$2,000) |
| After-School Care (Monthly) |
$400 ($200-$700) |
| Tutoring (Per Hour) |
$50 ($25-$100) |
| SAT/ACT Prep Course |
$1,000 ($400-$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000-$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30-$100) |
| Dog Vaccination (Annual) |
$100 ($50-$200) |
| Dog Grooming |
$60 ($30-$100) |
| Pet Boarding (Per Night) |
$40 ($20-$75) |
| Dog Spay/Neuter |
$300 ($150-$500) |
| Cat Spay/Neuter |
$200 ($100-$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $855 |
| Toddler | $766 |
| Preschool | $818 |
| Family Childcare (monthly) |
| Infant | $570 |
| Toddler | $570 |
| Preschool | $570 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Mount Clare
What is the population of Mount Clare?
Mount Clare has a population of 322 residents and is located in Illinois. The population density is 209 people per square mile, spread across 0.6 square miles. The median age of residents is 56.7 years, which is older than the national median of 38.9 years. The population is 55.6% female and 44.4% male.
Is Mount Clare expensive to live in?
Mount Clare has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $66,125, 12% below the national average of $75,149. The median home value is $111,100 (61% below the U.S. median). Renters pay a median of $569 per month, below the national average of $1,163. The home price-to-income ratio is 1.7x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Mount Clare?
Mount Clare has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 28°F in January, while summers reach an average of 76°F in July. Annual rainfall totals 42.0 inches, with 13.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 35.
How is the job market in Mount Clare?
The job market in Mount Clare faces challenges, with unemployment at 9.5% / significantly above the national rate of 3.6%. The average weekly wage is $898. There are 887 business establishments in the area, including 88 restaurants and food service locations. The average commute time is 34 minutes, and 5.7% of workers work from home.
How much does housing cost in Mount Clare?
The median home value in Mount Clare is $111,100. Zillow estimates the typical home value at $67,486. For renters, the median monthly rent is $569. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 75.2%. The average annual property tax is $3,826.
How are the schools in Mount Clare?
Schools in Mount Clare score 5.5 out of 10 on standardized testing, near the national average. 12.3% of adults in Mount Clare hold a bachelor's degree or higher, below the national average of 33.7%. 88.1% have completed high school. 5.9% hold a graduate or professional degree.
How healthy is Mount Clare?
The obesity rate in Mount Clare is 35.5% (above the national rate of 32.1%). 15.7% of adults are smokers. 21.8% are physically inactive. 24.1% of residents report depression. 6.0% lack health insurance (below the national rate). 78.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,037.
What is transportation like in Mount Clare?
The average commute in Mount Clare is 34 minutes, longer than the national average of 28 minutes. 83.8% of workers drive alone to work, and 5.7% work from home.
What are the demographics of Mount Clare?
The racial and ethnic makeup of Mount Clare is 93.2% White, 3.4% Black or African American. 100% of residents speak only English at home. 10.7% of the population are military veterans. 23.2% of residents have a disability. 94.0% have health insurance coverage.