Muddy, MT

Montana

Muddy is a small town in Montana with a population of 641. Residents earn $48,409 per year, which is 36% below the national average.

2.9 /5.0
C+ Fair
641 Population 22/sq mi density
$48,409 Median Income $15,359 per capita
$120,200 Home Value
$404 Median Rent
45°F Avg Temperature
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
C
Economy
2.4 / 5.0
$48,409 median income, 4.2% unemployment
A+
Affordability
5.0 / 5.0
$120,200 home value, $404/mo rent
F
Education
1.4 / 5.0
4.6% bachelor's degree or higher
Median Income $48,409
36% lower than US avg
Home Value $120,200
57% lower than US avg
Bachelor's+ 4.6%
86% lower than US avg
Median Rent $404
65% lower than US avg
Obesity Rate 37.8%
18% higher than US avg
Unemployment 4.2%
17% higher than US avg
Poverty Rate 32.9%
165% higher than US avg

How Muddy Compares to the U.S. Average (100% = U.S. avg)

People

Population641
Median Age17.4 yrs
Density22/mi²
Male / Female43% / 57%
Largest GroupWhite 7%

Economy

C
Median Income$48,409
Per Capita$15,359
Unemployment4.2%
Poverty32.9%
County GDP$1,286M
Commute25 min

Housing

A+
Home Value$120,200
Rent$404
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity37.8%
UninsuredN/A
Depression24.9%
Heart Disease8.5%

Climate

Avg Temp45°F
AQI26 (Good)
Rain15.7 in/yr
Elevation3,585 ft

Education

F
Bachelor's+4.6%
High School+93.8%
School Score5.68

Community

2024 VoteR 49% / D 47%
Commute25 min
Libraries1

Is Muddy a Good Place to Live?

Based on current data, Muddy receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include affordable housing. Areas to be aware of include an elevated poverty rate, below-average incomes. Muddy has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Muddy is $48,409, 36% below the national average of $75,149. Unemployment stands at 4.2%, indicating a healthy job market. The poverty rate of 32.9% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 25 minutes.

Cost of Living & Housing

The median home value in Muddy is $120,200, 57% below the national median — offering relatively affordable homeownership. Renters pay a median of $404 per month, below the national average — a plus for affordability. At just 2.5x median income, home prices are very affordable relative to local earnings.

Education

4.6% of residents hold a bachelor's degree, below the national average of 33.7%. 93.8% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Muddy has a cool climate with an average annual temperature of 45°F. Winters average 21°F in January while summers reach 71°F in July. Annual precipitation totals 15.7 inches, including 52.3 inches of snow. Air quality is rated Good with a median AQI of 26.

Muddy has a population of 641 with a density of 22 people per square mile. The median age is 17.4 years, 55% younger than the national median of 38.9. The city is predominantly Hispanic (92.8%), with 7.2% White.

Population

641
Total Population
22
People / sq mi
17.4yrs
Median Age
55% below US avg
28.6mi²
Land Area

Gender Distribution

Male 42.6%
Female 57.4%

Race & Ethnicity

Muddy vs U.S. Average

Language Spoken at Home

English Only94.6%
21% above US avg
Spanish5.4%
60% below US avg

Social Characteristics

Muddy vs U.S. Average

The median household income in Muddy is $48,409, which is 36% below the national average of $75,149. The unemployment rate is 4.2% (above the 3.6% US average). 32.9% of residents live below the poverty line. Workers commute an average of 25 minutes.

Income: Muddy vs U.S.

Commute Mode

Income

Median HH Income$48,409
36% below US avg
Per Capita Income$15,359
Avg Weekly Wage$1,077
IRS Avg AGI$47,700

Employment & Poverty

Unemployment4.2%
17% above US avg
Poverty Rate32.9%
165% above US avg
Establishments (County)270
County GDP$1,286M

Business (County)

Restaurants21
Healthcare19
Retail33

Tax & Cost of Living

Property Tax (IRS)$3,243
7% below US avg
Effective Tax Rate2.70%

Commute & Transportation

Commute Time24.9 min
Work from Home15.1%

Walkability

The median home value in Muddy is $120,200, 57% below the national average. Monthly rent averages $404 (65% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$120,200
57% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$404
65% below US avg

HUD Fair Market Rent

Studio$988
1 Bedroom$1,076
2 Bedrooms$1,336
3 Bedrooms$1,789
4 Bedrooms$2,113

Ownership & Property

Owner-Occupied52.4%

Property Tax

Avg Tax (IRS)$3,243
7% below US avg
Effective Rate2.70%
In Muddy, 37.8% of adults are obese (above the 32.1% national rate). 24.9% report depression. 28.8% are physically inactive.

Health Metrics: Muddy vs U.S. Average (%)

Chronic Conditions

Obesity37.8%
18% above US avg
Diabetes16.2%
Heart Disease8.5%
High Blood Pressure35.4%
Asthma14.9%
COPD9.3%
Stroke5.3%

Behaviors & Mental Health

Binge Drinking18.0%
Physical Inactivity28.8%
Depression24.9%
Mental Distress23.6%
Physical Distress19.8%

Healthcare Access

Insurance Rate85.5%
Checkup Rate69.3%
Premature Death25,709/100K

Food & Exercise

Food Environment5.4/10
Exercise Access43.9%
Healthcare Facilities19

Crime Rates: Muddy vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)16
FEMA Disasters91

Safety Score

Muddy has an average annual temperature of 45°F (7°C). Winters average 21°F in January while summers reach 71°F in July. Annual precipitation is 15.7 inches. Air quality is rated Good with a median AQI of 26.

Temperature

21°F Jan (-6°C) 71°F Jul (21°C)
Annual Average45.0°F
17% below US avg
January Average21°F (-6°C)
July Average71°F (21°C)

Precipitation & Snow

Annual Rainfall15.7 inches
59% below US avg
Snowfall52.3 inches/yr

Air Quality

AQI Median26.0
RatingGood

Geography

Elevation3,585 ft (1,093 m)
Area28.6 sq mi (74.2 km²)
Population Density22/sq mi
Coordinates45.5798°N, 106.7754°W
County FIPS30003
It is classified as Nonmetro — Rural, adjacent. 4.6% of residents hold a bachelor's degree or higher (86% below US avg). In the 2024 election, the county voted Republican by a 1.7-point margin.

2024 Presidential Election (County)

R 49%
D 47.3%

Winner: Republican by 1.7 points

Education

Bachelor's Degree+4.6%
86% below US avg
High School+93.8%
School Test Score5.68
F Education Grade (1.4/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density22/sq mi
Total Area28.6 sq mi

Infrastructure & Services

Public Libraries1
Healthcare Facilities19
Restaurants21
Retail Stores33

Safety & Disasters

Fatal Crashes (County/yr)16
FEMA Disaster Declarations91

Commute & Transportation

Avg Commute24.9 min
Work from Home15.1%

Nearby Cities

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