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Munster, IN

Full City Profile · Indiana · Lake County County

3.9 /5.0
B+ Good
23,733 Population 3,148/sq mi density
$105,764 Median Income $54,931 per capita
$312,000 Home Value $344,790 Zillow
$1,480 Median Rent 27.8% income on rent
53°F Avg Temperature 275 sunny days/yr
98 Violent Crime/100K 1,468 property/100K
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.8 / 5.0
$105,764 median income, 3.3% unemployment
A+
Affordability
5.0 / 5.0
$312,000 home value, $1,480/mo rent
F
Safety
1.0 / 5.0
98 violent crimes/100K
A+
Education
4.8 / 5.0
48.1% bachelor's degree or higher

Cost Overview

Cost of Living Index
93.3
Below national average
100 = US average
Median Monthly Rent
$1,480
27% above US avg
Avg Annual Property Tax
$4,190
20% above US avg ($3,500)

Fair Market Rents (HUD FY2026)

Studio
$816
per month
1 Bedroom
$882
per month
2 Bedroom
$1,096
per month
3 Bedroom
$1,391
per month
4 Bedroom
$1,590
per month

Healthcare 40 services

Doctor Visit (Primary Care) $233.25
Specialist Visit $326.55
Urgent Care Visit $186.60
Emergency Room Visit $2,052.60
Dental Cleaning $121.29
Dental Filling $233.25
Root Canal $933.00
Dental Crown $1,119.60
Tooth Extraction $233.25
Wisdom Teeth Removal $1,399.50
Teeth Whitening $466.50
Dental Implant $3,732.00
Eye Exam $186.60
Glasses (Prescription) $326.55
Contact Lenses (Annual) $233.25 annual
LASIK (Per Eye) $2,332.50 per eye
X-Ray $233.25
MRI $1,399.50
CT Scan $1,119.60
Ultrasound $373.20
Blood Test (Basic Panel) $139.95
Physical Therapy (Session) $139.95 per session
Chiropractor Visit $69.98
Dermatologist Visit $233.25
Mental Health Therapy $163.28 per session
Psychiatrist Visit $279.90
Colonoscopy $2,332.50
Mammogram $279.90
Knee Replacement $32,655.00
Hip Replacement $29,856.00
Cataract Surgery (Per Eye) $3,265.50 per eye
ACL Surgery $23,325.00
Appendectomy $13,995.00
C-Section Delivery $20,526.00
Normal Childbirth $12,129.00
Flu Shot $37.32
COVID Test $93.30
Prescription (Generic, 30-day) $14.00 per month
Prescription (Brand, 30-day) $233.25 per month
Ambulance Ride $1,119.60

Auto Repair 18 services

Oil Change (Conventional) $41.99
Oil Change (Synthetic) $69.98
Brake Pad Replacement $279.90
Tire Rotation $37.32
New Tires (Set of 4) $559.80 set of 4
Battery Replacement $186.60
Transmission Repair $2,799.00
AC Repair $466.50
Windshield Replacement $326.55
Wheel Alignment $93.30
Spark Plug Replacement $186.60
Alternator Replacement $466.50
Timing Belt Replacement $653.10
Car Detailing (Full) $186.60
Towing (Per Mile) $4.67 per mile
State Inspection $27.99
Emissions Test $46.65
Check Engine Diagnostic $93.30

Home Services 25 services

Plumber (Per Hour) $93.30 per hour
Electrician (Per Hour) $83.97 per hour
HVAC Repair $373.20
HVAC System Install $6,531.00
Roof Repair $933.00
Roof Replacement $8,397.00
Interior Painting (Avg Home) $2,332.50
Exterior Painting (Avg Home) $3,265.50
Pest Control (One-Time) $186.60
Pest Control (Annual Plan) $466.50 annual
Carpet Cleaning (3 Rooms) $163.28
Lawn Mowing (Per Visit) $46.65 per visit
Lawn Care (Monthly) $139.95 monthly
Tree Removal $746.40
Gutter Cleaning $186.60
Pressure Washing (House) $279.90
Foundation Repair $4,665.00
Kitchen Remodel (Mid-Range) $27,990.00
Bathroom Remodel (Mid-Range) $11,196.00
Flooring Install $7.46 per sq ft
Window Replacement $606.45 per window
Fence Install (Wood) $27.99 per ft
Garage Door Replacement $1,119.60
Water Heater Replacement $1,399.50
Septic Tank Pumping $373.20

Legal 12 services

Divorce (Uncontested) $1,399.50
Divorce (Contested) $13,995.00
DUI Defense $4,665.00
Bankruptcy (Chapter 7) $1,399.50
Will Preparation $466.50
Trust Preparation $2,332.50
Real Estate Closing $1,866.00
Traffic Ticket Defense $279.90
LLC Formation $466.50
Immigration Consultation $279.90
Criminal Defense (Misdemeanor) $2,799.00
Personal Injury (Contingency) $30.79 % of settlement

Personal Care 12 services

Men's Haircut $23.33
Women's Haircut $51.32
Hair Coloring (Full) $139.95
Manicure $23.33
Pedicure $37.32
Massage (1 Hour) $74.64 per session
Facial Treatment $93.30
Gym Membership $46.65 monthly
Personal Trainer (Session) $65.31 per session
Dry Cleaning (Suit) $14.00
Laundromat (Per Load) $3.73 per load
Spa Day Package $233.25

Food & Grocery 20 services

Gallon of Milk $3.83 per gallon
Dozen Eggs $3.27 per dozen
Loaf of Bread $3.55
Chicken Breast $4.20 per lb
Ground Beef $5.13 per lb
Rice $0.93 per lb
Bananas $0.61 per lb
Apples $1.68 per lb
Coffee $7.00 per lb
Gasoline $3.27 per gallon
Fast Food Meal $9.33
Restaurant Meal (Casual) $16.79
Restaurant Meal (Fine Dining) $55.98
Pizza Delivery (Large) $16.79
Coffee (Cafe Latte) $5.13
Beer (6-Pack Domestic) $9.33
Wine (750ml, Mid-Range) $14.00
Cigarettes (Pack) $7.93 per pack
Baby Formula (Can) $23.33
Dog Food (Monthly) $46.65 monthly

Utilities 8 services

Electricity (Monthly) $130.62 monthly
Natural Gas (Monthly) $65.31 monthly
Water/Sewer (Monthly) $65.31 monthly
Internet (Monthly) $65.31 monthly
Cell Phone Plan (Monthly) $60.65 monthly
Cable TV (Monthly) $79.31 monthly
Trash Collection (Monthly) $32.66 monthly
Home Insurance (Annual) $1,866.00 annual

Transportation 8 services

Monthly Parking (Downtown) $186.60 monthly
Car Insurance (Annual) $1,866.00 annual
Bus Pass (Monthly) $65.31 monthly
Taxi/Uber (5-Mile Ride) $14.00
Car Registration (Annual) $93.30 annual
Driver's License Renewal $27.99
Tolls (Monthly Commuter) $46.65 monthly
Vehicle Property Tax (Annual) $373.20 annual

Education & Childcare 8 services

Daycare (Infant, Monthly) $1,119.60 monthly
Daycare (Toddler, Monthly) $933.00 monthly
After-School Care (Monthly) $373.20 monthly
Tutoring (Per Hour) $46.65 per hour
SAT/ACT Prep Course $933.00
Private School (K-12, Annual) $11,662.50 annual
Community College (Annual) $3,732.00 annual
State University (Annual) $9,330.00 annual

Pets 9 services

Vet Visit (Routine Checkup) $55.98
Dog Vaccination (Annual) $93.30 annual
Dog Grooming $55.98
Pet Boarding (Per Night) $37.32 per night
Dog Spay/Neuter $279.90
Cat Spay/Neuter $186.60
Pet Emergency Visit $746.40
Dental Cleaning (Dog) $373.20
Microchipping $46.65

Complete Cost Data

Housing Costs

Cost of Living Index93.3
Median Rent$1,480
Rent Burden27.8%
Property Tax (IRS)$4,190
FMR Studio$816
FMR 1-Bedroom$882
FMR 2-Bedroom$1,096
FMR 3-Bedroom$1,391
FMR 4-Bedroom$1,590

Income Context

Median Income$105,764
Per Capita Income$54,931
IRS Avg AGI$69,524