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Mutual, OH

Ohio

Mutual is a small town in Ohio with a population of 73. Residents earn $51,250 per year, which is 32% below the national average.

3.3 /5.0
B Good
73 Population 521/sq mi density
$51,250 Median Income $27,138 per capita
$175,000 Home Value
$1,063 Median Rent 42.5% income on rent
51°F Avg Temperature 275 sunny days/yr
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.6 / 5.0
$51,250 median income, 0.0% unemployment
A+
Affordability
4.8 / 5.0
$175,000 home value, $1,063/mo rent
D
Education
1.6 / 5.0
7.3% bachelor's degree or higher
Median Income $51,250
32% lower than US avg
Home Value $175,000
38% lower than US avg
Bachelor's+ 7.3%
78% lower than US avg
Median Rent $1,063
9% lower than US avg
Obesity Rate 41.8%
30% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 13.7%
10% higher than US avg

How Mutual Compares to the U.S. Average (100% = U.S. avg)

People

Population73
Median Age53.2 yrs
Density521/mi²
Male / Female47% / 53%
Largest GroupWhite 100%
Veterans58.0%

Economy

B+
Median Income$51,250
Per Capita$27,138
Unemployment0.0%
Poverty13.7%
County GDP$1,680M
Commute30 min

Housing

A+
Home Value$175,000
Rent$1,063
OwnershipN/A
Housing Units37
Rent Burden42.5%

Health

Obesity41.8%
Uninsured7.3%
Smoking15.8%
Depression26.9%
Heart Disease5.6%

Climate

Avg Temp51°F (11°C)
AQI43 (Good)
Rain44.0 in/yr
Sunny Days275/yr
Elevation1,186 ft (361 m)

Education

D
Bachelor's+7.3%
High School+92.7%
Graduate+3.9%
School Score5.90

Community

2024 VoteR 75% / D 24%
Commute30 min
Broadband33.0%
Libraries5

Is Mutual a Good Place to Live?

Based on current data, Mutual receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Mutual offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Mutual is $51,250, 32% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. 13.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 30 minutes.

Cost of Living & Housing

The median home value in Mutual is $175,000, 38% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,063 per month. A price-to-income ratio of 3.4x indicates a reasonably affordable housing market.

Education

7.3% of residents hold a bachelor's degree, below the national average of 33.7%. 92.7% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Mutual experiences four distinct seasons with an average temperature of 51°F. Winters average 27°F in January while summers reach 74°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 44.0 inches. Air quality is rated Good with a median AQI of 43.

Mutual has a population of 73 with a density of 521 people per square mile. The median age is 53.2 years, 37% older than the national median of 38.9. The city is predominantly White (100%).

Population

73
Total Population
521
People / sq mi
53.2yrs
Median Age
37% above US avg
0.1mi²
Land Area

Gender Distribution

Male 46.6%
Female 53.4%

Race & Ethnicity

Mutual vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Mutual vs U.S. Average

The median household income in Mutual is $51,250, which is 32% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 13.7% of residents live below the poverty line. Workers commute an average of 30 minutes.

Income: Mutual vs U.S.

Commute Mode

Income

Median HH Income$51,250
32% below US avg
Per Capita Income$27,138
Avg Weekly Wage$1,001
IRS Avg AGI$65,047

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate13.7%
10% above US avg
Establishments (County)747
County GDP$1,680M

Business (County)

Restaurants54
Healthcare47
Retail73
Manufacturing39

Tax & Cost of Living

Property Tax (IRS)$4,100
17% above US avg
Cost of Living92.80 (100=avg)
Effective Tax Rate2.34%

Commute & Transportation

Commute Time29.8 min
Drive Alone84.6%
Public Transit0.0%
Work from Home7.7%

Walkability

The median home value in Mutual is $175,000, 38% below the national average. Monthly rent averages $1,063 (9% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$175,000
38% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,063
9% below US avg
Rent Burden42.5%

HUD Fair Market Rent

Studio$816
1 Bedroom$873
2 Bedrooms$1,092
3 Bedrooms$1,388
4 Bedrooms$1,550

Ownership & Property

Owner-Occupied78.8%
Housing Units37
Median Year Built1959

Property Tax

Avg Tax (IRS)$4,100
17% above US avg
Effective Rate2.34%
In Mutual, 41.8% of adults are obese (above the 32.1% national rate). 7.3% of residents lack health insurance. 15.8% are current smokers. 26.9% report depression. 24.3% are physically inactive.

Health Metrics: Mutual vs U.S. Average (%)

Chronic Conditions

Obesity41.8%
30% above US avg
Diabetes9.6%
Heart Disease5.6%
High Blood Pressure31.7%
Asthma11.0%
COPD6.7%
Cancer7.7%
Stroke2.8%

Behaviors & Mental Health

Smoking15.8%
13% above US avg
Binge Drinking19.0%
Physical Inactivity24.3%
Depression26.9%
Mental Distress18.7%
Physical Distress12.8%
Short Sleep41.9%

Healthcare Access

Insurance Rate85.0%
Uninsured7.3%
15% below US avg
Primary Care1:6,450
Dentists1:2,978
Mental Health1:903
Checkup Rate76.8%
Dental Visits65.8%
Premature Death8,612/100K

Food & Exercise

Food Environment8.5/10
Exercise Access51.7%
Healthcare Facilities47
Mutual has an average annual temperature of 51°F (11°C). Winters average 27°F in January while summers reach 74°F in July. Annual precipitation is 44.0 inches. The area enjoys 275 sunny days per year. Air quality is rated Good with a median AQI of 43.

Temperature

27°F Jan (-3°C) 74°F Jul (23°C)
Annual Average51.2°F
5% below US avg
January Average27°F (-3°C)
July Average74°F (23°C)
Sunny Days275 days/yr

Precipitation & Snow

Annual Rainfall44.0 inches
16% above US avg

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation1,186 ft (361 m)
Area0.1 sq mi (0.4 km²)
Population Density521/sq mi
Coordinates40.0794°N, 83.6369°W
TimezoneAmerica/New_York
County FIPS39021
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 7.3% of residents hold a bachelor's degree or higher (78% below US avg). In the 2024 election, the county voted Republican by a 50.8-point margin. 33.0% of households have broadband internet.

2024 Presidential Election (County)

R 74.9%
D 24.2%

Winner: Republican by 50.8 points

Education

Bachelor's Degree+7.3%
78% below US avg
High School+92.7%
Graduate Degree+3.9%
School Test Score5.90
D Education Grade (1.6/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density521/sq mi
Total Area0.1 sq mi

Infrastructure & Services

Broadband Access33.0%
Public Libraries5
Healthcare Facilities47
Restaurants54
Retail Stores73

Safety & Disasters

Fatal Crashes (County/yr)5

Commute & Transportation

Avg Commute29.8 min
Drive Alone84.6%
Public Transit0.0%
Work from Home7.7%

Nearby Cities

Mechanicsburg, OH 1,853 pop · 4.3 mi Urbana, OH 11,153 pop · 6.6 mi Northridge, OH 7,546 pop · 9.3 mi North Lewisburg, OH 1,763 pop · 10.6 mi Choctaw Lake, OH 2,145 pop · 11.4 mi Springfield, OH 58,410 pop · 13.3 mi West Liberty, OH 1,438 pop · 13.8 mi London, OH 10,403 pop · 16.6 mi South Charleston, OH 1,655 pop · 17.6 mi St. Paris, OH 2,237 pop · 17.6 mi Marysville, OH 26,540 pop · 17.9 mi Plain City, OH 3,712 pop · 19.3 mi West Jefferson, OH 4,250 pop · 19.6 mi Bellefontaine, OH 14,051 pop · 20.7 mi
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