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Mutual, OH

Full City Profile · Ohio · Champaign County County

2.8 /5.0
C+ Fair
73 Population 521/sq mi density
$51,250 Median Income $27,138 per capita
$175,000 Home Value $185,322 Zillow
$1,063 Median Rent 42.5% income on rent
51°F Avg Temperature 275 sunny days/yr
190 Violent Crime/100K 3,436 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$51,250 median income, 0.0% unemployment
A+
Affordability
4.8 / 5.0
$175,000 home value, $1,063/mo rent
F
Safety
1.0 / 5.0
190 violent crimes/100K
D
Education
1.6 / 5.0
7.3% bachelor's degree or higher

Mutual, OH

At a Glance

Median Income
$51,250
32% below
$27,138 per capita
Home Value
$175,000
38% below
Zillow: $185,322
Median Rent
$1,063/mo
9% below
42.5% of income on rent
Violent Crime
190/100K
50% below
3,436/100K property
Bachelor's Degree+
7.3%
78% below
92.7% high school+
Unemployment
0.0%
100% below
0.0% poverty rate
Obesity Rate
41.8%
30% above
15.8% smoking rate
Avg Temperature
51°F
275 sunny days/yr

How Mutual Compares to the U.S. Average

Each bar shows Mutual's value as a percentage of the national average (100% = U.S. avg)

Income
68%
Home Value
62%
Rent
91%
Poverty
0%
Bachelor's
22%
Unemployment
0%
Crime
50%
Thin vertical line = U.S. national average (100%)

Is Mutual a Good Place to Live?

C+
2.8 / 5.0 — Fair
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Mutual residents earn a median household income of $51,250 , which is 32% below the national average of $75,149. Per capita income is $27,138. The unemployment rate stands at 0.0% (100% below the U.S. rate of 3.6%). 0.0% of residents live below the poverty line. The area is home to 747 business establishments, including 54 restaurants.

Housing & Cost of Living

The median home value in Mutual is $175,000 , 38% below the national median of $281,900. Zillow estimates the typical home at $185,322. Median rent is $1,063/month, with 42.5% of renters spending more than 30% of income on housing. The cost of living index is 92.8 (100 = national average). The median home was built in 1959.

Safety & Crime

Mutual reports 190 violent crimes per 100,000 residents , which is 50% below the national average of 380/100K. Property crime is 3,436/100K.

Education

7.3% of adults in Mutual hold a bachelor's degree or higher (78% below the national average). 92.7% have completed high school. Local schools score 5.7/10 in standardized testing.

Climate & Weather

Mutual has an average annual temperature of 51°F (11°C). Winters average 27°F in January while summers reach 74°F in July. The area gets 275 sunny days per year. Annual precipitation totals 44.0 inches. Air quality is rated Good with a median AQI of 43.

Data Overview

People

Population73
Median Age53.2 yrs
Density521/mi²
Male / Female47% / 53%
Foreign Born13.6%
Veterans58.0%

Economy

A
Median Income$51,250
Per Capita$27,138
Unemployment0.0%
Poverty0.0%
County GDP$1,680M
Avg Weekly Wage$1,001

Housing

A+
Home Value$175,000
Rent$1,063
Ownership78.8%
Zillow$185,322
Housing Units37
Rent Burden42.5%

Crime

F
Violent190/100K
Property3,436/100K

Health

Obesity41.8%
Diabetes9.6%
Smoking15.8%
Heart Disease5.6%
Premature Death8,612/100K

Climate

Avg Temp51°F
Sunny Days275/yr
Rain44.0 in/yr
AQI43 (Good)
Elevation1,186 ft

Education

D
Bachelor's+7.3%
High School+92.7%
Graduate+3.9%
School Score5.7/10

Community

2024 VoteR 75% / D 24%
Commute30 min
Broadband33.0%
Internet Speed102 Mbps
EV Stations2
Libraries5

Did You Know?

The median home in Mutual was built in 1959.
The nearest airport is James M Cox Dayton International (33 miles).
The Gini coefficient (income inequality) is 0.376 (U.S. avg: 0.490).
Natural hazard risk is rated "Very Low" by FEMA.
15.0% of the population has a disability.
13.6% of residents are foreign-born.
Average internet download speed is 102 Mbps.
The county recorded 5 fatal vehicle crashes.