Mutual, OH
Full City Profile · Ohio · Champaign County County
3.4
/5.0
B
Good
73
Population
521/sq mi density
$51,250
Median Income
$27,138 per capita
$175,000
Home Value
$185,322 Zillow
$1,063
Median Rent
42.5% income on rent
51°F
Avg Temperature
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$51,250 median income, 0.0% unemployment
A+
Affordability
4.8 / 5.0
$175,000 home value, $1,063/mo rent
D
Education
1.6 / 5.0
7.3% bachelor's degree or higher
Mutual experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 27°F in January while summers reach 74°F in July. Annual precipitation totals 44.0 inches. The area receives 24.0 inches of snow annually.
Temperature
27°F Jan (-3°C)
74°F Jul (23°C)
| Annual Average | 51.2°F |
| 5% below US avg | |
| January Average | 27°F (-3°C) |
| July Average | 74°F (23°C) |
Geography
| Elevation | 1,186 ft (361 m) |
| Area | 0.1 sq mi (0.4 km²) |
| Population Density | 521/sq mi |
| Coordinates | 40.0794°N, 83.6369°W |
| Timezone | America/New_York |
| County | Champaign County County |
| Nearest Airport | James M Cox Dayton International (DAY) 33 miles away |
Precipitation & Snow
Air Quality
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 26.8 / 100 |
| Social Vulnerability | 19.8 / 100 |
| Community Resilience | 82.4 / 100 |
Hazard Breakdown
| Tornado | Relatively Low |
| Hurricane | Very Low |
| Earthquake | Very Low |
| Wildfire | Very Low |
| Flood | Relatively Low |
| Hail | Relatively Low |
| Strong Wind | Relatively Low |
| Heat Wave | Very Low |
| Winter Weather | Relatively Low |
| Lightning | Relatively Low |
| Ice Storm | Relatively Low |
| Drought | Relatively Low |
| Cold Wave | Relatively Low |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 27°F (-3°C) | 3.1 in | Coldest |
| February | 30°F (-1°C) | 2.3 in | Driest |
| March | 39°F (4°C) | 3.3 in | |
| April | 50°F (10°C) | 4.3 in | |
| May | 61°F (16°C) | 4.9 in | |
| June | 70°F (21°C) | 4.4 in | |
| July | 74°F (23°C) | 5.5 in | Warmest, Wettest |
| August | 72°F (22°C) | 3.6 in | |
| September | 65°F (18°C) | 3.3 in | |
| October | 53°F (12°C) | 2.9 in | |
| November | 42°F (5°C) | 3.1 in | |
| December | 32°F (0°C) | 3.3 in |
Mutual has a seasonal temperature swing of 46°F / from 27°F in January to 74°F in July. Total annual precipitation is 44.0 inches, with July being the wettest month (5.5") and February the driest (2.3").