All Countries
Mutual, OH
Full City Profile · Ohio · Champaign County County
2.8
/5.0
C+
Fair
73
Population
521/sq mi density
$51,250
Median Income
$27,138 per capita
$175,000
Home Value
$185,322 Zillow
$1,063
Median Rent
42.5% income on rent
51°F
Avg Temperature
275 sunny days/yr
190
Violent Crime/100K
3,436 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$51,250 median income, 0.0% unemployment
A+
Affordability
4.8 / 5.0
$175,000 home value, $1,063/mo rent
F
Safety
1.0 / 5.0
190 violent crimes/100K
D
Education
1.6 / 5.0
7.3% bachelor's degree or higher
Mutual experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 27°F in January while summers reach 74°F in July. The area gets 275 sunny days per year. Annual precipitation totals 44.0 inches. Air quality is rated Good with a median AQI of 43.
Temperature
27°F Jan (-3°C)
74°F Jul (23°C)
| Annual Average | 51.2°F |
| 5% below US avg | |
| January Average | 27°F (-3°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 1,186 ft (361 m) |
| Area | 0.1 sq mi (0.4 km²) |
| Population Density | 521/sq mi |
| Coordinates | 40.0794°N, 83.6369°W |
| Timezone | America/New_York |
| County | Champaign County County |
| Nearest Airport | James M Cox Dayton International (DAY) 33 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 26.8 / 100 |
| Social Vulnerability | 19.8 / 100 |
| Community Resilience | 82.4 / 100 |
Hazard Breakdown
| Tornado | Relatively Low |
| Hurricane | Very Low |
| Earthquake | Very Low |
| Wildfire | Very Low |
| Flood | Relatively Low |
| Hail | Relatively Low |
| Strong Wind | Relatively Low |
| Heat Wave | Very Low |
| Winter Weather | Relatively Low |
| Lightning | Relatively Low |
| Ice Storm | Relatively Low |
| Drought | Relatively Low |
| Cold Wave | Relatively Low |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 27°F (-3°C) | 2.1 in | Coldest |
| February | 29°F (-2°C) | 2.1 in | Driest |
| March | 39°F (4°C) | 3.1 in | |
| April | 49°F (10°C) | 3.6 in | |
| May | 60°F (16°C) | 4.1 in | |
| June | 69°F (20°C) | 3.9 in | |
| July | 74°F (23°C) | 4.3 in | Warmest, Wettest |
| August | 71°F (21°C) | 3.5 in | |
| September | 64°F (18°C) | 3.0 in | |
| October | 53°F (12°C) | 2.6 in | |
| November | 42°F (5°C) | 3.1 in | |
| December | 32°F (-0°C) | 2.8 in |
Mutual has a seasonal temperature swing of 46°F / from 27°F in January to 74°F in July. Total annual precipitation is 38.2 inches, with July being the wettest month (4.3") and February the driest (2.1").