Median Income
$52,750
30% lower than US avg
Home Value
$138,500
51% lower than US avg
Violent Crime
459/100K
21% higher than US avg
Bachelor's+
27.4%
19% lower than US avg
Median Rent
$786
32% lower than US avg
Obesity Rate
34.4%
7% higher than US avg
Unemployment
2.1%
42% lower than US avg
Poverty Rate
10.2%
18% lower than US avg
How Naples Compares to the U.S. Average (100% = U.S. avg)
People
Population971
Median Age45.7 yrs
Density1,001/mi²
Male / Female44% / 56%
Largest GroupWhite 98%
Veterans4.1%
Economy
B+
Median Income$52,750
Per Capita$28,267
Unemployment2.1%
Poverty10.2%
County GDP$1,340M
Commute22 min
Housing
A+
Home Value$138,500
Rent$786
Ownership66.8%
Zillow$339,423
Housing Units486
Rent Burden37.5%
Crime
F
Violent459/100K
Property2,880/100K
Health
Obesity34.4%
Uninsured6.5%
Smoking16.4%
Depression23.5%
Heart Disease6.1%
Climate
Avg Temp49°F (9°C)
AQI36 (Good)
Rain35.2 in/yr
Sunny Days260/yr
Elevation792 ft (241 m)
Education
B
Bachelor's+27.4%
High School+97.2%
Graduate+15.5%
School Score4.73
Community
2024 VoteR 58% / D 42%
Commute22 min
Broadband85.6%
EV Stations1
Libraries3
Is Naples a Good Place to Live?
Based on current data, Naples receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include below-average incomes. Naples offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Naples is $52,750, 30% below the national average of $75,149. The job market is very strong with unemployment at just 2.1%. 10.2% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Naples is $138,500, 51% below the national median / offering relatively affordable homeownership. Renters pay a median of $786 per month, below the national average / a plus for affordability. At just 2.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 459 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 2,880 per 100,000, 47% above the national average.
Education
27.4% of residents hold a bachelor's degree, below the national average of 33.7%. 97.2% have completed high school. Area schools have an average test score of 4.7/10.
Climate & Weather
Naples experiences four distinct seasons with an average temperature of 49°F. Winters average 25°F in January while summers reach 72°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 35.2 inches. Air quality is rated Good with a median AQI of 36.
Naples has a population of 971 with a density of 1,001 people per square mile, spread across 1.0 square miles. The median age is 45.7 years, 17% older than the national median of 38.9. The gender split is 56.1% female and 43.9% male. The city is predominantly White (97.7%). English is the primary language spoken at home by 98.9% of residents. 4.1% of the population are veterans, below the national rate of 6.0%. 14.7% of residents have a disability. 95.4% have health insurance coverage.
Population
45.7yrs
Median Age
17% above US avg
Language Spoken at Home
English Only
98.9%
26% above US avg
Spanish
1.1%
92% below US avg
The median household income in Naples is $52,750, which is 30% below the national average of $75,149. Per capita income is $28,267 (below the $39,052 national figure). The average weekly wage is $950, 34% lower than the U.S. average. The unemployment rate is 2.1% (below the 3.6% US average). 10.2% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 686 business establishments, including 61 restaurants. The cost of living index is 107.9, slightly above the national baseline of 100. Workers commute an average of 22 minutes (shorter than the 28-minute US average). 9.5% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $52,750 |
| 30% below US avg |
| Per Capita Income | $28,267 |
| Avg Weekly Wage | $950 |
| IRS Avg AGI | $71,108 |
| Gini Index | 0.454 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.1% |
| 42% below US avg |
| Poverty Rate | 10.2% |
| 18% below US avg |
| Establishments (County) | 686 |
| County GDP | $1,340M |
Business (County)
| Restaurants | 61 |
| Healthcare | 45 |
| Retail | 83 |
| Manufacturing | 49 |
Tax & Cost of Living
| Property Tax (IRS) | $8,984 |
| 157% above US avg |
| Cost of Living | 107.90 (100=avg) |
| Effective Tax Rate | 6.49% |
Commute & Transportation
| Commute Time | 21.9 min |
| Drive Alone | 80.9% |
| Public Transit | 0.0% |
| Work from Home | 9.5% |
The median home value in Naples is $138,500, 51% below the national median of $281,900. Zillow estimates the typical home value at $339,423, higher than the Census estimate. Monthly rent averages $786 (32% below the national average of $1,163). Fair market rent ranges from $1,315 for a one-bedroom to $1,579 for a two-bedroom apartment. 66.8% of housing units are owner-occupied. There are 486 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $8,984 (higher than the $3,500 national average). 37.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.6x, well within the affordable range.
Home Values
| Census Median | $138,500 |
| 51% below US avg |
| Zillow ZHVI | $339,423 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $786 |
| 32% below US avg |
| Rent Burden | 37.5% |
HUD Fair Market Rent
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
Ownership & Property
| Homeownership | 66.8% |
| Owner-Occupied | 66.8% |
| Renter-Occupied | 33.2% |
| Housing Units | 486 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $8,984 |
| 157% above US avg |
| Effective Rate | 6.49% |
In Naples, 34.4% of adults are obese, above the national rate of 32.1%. 9.9% have diabetes. Heart disease affects 6.1% of residents. 31.6% have high blood pressure. 16.4% are current smokers. 18.5% report binge drinking. 25.3% are physically inactive. 23.5% report depression (above the 20.0% national average). 19.1% experience frequent mental distress. 6.5% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,051. The dentist ratio is 1:2,223. 44.5% of residents have access to exercise opportunities. The food environment index is 8.8 out of 10.
Health Metrics: Naples vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.4% |
| 7% above US avg |
| Diabetes | 9.9% |
| Heart Disease | 6.1% |
| High Blood Pressure | 31.6% |
| Asthma | 11.3% |
| COPD | 7.6% |
| Cancer | 7.7% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 16.4% |
| 17% above US avg |
| Binge Drinking | 18.5% |
| Physical Inactivity | 25.3% |
| Depression | 23.5% |
| Mental Distress | 19.1% |
| Physical Distress | 14.0% |
| Short Sleep | 41.3% |
Healthcare Access
| Insurance Rate | 95.4% |
| Uninsured | 6.5% |
| 24% below US avg |
| Primary Care | 1:2,051 |
| Dentists | 1:2,223 |
| Mental Health | 1:844 |
| Checkup Rate | 78.0% |
| Dental Visits | 60.0% |
| Premature Death | 6,772/100K |
Food & Exercise
| Food Environment | 8.8/10 |
| Exercise Access | 44.5% |
| Healthcare Facilities | 45 |
Naples has a violent crime rate of 459 per 100,000 residents, 21% above the national average of 380. Property crime stands at 2,880 per 100,000, 47% above the U.S. average. The county recorded 5 fatal traffic crashes. Overall, Naples receives a safety grade of F.
Crime Rates: Naples vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 459.2/100K |
| 21% above US avg |
| |
Property Crime
| Total Property | 2,879.8/100K |
| 47% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| Traffic Accidents | 4 |
| Avg Accident Severity | 3.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Naples experiences four distinct seasons with an average annual temperature of 49°F (9°C). Winters average 25°F in January while summers reach 72°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 35.2 inches. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 792 feet.
Temperature
25°F Jan (-4°C)
72°F Jul (22°C)
| Annual Average | 48.8°F |
| 10% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 792 ft (241 m) |
| Area | 1.0 sq mi (2.5 km²) |
| Population Density | 1,001/sq mi |
| Coordinates | 42.6174°N, 77.4021°W |
| Timezone | America/New_York |
| County | Yates County County |
| Nearest Airport | Frederick Douglass/Greater Rochester International (ROC) 37 miles away |
Precipitation & Snow
Annual Rainfall
35.2"
7% below US avg
Wettest Month (Jun)
4.06"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 46.6 / 100 |
| Social Vulnerability | 92.0 / 100 |
| Community Resilience | 78.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
17 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.8 on Jun 10, 2025.
| Feb 6, 2023 |
1 km NE of West Seneca, New York |
M3.8 |
116 km |
| Dec 25, 1998 |
23 km SE of Cobourg, Canada |
M3.6 |
142 km |
| Feb 3, 2001 |
6 km W of Bath, New York |
M3.2 |
30 km |
| May 25, 1995 |
3 km NW of Amherst, New York |
M3.0 |
124 km |
| Aug 4, 2004 |
30 km SSW of Cobourg, Canada |
M3.0 |
138 km |
| Jul 19, 2007 |
27 km S of Cobourg, Canada |
M3.0 |
138 km |
| Jun 16, 2004 |
11 km NNW of Angola on the Lake, New York |
M2.9 |
138 km |
| Jun 5, 2009 |
4 km SSE of Attica, New York |
M2.9 |
73 km |
| Jun 10, 2025 |
10 km NW of Forksville, Pennsylvania |
M2.8 |
132 km |
| Mar 8, 2008 |
5 km ENE of Clarence Center, New York |
M2.7 |
106 km |
| Dec 21, 2009 |
10 km NNE of Olcott, New York |
M2.7 |
136 km |
| Mar 29, 2020 |
11 km N of Lyndonville, New York |
M2.6 |
119 km |
| Mar 15, 2022 |
5 km SSW of Warsaw, New York |
M2.6 |
62 km |
| Apr 11, 2007 |
6 km NNE of Sodus Point, New York |
M2.6 |
86 km |
| Jul 11, 2017 |
11 km NNW of Barker, New York |
M2.5 |
132 km |
| Jan 25, 1999 |
New York |
M2.5 |
39 km |
| Feb 13, 2014 |
34 km N of Lyndonville, New York |
M2.5 |
139 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
97 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 5 fatalities, 12 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 21, 2003 |
EF3 |
89 km |
0 |
| May 2, 1983 |
EF3 |
89 km |
1 |
| May 2, 1983 |
EF3 |
88 km |
0 |
| May 2, 1983 |
EF3 |
99 km |
0 |
| Jun 2, 1969 |
EF3 |
71 km |
0 |
| Aug 30, 1955 |
EF3 |
51 km |
0 |
| Jul 28, 2022 |
EF2 |
76 km |
0 |
| Aug 21, 2011 |
EF2 |
71 km |
0 |
| Apr 27, 2011 |
EF2 |
75 km |
0 |
| Apr 28, 2002 |
EF2 |
67 km |
0 |
| Jun 2, 1998 |
EF2 |
71 km |
0 |
| Sep 3, 1993 |
EF2 |
62 km |
0 |
| Aug 28, 1990 |
EF2 |
46 km |
0 |
| May 2, 1983 |
EF2 |
77 km |
0 |
| May 2, 1972 |
EF2 |
92 km |
0 |
| Sep 6, 2024 |
EF1 |
83 km |
0 |
| Aug 7, 2023 |
EF1 |
95 km |
0 |
| Sep 19, 2022 |
EF1 |
18 km |
0 |
| Sep 12, 2021 |
EF1 |
20 km |
0 |
| Jun 21, 2021 |
EF1 |
89 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
3 wildfires (100+ acres) within 100 km.
Largest: DRY MARSH (1,018 ac, 2010).
| Year |
Name |
Acres |
Distance |
| 2010 |
DRY MARSH |
1,018 |
67 km |
| 2009 |
WOODRUFF |
757 |
94 km |
| 1994 |
MOHAWK POOL |
507 |
100 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
1.9 in |
|
| February |
23°F (-5°C) |
1.8 in |
Coldest, Driest |
| March |
31°F (-0°C) |
2.4 in |
|
| April |
43°F (6°C) |
2.9 in |
|
| May |
55°F (13°C) |
3.2 in |
|
| June |
63°F (17°C) |
4.1 in |
Wettest |
| July |
72°F (22°C) |
3.4 in |
Warmest |
| August |
66°F (19°C) |
3.4 in |
|
| September |
59°F (15°C) |
3.7 in |
|
| October |
48°F (9°C) |
3.0 in |
|
| November |
38°F (3°C) |
3.1 in |
|
| December |
27°F (-3°C) |
2.4 in |
|
Naples has a seasonal temperature swing of 49°F / from 23°F in February to 72°F in July. Total annual precipitation is 35.1 inches, with June being the wettest month (4.1") and February the driest (1.8").
Average costs for common services in Naples. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$270 ($162-$432) |
| Specialist Visit |
$378 ($216-$593) |
| Urgent Care Visit |
$216 ($108-$378) |
| Emergency Room Visit |
$2,374 ($863-$5,395) |
| Dental Cleaning |
$140 ($81-$216) |
| Dental Filling |
$270 ($162-$432) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$49 ($27-$81) |
| Oil Change (Synthetic) |
$81 ($54-$129) |
| Brake Pad Replacement |
$324 ($162-$540) |
| Tire Rotation |
$43 ($22-$81) |
| New Tires (Set of 4) |
$647 ($432-$1,079) |
| Battery Replacement |
$216 ($108-$378) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$108 ($65-$162) |
| Electrician (Per Hour) |
$97 ($54-$151) |
| HVAC Repair |
$432 ($162-$863) |
| HVAC System Install |
$7,553 ($4,316-$12,948) |
| Roof Repair |
$1,079 ($432-$2,158) |
| Roof Replacement |
$9,711 ($5,935-$16,185) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,619 ($540-$3,777) |
| Divorce (Contested) |
$16,185 ($5,395-$32,370) |
| DUI Defense |
$5,395 ($2,158-$10,790) |
| Bankruptcy (Chapter 7) |
$1,619 ($863-$3,237) |
| Will Preparation |
$540 ($216-$1,079) |
| Trust Preparation |
$2,698 ($1,079-$5,395) |
View all 12 services
Personal Care
| Men's Haircut |
$27 ($16-$49) |
| Women's Haircut |
$59 ($32-$108) |
| Hair Coloring (Full) |
$162 ($81-$270) |
| Manicure |
$27 ($16-$49) |
| Pedicure |
$43 ($27-$70) |
| Massage (1 Hour) |
$86 ($54-$140) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.42 ($3.24-$5.93) |
| Dozen Eggs (per dozen) |
$3.78 ($2.70-$5.40) |
| Loaf of Bread |
$4.10 ($2.70-$5.93) |
| Chicken Breast (per lb) |
$4.86 ($3.24-$7.01) |
| Ground Beef (per lb) |
$5.93 ($4.32-$8.09) |
| Rice (per lb) |
$1.08 ($0.65-$1.94) |
View all 20 services
Utilities
| Electricity (Monthly) |
$151 ($86-$270) |
| Natural Gas (Monthly) |
$76 ($32-$162) |
| Water/Sewer (Monthly) |
$76 ($43-$129) |
| Internet (Monthly) |
$76 ($43-$108) |
| Cell Phone Plan (Monthly) |
$70 ($32-$108) |
| Cable TV (Monthly) |
$92 ($54-$162) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$216 ($81-$540) |
| Car Insurance (Annual) |
$2,158 ($1,295-$3,777) |
| Bus Pass (Monthly) |
$76 ($32-$140) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.63-$27) |
| Car Registration (Annual) |
$108 ($32-$270) |
| Driver's License Renewal |
$32 ($16-$81) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,295 ($647-$2,698) |
| Daycare (Toddler, Monthly) |
$1,079 ($540-$2,158) |
| After-School Care (Monthly) |
$432 ($216-$755) |
| Tutoring (Per Hour) |
$54 ($27-$108) |
| SAT/ACT Prep Course |
$1,079 ($432-$2,698) |
| Private School (K-12, Annual) |
$13,488 ($5,395-$32,370) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$65 ($32-$108) |
| Dog Vaccination (Annual) |
$108 ($54-$216) |
| Dog Grooming |
$65 ($32-$108) |
| Pet Boarding (Per Night) |
$43 ($22-$81) |
| Dog Spay/Neuter |
$324 ($162-$540) |
| Cat Spay/Neuter |
$216 ($108-$432) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $996 |
| Preschool | $866 |
| Family Childcare (monthly) |
| Infant | $823 |
| Toddler | $779 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Naples
What is the population of Naples?
Naples has a population of 971 residents and is located in New York. The population density is 1,001 people per square mile, spread across 1.0 square miles. The median age of residents is 45.7 years, which is older than the national median of 38.9 years. The population is 56.1% female and 43.9% male.
Is Naples expensive to live in?
Naples is slightly more expensive than average, with a cost of living index of 107.9 compared to the national baseline of 100. The median household income is $52,750, 30% below the national average of $75,149. The median home value is $138,500 (51% below the U.S. median). Renters pay a median of $786 per month, below the national average of $1,163. The home price-to-income ratio is 2.6x, indicating housing is reasonably affordable relative to local income levels.
Is Naples safe?
The violent crime rate in Naples is 459 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 2,880 per 100,000 (above the national average). Overall, Naples receives a safety grade of F based on combined crime data.
What is the weather like in Naples?
Naples has a four-season climate with an average annual temperature of 49°F (9°C). Winter temperatures average 25°F in January, while summers reach an average of 72°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 35.2 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Naples?
The job market in Naples is very strong, with unemployment at just 2.1% / well below the national rate of 3.6%. The average weekly wage is $950. There are 686 business establishments in the area, including 61 restaurants and food service locations. The average commute time is 22 minutes, and 9.5% of workers work from home.
How much does housing cost in Naples?
The median home value in Naples is $138,500. Zillow estimates the typical home value at $339,423. For renters, the median monthly rent is $786. Fair market rent is $1,315 for a 1-bedroom and $1,579 for a 2-bedroom apartment. The homeownership rate is 66.8%. The average annual property tax is $8,984.
How are the schools in Naples?
Schools in Naples have an average test score of 4.7 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 27.4% of adults in Naples hold a bachelor's degree or higher, below the national average of 33.7%. 97.2% have completed high school. 15.5% hold a graduate or professional degree.
How healthy is Naples?
The obesity rate in Naples is 34.4% (above the national rate of 32.1%). 16.4% of adults are smokers. 25.3% are physically inactive. 23.5% of residents report depression. 6.5% lack health insurance (below the national rate). 44.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,051.
What is transportation like in Naples?
The average commute in Naples is 22 minutes, shorter than the national average of 28 minutes. 80.9% of workers drive alone to work, and 9.5% work from home.
What are the demographics of Naples?
The racial and ethnic makeup of Naples is 97.7% White. 98.9% of residents speak only English at home. 4.1% of the population are military veterans. 14.7% of residents have a disability. 95.4% have health insurance coverage.