Median Income
$58,750
22% lower than US avg
Home Value
$156,300
45% lower than US avg
Violent Crime
263/100K
31% lower than US avg
Bachelor's+
17.0%
50% lower than US avg
Median Rent
$527
55% lower than US avg
Obesity Rate
36.1%
12% higher than US avg
Unemployment
0.9%
75% lower than US avg
Poverty Rate
19.0%
53% higher than US avg
How Napoleon Compares to the U.S. Average (100% = U.S. avg)
People
Population247
Median Age34.0 yrs
Density1,029/mi²
Male / Female51% / 49%
Largest GroupWhite 100%
Veterans7.9%
Economy
B+
Median Income$58,750
Per Capita$29,726
Unemployment0.9%
Poverty19.0%
County GDP$1,408M
Commute28 min
Housing
A+
Home Value$156,300
Rent$527
Ownership49.2%
Zillow$246,437
Housing Units131
Rent Burden27.1%
Crime
F
Violent263/100K
Property644/100K
Health
Obesity36.1%
Uninsured8.3%
Smoking17.9%
Depression25.9%
Heart Disease5.6%
Climate
Avg Temp54°F (12°C)
AQI41 (Good)
Rain47.0 in/yr
Sunny Days293/yr
Elevation978 ft (298 m)
Education
C
Bachelor's+17.0%
High School+91.2%
Graduate+3.1%
School Score6.52
Community
2024 VoteR 80% / D 19%
Commute28 min
Broadband82.0%
EV Stations2
Libraries4
Is Napoleon a Good Place to Live?
Based on current data, Napoleon receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes. Napoleon offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Napoleon is $58,750, 22% below the national average of $75,149. The job market is very strong with unemployment at just 0.9%. The poverty rate of 19.0% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Napoleon is $156,300, 45% below the national median / offering relatively affordable homeownership. Renters pay a median of $527 per month, below the national average / a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Napoleon is below the national average at 263 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 644 per 100,000, 67% below the national average.
Education
17.0% of residents hold a bachelor's degree, below the national average of 33.7%. 91.2% have completed high school. Local schools score 6.5/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Napoleon experiences four distinct seasons with an average temperature of 54°F. Winters average 29°F in January while summers reach 75°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 47.0 inches, including 13.3 inches of snow. Air quality is rated Good with a median AQI of 41.
Napoleon has a population of 247 with a density of 1,029 people per square mile, spread across 0.2 square miles. The median age is 34.0 years, 13% younger than the national median of 38.9. The gender split is 49% female and 51% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 7.9% of the population are veterans, above the national rate of 6.0%. 20.7% of residents have a disability (above the 13.0% national average). 93.6% have health insurance coverage.
Population
34.0yrs
Median Age
13% below US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Napoleon is $58,750, which is 22% below the national average of $75,149. Per capita income is $29,726 (below the $39,052 national figure). The average weekly wage is $1,046, 27% lower than the U.S. average. The unemployment rate is 0.9% (below the 3.6% US average). 19.0% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 800 business establishments, including 46 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 28 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $58,750 |
| 22% below US avg |
| Per Capita Income | $29,726 |
| Avg Weekly Wage | $1,046 |
| IRS Avg AGI | $66,647 |
| Gini Index | 0.441 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.9% |
| 75% below US avg |
| Poverty Rate | 19.0% |
| 53% above US avg |
| Establishments (County) | 800 |
| County GDP | $1,408M |
Business (County)
| Restaurants | 46 |
| Healthcare | 69 |
| Retail | 102 |
| Manufacturing | 34 |
Tax & Cost of Living
| Property Tax (IRS) | $2,633 |
| 25% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 1.68% |
Commute & Transportation
| Commute Time | 28.3 min |
| Drive Alone | 98.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Napoleon is $156,300, 45% below the national median of $281,900. Zillow estimates the typical home value at $246,437, higher than the Census estimate. Monthly rent averages $527 (55% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 49.2% of housing units are owner-occupied (below the 65.4% national rate). There are 131 total housing units in the city. The median year a home was built is 1970. The average annual property tax is $2,633 (lower than the $3,500 national average). 27.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.7x, well within the affordable range.
Home Values
| Census Median | $156,300 |
| 45% below US avg |
| Zillow ZHVI | $246,437 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $527 |
| 55% below US avg |
| Rent Burden | 27.1% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 49.2% |
| Owner-Occupied | 49.2% |
| Renter-Occupied | 50.8% |
| Housing Units | 131 |
| Median Year Built | 1970 |
Property Tax
| Avg Tax (IRS) | $2,633 |
| 25% below US avg |
| Effective Rate | 1.68% |
In Napoleon, 36.1% of adults are obese, above the national rate of 32.1%. 10.1% have diabetes. Heart disease affects 5.6% of residents. 33.3% have high blood pressure. 17.9% are current smokers (above the 14.0% national rate). 19.1% report binge drinking. 24.0% are physically inactive. 25.9% report depression (above the 20.0% national average). 19.2% experience frequent mental distress. 8.3% of residents lack health insurance. The primary care physician ratio is 1:29,081. The dentist ratio is 1:9,696. 31.8% of residents have access to exercise opportunities. The food environment index is 8.5 out of 10.
Health Metrics: Napoleon vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.1% |
| 12% above US avg |
| Diabetes | 10.1% |
| Heart Disease | 5.6% |
| High Blood Pressure | 33.3% |
| Asthma | 11.1% |
| COPD | 7.4% |
| Cancer | 7.4% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 17.9% |
| 28% above US avg |
| Binge Drinking | 19.1% |
| Physical Inactivity | 24.0% |
| Depression | 25.9% |
| Mental Distress | 19.2% |
| Physical Distress | 13.2% |
| Short Sleep | 38.0% |
Healthcare Access
| Insurance Rate | 93.6% |
| Uninsured | 8.3% |
| 3% below US avg |
| Primary Care | 1:29,081 |
| Dentists | 1:9,696 |
| Mental Health | 1:1,218 |
| Checkup Rate | 77.2% |
| Dental Visits | 61.0% |
| Premature Death | 9,690/100K |
Food & Exercise
| Food Environment | 8.5/10 |
| Exercise Access | 31.8% |
| Healthcare Facilities | 69 |
Napoleon has a violent crime rate of 263 per 100,000 residents, 31% below the national average of 380. Property crime stands at 644 per 100,000, 67% below the U.S. average. The county recorded 8 fatal traffic crashes. Overall, Napoleon receives a safety grade of F.
Crime Rates: Napoleon vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 262.7/100K |
| 31% below US avg |
| |
Property Crime
| Total Property | 644.1/100K |
| 67% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
| Traffic Accidents | 1 |
| Avg Accident Severity | 4.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Napoleon experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 29°F in January while summers reach 75°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 47.0 inches (wetter than the 38-inch national average). The area receives 13.3 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 978 feet.
Temperature
29°F Jan (-2°C)
75°F Jul (24°C)
| Annual Average | 53.6°F |
| 1% below US avg |
| January Average | 29°F (-2°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 978 ft (298 m) |
| Area | 0.2 sq mi (0.5 km²) |
| Population Density | 1,029/sq mi |
| Coordinates | 39.2043°N, 85.3279°W |
| Timezone | America/Indiana/Indianapolis |
| County | Ripley County County |
| Nearest Airport | Cincinnati/Northern Kentucky International (CVG)
37 miles away |
Precipitation & Snow
Annual Rainfall
47.0"
24% above US avg
Wettest Month (May)
4.84"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 46.8 / 100 |
| Social Vulnerability | 45.7 / 100 |
| Community Resilience | 56.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
12 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.5 on Jan 28, 2024.
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
148 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
53 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
120 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
137 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
145 km |
| Aug 20, 2015 |
6 km SE of Lawrenceburg, Kentucky |
M2.8 |
141 km |
| Mar 17, 1999 |
2 km NNE of Ripley, Ohio |
M2.8 |
138 km |
| Mar 9, 1990 |
8 km ENE of New Amsterdam, Indiana |
M2.7 |
140 km |
| Mar 21, 1990 |
1 km W of Spring Mill, Kentucky |
M2.7 |
121 km |
| Jan 29, 1990 |
11 km S of Paoli, Indiana |
M2.6 |
129 km |
| Jul 23, 2013 |
6 km NNE of Germantown, Kentucky |
M2.6 |
132 km |
| Jan 28, 2024 |
3 km SW of Old Washington, Kentucky |
M2.5 |
146 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
523 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 55 fatalities, 1,586 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
47 km |
3 |
| Mar 2, 2012 |
EF4 |
76 km |
4 |
| Apr 9, 1999 |
EF4 |
83 km |
4 |
| Jun 11, 1998 |
EF4 |
83 km |
0 |
| Nov 22, 1992 |
EF4 |
71 km |
1 |
| Jun 2, 1990 |
EF4 |
91 km |
0 |
| Jun 2, 1990 |
EF4 |
35 km |
0 |
| Jul 9, 1980 |
EF4 |
48 km |
2 |
| Apr 3, 1974 |
EF4 |
73 km |
2 |
| Apr 3, 1974 |
EF4 |
67 km |
0 |
| Apr 3, 1974 |
EF4 |
35 km |
4 |
| Apr 3, 1974 |
EF4 |
81 km |
11 |
| Apr 3, 1974 |
EF4 |
49 km |
0 |
| Apr 3, 1974 |
EF4 |
94 km |
1 |
| May 14, 1972 |
EF4 |
90 km |
0 |
| Apr 23, 1968 |
EF4 |
92 km |
1 |
| Apr 25, 1961 |
EF4 |
58 km |
0 |
| Mar 31, 2023 |
EF3 |
76 km |
0 |
| Mar 2, 2012 |
EF3 |
94 km |
3 |
| Mar 2, 2012 |
EF3 |
17 km |
3 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: JPG 09 1 (6,113 ac, 1998).
| Year |
Name |
Acres |
Distance |
| 1998 |
JPG 09 1 |
6,113 |
37 km |
| 2005 |
RX BURNPLAN AREA 2-06 |
5,054 |
38 km |
| 2007 |
UNITS 8-9 2008 |
4,316 |
39 km |
| 2006 |
UNIT 19 06 WUI |
3,412 |
40 km |
| 2003 |
WUI 3 03 |
3,372 |
28 km |
| 2010 |
WUI UNIT 28K |
3,230 |
25 km |
| 1999 |
UNNAMED |
3,122 |
28 km |
| 2002 |
UNIT 8 |
2,753 |
39 km |
| 2005 |
UNIT 3 05 |
2,511 |
28 km |
| 2001 |
01 UNIT 16 |
2,361 |
38 km |
| 2011 |
WUI UNITS 0 AND 1 2011 |
2,215 |
39 km |
| 2004 |
UNIT 19 |
2,004 |
40 km |
| 2003 |
UNIT 8 03 |
1,971 |
37 km |
| 2008 |
FY 09 UNIT 42 RX FALL 2008 |
1,942 |
33 km |
| 2000 |
JPG 14 |
1,908 |
39 km |
| 2003 |
UNIT 16 03 |
1,809 |
38 km |
| 2021 |
UNNAMED |
1,547 |
81 km |
| 2002 |
UNIT 9 |
1,485 |
39 km |
| 1995 |
UNNAMED |
1,462 |
34 km |
| 2010 |
TRACER |
1,408 |
25 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
29°F (-2°C) |
2.7 in |
Coldest |
| February |
31°F (-1°C) |
2.6 in |
Driest |
| March |
41°F (5°C) |
3.9 in |
|
| April |
51°F (11°C) |
4.2 in |
|
| May |
61°F (16°C) |
4.8 in |
Wettest |
| June |
70°F (21°C) |
4.1 in |
|
| July |
75°F (24°C) |
4.3 in |
Warmest |
| August |
72°F (22°C) |
3.9 in |
|
| September |
66°F (19°C) |
2.9 in |
|
| October |
54°F (12°C) |
3.1 in |
|
| November |
43°F (6°C) |
3.7 in |
|
| December |
33°F (0°C) |
3.4 in |
|
Napoleon has a seasonal temperature swing of 47°F / from 29°F in January to 75°F in July. Total annual precipitation is 43.6 inches, with May being the wettest month (4.8") and February the driest (2.6").
Average costs for common services in Napoleon. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Napoleon
What is the population of Napoleon?
Napoleon has a population of 247 residents and is located in Indiana. The population density is 1,029 people per square mile, spread across 0.2 square miles. The median age of residents is 34.0 years, which is younger than the national median of 38.9 years. The population is 49% female and 51% male.
Is Napoleon expensive to live in?
Napoleon is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $58,750, 22% below the national average of $75,149. The median home value is $156,300 (45% below the U.S. median). Renters pay a median of $527 per month, below the national average of $1,163. The home price-to-income ratio is 2.7x, indicating housing is reasonably affordable relative to local income levels.
Is Napoleon safe?
Napoleon is safer than the national average, with a violent crime rate of 263 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 644 per 100,000 (below the national average). Overall, Napoleon receives a safety grade of F based on combined crime data.
What is the weather like in Napoleon?
Napoleon has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 29°F in January, while summers reach an average of 75°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 47.0 inches, with 13.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Napoleon?
The job market in Napoleon is very strong, with unemployment at just 0.9% / well below the national rate of 3.6%. The average weekly wage is $1,046. There are 800 business establishments in the area, including 46 restaurants and food service locations. The average commute time is 28 minutes, and 0.0% of workers work from home.
How much does housing cost in Napoleon?
The median home value in Napoleon is $156,300. Zillow estimates the typical home value at $246,437. For renters, the median monthly rent is $527. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 49.2%. The average annual property tax is $2,633.
How are the schools in Napoleon?
Schools in Napoleon score 6.5 out of 10 on standardized testing, near the national average. 17.0% of adults in Napoleon hold a bachelor's degree or higher, below the national average of 33.7%. 91.2% have completed high school. 3.1% hold a graduate or professional degree.
How healthy is Napoleon?
The obesity rate in Napoleon is 36.1% (above the national rate of 32.1%). 17.9% of adults are smokers. 24.0% are physically inactive. 25.9% of residents report depression. 8.3% lack health insurance. 31.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:29,081.
What is transportation like in Napoleon?
The average commute in Napoleon is 28 minutes. 98% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Napoleon?
The racial and ethnic makeup of Napoleon is 100% White. 100% of residents speak only English at home. 7.9% of the population are military veterans. 20.7% of residents have a disability. 93.6% have health insurance coverage.
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