Home Value
$98,000
65% lower than US avg
Violent Crime
501/100K
32% higher than US avg
Bachelor's+
5.8%
83% lower than US avg
Median Rent
$983
15% lower than US avg
Obesity Rate
37.0%
15% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
20.3%
64% higher than US avg
How Navarro Compares to the U.S. Average (100% = U.S. avg)
People
Population228
Median Age42.8 yrs
Density340/mi²
Male / Female57% / 43%
Largest GroupWhite 69%
Veterans4.0%
Economy
Per Capita$27,822
Unemployment0.0%
Poverty20.3%
County GDP$2,378M
Commute22 min
Housing
Home Value$98,000
Rent$983
Ownership75.9%
Zillow$209,570
Housing Units76
Rent Burden39.7%
Crime
F
Violent501/100K
Property4,684/100K
Health
Obesity37.0%
Uninsured16.2%
Smoking18.9%
Depression28.0%
Heart Disease6.4%
Climate
Avg Temp67°F (19°C)
AQI48 (Good)
Rain39.3 in/yr
Sunny Days330/yr
Elevation412 ft (126 m)
Education
F
Bachelor's+5.8%
High School+72.3%
Graduate+0.8%
School Score4.97
Community
2024 VoteR 76% / D 24%
Commute22 min
Broadband79.0%
EV Stations4
Libraries2
Is Navarro a Good Place to Live?
Based on current data, Navarro receives an overall livability score of 1.2 out of 5.0, earning a grade of F. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include elevated crime rates, an elevated poverty rate, a high uninsured rate. Navarro faces significant challenges across several quality-of-life categories.
Economy & Jobs
The job market is very strong with unemployment at just 0.0%. The poverty rate of 20.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Navarro is $98,000, 65% below the national median / offering relatively affordable homeownership. Renters pay a median of $983 per month, below the national average / a plus for affordability.
Safety & Crime
The violent crime rate of 501 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 4,684 per 100,000, 139% above the national average.
Education
5.8% of residents hold a bachelor's degree, below the national average of 33.7%. 72.3% have completed high school. Area schools have an average test score of 5/10.
Climate & Weather
Navarro enjoys a moderate climate with an average annual temperature of 67°F. Winters average 48°F in January while summers reach 85°F in July. With 330 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.3 inches. Air quality is rated Good with a median AQI of 48.
Navarro has a population of 228 with a density of 340 people per square mile, spread across 0.7 square miles. The median age is 42.8 years, 10% older than the national median of 38.9. The gender split is 43.4% female and 56.6% male. The city is predominantly White (69.3%), with 8.3% Hispanic, 1.3% Black. English is the primary language spoken at home by 95% of residents. 4.0% of the population are veterans, below the national rate of 6.0%. 17.0% of residents have a disability (above the 13.0% national average). 81.8% have health insurance coverage.
Population
42.8yrs
Median Age
10% above US avg
Language Spoken at Home
English Only
95.0%
21% above US avg
Spanish
5.0%
63% below US avg
Per capita income is $27,822 (below the $39,052 national figure). The average weekly wage is $966, 33% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 20.3% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 1,010 business establishments, including 79 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 22 minutes (shorter than the 28-minute US average). 0.9% of workers work from home (below the 15.2% national rate).
Income
| |
| Per Capita Income | $27,822 |
| Avg Weekly Wage | $966 |
| IRS Avg AGI | $63,502 |
| Gini Index | 0.457 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 20.3% |
| 64% above US avg |
| Establishments (County) | 1,010 |
| County GDP | $2,378M |
Business (County)
| Restaurants | 79 |
| Healthcare | 122 |
| Retail | 147 |
| Manufacturing | 58 |
Tax & Cost of Living
| Property Tax (IRS) | $7,220 |
| 106% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 7.37% |
Commute & Transportation
| Commute Time | 22.0 min |
| Drive Alone | 72.2% |
| Public Transit | 0.0% |
| Work from Home | 0.9% |
The median home value in Navarro is $98,000, 65% below the national median of $281,900. Zillow estimates the typical home value at $209,570, higher than the Census estimate. Monthly rent averages $983 (15% below the national average of $1,163). Fair market rent ranges from $863 for a one-bedroom to $1,055 for a two-bedroom apartment. 75.9% of housing units are owner-occupied (above the 65.4% national rate). There are 76 total housing units in the city. The median year a home was built is 1989. The average annual property tax is $7,220 (higher than the $3,500 national average). 39.7% of renters spend 30% or more of their income on housing.
Home Values
| Census Median | $98,000 |
| 65% below US avg |
| Zillow ZHVI | $209,570 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $983 |
| 15% below US avg |
| Rent Burden | 39.7% |
HUD Fair Market Rent
| Studio | $775 |
| 1 Bedroom | $863 |
| 2 Bedrooms | $1,055 |
| 3 Bedrooms | $1,467 |
| 4 Bedrooms | $1,552 |
Ownership & Property
| Homeownership | 75.9% |
| Owner-Occupied | 75.9% |
| Renter-Occupied | 24.1% |
| Housing Units | 76 |
| Median Year Built | 1989 |
Property Tax
| Avg Tax (IRS) | $7,220 |
| 106% above US avg |
| Effective Rate | 7.37% |
In Navarro, 37.0% of adults are obese, above the national rate of 32.1%. 12.0% have diabetes. Heart disease affects 6.4% of residents. 34.2% have high blood pressure. 18.9% are current smokers (above the 14.0% national rate). 18.3% report binge drinking. 29.5% are physically inactive, above the national average. 28.0% report depression (above the 20.0% national average). 21.7% experience frequent mental distress. 16.2% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:3,573. The dentist ratio is 1:2,732. 53.4% of residents have access to exercise opportunities. The food environment index is 6.7 out of 10.
Health Metrics: Navarro vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.0% |
| 15% above US avg |
| Diabetes | 12.0% |
| Heart Disease | 6.4% |
| High Blood Pressure | 34.2% |
| Asthma | 11.7% |
| COPD | 8.6% |
| Cancer | 7.1% |
| Stroke | 3.6% |
Behaviors & Mental Health
| Smoking | 18.9% |
| 35% above US avg |
| Binge Drinking | 18.3% |
| Physical Inactivity | 29.5% |
| Depression | 28.0% |
| Mental Distress | 21.7% |
| Physical Distress | 15.7% |
| Short Sleep | 39.8% |
Healthcare Access
| Insurance Rate | 81.8% |
| Uninsured | 16.2% |
| 88% above US avg |
| Primary Care | 1:3,573 |
| Dentists | 1:2,732 |
| Mental Health | 1:1,325 |
| Checkup Rate | 72.2% |
| Dental Visits | 50.9% |
| Premature Death | 11,374/100K |
Food & Exercise
| Food Environment | 6.7/10 |
| Exercise Access | 53.4% |
| Healthcare Facilities | 122 |
Navarro has a violent crime rate of 501 per 100,000 residents, 32% above the national average of 380. Property crime stands at 4,684 per 100,000, 139% above the U.S. average. The county recorded 8 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Navarro receives a safety grade of F.
Crime Rates: Navarro vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 500.5/100K |
| 32% above US avg |
| |
Property Crime
| Total Property | 4,683.9/100K |
| 139% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Navarro enjoys a temperate climate with an average annual temperature of 67°F (19°C). Winters average 48°F in January while summers reach 85°F in July. The area gets 330 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 39.3 inches. Air quality is rated Good with a median AQI of 48. 56% of days have good air quality. The city sits at an elevation of 412 feet.
Temperature
48°F Jan (9°C)
85°F Jul (29°C)
| Annual Average | 67.0°F |
| 24% above US avg |
| January Average | 48°F (9°C) |
| July Average | 85°F (29°C) |
| Sunny Days | 330 days/yr |
Geography
| Elevation | 412 ft (126 m) |
| Area | 0.7 sq mi (1.7 km²) |
| Population Density | 340/sq mi |
| Coordinates | 32.0008°N, 96.3825°W |
| Timezone | America/Chicago |
| County | Navarro County County |
| Nearest Airport | Waco Regional (ACT)
57 miles away |
Precipitation & Snow
Annual Rainfall
39.3"
4% above US avg
Wettest Month (May)
4.92"
Air Quality
| AQI Median | 48.0 |
| Rating | Good |
| Good Days % | 56.0% |
| Unhealthy Days | 8 |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0459 ppm |
| NO₂ (Nitrogen Dioxide) | 5.8 ppb |
| SO₂ (Sulfur Dioxide) | 2.87 ppb |
| PM2.5 (Fine Particles) | 9.0 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 75.3 / 100 |
| Social Vulnerability | 71.6 / 100 |
| Community Resilience | 27.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
71 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M3.1 on May 1, 2024.
| May 7, 2015 |
5 km N of Venus, Texas |
M4.0 |
86 km |
| Nov 20, 2013 |
1 km NNW of Azle, Texas |
M3.6 |
149 km |
| Jan 7, 2015 |
6 km NE of Irving, Texas |
M3.6 |
106 km |
| Jan 6, 2015 |
4 km ENE of Irving, Texas |
M3.5 |
105 km |
| Jun 24, 2012 |
3 km SSE of Briaroaks, Texas |
M3.5 |
100 km |
| May 31, 1997 |
3 km ESE of Neylandville, Texas |
M3.4 |
137 km |
| May 19, 2018 |
8 km NW of Venus, Texas |
M3.4 |
91 km |
| Sep 30, 2012 |
4 km NW of Irving, Texas |
M3.4 |
109 km |
| May 16, 2009 |
5 km NNW of Grand Prairie, Texas |
M3.3 |
107 km |
| May 18, 2015 |
5 km N of Irving, Texas |
M3.3 |
110 km |
| Jun 15, 2012 |
5 km SSE of Briaroaks, Texas |
M3.3 |
98 km |
| Jan 18, 2012 |
9 km SSE of Godley, Texas |
M3.3 |
112 km |
| Apr 2, 2015 |
5 km NNE of Irving, Texas |
M3.3 |
109 km |
| May 3, 2015 |
4 km N of Irving, Texas |
M3.2 |
109 km |
| May 1, 2024 |
7 km S of Mansfield, Texas |
M3.2 |
91 km |
| Sep 30, 2012 |
1 km W of Irving, Texas |
M3.1 |
106 km |
| Feb 27, 2015 |
4 km ENE of Irving, Texas |
M3.1 |
105 km |
| Jan 7, 2015 |
4 km NE of Irving, Texas |
M3.1 |
106 km |
| May 1, 2024 |
7 km SSW of Mansfield, Texas |
M3.1 |
94 km |
| Nov 29, 2013 |
1 km S of Pelican Bay, Texas |
M3.1 |
147 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
3 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 2. Most recent: Ike (2008, Cat 2).
| Year |
Name |
Category |
Closest |
| 2008 |
Ike |
Category 2 |
151 km |
| 2005 |
Rita |
Category 3 |
274 km |
| 1983 |
Alicia |
Category 2 |
269 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
544 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 152 fatalities, 1,784 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 11, 1953 |
EF5 |
88 km |
114 |
| Apr 29, 2017 |
EF4 |
45 km |
2 |
| Dec 26, 2015 |
EF4 |
91 km |
10 |
| Apr 25, 1994 |
EF4 |
75 km |
3 |
| May 26, 1976 |
EF4 |
90 km |
0 |
| Mar 10, 1973 |
EF4 |
67 km |
6 |
| Mar 31, 1959 |
EF4 |
81 km |
6 |
| Apr 29, 2017 |
EF3 |
65 km |
2 |
| Dec 26, 2015 |
EF3 |
71 km |
0 |
| May 10, 2015 |
EF3 |
85 km |
2 |
| Apr 3, 2012 |
EF3 |
84 km |
0 |
| May 12, 2000 |
EF3 |
94 km |
2 |
| Apr 27, 1990 |
EF3 |
46 km |
0 |
| Nov 15, 1987 |
EF3 |
78 km |
1 |
| Dec 13, 1984 |
EF3 |
83 km |
0 |
| Oct 13, 1981 |
EF3 |
23 km |
0 |
| May 9, 1981 |
EF3 |
60 km |
0 |
| May 9, 1981 |
EF3 |
46 km |
0 |
| Feb 23, 1979 |
EF3 |
85 km |
0 |
| May 11, 1978 |
EF3 |
71 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
6 wildfires (100+ acres) within 100 km.
Largest: S839 CONCORD ROBBINS (4,388 ac, 2011).
| Year |
Name |
Acres |
Distance |
| 2011 |
S839 CONCORD ROBBINS |
4,388 |
89 km |
| 2011 |
C#491 |
3,616 |
52 km |
| 2011 |
495 |
1,606 |
72 km |
| 2011 |
HENDERSON 475 |
1,379 |
87 km |
| 2011 |
507 |
1,121 |
80 km |
| 2011 |
CEDAR RIDGE |
1,051 |
94 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
48°F (9°C) |
2.4 in |
Coldest |
| February |
50°F (10°C) |
3.1 in |
|
| March |
58°F (14°C) |
3.3 in |
|
| April |
65°F (18°C) |
3.4 in |
|
| May |
73°F (23°C) |
4.9 in |
Wettest |
| June |
80°F (26°C) |
3.4 in |
|
| July |
85°F (29°C) |
2.0 in |
Warmest, Driest |
| August |
84°F (29°C) |
2.2 in |
|
| September |
77°F (25°C) |
3.4 in |
|
| October |
67°F (20°C) |
4.3 in |
|
| November |
56°F (13°C) |
3.3 in |
|
| December |
48°F (9°C) |
3.3 in |
|
Navarro has a seasonal temperature swing of 37°F / from 48°F in January to 85°F in July. Total annual precipitation is 38.9 inches, with May being the wettest month (4.9") and July the driest (2.0").
Average costs for common services in Navarro. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146–$388) |
| Specialist Visit |
$340 ($194–$534) |
| Urgent Care Visit |
$194 ($97–$340) |
| Emergency Room Visit |
$2,136 ($777–$4,855) |
| Dental Cleaning |
$126 ($73–$194) |
| Dental Filling |
$243 ($146–$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24–$73) |
| Oil Change (Synthetic) |
$73 ($49–$117) |
| Brake Pad Replacement |
$291 ($146–$486) |
| Tire Rotation |
$39 ($19–$73) |
| New Tires (Set of 4) |
$583 ($388–$971) |
| Battery Replacement |
$194 ($97–$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58–$146) |
| Electrician (Per Hour) |
$87 ($49–$136) |
| HVAC Repair |
$388 ($146–$777) |
| HVAC System Install |
$6,797 ($3,884–$11,652) |
| Roof Repair |
$971 ($388–$1,942) |
| Roof Replacement |
$8,739 ($5,341–$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486–$3,399) |
| Divorce (Contested) |
$14,565 ($4,855–$29,130) |
| DUI Defense |
$4,855 ($1,942–$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777–$2,913) |
| Will Preparation |
$486 ($194–$971) |
| Trust Preparation |
$2,428 ($971–$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15–$44) |
| Women's Haircut |
$53 ($29–$97) |
| Hair Coloring (Full) |
$146 ($73–$243) |
| Manicure |
$24 ($15–$44) |
| Pedicure |
$39 ($24–$63) |
| Massage (1 Hour) |
$78 ($49–$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91–$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43–$4.86) |
| Loaf of Bread |
$3.69 ($2.43–$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91–$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88–$7.28) |
| Rice (per lb) |
$0.97 ($0.58–$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78–$243) |
| Natural Gas (Monthly) |
$68 ($29–$146) |
| Water/Sewer (Monthly) |
$68 ($39–$117) |
| Internet (Monthly) |
$68 ($39–$97) |
| Cell Phone Plan (Monthly) |
$63 ($29–$97) |
| Cable TV (Monthly) |
$83 ($49–$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73–$486) |
| Car Insurance (Annual) |
$1,942 ($1,165–$3,399) |
| Bus Pass (Monthly) |
$68 ($29–$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77–$24) |
| Car Registration (Annual) |
$97 ($29–$243) |
| Driver's License Renewal |
$29 ($15–$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583–$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486–$1,942) |
| After-School Care (Monthly) |
$388 ($194–$680) |
| Tutoring (Per Hour) |
$49 ($24–$97) |
| SAT/ACT Prep Course |
$971 ($388–$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855–$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$97) |
| Dog Vaccination (Annual) |
$97 ($49–$194) |
| Dog Grooming |
$58 ($29–$97) |
| Pet Boarding (Per Night) |
$39 ($19–$73) |
| Dog Spay/Neuter |
$291 ($146–$486) |
| Cat Spay/Neuter |
$194 ($97–$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $827 |
| Toddler | $762 |
| Preschool | $736 |
| Family Childcare (monthly) |
| Infant | $723 |
| Toddler | $684 |
| Preschool | $675 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Navarro
What is the population of Navarro?
Navarro has a population of 228 residents and is located in Texas. The population density is 340 people per square mile, spread across 0.7 square miles. The median age of residents is 42.8 years, which is older than the national median of 38.9 years. The population is 43.4% female and 56.6% male.
Is Navarro expensive to live in?
Navarro has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median home value is $98,000 (65% below the U.S. median). Renters pay a median of $983 per month, below the national average of $1,163.
Is Navarro safe?
The violent crime rate in Navarro is 501 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 4,684 per 100,000 (above the national average). Overall, Navarro receives a safety grade of F based on combined crime data.
What is the weather like in Navarro?
Navarro enjoys a temperate climate with an average annual temperature of 67°F (19°C). Winter temperatures average 48°F in January, while summers reach an average of 85°F in July. The area receives 330 sunny days per year, well above the national average of 205. Annual rainfall totals 39.3 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 48.
How is the job market in Navarro?
The job market in Navarro is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $966. There are 1,010 business establishments in the area, including 79 restaurants and food service locations. The average commute time is 22 minutes, and 0.9% of workers work from home.
How much does housing cost in Navarro?
The median home value in Navarro is $98,000. Zillow estimates the typical home value at $209,570. For renters, the median monthly rent is $983. Fair market rent is $863 for a 1-bedroom and $1,055 for a 2-bedroom apartment. The homeownership rate is 75.9%. The average annual property tax is $7,220.
How are the schools in Navarro?
Schools in Navarro score 5 out of 10 on standardized testing, near the national average. 5.8% of adults in Navarro hold a bachelor's degree or higher, below the national average of 33.7%. 72.3% have completed high school. 0.8% hold a graduate or professional degree.
How healthy is Navarro?
The obesity rate in Navarro is 37.0% (above the national rate of 32.1%). 18.9% of adults are smokers. 29.5% are physically inactive. 28.0% of residents report depression. 16.2% lack health insurance (above the national rate). 53.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,573.
What is transportation like in Navarro?
The average commute in Navarro is 22 minutes, shorter than the national average of 28 minutes. 72.2% of workers drive alone to work, and 0.9% work from home.
What are the demographics of Navarro?
The racial and ethnic makeup of Navarro is 69.3% White, 1.3% Black or African American, 8.3% Hispanic or Latino. 95% of residents speak only English at home, while 5% speak Spanish. 4.0% of the population are military veterans. 17.0% of residents have a disability. 81.8% have health insurance coverage.
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