Median Income
$64,009
15% lower than US avg
Home Value
$111,700
60% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
10.0%
70% lower than US avg
Median Rent
$1,000
14% lower than US avg
Obesity Rate
38.3%
19% higher than US avg
Unemployment
8.5%
136% higher than US avg
Poverty Rate
5.5%
56% lower than US avg
How Niantic Compares to the U.S. Average (100% = U.S. avg)
People
Population734
Median Age31.7 yrs
Density706/mi²
Male / Female55% / 46%
Largest GroupWhite 82%
Veterans10.4%
Economy
B
Median Income$64,009
Per Capita$27,339
Unemployment8.5%
Poverty5.5%
County GDP$1,970M
Commute25 min
Housing
A+
Home Value$111,700
Rent$1,000
Ownership87.7%
Zillow$125,243
Housing Units266
Rent Burden37.5%
Crime
C+
Violent0/100K
Property337/100K
Health
Obesity38.3%
Uninsured6.8%
Smoking13.7%
Depression23.8%
Heart Disease5.1%
Climate
Avg Temp53°F (12°C)
AQI43 (Good)
Rain40.4 in/yr
Sunny Days293/yr
Elevation605 ft (184 m)
Education
D
Bachelor's+10.0%
High School+89.5%
Graduate+4.7%
School Score5.28
Community
2024 VoteR 73% / D 26%
Commute25 min
Broadband93.4%
EV Stations16
Libraries5
Is Niantic a Good Place to Live?
Based on current data, Niantic receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment. Niantic offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Niantic is $64,009, 15% below the national average of $75,149. At 8.5%, unemployment is notably high. Only 5.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.
Cost of Living & Housing
The median home value in Niantic is $111,700, 60% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,000 per month, below the national average / a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Niantic is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 337 per 100,000, 83% below the national average.
Education
10.0% of residents hold a bachelor's degree, below the national average of 33.7%. 89.5% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Niantic experiences four distinct seasons with an average temperature of 53°F. Winters average 27°F in January while summers reach 76°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.4 inches, including 13.6 inches of snow. Air quality is rated Good with a median AQI of 43.
Niantic has a population of 734 with a density of 706 people per square mile, spread across 0.4 square miles. The median age is 31.7 years, 19% younger than the national median of 38.9. The gender split is 45.5% female and 54.5% male. The city is predominantly White (81.5%). English is the primary language spoken at home by 94.5% of residents, while 5.5% speak Spanish. 10.4% of the population are veterans, above the national rate of 6.0%. 9.0% of residents have a disability (below the 13.0% national average). 98.9% have health insurance coverage.
Population
31.7yrs
Median Age
19% below US avg
Language Spoken at Home
English Only
94.5%
20% above US avg
Spanish
5.5%
59% below US avg
The median household income in Niantic is $64,009, which is 15% below the national average of $75,149. Per capita income is $27,339 (below the $39,052 national figure). The average weekly wage is $982, 31% lower than the U.S. average. The unemployment rate is 8.5% (above the 3.6% US average). 5.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 706 business establishments, including 80 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 25 minutes. 4.3% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $64,009 |
| 15% below US avg |
| Per Capita Income | $27,339 |
| Avg Weekly Wage | $982 |
| IRS Avg AGI | $68,828 |
| Gini Index | 0.433 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 8.5% |
| 136% above US avg |
| Poverty Rate | 5.5% |
| 56% below US avg |
| Establishments (County) | 706 |
| County GDP | $1,970M |
Business (County)
| Restaurants | 80 |
| Healthcare | 58 |
| Retail | 114 |
| Manufacturing | 25 |
Tax & Cost of Living
| Property Tax (IRS) | $4,100 |
| 17% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 3.67% |
Commute & Transportation
| Commute Time | 24.7 min |
| Drive Alone | 78.6% |
| Public Transit | 0.0% |
| Work from Home | 4.3% |
The median home value in Niantic is $111,700, 60% below the national median of $281,900. Zillow estimates the typical home value at $125,243, higher than the Census estimate. Monthly rent averages $1,000 (14% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 87.7% of housing units are owner-occupied (above the 65.4% national rate). There are 266 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $4,100 (higher than the $3,500 national average). 37.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.7x, well within the affordable range.
Home Values
| Census Median | $111,700 |
| 60% below US avg |
| Zillow ZHVI | $125,243 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,000 |
| 14% below US avg |
| Rent Burden | 37.5% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 87.7% |
| Owner-Occupied | 87.7% |
| Renter-Occupied | 12.3% |
| Housing Units | 266 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $4,100 |
| 17% above US avg |
| Effective Rate | 3.67% |
In Niantic, 38.3% of adults are obese, above the national rate of 32.1%. 8.6% have diabetes (below the 10.5% national rate). Heart disease affects 5.1% of residents. 29.6% have high blood pressure. 13.7% are current smokers. 21.0% report binge drinking. 20.1% are physically inactive, below the national average. 23.8% report depression (above the 20.0% national average). 18.2% experience frequent mental distress. 6.8% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,589. The dentist ratio is 1:4,179. 65.9% of residents have access to exercise opportunities. The food environment index is 8.4 out of 10.
Health Metrics: Niantic vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.3% |
| 19% above US avg |
| Diabetes | 8.6% |
| Heart Disease | 5.1% |
| High Blood Pressure | 29.6% |
| Asthma | 10.4% |
| COPD | 5.9% |
| Cancer | 7.5% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 13.7% |
| 2% below US avg |
| Binge Drinking | 21.0% |
| Physical Inactivity | 20.1% |
| Depression | 23.8% |
| Mental Distress | 18.2% |
| Physical Distress | 11.9% |
| Short Sleep | 36.1% |
Healthcare Access
| Insurance Rate | 98.9% |
| Uninsured | 6.8% |
| 21% below US avg |
| Primary Care | 1:2,589 |
| Dentists | 1:4,179 |
| Mental Health | 1:1,278 |
| Checkup Rate | 75.0% |
| Dental Visits | 67.8% |
| Premature Death | 8,451/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 65.9% |
| Healthcare Facilities | 58 |
Niantic has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 337 per 100,000, 83% below the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Niantic receives a safety grade of C+.
Crime Rates: Niantic vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 337.3/100K |
| 83% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Traffic Accidents | 8 |
| Avg Accident Severity | 2.9 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Niantic experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 27°F in January while summers reach 76°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 40.4 inches. The area receives 13.6 inches of snow annually. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 605 feet.
Temperature
27°F Jan (-3°C)
76°F Jul (24°C)
| Annual Average | 53.0°F |
| 2% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 76°F (24°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 605 ft (184 m) |
| Area | 0.4 sq mi (1.1 km²) |
| Population Density | 706/sq mi |
| Coordinates | 39.8541°N, 89.1653°W |
| Timezone | America/Chicago |
| County | Christian County County |
| Nearest Airport | Central Il Regional/Bloomington-Normal (BMI)
45 miles away |
Precipitation & Snow
Annual Rainfall
40.4"
6% above US avg
Wettest Month (May)
4.41"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 54.0 / 100 |
| Social Vulnerability | 17.1 / 100 |
| Community Resilience | 85.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
8 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.4. Most recent: M3.3 on May 13, 2025.
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
112 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
91 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
92 km |
| Jul 1, 2017 |
9 km SSE of Mulberry Grove, Illinois |
M3.1 |
112 km |
| Sep 5, 2004 |
3 km WNW of Saint Peter, Illinois |
M2.9 |
110 km |
| Apr 24, 1990 |
5 km SW of Newton, Illinois |
M2.9 |
130 km |
| Mar 28, 2024 |
1 km NNE of Germantown, Illinois |
M2.8 |
146 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
148 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
796 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 28 fatalities, 824 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 17, 2013 |
EF4 |
92 km |
3 |
| May 5, 1977 |
EF4 |
45 km |
0 |
| Mar 20, 1976 |
EF4 |
32 km |
0 |
| Jun 14, 1957 |
EF4 |
47 km |
2 |
| Dec 1, 2018 |
EF3 |
53 km |
0 |
| Nov 17, 2013 |
EF3 |
95 km |
0 |
| Nov 17, 2013 |
EF3 |
71 km |
0 |
| Apr 19, 2011 |
EF3 |
73 km |
0 |
| Dec 31, 2010 |
EF3 |
61 km |
0 |
| Aug 19, 2009 |
EF3 |
36 km |
0 |
| May 10, 2003 |
EF3 |
81 km |
0 |
| Jun 1, 1999 |
EF3 |
74 km |
1 |
| Apr 19, 1996 |
EF3 |
54 km |
0 |
| Apr 19, 1996 |
EF3 |
4 km |
0 |
| Apr 19, 1996 |
EF3 |
82 km |
0 |
| May 13, 1995 |
EF3 |
91 km |
0 |
| May 9, 1995 |
EF3 |
48 km |
0 |
| Jul 26, 1978 |
EF3 |
53 km |
0 |
| Aug 21, 1977 |
EF3 |
65 km |
6 |
| Aug 6, 1977 |
EF3 |
54 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
27°F (-3°C) |
1.8 in |
Coldest, Driest |
| February |
30°F (-1°C) |
1.8 in |
|
| March |
41°F (5°C) |
3.3 in |
|
| April |
53°F (11°C) |
3.8 in |
|
| May |
63°F (17°C) |
4.4 in |
Wettest |
| June |
72°F (22°C) |
3.9 in |
|
| July |
76°F (24°C) |
4.1 in |
Warmest |
| August |
73°F (23°C) |
3.8 in |
|
| September |
67°F (19°C) |
3.2 in |
|
| October |
55°F (13°C) |
2.8 in |
|
| November |
42°F (6°C) |
3.1 in |
|
| December |
31°F (-1°C) |
2.8 in |
|
Niantic has a seasonal temperature swing of 49°F / from 27°F in January to 76°F in July. Total annual precipitation is 38.9 inches, with May being the wettest month (4.4") and January the driest (1.8").
Average costs for common services in Niantic. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $673 |
| Toddler | $686 |
| Preschool | $613 |
| Family Childcare (monthly) |
| Infant | $762 |
| Toddler | $711 |
| Preschool | $636 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Niantic
What is the population of Niantic?
Niantic has a population of 734 residents and is located in Illinois. The population density is 706 people per square mile, spread across 0.4 square miles. The median age of residents is 31.7 years, which is younger than the national median of 38.9 years. The population is 45.5% female and 54.5% male.
Is Niantic expensive to live in?
Niantic has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $64,009, 15% below the national average of $75,149. The median home value is $111,700 (60% below the U.S. median). Renters pay a median of $1,000 per month, below the national average of $1,163. The home price-to-income ratio is 1.7x, indicating housing is reasonably affordable relative to local income levels.
Is Niantic safe?
Niantic is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 337 per 100,000 (below the national average). Overall, Niantic receives a safety grade of C+ based on combined crime data.
What is the weather like in Niantic?
Niantic has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 27°F in January, while summers reach an average of 76°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 40.4 inches, with 13.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Niantic?
The job market in Niantic faces challenges, with unemployment at 8.5% / significantly above the national rate of 3.6%. The average weekly wage is $982. There are 706 business establishments in the area, including 80 restaurants and food service locations. The average commute time is 25 minutes, and 4.3% of workers work from home.
How much does housing cost in Niantic?
The median home value in Niantic is $111,700. Zillow estimates the typical home value at $125,243. For renters, the median monthly rent is $1,000. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 87.7%. The average annual property tax is $4,100.
How are the schools in Niantic?
Schools in Niantic score 5.3 out of 10 on standardized testing, near the national average. 10.0% of adults in Niantic hold a bachelor's degree or higher, below the national average of 33.7%. 89.5% have completed high school. 4.7% hold a graduate or professional degree.
How healthy is Niantic?
The obesity rate in Niantic is 38.3% (above the national rate of 32.1%). 13.7% of adults are smokers. 20.1% are physically inactive. 23.8% of residents report depression. 6.8% lack health insurance (below the national rate). 65.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,589.
What is transportation like in Niantic?
The average commute in Niantic is 25 minutes, shorter than the national average of 28 minutes. 78.6% of workers drive alone to work, and 4.3% work from home.
What are the demographics of Niantic?
The racial and ethnic makeup of Niantic is 81.5% White. 94.5% of residents speak only English at home, while 5.5% speak Spanish. 10.4% of the population are military veterans. 9.0% of residents have a disability. 98.9% have health insurance coverage.
All Countries
