Home Value $425,800

51% higher than US avg

Bachelor's+ 4.4%

87% lower than US avg

Obesity Rate 33.7%

5% higher than US avg

Unemployment 0.0%

100% lower than US avg

Poverty Rate 59.5%

380% higher than US avg

How Oak Island Compares to the U.S. Average (100% = U.S. avg)

People

Population281

Median Age67.3 yrs

Density234/mi²

Male / Female46% / 54%

Largest GroupWhite 79%

Veterans0.0%

Economy

Median IncomeN/A

Per Capita$24,336

Unemployment0.0%

Poverty59.5%

County GDP$3,740M

Commute32 min

Housing

Home Value$425,800

RentN/A

OwnershipN/A

Housing Units134

Rent Burden23.6%

Health

Obesity33.7%

Uninsured17.6%

Smoking16.4%

Depression23.2%

Heart Disease6.1%

Climate

Avg Temp69°F (20°C)

AQI42 (Good)

Rain59.7 in/yr

Sunny Days314/yr

Elevation6 ft (2 m)

Education

Bachelor's+4.4%

High School+88.0%

Graduate+0.0%

School Score5.10

Community

2024 VoteR 82% / D 17%

Commute32 min

Broadband93.0%

Libraries4

Is Oak Island a Good Place to Live?

Based on current data, Oak Island receives an overall livability score of 1.4 out of 5.0, earning a grade of F. Key strengths include low unemployment, abundant sunshine, high health insurance coverage, strong internet connectivity. Areas to be aware of include high housing costs, an elevated poverty rate, a high uninsured rate. Oak Island faces significant challenges across several quality-of-life categories.

Economy & Jobs

The job market is very strong with unemployment at just 0.0%. The poverty rate of 59.5% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 32 minutes.

Cost of Living & Housing

The median home value in Oak Island is $425,800, making it a premium housing market at 51% above the U.S. median of $281,900.

Education

4.4% of residents hold a bachelor's degree, below the national average of 33.7%. 88.0% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Oak Island enjoys a moderate climate with an average annual temperature of 69°F. Winters average 52°F in January while summers reach 83°F in July. With 314 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 59.7 inches. Air quality is rated Good with a median AQI of 42.

Oak Island has a population of 281 with a density of 234 people per square mile. The median age is 67.3 years, 73% older than the national median of 38.9. The city is predominantly White (79.4%).

Population

281

Total Population

234

People / sq mi

67.3yrs

Median Age

73% above US avg

1.2mi²

Land Area

Gender Distribution

Male 45.9%

Female 54.1%

Race & Ethnicity

Oak Island vs U.S. Average

Language Spoken at Home

English Only	79.3%
	1% above US avg
Spanish	20.7%
	54% above US avg

Social Characteristics

Oak Island vs U.S. Average

The median household income in Oak Island is N/A. The unemployment rate is 0.0% (below the 3.6% US average). 59.5% of residents live below the poverty line. Workers commute an average of 32 minutes.

Income: Oak Island vs U.S.

Commute Mode

Income


Per Capita Income	$24,336
Avg Weekly Wage	$1,480
IRS Avg AGI	$98,146

Employment & Poverty

Unemployment	0.0%
	100% below US avg
Poverty Rate	59.5%
	380% above US avg
Establishments (County)	930
County GDP	$3,740M

Business (County)

Restaurants	86
Healthcare	45
Retail	116
Manufacturing	35

Tax & Cost of Living

Property Tax (IRS)	$5,975
	71% above US avg
Cost of Living	97.10 (100=avg)
Effective Tax Rate	1.40%

Commute & Transportation

Commute Time	31.8 min
Drive Alone	100.0%
Public Transit	0.0%
Work from Home	0.0%

Walkability

The median home value in Oak Island is $425,800, 51% above the national average.

Home Value Sources

Ownership Split

Home Values

Census Median	$425,800
	51% above US avg

Real Estate Market (Redfin)

Rental Costs


Rent Burden	23.6%

HUD Fair Market Rent

Studio	$887
1 Bedroom	$935
2 Bedrooms	$1,149
3 Bedrooms	$1,497
4 Bedrooms	$1,733

Ownership & Property

Owner-Occupied	80.6%
Housing Units	134
Median Year Built	2000

Property Tax

Avg Tax (IRS)	$5,975
	71% above US avg
Effective Rate	1.40%

In Oak Island, 33.7% of adults are obese (above the 32.1% national rate). 17.6% of residents lack health insurance. 16.4% are current smokers. 23.2% report depression. 30.6% are physically inactive.

Health Metrics: Oak Island vs U.S. Average (%)

Chronic Conditions

Obesity	33.7%
	5% above US avg
Diabetes	12.7%
Heart Disease	6.1%
High Blood Pressure	33.7%
Asthma	9.9%
COPD	7.1%
Cancer	6.0%
Stroke	3.4%

Behaviors & Mental Health

Smoking	16.4%
	17% above US avg
Binge Drinking	17.0%
Physical Inactivity	30.6%
Depression	23.2%
Mental Distress	19.2%
Physical Distress	14.5%
Short Sleep	43.0%

Healthcare Access

Insurance Rate	93.4%
Uninsured	17.6%
	105% above US avg
Primary Care	1:6,981
Dentists	1:10,258
Mental Health	1:2,449
Checkup Rate	71.6%
Dental Visits	43.6%
Premature Death	8,173/100K

Food & Exercise

Food Environment	7.6/10
Exercise Access	78.9%
Healthcare Facilities	45

Oak Island has an average annual temperature of 69°F (20°C). Winters average 52°F in January while summers reach 83°F in July. Annual precipitation is 59.7 inches. The area enjoys 314 sunny days per year. Air quality is rated Good with a median AQI of 42.

Temperature

52°F Jan (11°C) 83°F Jul (28°C)

Annual Average	68.7°F
	27% above US avg
January Average	52°F (11°C)
July Average	83°F (28°C)
Sunny Days	314 days/yr

Precipitation & Snow

Annual Rainfall	59.7 inches
	57% above US avg
Snowfall	0.2 inches/yr

Air Quality

AQI Median	42.0
Rating	Good

Geography

Elevation	6 ft (2 m)
Area	1.2 sq mi (3.1 km²)
Population Density	234/sq mi
Coordinates	29.6629°N, 94.6881°W
Timezone	America/Chicago
County FIPS	48071

It is classified as Metro — 1 million+. 4.4% of residents hold a bachelor's degree or higher (87% below US avg). In the 2024 election, the county voted Republican by a 65.6-point margin. 93.0% of households have broadband internet.

2024 Presidential Election (County)

R 82.4%

D 16.8%

Winner: Republican by 65.6 points

Education

Bachelor's Degree+	4.4%
	87% below US avg
High School+	88.0%
Graduate Degree+	0.0%
School Test Score	5.10

F Education Grade (1.4/5.0)

Urban-Rural Classification

RUCC Code 1	Metro — 1 million+
Population Density	234/sq mi
Total Area	1.2 sq mi

Infrastructure & Services

Broadband Access	93.0%
Public Libraries	4
Healthcare Facilities	45
Restaurants	86
Retail Stores	116

Safety & Disasters

Fatal Crashes (County/yr)	13
FEMA Disaster Declarations	91

Commute & Transportation

Avg Commute	31.8 min
Drive Alone	100.0%
Public Transit	0.0%
Work from Home	0.0%

Oak Island, TX

How Oak Island Compares to the U.S. Average (100% = U.S. avg)

People

Economy

Housing

Health

Climate

Education

Community

Is Oak Island a Good Place to Live?

Economy & Jobs

Cost of Living & Housing

Education

Climate & Weather

Population

Gender Distribution

Race & Ethnicity

Oak Island vs U.S. Average

Language Spoken at Home

Social Characteristics

Oak Island vs U.S. Average

Income: Oak Island vs U.S.

Commute Mode

Income

Employment & Poverty

Business (County)

Tax & Cost of Living

Commute & Transportation

Walkability

Home Value Sources

Ownership Split

Home Values

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Ownership & Property

Property Tax

Health Metrics: Oak Island vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Food & Exercise

Temperature

Precipitation & Snow

Air Quality

Geography

2024 Presidential Election (County)

Education

Urban-Rural Classification

Infrastructure & Services

Safety & Disasters

Commute & Transportation

Nearby Cities