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Oak Valley, TX

Texas

Oak Valley is a small town in Texas with a population of 396. Residents earn $86,875 per year, which is 16% above the national average.

3.8 /5.0
B+ Good
396 Population 204/sq mi density
$86,875 Median Income $31,894 per capita
$112,500 Home Value $291,003 Zillow
$900 Median Rent 10.0% income on rent
66°F Avg Temperature 308 sunny days/yr
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$86,875 median income, 5.3% unemployment
A+
Affordability
5.0 / 5.0
$112,500 home value, $900/mo rent
C
Education
2.3 / 5.0
16.4% bachelor's degree or higher
Median Income $86,875
16% higher than US avg
Home Value $112,500
60% lower than US avg
Bachelor's+ 16.4%
51% lower than US avg
Median Rent $900
23% lower than US avg
Obesity Rate 39.4%
23% higher than US avg
Unemployment 5.3%
47% higher than US avg
Poverty Rate 10.5%
15% lower than US avg

How Oak Valley Compares to the U.S. Average (100% = U.S. avg)

People

Population396
Median Age41.4 yrs
Density204/mi²
Male / Female51% / 49%
Largest GroupWhite 89%
Veterans8.2%

Economy

A
Median Income$86,875
Per Capita$31,894
Unemployment5.3%
Poverty10.5%
County GDP$2,378M
Commute18 min

Housing

A+
Home Value$112,500
Rent$900
OwnershipN/A
Zillow$291,003
Housing Units213
Rent Burden10.0%

Health

Obesity39.4%
Uninsured20.2%
Smoking21.5%
Depression27.3%
Heart Disease7.3%

Climate

Avg Temp66°F (19°C)
AQI42 (Good)
Rain40.2 in/yr
Sunny Days308/yr
Elevation430 ft (131 m)

Education

C
Bachelor's+16.4%
High School+88.4%
Graduate+10.3%
School Score5.10

Community

2024 VoteR 76% / D 24%
Commute18 min
Broadband76.7%
Libraries2

Is Oak Valley a Good Place to Live?

Based on current data, Oak Valley receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, affordable housing, abundant sunshine. Areas to be aware of include above-average unemployment, a high uninsured rate, high obesity rates. Oak Valley offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Oak Valley is $86,875, 16% above the national average of $75,149. Residents generally enjoy above-average earning potential. The unemployment rate of 5.3% is somewhat elevated compared to the national rate of 3.6%. 10.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Oak Valley is $112,500, 60% below the national median — offering relatively affordable homeownership. Renters pay a median of $900 per month, below the national average — a plus for affordability. At just 1.3x median income, home prices are very affordable relative to local earnings.

Education

16.4% of residents hold a bachelor's degree, below the national average of 33.7%. 88.4% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Oak Valley enjoys a moderate climate with an average annual temperature of 66°F. Winters average 46°F in January while summers reach 84°F in July. With 308 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.2 inches. Air quality is rated Good with a median AQI of 42.

Oak Valley has a population of 396 with a density of 204 people per square mile. The median age is 41.4 years, 6% older than the national median of 38.9. The city is predominantly White (88.6%), with 1.5% Hispanic, 3.5% Black.

Population

396
Total Population
204
People / sq mi
41.4yrs
Median Age
6% above US avg
1.9mi²
Land Area

Gender Distribution

Male 50.8%
Female 49.2%

Race & Ethnicity

Oak Valley vs U.S. Average

Language Spoken at Home

English Only93.6%
19% above US avg
Spanish6.4%
52% below US avg

Social Characteristics

Oak Valley vs U.S. Average

The median household income in Oak Valley is $86,875, which is 16% above the national average of $75,149. The unemployment rate is 5.3% (above the 3.6% US average). 10.5% of residents live below the poverty line. Workers commute an average of 18 minutes.

Income: Oak Valley vs U.S.

Commute Mode

Income

Median HH Income$86,875
16% above US avg
Per Capita Income$31,894
Avg Weekly Wage$966
IRS Avg AGI$63,502

Employment & Poverty

Unemployment5.3%
47% above US avg
Poverty Rate10.5%
15% below US avg
Establishments (County)1,010
County GDP$2,378M

Business (County)

Restaurants79
Healthcare122
Retail147
Manufacturing58

Tax & Cost of Living

Property Tax (IRS)$7,220
106% above US avg
Cost of Living97.10 (100=avg)
Effective Tax Rate6.42%

Commute & Transportation

Commute Time17.8 min
Drive Alone84.9%
Public Transit0.0%
Work from Home7.8%

Walkability

The median home value in Oak Valley is $112,500, 60% below the national average. Monthly rent averages $900 (23% below US avg). Zillow estimates the typical home value at $291,003.

Home Value Sources

Ownership Split

Home Values

Census Median$112,500
60% below US avg
Zillow ZHVI$291,003

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$900
23% below US avg
Rent Burden10.0%

HUD Fair Market Rent

Studio$887
1 Bedroom$935
2 Bedrooms$1,149
3 Bedrooms$1,497
4 Bedrooms$1,733

Ownership & Property

Owner-Occupied87.6%
Housing Units213
Median Year Built1987

Property Tax

Avg Tax (IRS)$7,220
106% above US avg
Effective Rate6.42%
In Oak Valley, 39.4% of adults are obese (above the 32.1% national rate). 20.2% of residents lack health insurance. 21.5% are current smokers. 27.3% report depression. 33.8% are physically inactive.

Health Metrics: Oak Valley vs U.S. Average (%)

Chronic Conditions

Obesity39.4%
23% above US avg
Diabetes13.6%
Heart Disease7.3%
High Blood Pressure36.4%
Asthma11.4%
COPD9.9%
Cancer6.9%
Stroke4.1%

Behaviors & Mental Health

Smoking21.5%
54% above US avg
Binge Drinking17.8%
Physical Inactivity33.8%
Depression27.3%
Mental Distress22.2%
Physical Distress17.3%
Short Sleep41.3%

Healthcare Access

Insurance Rate84.4%
Uninsured20.2%
135% above US avg
Primary Care1:3,573
Dentists1:2,732
Mental Health1:1,325
Checkup Rate71.7%
Dental Visits42.2%
Premature Death11,374/100K

Food & Exercise

Food Environment6.7/10
Exercise Access53.4%
Healthcare Facilities122
Oak Valley has an average annual temperature of 66°F (19°C). Winters average 46°F in January while summers reach 84°F in July. Annual precipitation is 40.2 inches. The area enjoys 308 sunny days per year. Air quality is rated Good with a median AQI of 42.

Temperature

46°F Jan (8°C) 84°F Jul (29°C)
Annual Average65.8°F
22% above US avg
January Average46°F (8°C)
July Average84°F (29°C)
Sunny Days308 days/yr

Precipitation & Snow

Annual Rainfall40.2 inches
6% above US avg
Snowfall0.3 inches/yr

Air Quality

AQI Median42.0
RatingGood

Geography

Elevation430 ft (131 m)
Area1.9 sq mi (5.0 km²)
Population Density204/sq mi
Coordinates32.0291°N, 96.5174°W
TimezoneAmerica/Chicago
County FIPS48349
It is classified as Nonmetro — Urban 20K+, adjacent. 16.4% of residents hold a bachelor's degree or higher (51% below US avg). In the 2024 election, the county voted Republican by a 51.8-point margin. 76.7% of households have broadband internet.

2024 Presidential Election (County)

R 75.6%
D 23.7%

Winner: Republican by 51.8 points

Education

Bachelor's Degree+16.4%
51% below US avg
High School+88.4%
Graduate Degree+10.3%
School Test Score5.10
C Education Grade (2.3/5.0)

Urban-Rural Classification

RUCC Code 4Nonmetro — Urban 20K+, adjacent
Population Density204/sq mi
Total Area1.9 sq mi

Infrastructure & Services

Broadband Access76.7%
Public Libraries2
Healthcare Facilities122
Restaurants79
Retail Stores147

Safety & Disasters

Fatal Crashes (County/yr)8
FEMA Disaster Declarations91

Commute & Transportation

Avg Commute17.8 min
Drive Alone84.9%
Public Transit0.0%
Work from Home7.8%

Nearby Cities

Corsicana, TX 25,344 pop · 4.7 mi Rice, TX 1,168 pop · 14.6 mi Dawson, TX 1,324 pop · 14.8 mi Kerens, TX 1,898 pop · 18.5 mi Hubbard, TX 1,492 pop · 20.8 mi Ennis, TX 21,546 pop · 21.6 mi Italy, TX 2,460 pop · 24.1 mi Mexia, TX 6,867 pop · 24.2 mi Garrett, TX 1,067 pop · 25.1 mi Milford, TX 1,033 pop · 26.1 mi Tool, TX 2,399 pop · 26.6 mi Seven Points, TX 1,287 pop · 27.0 mi Palmer, TX 1,606 pop · 28.7 mi Fairfield, TX 2,899 pop · 29.6 mi
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