Median Income
$30,417
60% lower than US avg
Home Value
$67,700
76% lower than US avg
Violent Crime
56/100K
85% lower than US avg
Bachelor's+
3.2%
91% lower than US avg
Median Rent
$705
39% lower than US avg
Obesity Rate
39.5%
23% higher than US avg
Unemployment
1.0%
72% lower than US avg
Poverty Rate
3.3%
73% lower than US avg
How Oaktown Compares to the U.S. Average (100% = U.S. avg)
People
Population724
Median Age48.8 yrs
Density2,681/mi²
Male / Female49% / 52%
Largest GroupWhite 99%
Veterans6.7%
Economy
B+
Median Income$30,417
Per Capita$25,163
Unemployment1.0%
Poverty3.3%
County GDP$2,502M
Commute22 min
Housing
A+
Home Value$67,700
Rent$705
Ownership61.9%
Zillow$166,661
Housing Units360
Rent Burden32.2%
Crime
F
Violent56/100K
Property3,887/100K
Health
Obesity39.5%
Uninsured10.4%
Smoking21.4%
Depression27.6%
Heart Disease6.8%
Climate
Avg Temp54°F (12°C)
AQI41 (Good)
Rain45.4 in/yr
Sunny Days293/yr
Elevation473 ft (144 m)
Education
F
Bachelor's+3.2%
High School+70.2%
Graduate+2.6%
School Score5.74
Community
2024 VoteR 74% / D 24%
Commute22 min
Broadband91.6%
EV Stations5
Libraries3
Is Oaktown a Good Place to Live?
Based on current data, Oaktown receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Oaktown has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Oaktown is $30,417, 60% below the national average of $75,149. The job market is very strong with unemployment at just 1.0%. Only 3.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Oaktown is $67,700, 76% below the national median / offering relatively affordable homeownership. Renters pay a median of $705 per month, below the national average / a plus for affordability. At just 2.2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Oaktown is a very safe community with a violent crime rate of 56 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 3,887 per 100,000, 98% above the national average.
Education
3.2% of residents hold a bachelor's degree, below the national average of 33.7%. 70.2% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Oaktown experiences four distinct seasons with an average temperature of 54°F. Winters average 30°F in January while summers reach 76°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 45.4 inches, including 15.1 inches of snow. Air quality is rated Good with a median AQI of 41.
Oaktown has a population of 724 with a density of 2,681 people per square mile, spread across 0.3 square miles. The median age is 48.8 years, 25% older than the national median of 38.9. The gender split is 51.5% female and 48.5% male. The city is predominantly White (98.8%). English is the primary language spoken at home by 99.6% of residents. 6.7% of the population are veterans. 26.1% of residents have a disability (above the 13.0% national average). 74.0% have health insurance coverage.
Population
48.8yrs
Median Age
25% above US avg
Language Spoken at Home
English Only
99.6%
27% above US avg
Spanish
0.4%
97% below US avg
The median household income in Oaktown is $30,417, which is 60% below the national average of $75,149. Per capita income is $25,163 (below the $39,052 national figure). The average weekly wage is $980, 32% lower than the U.S. average. The unemployment rate is 1.0% (below the 3.6% US average). 3.3% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 950 business establishments, including 85 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 22 minutes (shorter than the 28-minute US average). 1.6% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $30,417 |
| 60% below US avg |
| Per Capita Income | $25,163 |
| Avg Weekly Wage | $980 |
| IRS Avg AGI | $61,860 |
| Gini Index | 0.454 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.0% |
| 72% below US avg |
| Poverty Rate | 3.3% |
| 73% below US avg |
| Establishments (County) | 950 |
| County GDP | $2,502M |
Business (County)
| Restaurants | 85 |
| Healthcare | 103 |
| Retail | 153 |
| Manufacturing | 35 |
Tax & Cost of Living
| Property Tax (IRS) | $2,961 |
| 15% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 4.37% |
Commute & Transportation
| Commute Time | 22.3 min |
| Drive Alone | 90.5% |
| Public Transit | 0.0% |
| Work from Home | 1.6% |
The median home value in Oaktown is $67,700, 76% below the national median of $281,900. Zillow estimates the typical home value at $166,661, higher than the Census estimate. Monthly rent averages $705 (39% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 61.9% of housing units are owner-occupied. There are 360 total housing units in the city. The median year a home was built is 1966. The average annual property tax is $2,961. 32.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.2x, well within the affordable range.
Home Values
| Census Median | $67,700 |
| 76% below US avg |
| Zillow ZHVI | $166,661 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $705 |
| 39% below US avg |
| Rent Burden | 32.2% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 61.9% |
| Owner-Occupied | 61.9% |
| Renter-Occupied | 38.1% |
| Housing Units | 360 |
| Median Year Built | 1966 |
Property Tax
| Avg Tax (IRS) | $2,961 |
| 15% below US avg |
| Effective Rate | 4.37% |
In Oaktown, 39.5% of adults are obese, above the national rate of 32.1%. 12.4% have diabetes (above the 10.5% national rate). Heart disease affects 6.8% of residents, above the national average. 36.6% have high blood pressure. 21.4% are current smokers (above the 14.0% national rate). 17.2% report binge drinking. 27.3% are physically inactive. 27.6% report depression (above the 20.0% national average). 21.0% experience frequent mental distress. 10.4% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,383. The dentist ratio is 1:1,988. 62.3% of residents have access to exercise opportunities. The food environment index is 7.9 out of 10.
Health Metrics: Oaktown vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.5% |
| 23% above US avg |
| Diabetes | 12.4% |
| Heart Disease | 6.8% |
| High Blood Pressure | 36.6% |
| Asthma | 11.8% |
| COPD | 9.4% |
| Cancer | 7.4% |
| Stroke | 3.5% |
Behaviors & Mental Health
| Smoking | 21.4% |
| 53% above US avg |
| Binge Drinking | 17.2% |
| Physical Inactivity | 27.3% |
| Depression | 27.6% |
| Mental Distress | 21.0% |
| Physical Distress | 15.8% |
| Short Sleep | 36.0% |
Healthcare Access
| Insurance Rate | 74.0% |
| Uninsured | 10.4% |
| 21% above US avg |
| Primary Care | 1:1,383 |
| Dentists | 1:1,988 |
| Mental Health | 1:468 |
| Checkup Rate | 77.3% |
| Dental Visits | 55.1% |
| Premature Death | 10,556/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 62.3% |
| Healthcare Facilities | 103 |
Oaktown has a violent crime rate of 56 per 100,000 residents, 85% below the national average of 380. Property crime stands at 3,887 per 100,000, 98% above the U.S. average. The county recorded 6 fatal traffic crashes. Overall, Oaktown receives a safety grade of F.
Crime Rates: Oaktown vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 56.3/100K |
| 85% below US avg |
| |
Property Crime
| Total Property | 3,886.6/100K |
| 98% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 6 |
| Traffic Accidents | 6 |
| Avg Accident Severity | 2.3 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Oaktown experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 30°F in January while summers reach 76°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 45.4 inches. The area receives 15.1 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 473 feet.
Temperature
30°F Jan (-1°C)
76°F Jul (25°C)
| Annual Average | 54.4°F |
| 1% above US avg |
| January Average | 30°F (-1°C) |
| July Average | 76°F (25°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 473 ft (144 m) |
| Area | 0.3 sq mi (0.7 km²) |
| Population Density | 2,681/sq mi |
| Coordinates | 38.8717°N, 87.4412°W |
| Timezone | America/Indiana/Indianapolis |
| County | Knox County County |
| Nearest Airport | Lawrenceville-Vincennes International (LWV) 12 miles away |
Precipitation & Snow
Annual Rainfall
45.4"
20% above US avg
Wettest Month (May)
4.88"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 55.3 / 100 |
| Social Vulnerability | 37.2 / 100 |
| Community Resilience | 84.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
59 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M2.6 on Aug 9, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
61 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
59 km |
| Jun 18, 2002 |
6 km SW of Parkers Settlement, Indiana |
M4.6 |
101 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
60 km |
| Dec 7, 2000 |
7 km W of Evansville, Indiana |
M3.9 |
102 km |
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
116 km |
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
107 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
64 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
117 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
24 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
106 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
60 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
61 km |
| Jan 2, 2006 |
3 km NNE of Eldorado, Illinois |
M3.6 |
143 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
115 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
150 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
92 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
58 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
59 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
94 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
473 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 21 fatalities, 569 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 2, 1990 |
EF4 |
95 km |
0 |
| Jun 2, 1990 |
EF4 |
80 km |
1 |
| Jun 2, 1990 |
EF4 |
72 km |
0 |
| Jun 2, 1990 |
EF4 |
45 km |
6 |
| Jan 7, 1989 |
EF4 |
53 km |
0 |
| Mar 31, 2023 |
EF3 |
54 km |
6 |
| Mar 31, 2023 |
EF3 |
78 km |
2 |
| May 25, 2011 |
EF3 |
93 km |
0 |
| Mar 8, 2009 |
EF3 |
72 km |
0 |
| Nov 15, 2005 |
EF3 |
34 km |
0 |
| May 30, 2004 |
EF3 |
97 km |
1 |
| Sep 20, 2002 |
EF3 |
81 km |
0 |
| Nov 22, 1992 |
EF3 |
99 km |
0 |
| Nov 22, 1992 |
EF3 |
80 km |
0 |
| Jun 2, 1990 |
EF3 |
42 km |
0 |
| Apr 3, 1989 |
EF3 |
71 km |
0 |
| Mar 10, 1986 |
EF3 |
97 km |
0 |
| Aug 10, 1974 |
EF3 |
81 km |
0 |
| Aug 10, 1974 |
EF3 |
99 km |
0 |
| Apr 3, 1974 |
EF3 |
100 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: RICEVILLE RX (671 ac, 2010).
| Year |
Name |
Acres |
Distance |
| 2010 |
RICEVILLE RX |
671 |
92 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
30°F (-1°C) |
2.4 in |
Coldest, Driest |
| February |
33°F (0°C) |
2.5 in |
|
| March |
44°F (6°C) |
3.9 in |
|
| April |
54°F (12°C) |
4.1 in |
|
| May |
64°F (18°C) |
4.9 in |
Wettest |
| June |
73°F (23°C) |
4.0 in |
|
| July |
76°F (25°C) |
4.6 in |
Warmest |
| August |
75°F (24°C) |
3.8 in |
|
| September |
68°F (20°C) |
3.2 in |
|
| October |
56°F (14°C) |
3.0 in |
|
| November |
45°F (7°C) |
3.9 in |
|
| December |
34°F (1°C) |
3.2 in |
|
Oaktown has a seasonal temperature swing of 46°F / from 30°F in January to 76°F in July. Total annual precipitation is 43.5 inches, with May being the wettest month (4.9") and January the driest (2.4").
Average costs for common services in Oaktown. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Oaktown
What is the population of Oaktown?
Oaktown has a population of 724 residents and is located in Indiana. The population density is 2,681 people per square mile, spread across 0.3 square miles. The median age of residents is 48.8 years, which is older than the national median of 38.9 years. The population is 51.5% female and 48.5% male.
Is Oaktown expensive to live in?
Oaktown is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $30,417, 60% below the national average of $75,149. The median home value is $67,700 (76% below the U.S. median). Renters pay a median of $705 per month, below the national average of $1,163. The home price-to-income ratio is 2.2x, indicating housing is reasonably affordable relative to local income levels.
Is Oaktown safe?
Oaktown is considered a very safe city with a violent crime rate of 56 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 3,887 per 100,000 (above the national average). Overall, Oaktown receives a safety grade of F based on combined crime data.
What is the weather like in Oaktown?
Oaktown has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 30°F in January, while summers reach an average of 76°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 45.4 inches, with 15.1 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Oaktown?
The job market in Oaktown is very strong, with unemployment at just 1.0% / well below the national rate of 3.6%. The average weekly wage is $980. There are 950 business establishments in the area, including 85 restaurants and food service locations. The average commute time is 22 minutes, and 1.6% of workers work from home.
How much does housing cost in Oaktown?
The median home value in Oaktown is $67,700. Zillow estimates the typical home value at $166,661. For renters, the median monthly rent is $705. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 61.9%. The average annual property tax is $2,961.
How are the schools in Oaktown?
Schools in Oaktown score 5.7 out of 10 on standardized testing, near the national average. 3.2% of adults in Oaktown hold a bachelor's degree or higher, below the national average of 33.7%. 70.2% have completed high school. 2.6% hold a graduate or professional degree.
How healthy is Oaktown?
The obesity rate in Oaktown is 39.5% (above the national rate of 32.1%). 21.4% of adults are smokers. 27.3% are physically inactive. 27.6% of residents report depression. 10.4% lack health insurance (above the national rate). 62.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,383.
What is transportation like in Oaktown?
The average commute in Oaktown is 22 minutes, shorter than the national average of 28 minutes. 90.5% of workers drive alone to work, and 1.6% work from home.
What are the demographics of Oaktown?
The racial and ethnic makeup of Oaktown is 98.8% White. 99.6% of residents speak only English at home. 6.7% of the population are military veterans. 26.1% of residents have a disability. 74.0% have health insurance coverage.