Oliver Springs, TN

Tennessee · Metropolitan Area

Oliver Springs is a small town in Tennessee with a population of 3,384. Residents earn $38,295 per year, which is 49% below the national average.

2.6 /5.0
C+ Fair
3,384 Population 585/sq mi density
$38,295 Median Income $22,065 per capita
$149,600 Home Value $240,580 Zillow
N/A Median Rent
59°F Avg Temperature
31 Violent Crime/100K 3,262 property/100K
C+
Overall
2.6 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.3 / 5.0
$38,295 median income, 3.6% unemployment
A
Affordability
4.5 / 5.0
$149,600 home value
F
Safety
1.0 / 5.0
31 violent crimes/100K (92% below avg)
D
Education
1.6 / 5.0
8.0% bachelor's degree or higher
Median Income $38,295
49% lower than US avg
Home Value $149,600
47% lower than US avg
Violent Crime 31/100K
92% lower than US avg
Bachelor's+ 8.0%
76% lower than US avg
Obesity Rate 45.2%
41% higher than US avg
Unemployment 3.6%
0% lower than US avg
Poverty Rate 10.5%
15% lower than US avg

How Oliver Springs Compares to the U.S. Average (100% = U.S. avg)

People

Population3,384
Median Age45.3 yrs
Density585/mi²
Male / Female51% / 49%
Largest GroupWhite 94%

Economy

B
Median Income$38,295
Per Capita$22,065
Unemployment3.6%
Poverty10.5%
County GDP$7,858M
Commute27 min

Housing

A
Home Value$149,600
RentN/A
OwnershipN/A
Zillow$240,580

Crime

F
Violent31/100K
Property3,262/100K
Murder0.0/100K
Assault0/100K
Burglary400/100K

Health

Obesity45.2%
UninsuredN/A
Depression34.5%
Heart Disease7.7%

Climate

Avg Temp59°F
AQI40 (Good)
Rain59.7 in/yr
Elevation902 ft

Education

D
Bachelor's+8.0%
High School+83.7%
School Score5.08

Community

2024 VoteR 67% / D 32%
Commute27 min
Libraries5

Is Oliver Springs a Good Place to Live?

Based on current data, Oliver Springs receives an overall livability score of 2.6 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing. Areas to be aware of include below-average incomes, high obesity rates. Oliver Springs has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Oliver Springs is $38,295, 49% below the national average of $75,149. Unemployment stands at 3.6%, indicating a healthy job market. 10.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 27 minutes.

Cost of Living & Housing

The median home value in Oliver Springs is $149,600, 47% below the national median — offering relatively affordable homeownership. A price-to-income ratio of 3.9x indicates a reasonably affordable housing market.

Safety & Crime

Oliver Springs is a very safe community with a violent crime rate of 31 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 3,262 per 100,000, 66% above the national average.

Education

8.0% of residents hold a bachelor's degree, below the national average of 33.7%. 83.7% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Oliver Springs enjoys a moderate climate with an average annual temperature of 59°F. Winters average 38°F in January while summers reach 78°F in July. Annual precipitation totals 59.7 inches. Air quality is rated Good with a median AQI of 40.

Oliver Springs has a population of 3,384 with a density of 585 people per square mile. The median age is 45.3 years, 16% older than the national median of 38.9. The city is predominantly White (93.5%).

Population

3,384
Total Population
585
People / sq mi
45.3yrs
Median Age
16% above US avg
5.8mi²
Land Area

Gender Distribution

Male 50.9%
Female 49.1%

Race & Ethnicity

Oliver Springs vs U.S. Average

Language Spoken at Home

English Only99.7%
27% above US avg
Spanish0.3%
98% below US avg

Social Characteristics

Oliver Springs vs U.S. Average

The median household income in Oliver Springs is $38,295, which is 49% below the national average of $75,149. The unemployment rate is 3.6% (below the 3.6% US average). 10.5% of residents live below the poverty line. Workers commute an average of 27 minutes.

Income: Oliver Springs vs U.S.

Commute Mode

Income

Median HH Income$38,295
49% below US avg
Per Capita Income$22,065
Avg Weekly Wage$1,536
IRS Avg AGI$74,892

Employment & Poverty

Unemployment3.6%
0% below US avg
Poverty Rate10.5%
15% below US avg
Establishments (County)2,081
County GDP$7,858M

Business (County)

Restaurants148
Healthcare200
Retail252
Manufacturing84

Tax & Cost of Living

Property Tax (IRS)$3,821
9% above US avg
Effective Tax Rate2.55%

Commute & Transportation

Commute Time26.6 min
Work from Home8.1%

Walkability

The median home value in Oliver Springs is $149,600, 47% below the national average. Zillow estimates the typical home value at $240,580.

Home Value Sources

Ownership Split

Home Values

Census Median$149,600
47% below US avg
Zillow ZHVI$240,580
Median List Price$249,900

Real Estate Market (Redfin)

Median List Price$249,900
$/Sq Ft$193
Homes Sold2
Sale-to-List Ratio99.2%
Price Drops7.7%
Inventory13

Rental Costs

HUD Fair Market Rent

Studio$882
1 Bedroom$924
2 Bedrooms$1,118
3 Bedrooms$1,445
4 Bedrooms$1,644

Ownership & Property

Owner-Occupied70.4%

Property Tax

Avg Tax (IRS)$3,821
9% above US avg
Effective Rate2.55%
In Oliver Springs, 45.2% of adults are obese (above the 32.1% national rate). 34.5% report depression. 33.2% are physically inactive.

Health Metrics: Oliver Springs vs U.S. Average (%)

Chronic Conditions

Obesity45.2%
41% above US avg
Diabetes14.2%
Heart Disease7.7%
High Blood Pressure40.5%
Asthma12.0%
COPD11.6%
Stroke4.2%

Behaviors & Mental Health

Binge Drinking14.6%
Physical Inactivity33.2%
Depression34.5%
Mental Distress24.7%
Physical Distress18.4%

Healthcare Access

Insurance Rate89.6%
Checkup Rate76.1%
Premature Death12,679/100K

Food & Exercise

Food Environment7.6/10
Exercise Access65.5%
Healthcare Facilities200
Oliver Springs has a violent crime rate of 31 per 100,000 residents, 92% below the national average of 380. Property crime stands at 3,262 per 100,000 (66% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Oliver Springs vs U.S. Average (per 100,000)

Violent Crime

Total Violent30.8/100K
92% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery30.8/100K
Assault0.0/100K

Property Crime

Total Property3,261.5/100K
66% above US avg
Burglary400.0/100K
Theft2,584.6/100K
Vehicle Theft276.9/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)10

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Oliver Springs has an average annual temperature of 59°F (15°C). Winters average 38°F in January while summers reach 78°F in July. Annual precipitation is 59.7 inches. Air quality is rated Good with a median AQI of 40.

Temperature

38°F Jan (3°C) 78°F Jul (25°C)
Annual Average58.6°F
9% above US avg
January Average38°F (3°C)
July Average78°F (25°C)

Precipitation & Snow

Annual Rainfall59.7 inches
57% above US avg
Snowfall4.4 inches/yr

Air Quality

AQI Median40.0
RatingGood

Geography

Elevation902 ft (275 m)
Area5.8 sq mi (15.0 km²)
Population Density585/sq mi
Coordinates36.0399°N, 84.3285°W
County FIPS47001
It is classified as Metro — 250K–1M. 8.0% of residents hold a bachelor's degree or higher (76% below US avg). In the 2024 election, the county voted Republican by a 35.7-point margin.

2024 Presidential Election (County)

R 67.3%
D 31.5%

Winner: Republican by 35.7 points

Education

Bachelor's Degree+8.0%
76% below US avg
High School+83.7%
School Test Score5.08
D Education Grade (1.6/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density585/sq mi
Total Area5.8 sq mi

Infrastructure & Services

Public Libraries5
Healthcare Facilities200
Restaurants148
Retail Stores252

Safety & Disasters

Fatal Crashes (County/yr)10
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute26.6 min
Work from Home8.1%

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