Median Income
$66,729
11% lower than US avg
Home Value
$209,000
26% lower than US avg
Violent Crime
134/100K
65% lower than US avg
Bachelor's+
21.0%
38% lower than US avg
Median Rent
$775
33% lower than US avg
Obesity Rate
39.2%
22% higher than US avg
Unemployment
1.6%
56% lower than US avg
Poverty Rate
2.6%
79% lower than US avg
How Oracle Compares to the U.S. Average (100% = U.S. avg)
People
Population3,154
Median Age60.5 yrs
Density199/mi²
Male / Female53% / 47%
Largest GroupWhite 67%
Veterans21.2%
Economy
A
Median Income$66,729
Per Capita$54,772
Unemployment1.6%
Poverty2.6%
County GDP$16,272M
Commute35 min
Housing
A+
Home Value$209,000
Rent$775
Ownership91.6%
Zillow$525,895
Housing Units1,716
Rent Burden17.5%
Crime
F
Violent134/100K
Property537/100K
Health
Obesity39.2%
Uninsured15.1%
Smoking12.3%
Depression20.9%
Heart Disease5.5%
Climate
Avg Temp62°F (17°C)
AQI45 (Good)
Rain21.7 in/yr
Sunny Days328/yr
Elevation4,523 ft (1,379 m)
Education
C+
Bachelor's+21.0%
High School+89.5%
Graduate+11.8%
School Score4.57
Community
2024 VoteR 61% / D 38%
Commute35 min
Broadband79.7%
EV Stations2
Libraries19
Is Oracle a Good Place to Live?
Based on current data, Oracle receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include a high uninsured rate, long commute times, high obesity rates. Oracle offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Oracle is $66,729, 11% below the national average of $75,149. The job market is very strong with unemployment at just 1.6%. Only 2.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 35 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Oracle is $209,000, 26% below the national median / offering relatively affordable homeownership. Renters pay a median of $775 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.1x indicates a reasonably affordable housing market.
Safety & Crime
Oracle is a very safe community with a violent crime rate of 134 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 537 per 100,000, 73% below the national average.
Education
21.0% of residents hold a bachelor's degree, below the national average of 33.7%. 89.5% have completed high school. Area schools have an average test score of 4.6/10.
Climate & Weather
Oracle enjoys a moderate climate with an average annual temperature of 62°F. Winters average 45°F in January while summers reach 80°F in July. With 328 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 21.7 inches, including 10.8 inches of snow. Air quality is rated Good with a median AQI of 45.
Oracle has a population of 3,154 with a density of 199 people per square mile, spread across 16.4 square miles. The median age is 60.5 years, 56% older than the national median of 38.9. The gender split is 47.1% female and 52.9% male. The city is predominantly White (66.6%), with 4.2% Hispanic. English is the primary language spoken at home by 79.2% of residents, while 20.8% speak Spanish. 21.2% of the population are veterans, above the national rate of 6.0%. 26.1% of residents have a disability (above the 13.0% national average). 97.4% have health insurance coverage.
Population
60.5yrs
Median Age
56% above US avg
Language Spoken at Home
English Only
79.2%
1% above US avg
Spanish
20.8%
55% above US avg
The median household income in Oracle is $66,729, which is 11% below the national average of $75,149. Per capita income is $54,772 (above the $39,052 national figure). The average weekly wage is $1,118, 22% lower than the U.S. average. The unemployment rate is 1.6% (below the 3.6% US average). 2.6% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 5,085 business establishments, including 424 restaurants. The cost of living index is 100.7, roughly in line with the national average. Workers commute an average of 35 minutes (longer than the 28-minute US average). 11.6% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $66,729 |
| 11% below US avg |
| Per Capita Income | $54,772 |
| Avg Weekly Wage | $1,118 |
| IRS Avg AGI | $66,681 |
| Gini Index | 0.420 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.6% |
| 56% below US avg |
| Poverty Rate | 2.6% |
| 79% below US avg |
| Establishments (County) | 5,085 |
| County GDP | $16,272M |
Business (County)
| Restaurants | 424 |
| Healthcare | 620 |
| Retail | 539 |
| Manufacturing | 136 |
Tax & Cost of Living
| Property Tax (IRS) | $2,956 |
| 16% below US avg |
| Cost of Living | 100.70 (100=avg) |
| Effective Tax Rate | 1.41% |
Commute & Transportation
| Commute Time | 35.2 min |
| Drive Alone | 75.8% |
| Public Transit | 0.0% |
| Work from Home | 11.6% |
The median home value in Oracle is $209,000, 26% below the national median of $281,900. Zillow estimates the typical home value at $525,895, higher than the Census estimate. Homes sell for 96.7% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $775 (33% below the national average of $1,163). Fair market rent ranges from $1,151 for a one-bedroom to $1,419 for a two-bedroom apartment. 91.6% of housing units are owner-occupied (above the 65.4% national rate). There are 1,716 total housing units in the city. The median year a home was built is 1987. The average annual property tax is $2,956 (lower than the $3,500 national average). 17.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.1x.
Home Values
| Census Median | $209,000 |
| 26% below US avg |
| Zillow ZHVI | $525,895 |
| Median List Price | $476,000 |
Real Estate Market (Redfin)
| Median List Price | $476,000 |
| $/Sq Ft | $186 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 96.7% |
| Price Drops | 13.0% |
| Inventory | 23 |
Rental Costs
| Census Median Rent | $775 |
| 33% below US avg |
| Rent Burden | 17.5% |
HUD Fair Market Rent
| Studio | $1,053 |
| 1 Bedroom | $1,151 |
| 2 Bedrooms | $1,419 |
| 3 Bedrooms | $1,889 |
| 4 Bedrooms | $2,158 |
Ownership & Property
| Homeownership | 91.6% |
| Owner-Occupied | 91.6% |
| Renter-Occupied | 8.4% |
| Housing Units | 1,716 |
| Median Year Built | 1987 |
Property Tax
| Avg Tax (IRS) | $2,956 |
| 16% below US avg |
| Effective Rate | 1.41% |
In Oracle, 39.2% of adults are obese, above the national rate of 32.1%. 11.3% have diabetes. Heart disease affects 5.5% of residents. 31.2% have high blood pressure. 12.3% are current smokers. 16.3% report binge drinking. 25.3% are physically inactive. 20.9% report depression. 17.2% experience frequent mental distress. 15.1% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:5,619. The dentist ratio is 1:2,919. 63.0% of residents have access to exercise opportunities. The food environment index is 7.3 out of 10.
Health Metrics: Oracle vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.2% |
| 22% above US avg |
| Diabetes | 11.3% |
| Heart Disease | 5.5% |
| High Blood Pressure | 31.2% |
| Asthma | 10.7% |
| COPD | 6.2% |
| Cancer | 7.1% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 12.3% |
| 12% below US avg |
| Binge Drinking | 16.3% |
| Physical Inactivity | 25.3% |
| Depression | 20.9% |
| Mental Distress | 17.2% |
| Physical Distress | 14.2% |
| Short Sleep | 39.1% |
Healthcare Access
| Insurance Rate | 97.4% |
| Uninsured | 15.1% |
| 76% above US avg |
| Primary Care | 1:5,619 |
| Dentists | 1:2,919 |
| Mental Health | 1:1,116 |
| Checkup Rate | 72.8% |
| Dental Visits | 58.2% |
| Premature Death | 9,285/100K |
Food & Exercise
| Food Environment | 7.3/10 |
| Exercise Access | 63.0% |
| Healthcare Facilities | 620 |
Oracle has a violent crime rate of 134 per 100,000 residents, 65% below the national average of 380. Property crime stands at 537 per 100,000, 73% below the U.S. average. The county recorded 79 fatal traffic crashes. The area has experienced 546 federally declared disasters. Overall, Oracle receives a safety grade of F.
Crime Rates: Oracle vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 134.2/100K |
| 65% below US avg |
| |
Property Crime
| Total Property | 536.9/100K |
| 73% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 79 |
| Traffic Accidents | 89 |
| Avg Accident Severity | 2.3 / 4.0 |
| FEMA Disasters | 546 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Oracle enjoys a temperate climate with an average annual temperature of 62°F (17°C). Winters average 45°F in January while summers reach 80°F in July. The area gets 328 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 21.7 inches (drier than the 38-inch national average). The area receives 10.8 inches of snow annually. Air quality is rated Good with a median AQI of 45. The city sits at an elevation of 4,523 feet.
Temperature
45°F Jan (7°C)
80°F Jul (27°C)
| Annual Average | 62.3°F |
| 15% above US avg |
| January Average | 45°F (7°C) |
| July Average | 80°F (27°C) |
| Sunny Days | 328 days/yr |
Geography
| Elevation | 4,523 ft (1,379 m) |
| Area | 16.4 sq mi (42.5 km²) |
| Population Density | 199/sq mi |
| Coordinates | 32.6084°N, 110.7823°W |
| Timezone | America/Phoenix |
| County | Pinal County County |
| Nearest Airport | Marana Regional (AVW)
29 miles away |
Precipitation & Snow
Annual Rainfall
21.7"
43% below US avg
Wettest Month (Aug)
3.35"
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0517 ppm |
| PM2.5 (Fine Particles) | 7.6 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 93.8 / 100 |
| Social Vulnerability | 43.7 / 100 |
| Community Resilience | 13.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Relatively High |
| Flood |
Relatively High |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively High |
| Winter Weather |
Very Low |
| Lightning |
Very High |
| Drought |
Relatively High |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
10 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.1. Most recent: M2.6 on Aug 9, 2025.
| Jun 25, 2010 |
8 km SW of Roosevelt, Arizona |
M3.1 |
118 km |
| Sep 28, 2023 |
21 km E of Tanque Verde, Arizona |
M3.1 |
50 km |
| Sep 9, 2014 |
6 km SE of Roosevelt, Arizona |
M2.9 |
116 km |
| Aug 30, 2014 |
8 km W of Rock House, Arizona |
M2.9 |
117 km |
| Sep 26, 2010 |
3 km NNW of Roosevelt, Arizona |
M2.8 |
126 km |
| Mar 12, 2004 |
24 km NW of Morenci, Arizona |
M2.8 |
134 km |
| Feb 25, 2022 |
1 km S of Roosevelt, Arizona |
M2.6 |
121 km |
| Aug 9, 2025 |
14 km ENE of Willow Canyon, Arizona |
M2.6 |
29 km |
| Feb 15, 2022 |
6 km S of Roosevelt, Arizona |
M2.5 |
116 km |
| Feb 12, 2022 |
2 km ESE of Roosevelt, Arizona |
M2.5 |
121 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
50 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF2. Total: 3 fatalities, 75 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 28, 1994 |
EF2 |
34 km |
0 |
| Aug 27, 1964 |
EF2 |
51 km |
2 |
| Jul 2, 2024 |
EF1 |
53 km |
0 |
| Sep 23, 2019 |
EF1 |
91 km |
0 |
| Jul 14, 1996 |
EF1 |
83 km |
0 |
| Jan 18, 1993 |
EF1 |
100 km |
0 |
| Jul 6, 1992 |
EF1 |
44 km |
0 |
| Aug 24, 1991 |
EF1 |
50 km |
0 |
| Jul 20, 1988 |
EF1 |
69 km |
0 |
| Mar 15, 1985 |
EF1 |
80 km |
0 |
| Jul 16, 1984 |
EF1 |
71 km |
0 |
| Jul 16, 1984 |
EF1 |
50 km |
0 |
| Dec 23, 1975 |
EF1 |
86 km |
0 |
| Oct 23, 1974 |
EF1 |
10 km |
0 |
| Oct 23, 1974 |
EF1 |
33 km |
0 |
| Jun 23, 1974 |
EF1 |
59 km |
1 |
| Jun 21, 1972 |
EF1 |
74 km |
0 |
| Sep 1, 1971 |
EF1 |
89 km |
0 |
| Sep 1, 1971 |
EF1 |
48 km |
0 |
| Jul 17, 1971 |
EF1 |
98 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: TELEGRAPH (187,248 ac, 2021).
| Year |
Name |
Acres |
Distance |
| 2021 |
TELEGRAPH |
187,248 |
74 km |
| 2020 |
BIGHORN |
126,131 |
19 km |
| 2003 |
ASPEN |
79,707 |
20 km |
| 2021 |
MESCAL |
79,346 |
72 km |
| 2017 |
FRYE |
54,202 |
87 km |
| 2017 |
SAWMILL |
47,357 |
88 km |
| 2021 |
PINNACLE |
35,281 |
62 km |
| 2024 |
FREEMAN |
32,950 |
25 km |
| 2004 |
NUTALL COMPLEX (NUTALL) |
31,880 |
85 km |
| 2002 |
BULLOCK |
31,774 |
23 km |
| 2017 |
BURRO |
26,852 |
30 km |
| 2009 |
GREASEWOOD |
24,902 |
96 km |
| 1993 |
MARKHAM |
24,636 |
40 km |
| 2020 |
SAWTOOTH |
23,174 |
99 km |
| 2020 |
ROCKHOUSE |
18,435 |
62 km |
| 2012 |
GRAPEVINE |
17,542 |
89 km |
| 2005 |
FLORIDA |
16,362 |
99 km |
| 1994 |
RINCON |
15,472 |
53 km |
| 2019 |
HUCK |
14,939 |
99 km |
| 2015 |
GREASEWOOD 2015 NON-WUI |
13,968 |
96 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
45°F (7°C) |
2.0 in |
Coldest |
| February |
49°F (9°C) |
1.8 in |
|
| March |
52°F (11°C) |
2.1 in |
|
| April |
59°F (15°C) |
0.8 in |
|
| May |
67°F (20°C) |
0.4 in |
|
| June |
77°F (25°C) |
0.4 in |
Driest |
| July |
80°F (27°C) |
3.2 in |
Warmest |
| August |
78°F (25°C) |
3.4 in |
Wettest |
| September |
74°F (23°C) |
2.0 in |
|
| October |
64°F (18°C) |
1.7 in |
|
| November |
53°F (12°C) |
1.5 in |
|
| December |
46°F (8°C) |
2.4 in |
|
Oracle has a seasonal temperature swing of 35°F / from 45°F in January to 80°F in July. Total annual precipitation is 21.5 inches, with August being the wettest month (3.4") and June the driest (0.4").
Average costs for common services in Oracle. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$252 ($151–$403) |
| Specialist Visit |
$352 ($201–$554) |
| Urgent Care Visit |
$201 ($101–$352) |
| Emergency Room Visit |
$2,215 ($806–$5,035) |
| Dental Cleaning |
$131 ($76–$201) |
| Dental Filling |
$252 ($151–$403) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$76) |
| Oil Change (Synthetic) |
$76 ($50–$121) |
| Brake Pad Replacement |
$302 ($151–$504) |
| Tire Rotation |
$40 ($20–$76) |
| New Tires (Set of 4) |
$604 ($403–$1,007) |
| Battery Replacement |
$201 ($101–$352) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$101 ($60–$151) |
| Electrician (Per Hour) |
$91 ($50–$141) |
| HVAC Repair |
$403 ($151–$806) |
| HVAC System Install |
$7,049 ($4,028–$12,084) |
| Roof Repair |
$1,007 ($403–$2,014) |
| Roof Replacement |
$9,063 ($5,539–$15,105) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,511 ($504–$3,525) |
| Divorce (Contested) |
$15,105 ($5,035–$30,210) |
| DUI Defense |
$5,035 ($2,014–$10,070) |
| Bankruptcy (Chapter 7) |
$1,511 ($806–$3,021) |
| Will Preparation |
$504 ($201–$1,007) |
| Trust Preparation |
$2,518 ($1,007–$5,035) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$101) |
| Hair Coloring (Full) |
$151 ($76–$252) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$81 ($50–$131) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.13 ($3.02–$5.54) |
| Dozen Eggs (per dozen) |
$3.52 ($2.52–$5.04) |
| Loaf of Bread |
$3.83 ($2.52–$5.54) |
| Chicken Breast (per lb) |
$4.53 ($3.02–$6.55) |
| Ground Beef (per lb) |
$5.54 ($4.03–$7.55) |
| Rice (per lb) |
$1.01 ($0.60–$1.81) |
View all 20 services
Utilities
| Electricity (Monthly) |
$141 ($81–$252) |
| Natural Gas (Monthly) |
$70 ($30–$151) |
| Water/Sewer (Monthly) |
$70 ($40–$121) |
| Internet (Monthly) |
$70 ($40–$101) |
| Cell Phone Plan (Monthly) |
$65 ($30–$101) |
| Cable TV (Monthly) |
$86 ($50–$151) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$201 ($76–$504) |
| Car Insurance (Annual) |
$2,014 ($1,208–$3,525) |
| Bus Pass (Monthly) |
$70 ($30–$131) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.06–$25) |
| Car Registration (Annual) |
$101 ($30–$252) |
| Driver's License Renewal |
$30 ($15–$76) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,208 ($604–$2,518) |
| Daycare (Toddler, Monthly) |
$1,007 ($504–$2,014) |
| After-School Care (Monthly) |
$403 ($201–$705) |
| Tutoring (Per Hour) |
$50 ($25–$101) |
| SAT/ACT Prep Course |
$1,007 ($403–$2,518) |
| Private School (K-12, Annual) |
$12,588 ($5,035–$30,210) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$101) |
| Dog Vaccination (Annual) |
$101 ($50–$201) |
| Dog Grooming |
$60 ($30–$101) |
| Pet Boarding (Per Night) |
$40 ($20–$76) |
| Dog Spay/Neuter |
$302 ($151–$504) |
| Cat Spay/Neuter |
$201 ($101–$403) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $904 |
| Toddler | $701 |
| Preschool | $701 |
| Family Childcare (monthly) |
| Infant | $909 |
| Toddler | $747 |
| Preschool | $747 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Oracle
What is the population of Oracle?
Oracle has a population of 3,154 residents and is located in Arizona. The population density is 199 people per square mile, spread across 16.4 square miles. The median age of residents is 60.5 years, which is older than the national median of 38.9 years. The population is 47.1% female and 52.9% male.
Is Oracle expensive to live in?
Oracle has a cost of living roughly in line with the national average, with an index of 100.7 (baseline: 100). The median household income is $66,729, 11% below the national average of $75,149. The median home value is $209,000 (26% below the U.S. median). Renters pay a median of $775 per month, below the national average of $1,163. The home price-to-income ratio is 3.1x, indicating housing is reasonably affordable relative to local income levels.
Is Oracle safe?
Oracle is considered a very safe city with a violent crime rate of 134 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 537 per 100,000 (below the national average). Overall, Oracle receives a safety grade of F based on combined crime data.
What is the weather like in Oracle?
Oracle enjoys a temperate climate with an average annual temperature of 62°F (17°C). Winter temperatures average 45°F in January, while summers reach an average of 80°F in July. The area receives 328 sunny days per year, well above the national average of 205. Annual rainfall totals 21.7 inches, with 10.8 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 45.
How is the job market in Oracle?
The job market in Oracle is very strong, with unemployment at just 1.6% / well below the national rate of 3.6%. The average weekly wage is $1,118. There are 5,085 business establishments in the area, including 424 restaurants and food service locations. The average commute time is 35 minutes, and 11.6% of workers work from home.
How much does housing cost in Oracle?
The median home value in Oracle is $209,000. Zillow estimates the typical home value at $525,895. For renters, the median monthly rent is $775. Fair market rent is $1,151 for a 1-bedroom and $1,419 for a 2-bedroom apartment. The homeownership rate is 91.6%. The average annual property tax is $2,956.
How are the schools in Oracle?
Schools in Oracle have an average test score of 4.6 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 21.0% of adults in Oracle hold a bachelor's degree or higher, below the national average of 33.7%. 89.5% have completed high school. 11.8% hold a graduate or professional degree.
How healthy is Oracle?
The obesity rate in Oracle is 39.2% (above the national rate of 32.1%). 12.3% of adults are smokers. 25.3% are physically inactive. 20.9% of residents report depression. 15.1% lack health insurance (above the national rate). 63.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:5,619.
What is transportation like in Oracle?
The average commute in Oracle is 35 minutes, longer than the national average of 28 minutes. 75.8% of workers drive alone to work, and 11.6% work from home.
What are the demographics of Oracle?
The racial and ethnic makeup of Oracle is 66.6% White, 4.2% Hispanic or Latino. 79.2% of residents speak only English at home, while 20.8% speak Spanish. 21.2% of the population are military veterans. 26.1% of residents have a disability. 97.4% have health insurance coverage.
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