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Oswego, IN

Full City Profile · Indiana · Kosciusko County County

2.8 /5.0
C+ Fair
284 Population 604/sq mi density
$244,000 Home Value $334,187 Zillow
50°F Avg Temperature 275 sunny days/yr
381 Violent Crime/100K 3,171 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
F
Safety
1.0 / 5.0
381 violent crimes/100K (0% above avg)
A+
Education
4.6 / 5.0
45.0% bachelor's degree or higher

Housing Overview

Median Home Value
$244,000
13% below
US avg: $281,900
Homeownership Rate
91.5%
40% above US avg (65.4%)
Total Housing Units
206
Median year built: 1999

Home Value by Source

Census Median
$244,000
Zillow (ZHVI)
$334,187
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

91.5%
Owner-Occupied
8.5%
Renter-Occupied
92%
9%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$816/mo
1 Bedroom
$882/mo
2 Bedroom
$1,096/mo
3 Bedroom
$1,391/mo
4 Bedroom
$1,590/mo

Affordability & Housing Stock

Rent Burden
26.1%
of renters spending 30%+ of income on housing
16% below US avg (31.0%)
Median Year Built
1999
Average age of housing stock: 27 years
Homeownership Rate
91.5%

Complete Housing Data

Home Values

Census Median Value$244,000
Zillow Home Value (ZHVI)$334,187

Rent

FMR Studio$816
FMR 1-Bedroom$882
FMR 2-Bedroom$1,096
FMR 3-Bedroom$1,391
FMR 4-Bedroom$1,590

Market

Ownership & Stock

Owner-Occupied91.5%
Renter-Occupied8.5%
Homeownership Rate91.5%
Total Housing Units206
Median Year Built1999
Rent Burden26.1%