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Oswego, NY
Full City Profile · New York · Oswego County County
3.2
/5.0
B
Good
17,028
Population
2,238/sq mi density
$53,286
Median Income
$31,339 per capita
$114,600
Home Value
$170,014 Zillow
$1,031
Median Rent
33.2% income on rent
49°F
Avg Temperature
246 sunny days/yr
296
Violent Crime/100K
3,382 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.4 / 5.0
$53,286 median income, 3.3% unemployment
A+
Affordability
5.0 / 5.0
$114,600 home value, $1,031/mo rent
F
Safety
1.0 / 5.0
296 violent crimes/100K
B
Education
3.3 / 5.0
28.5% bachelor's degree or higher
Housing Overview
Median Home Value
$114,600
59% below
US avg: $281,900
Median Rent
$1,031/mo
11% below
US avg: $1,163/mo
Homeownership Rate
51.4%
21% below US avg (65.4%)
Total Housing Units
8,518
Median year built: 1938
Home Value by Source
Census Median
$114,600
Zillow (ZHVI)
$170,014
Median Sale Price
$162,500
Median List Price
$174,900
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
51.4%
Owner-Occupied
48.6%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$995/mo
1 Bedroom
$1,123/mo
2 Bedroom
$1,392/mo
3 Bedroom
$1,691/mo
4 Bedroom
$1,848/mo
Census median rent:
$1,031/mo
· Zillow rent:
$1,378/mo
Market Indicators (Redfin)
Median Days on Market
89 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
14
Price Drops
14.3%
of listings with price reduction
Price Per Sq Ft
$109
Active Inventory
28
homes for sale
Affordability & Housing Stock
Rent Burden
33.2%
of renters spending 30%+ of income on housing
7% above US avg (31.0%)
Median Year Built
1938
Average age of housing stock: 88 years
Homeownership Rate
51.4%
Complete Housing Data
Home Values
| Census Median Value | $114,600 |
| Zillow Home Value (ZHVI) | $170,014 |
| Median Sale Price | $162,500 |
| Median List Price | $174,900 |
| Price Per Sq Ft | $109 |
Rent
| Census Median Rent | $1,031 |
| Zillow Rent (ZORI) | $1,378 |
| FMR Studio | $995 |
| FMR 1-Bedroom | $1,123 |
| FMR 2-Bedroom | $1,392 |
| FMR 3-Bedroom | $1,691 |
| FMR 4-Bedroom | $1,848 |
Market
| Days on Market | 89 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 14.3% |
| Homes Sold | 14 |
| Active Inventory | 28 |
| Price Per Sq Ft | $109 |
Ownership & Stock
| Owner-Occupied | 51.4% |
| Renter-Occupied | 48.6% |
| Homeownership Rate | 51.4% |
| Total Housing Units | 8,518 |
| Median Year Built | 1938 |
| Rent Burden | 33.2% |