Indiana
Otter Lake is a small town in Indiana with a population of 297. Residents earn $153,162 per year, which is 104% above the national average.
Based on current data, Otter Lake receives an overall livability score of 4.2 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, affordable housing, a low poverty rate. Otter Lake stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
The median household income in Otter Lake is $153,162, which is significantly higher than the national average — 104% above $75,149. This places Otter Lake among higher-income communities. The job market is very strong with unemployment at just 0.0%. Only 2.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.
The median home value in Otter Lake is $242,200, 14% below the national median — offering relatively affordable homeownership. At just 1.6x median income, home prices are very affordable relative to local earnings.
19.3% of residents hold a bachelor's degree, below the national average of 33.7%. 95.2% have completed high school. Area schools have an average test score of 6/10.
Otter Lake experiences four distinct seasons with an average temperature of 48°F. Winters average 23°F in January while summers reach 72°F in July. Annual precipitation totals 38.8 inches, including 38.9 inches of snow. Air quality is rated Good with a median AQI of 41.
| English Only | 100.0% |
| 27% above US avg | |
| Spanish | 0.0% |
| 100% below US avg |
| Median HH Income | $153,162 |
| 104% above US avg | |
| Per Capita Income | $36,957 |
| Avg Weekly Wage | $942 |
| IRS Avg AGI | $73,323 |
| Unemployment | 0.0% |
| 100% below US avg | |
| Poverty Rate | 2.4% |
| 81% below US avg | |
| Establishments (County) | 1,020 |
| County GDP | $1,959M |
| Restaurants | 93 |
| Healthcare | 82 |
| Retail | 155 |
| Manufacturing | 87 |
| Property Tax (IRS) | $3,910 |
| 12% above US avg | |
| Effective Tax Rate | 1.61% |
| Commute Time | 28.1 min |
| Drive Alone | 88.9% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
| Census Median | $242,200 |
| 14% below US avg |
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
| Owner-Occupied | 100.0% |
| Avg Tax (IRS) | $3,910 |
| 12% above US avg | |
| Effective Rate | 1.61% |
| Insurance Rate | 97.7% |
| Premature Death | 8,642/100K |
| Food Environment | 7.6/10 |
| Exercise Access | 53.9% |
| Healthcare Facilities | 82 |
| Fatal Crashes (County/yr) | 4 |
| Annual Average | 48.3°F |
| 11% below US avg | |
| January Average | 23°F (-5°C) |
| July Average | 72°F (22°C) |
| Annual Rainfall | 38.8 inches |
| 2% above US avg | |
| Snowfall | 38.9 inches/yr |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 997 ft (304 m) |
| Area | 0.5 sq mi (1.3 km²) |
| Population Density | 594/sq mi |
| Coordinates | 41.6381°N, 85.1715°W |
| County FIPS | 18151 |
Winner: Republican by 42.1 points
| Bachelor's Degree+ | 19.3% |
| 43% below US avg | |
| High School+ | 95.2% |
| School Test Score | 6.01 |
| RUCC Code 7 | Nonmetro — Urban 2.5K–20K |
| Population Density | 594/sq mi |
| Total Area | 0.5 sq mi |
| Broadband Access | 97.0% |
| Public Libraries | 3 |
| Healthcare Facilities | 82 |
| Restaurants | 93 |
| Retail Stores | 155 |
| Fatal Crashes (County/yr) | 4 |
| Avg Commute | 28.1 min |
| Drive Alone | 88.9% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |