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Otter Lake, IN
Full City Profile · Indiana · Steuben County County
3.4
/5.0
B
Good
297
Population
594/sq mi density
$153,162
Median Income
$36,957 per capita
$242,200
Home Value
$214,157 Zillow
48°F
Avg Temperature
275 sunny days/yr
46
Violent Crime/100K
4,237 property/100K
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$153,162 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$242,200 home value, /mo rent
F
Safety
1.0 / 5.0
46 violent crimes/100K
C+
Education
2.5 / 5.0
19.3% bachelor's degree or higher
Income Overview
Median Household Income
$153,162
104% above
US avg: $75,149
Per Capita Income
$36,957
5% below
US avg: $39,052
Unemployment Rate
0.0%
100% below
US avg: 3.6%
Poverty Rate
0.0%
100% below
US avg: 12.4%
Income Comparison: Otter Lake vs. U.S. Average
Each bar shows Otter Lake’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$153,162
204%
Per Capita
US: $39,052
$36,957
95%
IRS Avg AGI
US: $72,000
$73,323
102%
Avg Weekly Wage
US: $1,432
$942
66%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$942
34% below US avg ($1,432)
Mean Commute Time
28 min
2% above US avg (28 min)
Work From Home
0.0%
100% below US avg (15.2%)
Drive Alone
88.9%
21% above US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$1,959M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
88.9%
Public Transit
0%
Work From Home
0%
Other
11.1%
Average commute time
28 minutes
US avg: 28 min
Business Landscape
Total Establishments
1,020
Restaurants
93
Healthcare
82
Retail
155
Manufacturing
87
Tax & Financial
IRS Avg Adjusted Gross Income
$73,323
2% above US avg ($72,000)
Avg Property Tax
$3,910
12% above US avg ($3,500)
Cost of Living Index
93.3
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $153,162 |
| Per Capita Income | $36,957 |
| IRS Avg Adjusted Gross Income | $73,323 |
| Avg Weekly Wage | $942 |
| County GDP | $1,959M |
Hardship Indicators
| Unemployment Rate | 0.0% |
| Poverty Rate | 0.0% |
| Gini Coefficient | 0.427 |
| Cost of Living Index | 93.3 |
Commute
| Mean Commute | 28 minutes |
| Drive Alone | 88.9% |
| Public Transit | 0.0% |
| Work From Home | 0.0% |
Businesses
| Total Establishments | 1,020 |
| Restaurants | 93 |
| Healthcare | 82 |
| Retail | 155 |
| Manufacturing | 87 |
Tax
| IRS Avg AGI | $73,323 |
| Avg Property Tax | $3,910 |