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Otterville, MO

Missouri

Otterville is a small town in Missouri with a population of 454. Residents earn $48,281 per year, which is 36% below the national average.

3.4 /5.0
B Good
454 Population 927/sq mi density
$48,281 Median Income $24,328 per capita
$114,000 Home Value $228,223 Zillow
$688 Median Rent 48.2% income on rent
54°F Avg Temperature 264 sunny days/yr
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.4 / 5.0
$48,281 median income, 3.7% unemployment
A+
Affordability
5.0 / 5.0
$114,000 home value, $688/mo rent
D
Education
1.9 / 5.0
10.7% bachelor's degree or higher
Median Income $48,281
36% lower than US avg
Home Value $114,000
60% lower than US avg
Bachelor's+ 10.7%
68% lower than US avg
Median Rent $688
41% lower than US avg
Obesity Rate 37.7%
17% higher than US avg
Unemployment 3.7%
3% higher than US avg
Poverty Rate 11.1%
10% lower than US avg

How Otterville Compares to the U.S. Average (100% = U.S. avg)

People

Population454
Median Age45.3 yrs
Density927/mi²
Male / Female43% / 57%
Largest GroupWhite 94%
Veterans11.3%

Economy

B
Median Income$48,281
Per Capita$24,328
Unemployment3.7%
Poverty11.1%
Commute41 min

Housing

A+
Home Value$114,000
Rent$688
OwnershipN/A
Zillow$228,223
Housing Units208
Rent Burden48.2%

Health

Obesity37.7%
Uninsured8.8%
Smoking17.9%
Depression26.8%
Heart Disease5.7%

Climate

Avg Temp54°F (12°C)
AQI41 (Good)
Rain39.5 in/yr
Sunny Days264/yr
Elevation748 ft (228 m)

Education

D
Bachelor's+10.7%
High School+91.1%
Graduate+1.5%
School Score5.51

Community

2024 VoteR 77% / D 22%
Commute41 min
Broadband90.2%

Is Otterville a Good Place to Live?

Based on current data, Otterville receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, long commute times. Otterville offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Otterville is $48,281, 36% below the national average of $75,149. Unemployment stands at 3.7%, indicating a healthy job market. 11.1% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 41 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Otterville is $114,000, 60% below the national median — offering relatively affordable homeownership. Renters pay a median of $688 per month, below the national average — a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.

Education

10.7% of residents hold a bachelor's degree, below the national average of 33.7%. 91.1% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Otterville experiences four distinct seasons with an average temperature of 54°F. Winters average 28°F in January while summers reach 78°F in July. With 264 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.5 inches, including 5.2 inches of snow. Air quality is rated Good with a median AQI of 41.

Otterville has a population of 454 with a density of 927 people per square mile, spread across 0.5 square miles. The median age is 45.3 years, 16% older than the national median of 38.9. The gender split is 56.8% female and 43.2% male. The city is predominantly White (93.6%), with 2.4% Hispanic. English is the primary language spoken at home by 98.4% of residents. 11.3% of the population are veterans, above the national rate of 6.0%. 23.2% of residents have a disability (above the 13.0% national average). 89.8% have health insurance coverage.

Population

454
Total Population
927
People / sq mi
45.3yrs
Median Age
16% above US avg
0.5mi²
Land Area

Gender Distribution

Male 43.2%
Female 56.8%

Race & Ethnicity

Otterville vs U.S. Average

Language Spoken at Home

English Only98.4%
25% above US avg
Spanish1.6%
88% below US avg

Social Characteristics

Otterville vs U.S. Average

The median household income in Otterville is $48,281, which is 36% below the national average of $75,149. Per capita income is $24,328 (below the $39,052 national figure). The unemployment rate is 3.7% (above the 3.6% US average). 11.1% of residents live below the poverty line. The cost of living index is 90.8, below the national baseline of 100 — offering relatively affordable living. Workers commute an average of 41 minutes (longer than the 28-minute US average). 10.1% of workers work from home (below the 15.2% national rate).

Income: Otterville vs U.S.

Commute Mode

Income

Median HH Income$48,281
36% below US avg
Per Capita Income$24,328

Employment & Poverty

Unemployment3.7%
3% above US avg
Poverty Rate11.1%
10% below US avg

Business (County)

Tax & Cost of Living

Cost of Living90.80 (100=avg)

Commute & Transportation

Commute Time41.0 min
Drive Alone76.7%
Public Transit0.0%
Work from Home10.1%

Walkability

The median home value in Otterville is $114,000, 60% below the national median of $281,900. Zillow estimates the typical home value at $228,223, higher than the Census estimate. Monthly rent averages $688 (41% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. There are 208 total housing units in the city. The median year a home was built is 1957. 48.2% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 2.4x, well within the affordable range.

Home Value Sources

Ownership Split

Home Values

Census Median$114,000
60% below US avg
Zillow ZHVI$228,223

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$688
41% below US avg
Rent Burden48.2%

HUD Fair Market Rent

Studio$732
1 Bedroom$775
2 Bedrooms$970
3 Bedrooms$1,265
4 Bedrooms$1,457

Ownership & Property

Owner-Occupied75.9%
Housing Units208
Median Year Built1957

Property Tax

In Otterville, 37.7% of adults are obese, above the national rate of 32.1%. 9.8% have diabetes. Heart disease affects 5.7% of residents. 32.1% have high blood pressure. 17.9% are current smokers (above the 14.0% national rate). 18.4% report binge drinking. 29.7% are physically inactive, above the national average. 26.8% report depression (above the 20.0% national average). 19.8% experience frequent mental distress. 8.8% of residents lack health insurance.

Health Metrics: Otterville vs U.S. Average (%)

Chronic Conditions

Obesity37.7%
17% above US avg
Diabetes9.8%
Heart Disease5.7%
High Blood Pressure32.1%
Asthma11.0%
COPD7.6%
Cancer7.5%
Stroke3.0%

Behaviors & Mental Health

Smoking17.9%
28% above US avg
Binge Drinking18.4%
Physical Inactivity29.7%
Depression26.8%
Mental Distress19.8%
Physical Distress14.1%
Short Sleep38.5%

Healthcare Access

Insurance Rate89.8%
Uninsured8.8%
2% above US avg
Checkup Rate75.6%
Dental Visits58.3%

Food & Exercise

Otterville experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 28°F in January while summers reach 78°F in July. The area gets 264 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 39.5 inches. The area receives 5.2 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 748 feet.

Temperature

28°F Jan (-2°C) 78°F Jul (26°C)
Annual Average54.4°F
1% above US avg
January Average28°F (-2°C)
July Average78°F (26°C)
Sunny Days264 days/yr

Precipitation & Snow

Annual Rainfall39.5 inches
4% above US avg
Snowfall5.2 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation748 ft (228 m)
Area0.5 sq mi (1.3 km²)
Population Density927/sq mi
Coordinates38.6997°N, 93.0021°W
TimezoneAmerica/Chicago

Monthly Weather

Month Avg Temperature Precipitation Summary
January 28°F (-2°C) 1.4 in Coldest, Driest
February 34°F (1°C) 1.6 in
March 44°F (7°C) 3.1 in
April 55°F (13°C) 3.8 in
May 64°F (18°C) 4.8 in Wettest
June 73°F (23°C) 4.6 in
July 78°F (26°C) 3.8 in Warmest
August 76°F (25°C) 3.5 in
September 68°F (20°C) 4.2 in
October 57°F (14°C) 3.7 in
November 44°F (7°C) 2.9 in
December 33°F (0°C) 2.2 in

Otterville has a seasonal temperature swing of 50°F — from 28°F in January to 78°F in July. Total annual precipitation is 39.5 inches, with May being the wettest month (4.8") and January the driest (1.4").

10.7% of adults hold a bachelor's degree or higher, 68% below the national average of 33.7%. 91.1% have completed high school. 1.5% hold a graduate or professional degree (below the 13.1% national rate). Area schools have an average test score of 5.5 out of 10. In the 2024 presidential election, the county voted Republican with 76.6% of the vote, a 54.2-point margin. 90.2% of households have broadband internet access. 76.7% of workers drive alone to work.

2024 Presidential Election (County)

R 76.6%
D 22.4%

Winner: Republican by 54.2 points

Education

Bachelor's Degree+10.7%
68% below US avg
High School+91.1%
Graduate Degree+1.5%
School Test Score5.51
D Education Grade (1.9/5.0)

Urban-Rural Classification

Population Density927/sq mi
Total Area0.5 sq mi

Infrastructure & Services

Broadband Access90.2%

Safety & Disasters

Commute & Transportation

Avg Commute41.0 min
Drive Alone76.7%
Public Transit0.0%
Work from Home10.1%

Frequently Asked Questions About Otterville

What is the population of Otterville?

Otterville has a population of 454 residents and is located in Missouri. The population density is 927 people per square mile, spread across 0.5 square miles. The median age of residents is 45.3 years, which is older than the national median of 38.9 years. The population is 56.8% female and 43.2% male.

Is Otterville expensive to live in?

Otterville is more affordable than the national average, with a cost of living index of 90.8 — below the baseline of 100. The median household income is $48,281, 36% below the national average of $75,149. The median home value is $114,000 (60% below the U.S. median). Renters pay a median of $688 per month, below the national average of $1,163. The home price-to-income ratio is 2.4x, indicating housing is reasonably affordable relative to local income levels.

What is the weather like in Otterville?

Otterville has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 28°F in January, while summers reach an average of 78°F in July. The area receives 264 sunny days per year, well above the national average of 205. Annual rainfall totals 39.5 inches, with 5.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.

How is the job market in Otterville?

Otterville has a healthy job market with an unemployment rate of 3.7%, near the national average of 3.6%. The average commute time is 41 minutes, and 10.1% of workers work from home.

How much does housing cost in Otterville?

The median home value in Otterville is $114,000. Zillow estimates the typical home value at $228,223. For renters, the median monthly rent is $688. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment.

How are the schools in Otterville?

Schools in Otterville score 5.5 out of 10 on standardized testing, near the national average. 10.7% of adults in Otterville hold a bachelor's degree or higher, below the national average of 33.7%. 91.1% have completed high school. 1.5% hold a graduate or professional degree.

How healthy is Otterville?

The obesity rate in Otterville is 37.7% (above the national rate of 32.1%). 17.9% of adults are smokers. 29.7% are physically inactive. 26.8% of residents report depression. 8.8% lack health insurance.

What is transportation like in Otterville?

The average commute in Otterville is 41 minutes, longer than the national average of 28 minutes. 76.7% of workers drive alone to work, and 10.1% work from home.

What are the demographics of Otterville?

The racial and ethnic makeup of Otterville is 93.6% White, 0.7% Black or African American, 2.4% Hispanic or Latino. 98.4% of residents speak only English at home. 11.3% of the population are military veterans. 23.2% of residents have a disability. 89.8% have health insurance coverage.

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