Median Income
$48,281
36% lower than US avg
Home Value
$114,000
60% lower than US avg
Bachelor's+
10.7%
68% lower than US avg
Median Rent
$688
41% lower than US avg
Obesity Rate
37.7%
17% higher than US avg
Unemployment
8.0%
122% higher than US avg
Poverty Rate
11.1%
10% lower than US avg
How Otterville Compares to the U.S. Average (100% = U.S. avg)
People
Population454
Median Age45.3 yrs
Density927/mi²
Male / Female43% / 57%
Largest GroupWhite 94%
Veterans11.3%
Economy
C+
Median Income$48,281
Per Capita$24,328
Unemployment8.0%
Poverty11.1%
Commute41 min
Housing
A+
Home Value$114,000
Rent$688
Ownership75.9%
Zillow$232,172
Housing Units208
Rent Burden48.2%
Health
Obesity37.7%
Uninsured7.9%
Smoking17.9%
Depression26.8%
Heart Disease5.7%
Climate
Avg Temp55°F (13°C)
Rain36.2 in/yr
Elevation748 ft (228 m)
Education
D
Bachelor's+10.7%
High School+91.1%
Graduate+1.5%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute41 min
Broadband90.1%
EV Stations10
Is Otterville a Good Place to Live?
Based on current data, Otterville receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include affordable housing. Areas to be aware of include above-average unemployment, below-average incomes, long commute times. Otterville offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Otterville is $48,281, 36% below the national average of $75,149. At 8.0%, unemployment is notably high. 11.1% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 41 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Otterville is $114,000, 60% below the national median / offering relatively affordable homeownership. Renters pay a median of $688 per month, below the national average / a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.
Education
10.7% of residents hold a bachelor's degree, below the national average of 33.7%. 91.1% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Otterville experiences four distinct seasons with an average temperature of 55°F. Winters average 30°F in January while summers reach 77°F in July. Annual precipitation totals 36.2 inches, including 13.1 inches of snow.
Otterville has a population of 454 with a density of 927 people per square mile, spread across 0.5 square miles. The median age is 45.3 years, 16% older than the national median of 38.9. The gender split is 56.8% female and 43.2% male. The city is predominantly White (93.6%). English is the primary language spoken at home by 99.1% of residents. 11.3% of the population are veterans, above the national rate of 6.0%. 23.8% of residents have a disability (above the 13.0% national average). 92.1% have health insurance coverage.
Population
454
Total Population
2023 Census
45.3yrs
Median Age
16% above US avg
Race & Ethnicity
Otterville vs U.S. Average
Language Spoken at Home
English Only
99.1%
26% above US avg
Spanish
1.6%
88% below US avg
Social Characteristics
Otterville vs U.S. Average
The median household income in Otterville is $48,281, which is 36% below the national average of $75,149. Per capita income is $24,328 (below the $39,052 national figure). The unemployment rate is 8.0% (above the 3.6% US average). 11.1% of residents live below the poverty line. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 41 minutes (longer than the 28-minute US average). 10.1% of workers work from home (below the 15.2% national rate).
Income: Otterville vs U.S.
Income
| Median HH Income | $48,281 |
| 36% below US avg |
| Per Capita Income | $24,328 |
Employment & Poverty
| Unemployment | 8.0% |
| 122% above US avg |
| Poverty Rate | 11.1% |
| 10% below US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 41.0 min |
| Drive Alone | 76.7% |
| Public Transit | 0.0% |
| Work from Home | 10.1% |
The median home value in Otterville is $114,000, 60% below the national median of $281,900. Zillow estimates the typical home value at $232,172, higher than the Census estimate. Monthly rent averages $688 (41% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 75.9% of housing units are owner-occupied (above the 65.4% national rate). There are 208 total housing units in the city. The median year a home was built is 1957. 48.2% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 2.4x, well within the affordable range.
Home Values
| Census Median | $114,000 |
| 60% below US avg |
| Zillow ZHVI | $232,172 |
Rental Costs
| Census Median Rent | $688 |
| 41% below US avg |
| Rent Burden | 48.2% |
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 75.9% |
| Owner-Occupied | 75.9% |
| Renter-Occupied | 24.1% |
| Housing Units | 208 |
| Median Year Built | 1957 |
Property Tax
In Otterville, 37.7% of adults are obese, above the national rate of 32.1%. 9.8% have diabetes. Heart disease affects 5.7% of residents. 32.1% have high blood pressure. 17.9% are current smokers (above the 14.0% national rate). 18.4% report binge drinking. 29.7% are physically inactive, above the national average. 26.8% report depression (above the 20.0% national average). 19.8% experience frequent mental distress. 7.9% of residents lack health insurance.
Health Metrics: Otterville vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.7% |
| 17% above US avg |
| Diabetes | 9.8% |
| Heart Disease | 5.7% |
| High Blood Pressure | 32.1% |
| Asthma | 11.0% |
| COPD | 7.6% |
| Cancer | 7.5% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 17.9% |
| 28% above US avg |
| Binge Drinking | 18.4% |
| Physical Inactivity | 29.7% |
| Depression | 26.8% |
| Mental Distress | 19.8% |
| Physical Distress | 14.1% |
| Short Sleep | 38.5% |
Healthcare Access
| Insurance Rate | 92.1% |
| Uninsured | 7.9% |
| 8% below US avg |
| Checkup Rate | 75.6% |
| Dental Visits | 58.3% |
Food & Exercise
Otterville experiences four distinct seasons with an average annual temperature of 55°F (13°C). Winters average 30°F in January while summers reach 77°F in July. Annual precipitation totals 36.2 inches. The area receives 13.1 inches of snow annually. The city sits at an elevation of 748 feet.
Temperature
30°F Jan (-1°C)
77°F Jul (25°C)
| Annual Average | 54.8°F |
| 1% above US avg |
| January Average | 30°F (-1°C) |
| July Average | 77°F (25°C) |
Geography
| Elevation | 748 ft (228 m) |
| Area | 0.5 sq mi (1.3 km²) |
| Population Density | 927/sq mi |
| Coordinates | 38.6997°N, 93.0021°W |
| Timezone | America/Chicago |
| Nearest Airport | Sedalia Regional (DMO)
9 miles away |
Precipitation & Snow
Annual Rainfall
36.2"
5% below US avg
Wettest Month (May)
4.68"
Earthquake History
8 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.3. Most recent: M2.5 on Jul 15, 2025.
| May 18, 2005 |
Missouri |
M3.3 |
88 km |
| Jul 31, 2005 |
Missouri |
M3.3 |
24 km |
| Mar 30, 2001 |
1 km SW of Hermitage, Missouri |
M3.1 |
90 km |
| Jan 21, 1992 |
5 km SE of Linn Creek, Missouri |
M3.1 |
83 km |
| Feb 8, 2004 |
6 km SSW of Stoutsville, Missouri |
M2.9 |
131 km |
| Apr 4, 2015 |
3 km ESE of Clinton, Missouri |
M2.6 |
75 km |
| Jul 15, 2025 |
3 km W of Hale, Missouri |
M2.5 |
105 km |
| Apr 29, 2018 |
3 km WNW of Evergreen, Missouri |
M2.5 |
131 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
395 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 14 fatalities, 276 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 19, 1973 |
EF4 |
50 km |
0 |
| Jun 12, 1970 |
EF4 |
95 km |
0 |
| May 22, 2019 |
EF3 |
53 km |
0 |
| Mar 12, 2006 |
EF3 |
82 km |
4 |
| Mar 12, 2006 |
EF3 |
43 km |
0 |
| May 4, 2003 |
EF3 |
90 km |
4 |
| Nov 10, 1998 |
EF3 |
65 km |
0 |
| Jul 4, 1995 |
EF3 |
92 km |
0 |
| Nov 27, 1990 |
EF3 |
52 km |
0 |
| Nov 27, 1990 |
EF3 |
65 km |
0 |
| May 1, 1983 |
EF3 |
98 km |
0 |
| Mar 15, 1982 |
EF3 |
85 km |
0 |
| May 12, 1980 |
EF3 |
36 km |
0 |
| May 4, 1977 |
EF3 |
86 km |
1 |
| May 4, 1977 |
EF3 |
35 km |
0 |
| Apr 20, 1973 |
EF3 |
47 km |
0 |
| Apr 20, 1973 |
EF3 |
49 km |
0 |
| Apr 20, 1973 |
EF3 |
51 km |
0 |
| May 25, 2011 |
EF2 |
19 km |
0 |
| Mar 13, 2006 |
EF2 |
81 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (7,388 ac, 1994).
| Year |
Name |
Acres |
Distance |
| 1994 |
UNNAMED |
7,388 |
89 km |
| 2006 |
BIG SPRING FIRE |
4,921 |
90 km |
| 2010 |
UNNAMED |
4,767 |
88 km |
| 1992 |
UNNAMED |
3,538 |
86 km |
| 1991 |
UNNAMED |
3,492 |
98 km |
| 1994 |
UNNAMED |
3,336 |
92 km |
| 1991 |
UNNAMED |
3,135 |
98 km |
| 1991 |
UNNAMED |
2,763 |
66 km |
| 2007 |
UNNAMED |
2,710 |
90 km |
| 2005 |
UNNAMED |
2,590 |
88 km |
| 2006 |
UNNAMED |
2,575 |
86 km |
| 2002 |
UNNAMED |
2,418 |
94 km |
| 1991 |
UNNAMED |
2,369 |
90 km |
| 2021 |
UNNAMED |
2,166 |
93 km |
| 2006 |
UNNAMED |
2,089 |
81 km |
| 1991 |
UNNAMED |
2,062 |
93 km |
| 1991 |
UNNAMED |
2,023 |
79 km |
| 1991 |
UNNAMED |
1,840 |
67 km |
| 2007 |
UNNAMED |
1,675 |
93 km |
| 1990 |
UNNAMED |
1,528 |
94 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
30°F (-1°C) |
1.5 in |
Coldest, Driest |
| February |
35°F (1°C) |
1.7 in |
|
| March |
45°F (7°C) |
2.5 in |
|
| April |
55°F (13°C) |
3.8 in |
|
| May |
64°F (18°C) |
4.7 in |
Wettest |
| June |
73°F (23°C) |
4.5 in |
|
| July |
77°F (25°C) |
4.5 in |
Warmest |
| August |
76°F (24°C) |
2.8 in |
|
| September |
68°F (20°C) |
3.0 in |
|
| October |
56°F (14°C) |
3.1 in |
|
| November |
44°F (7°C) |
2.5 in |
|
| December |
34°F (1°C) |
1.7 in |
|
Otterville has a seasonal temperature swing of 47°F / from 30°F in January to 77°F in July. Total annual precipitation is 36.2 inches, with May being the wettest month (4.7") and January the driest (1.5").
Average costs for common services in Otterville. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136-$363) |
| Specialist Visit |
$318 ($182-$499) |
| Urgent Care Visit |
$182 ($91-$318) |
| Emergency Room Visit |
$1,998 ($726-$4,540) |
| Dental Cleaning |
$118 ($68-$182) |
| Dental Filling |
$227 ($136-$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$109) |
| Brake Pad Replacement |
$272 ($136-$454) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$545 ($363-$908) |
| Battery Replacement |
$182 ($91-$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54-$136) |
| Electrician (Per Hour) |
$82 ($45-$127) |
| HVAC Repair |
$363 ($136-$726) |
| HVAC System Install |
$6,356 ($3,632-$10,896) |
| Roof Repair |
$908 ($363-$1,816) |
| Roof Replacement |
$8,172 ($4,994-$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454-$3,178) |
| Divorce (Contested) |
$13,620 ($4,540-$27,240) |
| DUI Defense |
$4,540 ($1,816-$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726-$2,724) |
| Will Preparation |
$454 ($182-$908) |
| Trust Preparation |
$2,270 ($908-$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$91) |
| Hair Coloring (Full) |
$136 ($68-$227) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$73 ($45-$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72-$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27-$4.54) |
| Loaf of Bread |
$3.45 ($2.27-$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72-$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63-$6.81) |
| Rice (per lb) |
$0.91 ($0.54-$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73-$227) |
| Natural Gas (Monthly) |
$64 ($27-$136) |
| Water/Sewer (Monthly) |
$64 ($36-$109) |
| Internet (Monthly) |
$64 ($36-$91) |
| Cell Phone Plan (Monthly) |
$59 ($27-$91) |
| Cable TV (Monthly) |
$77 ($45-$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68-$454) |
| Car Insurance (Annual) |
$1,816 ($1,090-$3,178) |
| Bus Pass (Monthly) |
$64 ($27-$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26-$23) |
| Car Registration (Annual) |
$91 ($27-$227) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545-$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454-$1,816) |
| After-School Care (Monthly) |
$363 ($182-$636) |
| Tutoring (Per Hour) |
$45 ($23-$91) |
| SAT/ACT Prep Course |
$908 ($363-$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540-$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$91) |
| Dog Vaccination (Annual) |
$91 ($45-$182) |
| Dog Grooming |
$54 ($27-$91) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$272 ($136-$454) |
| Cat Spay/Neuter |
$182 ($91-$363) |
View all 9 services
Frequently Asked Questions About Otterville
What is the population of Otterville?
Otterville has a population of 454 residents and is located in Missouri. The population density is 927 people per square mile, spread across 0.5 square miles. The median age of residents is 45.3 years, which is older than the national median of 38.9 years. The population is 56.8% female and 43.2% male.
Is Otterville expensive to live in?
Otterville is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $48,281, 36% below the national average of $75,149. The median home value is $114,000 (60% below the U.S. median). Renters pay a median of $688 per month, below the national average of $1,163. The home price-to-income ratio is 2.4x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Otterville?
Otterville has a four-season climate with an average annual temperature of 55°F (13°C). Winter temperatures average 30°F in January, while summers reach an average of 77°F in July. Annual rainfall totals 36.2 inches, with 13.1 inches of snow.
How is the job market in Otterville?
The job market in Otterville faces challenges, with unemployment at 8.0% / significantly above the national rate of 3.6%. The average commute time is 41 minutes, and 10.1% of workers work from home.
How much does housing cost in Otterville?
The median home value in Otterville is $114,000. Zillow estimates the typical home value at $232,172. For renters, the median monthly rent is $688. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment. The homeownership rate is 75.9%.
How are the schools in Otterville?
Schools in Otterville score 5.5 out of 10 on standardized testing, near the national average. 10.7% of adults in Otterville hold a bachelor's degree or higher, below the national average of 33.7%. 91.1% have completed high school. 1.5% hold a graduate or professional degree.
How healthy is Otterville?
The obesity rate in Otterville is 37.7% (above the national rate of 32.1%). 17.9% of adults are smokers. 29.7% are physically inactive. 26.8% of residents report depression. 7.9% lack health insurance.
What is transportation like in Otterville?
The average commute in Otterville is 41 minutes, longer than the national average of 28 minutes. 76.7% of workers drive alone to work, and 10.1% work from home.
What are the demographics of Otterville?
The racial and ethnic makeup of Otterville is 93.6% White, 0.7% Black or African American, 0.9% Hispanic or Latino. 99.1% of residents speak only English at home. 11.3% of the population are military veterans. 23.8% of residents have a disability. 92.1% have health insurance coverage.