Median Income
$85,625
14% higher than US avg
Home Value
$200,000
29% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
20.0%
41% lower than US avg
Obesity Rate
43.8%
36% higher than US avg
Unemployment
1.3%
64% lower than US avg
Poverty Rate
16.4%
32% higher than US avg
How Oval Compares to the U.S. Average (100% = U.S. avg)
People
Population418
Median Age38.3 yrs
Density380/mi²
Male / Female49% / 51%
Largest GroupWhite 97%
Veterans8.4%
Economy
A
Median Income$85,625
Per Capita$33,093
Unemployment1.3%
Poverty16.4%
County GDP$7,698M
Commute28 min
Housing
A+
Home Value$200,000
Ownership91.6%
Zillow$213,781
Housing Units147
Rent Burden51.0%
Crime
C+
Violent0/100K
Property65/100K
Climate
Avg Temp50°F (10°C)
AQI40 (Good)
Rain41.7 in/yr
Sunny Days275/yr
Elevation824 ft (251 m)
Education
C+
Bachelor's+20.0%
High School+85.0%
Graduate+7.7%
School Score6.37
Community
2024 VoteR 70% / D 29%
Commute28 min
Broadband73.5%
EV Stations6
Libraries8
Is Oval a Good Place to Live?
Based on current data, Oval receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Areas to be aware of include an elevated poverty rate, high obesity rates. Oval offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Oval is $85,625, 14% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.3%. The poverty rate of 16.4% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Oval is $200,000, 29% below the national median / offering relatively affordable homeownership. At just 2.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Oval is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 65 per 100,000, 97% below the national average.
Education
20.0% of residents hold a bachelor's degree, below the national average of 33.7%. 85.0% have completed high school. Local schools score 6.4/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Oval experiences four distinct seasons with an average temperature of 50°F. Winters average 27°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.7 inches, including 29.6 inches of snow. Air quality is rated Good with a median AQI of 40.
Oval has a population of 418 with a density of 380 people per square mile, spread across 1.1 square miles. The median age is 38.3 years, 2% younger than the national median of 38.9. The gender split is 51.4% female and 48.6% male. The city is predominantly White (96.9%), with 3.1% Hispanic. English is the primary language spoken at home by 93% of residents, while 7% speak Spanish. 8.4% of the population are veterans, above the national rate of 6.0%. 19.9% of residents have a disability (above the 13.0% national average). 82.7% have health insurance coverage.
Population
38.3yrs
Median Age
2% below US avg
Language Spoken at Home
English Only
93.0%
18% above US avg
Spanish
7.0%
48% below US avg
The median household income in Oval is $85,625, which is 14% above the national average of $75,149. Per capita income is $33,093 (below the $39,052 national figure). The average weekly wage is $1,068, 25% lower than the U.S. average. The unemployment rate is 1.3% (below the 3.6% US average). 16.4% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 3,032 business establishments, including 281 restaurants. The cost of living index is 97.6, roughly in line with the national average. Workers commute an average of 28 minutes. 20.1% of workers work from home (above the 15.2% national rate).
Income
| Median HH Income | $85,625 |
| 14% above US avg |
| Per Capita Income | $33,093 |
| Avg Weekly Wage | $1,068 |
| IRS Avg AGI | $66,728 |
| Gini Index | 0.431 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.3% |
| 64% below US avg |
| Poverty Rate | 16.4% |
| 32% above US avg |
| Establishments (County) | 3,032 |
| County GDP | $7,698M |
Business (County)
| Restaurants | 281 |
| Healthcare | 357 |
| Retail | 419 |
| Manufacturing | 145 |
Tax & Cost of Living
| Property Tax (IRS) | $5,308 |
| 52% above US avg |
| Cost of Living | 97.60 (100=avg) |
| Effective Tax Rate | 2.65% |
Commute & Transportation
| Commute Time | 27.6 min |
| Drive Alone | 76.6% |
| Public Transit | 0.0% |
| Work from Home | 20.1% |
The median home value in Oval is $200,000, 29% below the national median of $281,900. Zillow estimates the typical home value at $213,781. Fair market rent ranges from $996 for a one-bedroom to $1,225 for a two-bedroom apartment. 91.6% of housing units are owner-occupied (above the 65.4% national rate). There are 147 total housing units in the city. The median year a home was built is 1973. The average annual property tax is $5,308 (higher than the $3,500 national average). 51.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 2.3x, well within the affordable range.
Home Values
| Census Median | $200,000 |
| 29% below US avg |
| Zillow ZHVI | $213,781 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $900 |
| 1 Bedroom | $996 |
| 2 Bedrooms | $1,225 |
| 3 Bedrooms | $1,570 |
| 4 Bedrooms | $1,744 |
Ownership & Property
| Homeownership | 91.6% |
| Owner-Occupied | 91.6% |
| Renter-Occupied | 8.4% |
| Housing Units | 147 |
| Median Year Built | 1973 |
Property Tax
| Avg Tax (IRS) | $5,308 |
| 52% above US avg |
| Effective Rate | 2.65% |
In Oval, 43.8% of adults are obese, above the national rate of 32.1%. The primary care physician ratio is 1:1,306. The dentist ratio is 1:1,950. 54.7% of residents have access to exercise opportunities. The food environment index is 7.8 out of 10.
Health Metrics: Oval vs U.S. Average (%)
Chronic Conditions
| Obesity | 43.8% |
| 36% above US avg |
Behaviors & Mental Health
Healthcare Access
| Insurance Rate | 82.7% |
| |
| Primary Care | 1:1,306 |
| Dentists | 1:1,950 |
| Mental Health | 1:446 |
| Dental Visits | 64.2% |
| Premature Death | 8,832/100K |
Food & Exercise
| Food Environment | 7.8/10 |
| Exercise Access | 54.7% |
| Healthcare Facilities | 357 |
Oval has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 65 per 100,000, 97% below the U.S. average. The county recorded 11 fatal traffic crashes. Overall, Oval receives a safety grade of C+.
Crime Rates: Oval vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 65.1/100K |
| 97% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 11 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Oval experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 27°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 41.7 inches. The area receives 29.6 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 40. The city sits at an elevation of 824 feet.
Temperature
27°F Jan (-3°C)
73°F Jul (23°C)
| Annual Average | 50.3°F |
| 7% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 824 ft (251 m) |
| Area | 1.1 sq mi (2.8 km²) |
| Population Density | 380/sq mi |
| Coordinates | 41.1522°N, 77.1745°W |
| Timezone | America/New_York |
| County | Lycoming County County |
| Nearest Airport | Williamsport Regional (IPT)
15 miles away |
Precipitation & Snow
Annual Rainfall
41.7"
10% above US avg
Wettest Month (Jun)
4.61"
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0442 ppm |
| PM2.5 (Fine Particles) | 6.3 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 79.6 / 100 |
| Social Vulnerability | 41.9 / 100 |
| Community Resilience | 88.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Very Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
| Avalanche |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
17 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.6. Most recent: M2.8 on Jun 10, 2025.
| Jan 16, 1994 |
2 km W of Sinking Spring, Pennsylvania |
M4.6 |
132 km |
| Jan 16, 1994 |
0 km E of Sinking Spring, Pennsylvania |
M4.2 |
135 km |
| Jun 13, 2019 |
9 km N of Blain, Pennsylvania |
M3.4 |
86 km |
| Feb 3, 2001 |
6 km W of Bath, New York |
M3.2 |
134 km |
| Jun 3, 2010 |
4 km ENE of Franklintown, Pennsylvania |
M3.1 |
120 km |
| Nov 14, 1997 |
0 km S of Rothsville, Pennsylvania |
M3.0 |
136 km |
| Apr 24, 2009 |
1 km S of Franklintown, Pennsylvania |
M2.9 |
122 km |
| Jan 16, 1994 |
0 km SSE of Sinking Spring, Pennsylvania |
M2.9 |
135 km |
| Sep 15, 2019 |
5 km ESE of East Berlin, Pennsylvania |
M2.8 |
138 km |
| Jun 10, 2025 |
10 km NW of Forksville, Pennsylvania |
M2.8 |
62 km |
| May 10, 1993 |
1 km NW of Whitfield, Pennsylvania |
M2.8 |
132 km |
| Oct 25, 2009 |
4 km ENE of Franklintown, Pennsylvania |
M2.8 |
119 km |
| Mar 11, 1995 |
0 km ENE of Landisville, Pennsylvania |
M2.7 |
134 km |
| Jan 18, 1994 |
3 km SE of Clay, Pennsylvania |
M2.6 |
133 km |
| Oct 28, 1996 |
2 km W of Reinholds, Pennsylvania |
M2.6 |
131 km |
| May 7, 1994 |
2 km SW of Sinking Spring, Pennsylvania |
M2.5 |
134 km |
| Jan 8, 1995 |
1 km WSW of Montrose Manor, Pennsylvania |
M2.5 |
137 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
191 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 8 fatalities, 99 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 31, 1985 |
EF3 |
4 km |
6 |
| Jul 29, 1976 |
EF3 |
10 km |
0 |
| Apr 19, 2019 |
EF2 |
78 km |
0 |
| Apr 14, 2019 |
EF2 |
64 km |
0 |
| Oct 2, 2018 |
EF2 |
44 km |
0 |
| Jun 13, 2018 |
EF2 |
75 km |
0 |
| Jul 8, 2014 |
EF2 |
73 km |
0 |
| May 23, 2011 |
EF2 |
56 km |
0 |
| Apr 28, 2011 |
EF2 |
98 km |
0 |
| Dec 1, 2006 |
EF2 |
92 km |
0 |
| Sep 18, 1991 |
EF2 |
76 km |
0 |
| Nov 20, 1989 |
EF2 |
80 km |
0 |
| Jun 20, 1989 |
EF2 |
91 km |
0 |
| Jul 6, 1984 |
EF2 |
87 km |
0 |
| May 2, 1983 |
EF2 |
90 km |
0 |
| Apr 17, 1982 |
EF2 |
65 km |
0 |
| Jul 26, 1981 |
EF2 |
84 km |
0 |
| Apr 9, 1980 |
EF2 |
49 km |
0 |
| Aug 28, 1978 |
EF2 |
40 km |
0 |
| Jun 5, 1975 |
EF2 |
77 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
6 wildfires (100+ acres) within 100 km.
Largest: BULL RUN (2,003 ac, 2008).
| Year |
Name |
Acres |
Distance |
| 2008 |
BULL RUN |
2,003 |
51 km |
| 2009 |
WOODRUFF |
757 |
74 km |
| 2018 |
FIELDS RUN |
711 |
63 km |
| 2006 |
FIVE MILE FIRE |
658 |
63 km |
| 2006 |
OKOME ROAD |
573 |
32 km |
| 2006 |
BEAR TRAP |
561 |
56 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
27°F (-3°C) |
2.6 in |
Driest |
| February |
27°F (-3°C) |
2.8 in |
Coldest |
| March |
35°F (2°C) |
3.2 in |
|
| April |
46°F (8°C) |
3.3 in |
|
| May |
57°F (14°C) |
4.0 in |
|
| June |
65°F (18°C) |
4.6 in |
Wettest |
| July |
73°F (23°C) |
4.2 in |
Warmest |
| August |
68°F (20°C) |
3.5 in |
|
| September |
61°F (16°C) |
3.9 in |
|
| October |
50°F (10°C) |
3.3 in |
|
| November |
40°F (4°C) |
3.7 in |
|
| December |
29°F (-2°C) |
3.0 in |
|
Oval has a seasonal temperature swing of 47°F / from 27°F in February to 73°F in July. Total annual precipitation is 41.9 inches, with June being the wettest month (4.6") and January the driest (2.6").
Average costs for common services in Oval. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$244 ($146–$390) |
| Specialist Visit |
$342 ($195–$537) |
| Urgent Care Visit |
$195 ($98–$342) |
| Emergency Room Visit |
$2,147 ($781–$4,880) |
| Dental Cleaning |
$127 ($73–$195) |
| Dental Filling |
$244 ($146–$390) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24–$73) |
| Oil Change (Synthetic) |
$73 ($49–$117) |
| Brake Pad Replacement |
$293 ($146–$488) |
| Tire Rotation |
$39 ($20–$73) |
| New Tires (Set of 4) |
$586 ($390–$976) |
| Battery Replacement |
$195 ($98–$342) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$98 ($59–$146) |
| Electrician (Per Hour) |
$88 ($49–$137) |
| HVAC Repair |
$390 ($146–$781) |
| HVAC System Install |
$6,832 ($3,904–$11,712) |
| Roof Repair |
$976 ($390–$1,952) |
| Roof Replacement |
$8,784 ($5,368–$14,640) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,464 ($488–$3,416) |
| Divorce (Contested) |
$14,640 ($4,880–$29,280) |
| DUI Defense |
$4,880 ($1,952–$9,760) |
| Bankruptcy (Chapter 7) |
$1,464 ($781–$2,928) |
| Will Preparation |
$488 ($195–$976) |
| Trust Preparation |
$2,440 ($976–$4,880) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15–$44) |
| Women's Haircut |
$54 ($29–$98) |
| Hair Coloring (Full) |
$146 ($73–$244) |
| Manicure |
$24 ($15–$44) |
| Pedicure |
$39 ($24–$63) |
| Massage (1 Hour) |
$78 ($49–$127) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.00 ($2.93–$5.37) |
| Dozen Eggs (per dozen) |
$3.42 ($2.44–$4.88) |
| Loaf of Bread |
$3.71 ($2.44–$5.37) |
| Chicken Breast (per lb) |
$4.39 ($2.93–$6.34) |
| Ground Beef (per lb) |
$5.37 ($3.90–$7.32) |
| Rice (per lb) |
$0.98 ($0.59–$1.76) |
View all 20 services
Utilities
| Electricity (Monthly) |
$137 ($78–$244) |
| Natural Gas (Monthly) |
$68 ($29–$146) |
| Water/Sewer (Monthly) |
$68 ($39–$117) |
| Internet (Monthly) |
$68 ($39–$98) |
| Cell Phone Plan (Monthly) |
$63 ($29–$98) |
| Cable TV (Monthly) |
$83 ($49–$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$195 ($73–$488) |
| Car Insurance (Annual) |
$1,952 ($1,171–$3,416) |
| Bus Pass (Monthly) |
$68 ($29–$127) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.81–$24) |
| Car Registration (Annual) |
$98 ($29–$244) |
| Driver's License Renewal |
$29 ($15–$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,171 ($586–$2,440) |
| Daycare (Toddler, Monthly) |
$976 ($488–$1,952) |
| After-School Care (Monthly) |
$390 ($195–$683) |
| Tutoring (Per Hour) |
$49 ($24–$98) |
| SAT/ACT Prep Course |
$976 ($390–$2,440) |
| Private School (K-12, Annual) |
$12,200 ($4,880–$29,280) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($29–$98) |
| Dog Vaccination (Annual) |
$98 ($49–$195) |
| Dog Grooming |
$59 ($29–$98) |
| Pet Boarding (Per Night) |
$39 ($20–$73) |
| Dog Spay/Neuter |
$293 ($146–$488) |
| Cat Spay/Neuter |
$195 ($98–$390) |
View all 9 services
Frequently Asked Questions About Oval
What is the population of Oval?
Oval has a population of 418 residents and is located in Pennsylvania. The population density is 380 people per square mile, spread across 1.1 square miles. The median age of residents is 38.3 years. The population is 51.4% female and 48.6% male.
Is Oval expensive to live in?
Oval has a cost of living roughly in line with the national average, with an index of 97.6 (baseline: 100). The median household income is $85,625, 14% above the national average of $75,149. The median home value is $200,000 (29% below the U.S. median). The home price-to-income ratio is 2.3x, indicating housing is reasonably affordable relative to local income levels.
Is Oval safe?
Oval is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 65 per 100,000 (below the national average). Overall, Oval receives a safety grade of C+ based on combined crime data.
What is the weather like in Oval?
Oval has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 27°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 41.7 inches, with 29.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 40.
How is the job market in Oval?
The job market in Oval is very strong, with unemployment at just 1.3% / well below the national rate of 3.6%. The average weekly wage is $1,068. There are 3,032 business establishments in the area, including 281 restaurants and food service locations. The average commute time is 28 minutes, and 20.1% of workers work from home.
How much does housing cost in Oval?
The median home value in Oval is $200,000. Zillow estimates the typical home value at $213,781. The homeownership rate is 91.6%. The average annual property tax is $5,308.
How are the schools in Oval?
Schools in Oval score 6.4 out of 10 on standardized testing, near the national average. 20.0% of adults in Oval hold a bachelor's degree or higher, below the national average of 33.7%. 85.0% have completed high school. 7.7% hold a graduate or professional degree.
How healthy is Oval?
The obesity rate in Oval is 43.8% (above the national rate of 32.1%). 54.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,306.
What is transportation like in Oval?
The average commute in Oval is 28 minutes. 76.6% of workers drive alone to work, and 20.1% work from home.
What are the demographics of Oval?
The racial and ethnic makeup of Oval is 96.9% White, 3.1% Hispanic or Latino. 93% of residents speak only English at home, while 7% speak Spanish. 8.4% of the population are military veterans. 19.9% of residents have a disability. 82.7% have health insurance coverage.
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