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Panama City Beach, FL
Full City Profile · Florida · Bay County County
3.3
/5.0
B
Good
18,493
Population
958/sq mi density
$78,921
Median Income
$50,766 per capita
$417,800
Home Value
$407,798 Zillow
$1,737
Median Rent
33.0% income on rent
68°F
Avg Temperature
306 sunny days/yr
1,003
Violent Crime/100K
6,347 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.6 / 5.0
$78,921 median income, 1.6% unemployment
B+
Affordability
3.7 / 5.0
$417,800 home value, $1,737/mo rent
F
Safety
1.0 / 5.0
1,003 violent crimes/100K (164% above avg)
B+
Education
3.9 / 5.0
36.8% bachelor's degree or higher
Panama City Beach enjoys a temperate climate with an average annual temperature of 68°F (20°C). Winters average 53°F in January while summers reach 82°F in July. The area gets 306 sunny days per year. Annual precipitation totals 59.5 inches. Air quality is rated Good with a median AQI of 41.
Temperature
53°F Jan (11°C)
82°F Jul (28°C)
| Annual Average | 68.3°F |
| 26% above US avg | |
| January Average | 53°F (11°C) |
| July Average | 82°F (28°C) |
| Sunny Days | 306 days/yr |
Geography
| Elevation | 25 ft (8 m) |
| Area | 18.6 sq mi (48.2 km²) |
| Population Density | 958/sq mi |
| Coordinates | 30.2332°N, 85.8771°W |
| Timezone | America/New_York |
| County | Bay County County |
| Nearest Airport | Northwest Florida Beaches International (ECP) 10 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0405 ppm |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 94.1 / 100 |
| Social Vulnerability | 30.9 / 100 |
| Community Resilience | 29.5 / 100 |
Hazard Breakdown
| Tornado | Relatively High |
| Hurricane | Very High |
| Earthquake | Very Low |
| Wildfire | Relatively Low |
| Flood | Relatively Moderate |
| Hail | Very Low |
| Strong Wind | Relatively Moderate |
| Heat Wave | Relatively Moderate |
| Winter Weather | Relatively Low |
| Lightning | Very High |
| Drought | Very Low |
| Cold Wave | Relatively Moderate |
| Landslide | Very Low |
| Coastal Flood | Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 53°F (11°C) | 5.1 in | Coldest |
| February | 53°F (12°C) | 5.0 in | |
| March | 60°F (15°C) | 5.8 in | |
| April | 66°F (19°C) | 3.5 in | Driest |
| May | 73°F (23°C) | 4.2 in | |
| June | 79°F (26°C) | 6.5 in | |
| July | 82°F (28°C) | 8.2 in | Warmest, Wettest |
| August | 81°F (27°C) | 7.6 in | |
| September | 78°F (26°C) | 6.2 in | |
| October | 69°F (21°C) | 3.6 in | |
| November | 61°F (16°C) | 4.0 in | |
| December | 54°F (12°C) | 4.2 in |
Panama City Beach has a seasonal temperature swing of 30°F / from 53°F in January to 82°F in July. Total annual precipitation is 63.8 inches, with July being the wettest month (8.2") and April the driest (3.5").