Panama City Beach, FL
Full City Profile · Florida · Bay County County
4.0
/5.0
A
Great
18,493
Population
958/sq mi density
$78,921
Median Income
$50,766 per capita
$417,800
Home Value
$414,475 Zillow
$1,737
Median Rent
33.0% income on rent
68°F
Avg Temperature
A
Overall
4.0 / 5.0
Strong
A+
Economy
4.5 / 5.0
$78,921 median income, 2.5% unemployment
B+
Affordability
3.7 / 5.0
$417,800 home value, $1,737/mo rent
B+
Education
3.9 / 5.0
36.8% bachelor's degree or higher
Panama City Beach enjoys a temperate climate with an average annual temperature of 68°F (20°C). Winters average 53°F in January while summers reach 82°F in July. Annual precipitation totals 59.5 inches. The area receives 0.0 inches of snow annually.
Temperature
53°F Jan (11°C)
82°F Jul (28°C)
| Annual Average | 68.3°F |
| 26% above US avg | |
| January Average | 53°F (11°C) |
| July Average | 82°F (28°C) |
Geography
| Elevation | 25 ft (8 m) |
| Area | 18.6 sq mi (48.2 km²) |
| Population Density | 958/sq mi |
| Coordinates | 30.2332°N, 85.8771°W |
| Timezone | America/New_York |
| County | Bay County County |
| Nearest Airport | Northwest Florida Beaches International (ECP) 10 miles away |
Precipitation & Snow
Air Quality
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0405 ppm |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 94.1 / 100 |
| Social Vulnerability | 30.9 / 100 |
| Community Resilience | 29.5 / 100 |
Hazard Breakdown
| Tornado | Relatively High |
| Hurricane | Very High |
| Earthquake | Very Low |
| Wildfire | Relatively Low |
| Flood | Relatively Moderate |
| Hail | Very Low |
| Strong Wind | Relatively Moderate |
| Heat Wave | Relatively Moderate |
| Winter Weather | Relatively Low |
| Lightning | Very High |
| Drought | Very Low |
| Cold Wave | Relatively Moderate |
| Landslide | Very Low |
| Coastal Flood | Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 53°F (11°C) | 4.7 in | Coldest |
| February | 56°F (13°C) | 4.8 in | |
| March | 61°F (16°C) | 5.2 in | |
| April | 67°F (20°C) | 4.9 in | |
| May | 74°F (23°C) | 3.0 in | Driest |
| June | 80°F (27°C) | 5.7 in | |
| July | 82°F (28°C) | 6.8 in | Warmest |
| August | 82°F (28°C) | 7.1 in | Wettest |
| September | 79°F (26°C) | 5.1 in | |
| October | 70°F (21°C) | 3.5 in | |
| November | 61°F (16°C) | 4.2 in | |
| December | 55°F (13°C) | 4.5 in |
Panama City Beach has a seasonal temperature swing of 30°F / from 53°F in January to 82°F in July. Total annual precipitation is 59.5 inches, with August being the wettest month (7.1") and May the driest (3.0").