All Countries
Panama City Beach, FL
Full City Profile · Florida · Bay County County
3.3
/5.0
B
Good
18,493
Population
958/sq mi density
$78,921
Median Income
$50,766 per capita
$417,800
Home Value
$407,798 Zillow
$1,737
Median Rent
33.0% income on rent
68°F
Avg Temperature
306 sunny days/yr
1,003
Violent Crime/100K
6,347 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.6 / 5.0
$78,921 median income, 1.6% unemployment
B+
Affordability
3.7 / 5.0
$417,800 home value, $1,737/mo rent
F
Safety
1.0 / 5.0
1,003 violent crimes/100K (164% above avg)
B+
Education
3.9 / 5.0
36.8% bachelor's degree or higher
Housing Overview
Median Home Value
$417,800
48% above
US avg: $281,900
Median Rent
$1,737/mo
49% above
US avg: $1,163/mo
Homeownership Rate
62.1%
5% below US avg (65.4%)
Total Housing Units
20,494
Median year built: 2000
Home Value by Source
Census Median
$417,800
Zillow (ZHVI)
$407,798
Median Sale Price
$355,000
Median List Price
$457,042
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
62.1%
Owner-Occupied
37.9%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,212/mo
1 Bedroom
$1,296/mo
2 Bedroom
$1,526/mo
3 Bedroom
$1,971/mo
4 Bedroom
$2,261/mo
Census median rent:
$1,737/mo
· Zillow rent:
$1,631/mo
Market Indicators (Redfin)
Median Days on Market
105 days
Sale-to-List Ratio
0.9%
Buyers market
Homes Sold
85
Price Drops
18.7%
of listings with price reduction
Price Per Sq Ft
$326
Active Inventory
921
homes for sale
Affordability & Housing Stock
Rent Burden
33.0%
of renters spending 30%+ of income on housing
6% above US avg (31.0%)
Median Year Built
2000
Average age of housing stock: 26 years
Homeownership Rate
62.1%
Complete Housing Data
Home Values
| Census Median Value | $417,800 |
| Zillow Home Value (ZHVI) | $407,798 |
| Median Sale Price | $355,000 |
| Median List Price | $457,042 |
| Price Per Sq Ft | $326 |
Rent
| Census Median Rent | $1,737 |
| Zillow Rent (ZORI) | $1,631 |
| FMR Studio | $1,212 |
| FMR 1-Bedroom | $1,296 |
| FMR 2-Bedroom | $1,526 |
| FMR 3-Bedroom | $1,971 |
| FMR 4-Bedroom | $2,261 |
Market
| Days on Market | 105 |
| Sale-to-List Ratio | 0.9% |
| Price Drops | 18.7% |
| Homes Sold | 85 |
| Active Inventory | 921 |
| Price Per Sq Ft | $326 |
Ownership & Stock
| Owner-Occupied | 62.1% |
| Renter-Occupied | 37.9% |
| Homeownership Rate | 62.1% |
| Total Housing Units | 20,494 |
| Median Year Built | 2000 |
| Rent Burden | 33.0% |