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Panama City, FL
Full City Profile · Florida · Bay County County
3.0
/5.0
B
Good
34,211
Population
965/sq mi density
$61,125
Median Income
$36,398 per capita
$243,200
Home Value
$278,596 Zillow
$1,334
Median Rent
33.2% income on rent
70°F
Avg Temperature
308 sunny days/yr
613
Violent Crime/100K
5,145 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.7 / 5.0
$61,125 median income, 2.7% unemployment
A
Affordability
4.4 / 5.0
$243,200 home value, $1,334/mo rent
F
Safety
1.0 / 5.0
613 violent crimes/100K (61% above avg)
B
Education
3.0 / 5.0
25.5% bachelor's degree or higher
Panama City enjoys a temperate climate with an average annual temperature of 70°F (21°C). Winters average 54°F in January while summers reach 83°F in July. The area gets 308 sunny days per year. Air quality is rated Good with a median AQI of 41.
Temperature
54°F Jan (12°C)
83°F Jul (28°C)
| Annual Average | 69.7°F |
| 29% above US avg | |
| January Average | 54°F (12°C) |
| July Average | 83°F (28°C) |
| Sunny Days | 308 days/yr |
Geography
| Elevation | 36 ft (11 m) |
| Area | 35.4 sq mi (91.8 km²) |
| Population Density | 965/sq mi |
| Coordinates | 30.1663°N, 85.6702°W |
| Timezone | America/New_York |
| County | Bay County County |
| Nearest Airport | Northwest Florida Beaches International (ECP) 15 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0405 ppm |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 94.1 / 100 |
| Social Vulnerability | 30.9 / 100 |
| Community Resilience | 29.5 / 100 |
Hazard Breakdown
| Tornado | Relatively High |
| Hurricane | Very High |
| Earthquake | Very Low |
| Wildfire | Relatively Low |
| Flood | Relatively Moderate |
| Hail | Very Low |
| Strong Wind | Relatively Moderate |
| Heat Wave | Relatively Moderate |
| Winter Weather | Relatively Low |
| Lightning | Very High |
| Drought | Very Low |
| Cold Wave | Relatively Moderate |
| Landslide | Very Low |
| Coastal Flood | Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 54°F (12°C) | 5.0 in | Coldest |
| February | 54°F (12°C) | 4.8 in | |
| March | 61°F (16°C) | 5.6 in | |
| April | 66°F (19°C) | 3.4 in | Driest |
| May | 73°F (23°C) | 4.0 in | |
| June | 79°F (26°C) | 6.4 in | |
| July | 83°F (28°C) | 8.4 in | Warmest, Wettest |
| August | 82°F (28°C) | 7.9 in | |
| September | 79°F (26°C) | 6.4 in | |
| October | 71°F (21°C) | 3.7 in | |
| November | 62°F (17°C) | 3.8 in | |
| December | 56°F (13°C) | 4.2 in |
Panama City has a seasonal temperature swing of 29°F / from 54°F in January to 83°F in July. Total annual precipitation is 63.8 inches, with July being the wettest month (8.4") and April the driest (3.4").