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Panama, NY
Full City Profile · New York · Chautauqua County County
3.2
/5.0
B
Good
476
Population
215/sq mi density
$57,250
Median Income
$28,956 per capita
$96,600
Home Value
$177,505 Zillow
$742
Median Rent
30.0% income on rent
47°F
Avg Temperature
246 sunny days/yr
721
Violent Crime/100K
4,193 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$57,250 median income, 1.0% unemployment
A+
Affordability
5.0 / 5.0
$96,600 home value, $742/mo rent
F
Safety
1.0 / 5.0
721 violent crimes/100K (90% above avg)
C+
Education
2.6 / 5.0
19.4% bachelor's degree or higher
Housing Overview
Median Home Value
$96,600
66% below
US avg: $281,900
Median Rent
$742/mo
36% below
US avg: $1,163/mo
Homeownership Rate
63.6%
3% below US avg (65.4%)
Total Housing Units
236
Median year built: 1944
Home Value by Source
Census Median
$96,600
Zillow (ZHVI)
$177,505
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
63.6%
Owner-Occupied
36.4%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,215/mo
1 Bedroom
$1,315/mo
2 Bedroom
$1,579/mo
3 Bedroom
$1,976/mo
4 Bedroom
$2,193/mo
Census median rent:
$742/mo
Affordability & Housing Stock
Rent Burden
30.0%
of renters spending 30%+ of income on housing
3% below US avg (31.0%)
Median Year Built
1944
Average age of housing stock: 82 years
Homeownership Rate
63.6%
Complete Housing Data
Home Values
| Census Median Value | $96,600 |
| Zillow Home Value (ZHVI) | $177,505 |
Rent
| Census Median Rent | $742 |
| FMR Studio | $1,215 |
| FMR 1-Bedroom | $1,315 |
| FMR 2-Bedroom | $1,579 |
| FMR 3-Bedroom | $1,976 |
| FMR 4-Bedroom | $2,193 |
Market
Ownership & Stock
| Owner-Occupied | 63.6% |
| Renter-Occupied | 36.4% |
| Homeownership Rate | 63.6% |
| Total Housing Units | 236 |
| Median Year Built | 1944 |
| Rent Burden | 30.0% |