Median Income
$28,542
62% lower than US avg
Home Value
$111,600
60% lower than US avg
Bachelor's+
6.7%
80% lower than US avg
Unemployment
19.1%
431% higher than US avg
Poverty Rate
8.9%
28% lower than US avg
How Phelps Compares to the U.S. Average (100% = U.S. avg)
People
Population387
Median Age55.6 yrs
Density48/mi²
Male / Female51% / 49%
Largest GroupWhite 90%
Economy
C
Median Income$28,542
Per Capita$13,468
Unemployment19.1%
Poverty8.9%
County GDP$2,665M
Housing
A
Home Value$111,600
RentN/A
OwnershipN/A
Zillow$67,506
Climate
Avg Temp58°F
AQI41 (Good)
Rain48.3 in/yr
Elevation1,013 ft
Education
D
Bachelor's+6.7%
High School+74.2%
School Score5.50
Community
2024 VoteR 82% / D 17%
CommuteN/A
Libraries6
Is Phelps a Good Place to Live?
Based on current data, Phelps receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include affordable housing. Areas to be aware of include above-average unemployment, below-average incomes. Phelps has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Phelps is $28,542, 62% below the national average of $75,149. At 19.1%, unemployment is notably high. 8.9% of residents live in poverty, near the national average of 12.4%.
Cost of Living & Housing
The median home value in Phelps is $111,600, 60% below the national median — offering relatively affordable homeownership. A price-to-income ratio of 3.9x indicates a reasonably affordable housing market.
Education
6.7% of residents hold a bachelor's degree, below the national average of 33.7%. 74.2% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Phelps enjoys a moderate climate with an average annual temperature of 58°F. Winters average 36°F in January while summers reach 78°F in July. Annual precipitation totals 48.3 inches, including 13.1 inches of snow. Air quality is rated Good with a median AQI of 41.
Phelps has a population of 387 with a density of 48 people per square mile. The median age is 55.6 years, 43% older than the national median of 38.9. The city is predominantly White (90.2%), with 1.3% Hispanic.
Population
55.6yrs
Median Age
43% above US avg
Language Spoken at Home
| English Only | 100.0% |
| 27% above US avg |
| Spanish | 0.0% |
| 100% below US avg |
The median household income in Phelps is $28,542, which is 62% below the national average of $75,149. The unemployment rate is 19.1% (above the 3.6% US average). 8.9% of residents live below the poverty line.
Income
| Median HH Income | $28,542 |
| 62% below US avg |
| Per Capita Income | $13,468 |
| Avg Weekly Wage | $991 |
| IRS Avg AGI | $59,060 |
Employment & Poverty
| Unemployment | 19.1% |
| 431% above US avg |
| Poverty Rate | 8.9% |
| 28% below US avg |
| Establishments (County) | 1,627 |
| County GDP | $2,665M |
Business (County)
| Restaurants | 102 |
| Healthcare | 169 |
| Retail | 247 |
| Manufacturing | 22 |
Tax & Cost of Living
| Property Tax (IRS) | $4,330 |
| 24% above US avg |
| Effective Tax Rate | 3.88% |
The median home value in Phelps is $111,600, 60% below the national average. Zillow estimates the typical home value at $67,506.
Home Values
| Census Median | $111,600 |
| 60% below US avg |
| Zillow ZHVI | $67,506 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $4,330 |
| 24% above US avg |
| Effective Rate | 3.88% |
Health Metrics: Phelps vs U.S. Average (%)
Behaviors & Mental Health
Healthcare Access
| Insurance Rate | 64.3% |
| |
| Premature Death | 16,442/100K |
Food & Exercise
| Food Environment | 6.8/10 |
| Exercise Access | 40.2% |
| Healthcare Facilities | 169 |
Crime Rates: Phelps vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 12 |
| FEMA Disasters | 91 |
Safety Score
Phelps has an average annual temperature of 58°F (14°C). Winters average 36°F in January while summers reach 78°F in July. Annual precipitation is 48.3 inches. Air quality is rated Good with a median AQI of 41.
Temperature
36°F Jan (2°C)
78°F Jul (25°C)
| Annual Average | 57.7°F |
| 7% above US avg |
| January Average | 36°F (2°C) |
| July Average | 78°F (25°C) |
Precipitation & Snow
| Annual Rainfall | 48.3 inches |
| 27% above US avg |
| Snowfall | 13.1 inches/yr |
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Geography
| Elevation | 1,013 ft (309 m) |
| Area | 8.0 sq mi (20.7 km²) |
| Population Density | 48/sq mi |
| Coordinates | 37.5091°N, 82.1606°W |
| County FIPS | 21195 |