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Prospect, NY
Full City Profile · New York · Oneida County County
3.0
/5.0
B
Good
337
Population
784/sq mi density
$46,413
Median Income
$24,549 per capita
$104,400
Home Value
$281,913 Zillow
45°F
Avg Temperature
259 sunny days/yr
652
Violent Crime/100K
3,835 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$46,413 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$104,400 home value, /mo rent
F
Safety
1.0 / 5.0
652 violent crimes/100K (71% above avg)
C
Education
2.0 / 5.0
12.8% bachelor's degree or higher
Housing Overview
Median Home Value
$104,400
63% below
US avg: $281,900
Homeownership Rate
90.2%
38% above US avg (65.4%)
Total Housing Units
103
Median year built: 1938
Home Value by Source
Census Median
$104,400
Zillow (ZHVI)
$281,913
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
90.2%
Owner-Occupied
9.8%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,215/mo
1 Bedroom
$1,315/mo
2 Bedroom
$1,579/mo
3 Bedroom
$1,976/mo
4 Bedroom
$2,193/mo
Affordability & Housing Stock
Rent Burden
28.0%
of renters spending 30%+ of income on housing
10% below US avg (31.0%)
Median Year Built
1938
Average age of housing stock: 88 years
Homeownership Rate
90.2%
Complete Housing Data
Home Values
| Census Median Value | $104,400 |
| Zillow Home Value (ZHVI) | $281,913 |
Rent
| FMR Studio | $1,215 |
| FMR 1-Bedroom | $1,315 |
| FMR 2-Bedroom | $1,579 |
| FMR 3-Bedroom | $1,976 |
| FMR 4-Bedroom | $2,193 |
Market
Ownership & Stock
| Owner-Occupied | 90.2% |
| Renter-Occupied | 9.8% |
| Homeownership Rate | 90.2% |
| Total Housing Units | 103 |
| Median Year Built | 1938 |
| Rent Burden | 28.0% |