Punta Gorda, FL

Florida · Metropolitan Area

Punta Gorda is a small city in Florida with a population of 19,886. Residents earn $79,291 per year, which is 6% above the national average.

3.2 /5.0
B Good
19,886 Population 1,287/sq mi density
$79,291 Median Income $55,430 per capita
$482,300 Home Value $332,468 Zillow
$1,235 Median Rent
76°F Avg Temperature
46 Violent Crime/100K 1,658 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$79,291 median income, 1.7% unemployment
B
Affordability
3.2 / 5.0
$482,300 home value, $1,235/mo rent
F
Safety
1.0 / 5.0
46 violent crimes/100K (88% below avg)
A
Education
4.2 / 5.0
40.5% bachelor's degree or higher
Median Income $79,291
6% higher than US avg
Home Value $482,300
71% higher than US avg
Violent Crime 46/100K
88% lower than US avg
Bachelor's+ 40.5%
20% higher than US avg
Median Rent $1,235
6% higher than US avg
Obesity Rate 31.0%
3% lower than US avg
Unemployment 1.7%
53% lower than US avg
Poverty Rate 7.1%
43% lower than US avg

How Punta Gorda Compares to the U.S. Average (100% = U.S. avg)

People

Population19,886
Median Age66.5 yrs
Density1,287/mi²
Male / Female50% / 51%
Largest GroupWhite 89%

Economy

A+
Median Income$79,291
Per Capita$55,430
Unemployment1.7%
Poverty7.1%
County GDP$9,770M
Commute27 min

Housing

B
Home Value$482,300
Rent$1,235
OwnershipN/A
Zillow$332,468

Crime

F
Violent46/100K
Property1,658/100K
Murder0.0/100K
Assault29/100K
Burglary225/100K

Health

Obesity31.0%
UninsuredN/A
Depression19.5%
Heart Disease5.2%

Climate

Avg Temp76°F
AQI41 (Good)
Rain54.0 in/yr
Elevation7 ft

Education

A
Bachelor's+40.5%
High School+96.1%
School Score5.60

Community

2024 VoteR 67% / D 33%
Commute27 min
EV Stations8
Libraries4

Is Punta Gorda a Good Place to Live?

Based on current data, Punta Gorda receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. Punta Gorda offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Punta Gorda is $79,291, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.7%. Only 7.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.

Cost of Living & Housing

The median home value in Punta Gorda is $482,300, making it a premium housing market at 71% above the U.S. median of $281,900. Renters pay a median of $1,235 per month. The price-to-income ratio of 6.1x means housing costs are stretched relative to local earnings.

Safety & Crime

Punta Gorda is a very safe community with a violent crime rate of 46 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,658 per 100,000, near the national average.

Education

Educational attainment is solid, with 40.5% holding a bachelor's degree or higher, near the national average. 96.1% have completed high school. Area schools have an average test score of 5.6/10.

Climate & Weather

Punta Gorda has a warm climate with an average annual temperature of 76°F. Winters average 65°F in January while summers reach 84°F in July. Annual precipitation totals 54.0 inches. Air quality is rated Good with a median AQI of 41.

Punta Gorda has a population of 19,886 with a density of 1,287 people per square mile. The median age is 66.5 years, 71% older than the national median of 38.9. The city is predominantly White (89.2%), with 1.4% Hispanic, 3.7% Black.

Population

19,886
Total Population
1,287
People / sq mi
66.5yrs
Median Age
71% above US avg
15.5mi²
Land Area

Gender Distribution

Male 49.5%
Female 50.5%

Race & Ethnicity

Punta Gorda vs U.S. Average

Language Spoken at Home

English Only93.4%
19% above US avg
Spanish6.6%
51% below US avg

Social Characteristics

Punta Gorda vs U.S. Average

The median household income in Punta Gorda is $79,291, which is 6% above the national average of $75,149. The unemployment rate is 1.7% (below the 3.6% US average). 7.1% of residents live below the poverty line. Workers commute an average of 27 minutes.

Income: Punta Gorda vs U.S.

Commute Mode

Income

Median HH Income$79,291
6% above US avg
Per Capita Income$55,430
Avg Weekly Wage$1,040
IRS Avg AGI$84,200

Employment & Poverty

Unemployment1.7%
53% below US avg
Poverty Rate7.1%
43% below US avg
Establishments (County)5,918
County GDP$9,770M

Business (County)

Restaurants317
Healthcare537
Retail617
Manufacturing76

Tax & Cost of Living

Property Tax (IRS)$7,581
117% above US avg
Effective Tax Rate1.57%

Commute & Transportation

Commute Time26.7 min
Work from Home18.6%

Walkability

The median home value in Punta Gorda is $482,300, 71% above the national average. Monthly rent averages $1,235 (6% above US avg). Zillow estimates the typical home value at $332,468.

Home Value Sources

Ownership Split

Home Values

Census Median$482,300
71% above US avg
Zillow ZHVI$332,468
Median List Price$449,900

Real Estate Market (Redfin)

Median List Price$449,900
$/Sq Ft$212
Homes Sold76
Sale-to-List Ratio94.0%
Price Drops39.1%
Inventory494

Rental Costs

Census Median Rent$1,235
6% above US avg
Zillow Rent (ZORI)$1,985

HUD Fair Market Rent

Studio$1,212
1 Bedroom$1,296
2 Bedrooms$1,526
3 Bedrooms$1,971
4 Bedrooms$2,261

Ownership & Property

Owner-Occupied83.1%

Property Tax

Avg Tax (IRS)$7,581
117% above US avg
Effective Rate1.57%
In Punta Gorda, 31.0% of adults are obese (below the 32.1% national rate). 19.5% report depression. 20.4% are physically inactive.

Health Metrics: Punta Gorda vs U.S. Average (%)

Chronic Conditions

Obesity31.0%
3% below US avg
Diabetes9.1%
Heart Disease5.2%
High Blood Pressure29.9%
Asthma10.2%
COPD5.7%
Stroke2.6%

Behaviors & Mental Health

Binge Drinking18.7%
Physical Inactivity20.4%
Depression19.5%
Mental Distress18.4%
Physical Distress12.6%

Healthcare Access

Insurance Rate95.1%
Checkup Rate75.9%
Premature Death9,589/100K

Food & Exercise

Food Environment7.0/10
Exercise Access83.4%
Healthcare Facilities537
Punta Gorda has a violent crime rate of 46 per 100,000 residents, 88% below the national average of 380. Property crime stands at 1,658 per 100,000 (15% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Punta Gorda vs U.S. Average (per 100,000)

Violent Crime

Total Violent46.2/100K
88% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery17.3/100K
Assault28.9/100K

Property Crime

Total Property1,658.5/100K
15% below US avg
Burglary225.4/100K
Theft1,392.7/100K
Vehicle Theft40.5/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)33

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Punta Gorda has an average annual temperature of 76°F (24°C). Winters average 65°F in January while summers reach 84°F in July. Annual precipitation is 54.0 inches. Air quality is rated Good with a median AQI of 41.

Temperature

65°F Jan (18°C) 84°F Jul (29°C)
Annual Average75.8°F
40% above US avg
January Average65°F (18°C)
July Average84°F (29°C)

Precipitation & Snow

Annual Rainfall54.0 inches
42% above US avg
Snowfall0.0 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation7 ft (2 m)
Area15.5 sq mi (40.0 km²)
Population Density1,287/sq mi
Coordinates26.8978°N, 82.0658°W
County FIPS12015
It is classified as Metro — under 250K. 40.5% of residents hold a bachelor's degree or higher (20% above US avg). In the 2024 election, the county voted Republican by a 34-point margin.

2024 Presidential Election (County)

R 66.7%
D 32.7%

Winner: Republican by 34 points

Education

Bachelor's Degree+40.5%
20% above US avg
High School+96.1%
School Test Score5.60
A Education Grade (4.2/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density1,287/sq mi
Total Area15.5 sq mi

Infrastructure & Services

EV Charging Stations8
Alt Fuel Stations9
Public Libraries4
Healthcare Facilities537
Restaurants317
Retail Stores617

Safety & Disasters

Fatal Crashes (County/yr)33
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute26.7 min
Work from Home18.6%

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