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Rancho Santa Margarita, CA
Full City Profile · California · Orange County County
3.5
/5.0
B+
Good
47,257
Population
3,655/sq mi density
$146,827
Median Income
$63,535 per capita
$907,900
Home Value
$1,008,785 Zillow
$2,481
Median Rent
35.1% income on rent
67°F
Avg Temperature
330 sunny days/yr
62
Violent Crime/100K
612 property/100K
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$146,827 median income, 2.9% unemployment
B
Affordability
3.2 / 5.0
$907,900 home value, $2,481/mo rent
F
Safety
1.0 / 5.0
62 violent crimes/100K
A+
Education
4.9 / 5.0
48.8% bachelor's degree or higher
Income Overview
Median Household Income
$146,827
95% above
US avg: $75,149
Per Capita Income
$63,535
63% above
US avg: $39,052
Unemployment Rate
2.9%
19% below
US avg: 3.6%
Poverty Rate
4.7%
62% below
US avg: 12.4%
Income Comparison: Rancho Santa Margarita vs. U.S. Average
Each bar shows Rancho Santa Margarita’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$146,827
195%
Per Capita
US: $39,052
$63,535
163%
IRS Avg AGI
US: $72,000
$116,511
162%
Avg Weekly Wage
US: $1,432
$1,565
109%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,565
9% above US avg ($1,432)
Mean Commute Time
27 min
1% below US avg (28 min)
Work From Home
22.6%
49% above US avg (15.2%)
Drive Alone
66.8%
9% below US avg (73.2%)
Public Transit
0.2%
97% below US avg (5.0%)
County GDP
$351,753M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
66.8%
Public Transit
0.2%
Work From Home
22.6%
Other
10.4%
Average commute time
27 minutes
US avg: 28 min
Business Landscape
Total Establishments
148,394
Restaurants
8,853
Healthcare
13,951
Retail
9,811
Manufacturing
4,357
Tax & Financial
IRS Avg Adjusted Gross Income
$116,511
62% above US avg ($72,000)
Avg Property Tax
$10,097
188% above US avg ($3,500)
Cost of Living Index
110.7
Above national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $146,827 |
| Per Capita Income | $63,535 |
| IRS Avg Adjusted Gross Income | $116,511 |
| Avg Weekly Wage | $1,565 |
| County GDP | $351,753M |
Hardship Indicators
| Unemployment Rate | 2.9% |
| Poverty Rate | 4.7% |
| Gini Coefficient | 0.468 |
| Cost of Living Index | 110.7 |
Commute
| Mean Commute | 27 minutes |
| Drive Alone | 66.8% |
| Public Transit | 0.2% |
| Work From Home | 22.6% |
Businesses
| Total Establishments | 148,394 |
| Restaurants | 8,853 |
| Healthcare | 13,951 |
| Retail | 9,811 |
| Manufacturing | 4,357 |
Tax
| IRS Avg AGI | $116,511 |
| Avg Property Tax | $10,097 |