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Rancho Santa Margarita, CA
Full City Profile · California · Orange County County
3.5
/5.0
B+
Good
47,257
Population
3,655/sq mi density
$146,827
Median Income
$63,535 per capita
$907,900
Home Value
$1,008,785 Zillow
$2,481
Median Rent
35.1% income on rent
67°F
Avg Temperature
330 sunny days/yr
62
Violent Crime/100K
612 property/100K
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$146,827 median income, 2.9% unemployment
B
Affordability
3.2 / 5.0
$907,900 home value, $2,481/mo rent
F
Safety
1.0 / 5.0
62 violent crimes/100K
A+
Education
4.9 / 5.0
48.8% bachelor's degree or higher
Housing Overview
Median Home Value
$907,900
222% above
US avg: $281,900
Median Rent
$2,481/mo
113% above
US avg: $1,163/mo
Homeownership Rate
73.4%
12% above US avg (65.4%)
Total Housing Units
17,150
Median year built: 1992
Home Value by Source
Census Median
$907,900
Zillow (ZHVI)
$1,008,785
Median Sale Price
$1,145,000
Median List Price
$1,100,000
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
73.4%
Owner-Occupied
26.6%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,513/mo
1 Bedroom
$1,647/mo
2 Bedroom
$2,053/mo
3 Bedroom
$2,752/mo
4 Bedroom
$3,165/mo
Census median rent:
$2,481/mo
· Zillow rent:
$2,903/mo
Market Indicators (Redfin)
Median Days on Market
60 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
40
Price Drops
20.7%
of listings with price reduction
Price Per Sq Ft
$605
Active Inventory
82
homes for sale
Affordability & Housing Stock
Rent Burden
35.1%
of renters spending 30%+ of income on housing
13% above US avg (31.0%)
Median Year Built
1992
Average age of housing stock: 34 years
Homeownership Rate
73.4%
Complete Housing Data
Home Values
| Census Median Value | $907,900 |
| Zillow Home Value (ZHVI) | $1,008,785 |
| Median Sale Price | $1,145,000 |
| Median List Price | $1,100,000 |
| Price Per Sq Ft | $605 |
Rent
| Census Median Rent | $2,481 |
| Zillow Rent (ZORI) | $2,903 |
| FMR Studio | $1,513 |
| FMR 1-Bedroom | $1,647 |
| FMR 2-Bedroom | $2,053 |
| FMR 3-Bedroom | $2,752 |
| FMR 4-Bedroom | $3,165 |
Market
| Days on Market | 60 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 20.7% |
| Homes Sold | 40 |
| Active Inventory | 82 |
| Price Per Sq Ft | $605 |
Ownership & Stock
| Owner-Occupied | 73.4% |
| Renter-Occupied | 26.6% |
| Homeownership Rate | 73.4% |
| Total Housing Units | 17,150 |
| Median Year Built | 1992 |
| Rent Burden | 35.1% |