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Rarity Bay, TN

Full City Profile · Tennessee · Loudon County County

3.2 /5.0
B Good
728 Population 400/sq mi density
$82,143 Median Income $55,433 per capita
$654,500 Home Value $453,686 Zillow
$1,697 Median Rent 46.1% income on rent
59°F Avg Temperature 301 sunny days/yr
538 Violent Crime/100K 4,102 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.6 / 5.0
$82,143 median income, 0.0% unemployment
C
Affordability
2.2 / 5.0
$654,500 home value, $1,697/mo rent
F
Safety
1.0 / 5.0
538 violent crimes/100K (42% above avg)
A+
Education
5.0 / 5.0
54.1% bachelor's degree or higher

Housing Overview

Median Home Value
$654,500
132% above
US avg: $281,900
Median Rent
$1,697/mo
46% above
US avg: $1,163/mo
Homeownership Rate
84.0%
28% above US avg (65.4%)
Total Housing Units
473
Median year built: 2002

Home Value by Source

Census Median
$654,500
Zillow (ZHVI)
$453,686
Median Sale Price
$690,000
Median List Price
$825,000
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

84.0%
Owner-Occupied
16.0%
Renter-Occupied
84%
16%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$882/mo
1 Bedroom
$924/mo
2 Bedroom
$1,118/mo
3 Bedroom
$1,445/mo
4 Bedroom
$1,644/mo
Census median rent: $1,697/mo

Market Indicators (Redfin)

Median Days on Market
229 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
1
Price Drops
6.7%
of listings with price reduction
Price Per Sq Ft
$229
Active Inventory
15
homes for sale

Affordability & Housing Stock

Rent Burden
46.1%
of renters spending 30%+ of income on housing
49% above US avg (31.0%)
Median Year Built
2002
Average age of housing stock: 24 years
Homeownership Rate
84.0%

Complete Housing Data

Home Values

Census Median Value$654,500
Zillow Home Value (ZHVI)$453,686
Median Sale Price$690,000
Median List Price$825,000
Price Per Sq Ft$229

Rent

Census Median Rent$1,697
FMR Studio$882
FMR 1-Bedroom$924
FMR 2-Bedroom$1,118
FMR 3-Bedroom$1,445
FMR 4-Bedroom$1,644

Market

Days on Market229
Sale-to-List Ratio1.0%
Price Drops6.7%
Homes Sold1
Active Inventory15
Price Per Sq Ft$229

Ownership & Stock

Owner-Occupied84.0%
Renter-Occupied16.0%
Homeownership Rate84.0%
Total Housing Units473
Median Year Built2002
Rent Burden46.1%