Median Income
$95,347
27% higher than US avg
Home Value
$283,700
1% higher than US avg
Violent Crime
434/100K
14% higher than US avg
Bachelor's+
31.7%
6% lower than US avg
Median Rent
$1,328
14% higher than US avg
Obesity Rate
39.2%
22% higher than US avg
Unemployment
0.4%
89% lower than US avg
Poverty Rate
3.6%
71% lower than US avg
How Rice Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population4,120
Median Age44.8 yrs
Density394/mi²
Male / Female51% / 49%
Largest GroupWhite 98%
Veterans5.3%
Economy
A+
Median Income$95,347
Per Capita$43,487
Unemployment0.4%
Poverty3.6%
County GDP$249M
Commute22 min
Housing
A+
Home Value$283,700
Rent$1,328
Ownership90.5%
Zillow$213,779
Housing Units94
Rent Burden17.0%
Crime
F
Violent434/100K
Property8,089/100K
Health
Obesity39.2%
Uninsured10.0%
Smoking14.6%
Depression25.8%
Heart Disease5.1%
Climate
Avg Temp40°F (4°C)
AQI36 (Good)
Rain26.4 in/yr
Sunny Days276/yr
Elevation1,447 ft (441 m)
Education
B+
Bachelor's+31.7%
High School+95.5%
Graduate+3.3%
School Score4.38
Community
2024 VoteR 54% / D 45%
Commute22 min
Broadband81.0%
EV Stations1
Libraries1
Is Rice Lake a Good Place to Live?
Based on current data, Rice Lake receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, abundant sunshine, a low poverty rate. Areas to be aware of include high obesity rates. Rice Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Rice Lake is $95,347, 27% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.4%. Only 3.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Rice Lake is $283,700, roughly aligned with the national median of $281,900. Renters pay a median of $1,328 per month. At just 3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 434 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 8,089 per 100,000, 313% above the national average.
Education
31.7% of residents hold a bachelor's degree, below the national average of 33.7%. 95.5% have completed high school. Area schools have an average test score of 4.4/10.
Climate & Weather
Rice Lake has a cool climate with an average annual temperature of 40°F. Winters average 6°F in January while summers reach 68°F in July. With 276 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 26.4 inches. Air quality is rated Good with a median AQI of 36.
Rice Lake has a population of 4,120 with a density of 394 people per square mile, spread across 10.5 square miles. The median age is 44.8 years, 15% older than the national median of 38.9. The gender split is 49.4% female and 50.6% male. The city is predominantly White (98%). English is the primary language spoken at home by 95.9% of residents. 5.3% of the population are veterans. 16.5% of residents have a disability (above the 13.0% national average). 74.6% have health insurance coverage.
Population
44.8yrs
Median Age
15% above US avg
Race & Ethnicity
Rice Lake vs U.S. Average
Language Spoken at Home
English Only
95.9%
22% above US avg
Spanish
4.1%
69% below US avg
Social Characteristics
Rice Lake vs U.S. Average
The median household income in Rice Lake is $95,347, which is 27% above the national average of $75,149. Per capita income is $43,487 (above the $39,052 national figure). The average weekly wage is $1,103, 23% lower than the U.S. average. The unemployment rate is 0.4% (below the 3.6% US average). 3.6% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 122 business establishments, including 13 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 22 minutes (shorter than the 28-minute US average). 5.7% of workers work from home (below the 15.2% national rate).
Income: Rice Lake vs U.S.
Income
| Median HH Income | $95,347 |
| 27% above US avg |
| Per Capita Income | $43,487 |
| Avg Weekly Wage | $1,103 |
| IRS Avg AGI | $53,804 |
| Gini Index | 0.443 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.4% |
| 89% below US avg |
| Poverty Rate | 3.6% |
| 71% below US avg |
| Establishments (County) | 122 |
| County GDP | $249M |
Business (County)
| Restaurants | 13 |
| Healthcare | 10 |
| Retail | 19 |
Tax & Cost of Living
| Property Tax (IRS) | $2,733 |
| 22% below US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 0.96% |
Commute & Transportation
| Commute Time | 22.2 min |
| Drive Alone | 67.3% |
| Public Transit | 0.0% |
| Work from Home | 5.7% |
The median home value in Rice Lake is $283,700, 1% above the national median of $281,900. Zillow estimates the typical home value at $213,779, lower than the Census estimate. Monthly rent averages $1,328 (14% above the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 90.5% of housing units are owner-occupied (above the 65.4% national rate). There are 94 total housing units in the city. The median year a home was built is 1988. The average annual property tax is $2,733 (lower than the $3,500 national average). 17.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3x, well within the affordable range.
Home Values
| Census Median | $283,700 |
| 1% above US avg |
| Zillow ZHVI | $213,779 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,328 |
| 14% above US avg |
| Rent Burden | 17.0% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 90.5% |
| Owner-Occupied | 90.5% |
| Renter-Occupied | 9.5% |
| Housing Units | 94 |
| Median Year Built | 1988 |
Property Tax
| Avg Tax (IRS) | $2,733 |
| 22% below US avg |
| Effective Rate | 0.96% |
In Rice Lake, 39.2% of adults are obese, above the national rate of 32.1%. 14.0% have diabetes (above the 10.5% national rate). Heart disease affects 5.1% of residents. 31.3% have high blood pressure. 14.6% are current smokers. 22.4% report binge drinking. 31.0% are physically inactive, above the national average. 25.8% report depression (above the 20.0% national average). 21.2% experience frequent mental distress. 10.0% of residents lack health insurance. The primary care physician ratio is 1:5,414. 48.0% of residents have access to exercise opportunities. The food environment index is 6.3 out of 10.
Health Metrics: Rice Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.2% |
| 22% above US avg |
| Diabetes | 14.0% |
| Heart Disease | 5.1% |
| High Blood Pressure | 31.3% |
| Asthma | 10.5% |
| COPD | 6.7% |
| Cancer | 7.4% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 14.6% |
| 4% above US avg |
| Binge Drinking | 22.4% |
| Physical Inactivity | 31.0% |
| Depression | 25.8% |
| Mental Distress | 21.2% |
| Physical Distress | 11.1% |
| Short Sleep | 38.4% |
Healthcare Access
| Insurance Rate | 74.6% |
| Uninsured | 10.0% |
| 16% above US avg |
| Primary Care | 1:5,414 |
| Checkup Rate | 71.9% |
| Dental Visits | 51.2% |
| Premature Death | 19,800/100K |
Food & Exercise
| Food Environment | 6.3/10 |
| Exercise Access | 48.0% |
| Healthcare Facilities | 10 |
Rice Lake has a violent crime rate of 434 per 100,000 residents, 14% above the national average of 380. Property crime stands at 8,089 per 100,000, 313% above the U.S. average. The county recorded 2 fatal traffic crashes. Overall, Rice Lake receives a safety grade of F.
Crime Rates: Rice Lake vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 434.1/100K |
| 14% above US avg |
| |
Property Crime
| Total Property | 8,089.3/100K |
| 313% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Rice Lake has a cool climate with an average annual temperature of 40°F (4°C). Winters average 6°F in January while summers reach 68°F in July / a wide seasonal temperature swing of 62°F. The area gets 276 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 26.4 inches (drier than the 38-inch national average). Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 1,447 feet.
Temperature
6°F Jan (-14°C)
68°F Jul (20°C)
| Annual Average | 39.9°F |
| 26% below US avg |
| January Average | 6°F (-14°C) |
| July Average | 68°F (20°C) |
| Sunny Days | 276 days/yr |
Geography
| Elevation | 1,447 ft (441 m) |
| Area | 10.5 sq mi (27.1 km²) |
| Population Density | 394/sq mi |
| Coordinates | 47.3883°N, 95.5244°W |
| Timezone | America/Chicago |
| County | Mahnomen County County |
| Nearest Airport | Bemidji Regional (BJI)
29 miles away |
Precipitation & Snow
Annual Rainfall
26.4"
31% below US avg
Wettest Month (Jun)
4.17"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 7.1 / 100 |
| Social Vulnerability | 97.4 / 100 |
| Community Resilience | 45.8 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
280 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 7 fatalities, 73 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 17, 2010 |
EF3 |
57 km |
1 |
| Jun 6, 2008 |
EF3 |
59 km |
0 |
| Jun 28, 1975 |
EF3 |
99 km |
0 |
| Aug 6, 1969 |
EF3 |
96 km |
0 |
| Jun 24, 2023 |
EF2 |
35 km |
0 |
| Jun 24, 2022 |
EF2 |
60 km |
0 |
| Jun 8, 2019 |
EF2 |
53 km |
0 |
| Jun 29, 2018 |
EF2 |
41 km |
0 |
| Jul 11, 2017 |
EF2 |
77 km |
0 |
| Aug 28, 2016 |
EF2 |
68 km |
0 |
| Jul 22, 2013 |
EF2 |
31 km |
0 |
| Jul 11, 2008 |
EF2 |
25 km |
0 |
| Jun 6, 2008 |
EF2 |
79 km |
0 |
| Jun 7, 2007 |
EF2 |
98 km |
0 |
| May 21, 2005 |
EF2 |
98 km |
0 |
| Sep 5, 2004 |
EF2 |
97 km |
0 |
| Oct 26, 1996 |
EF2 |
96 km |
0 |
| Jun 5, 1996 |
EF2 |
70 km |
0 |
| Aug 25, 1983 |
EF2 |
86 km |
0 |
| Aug 5, 1981 |
EF2 |
40 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (131,401 ac, 1987).
| Year |
Name |
Acres |
Distance |
| 1987 |
UNNAMED |
131,401 |
79 km |
| 2003 |
REINER 36 |
67,641 |
73 km |
| 1989 |
UNNAMED |
66,422 |
75 km |
| 1990 |
UNNAMED |
43,533 |
87 km |
| 1991 |
UNNAMED |
37,840 |
60 km |
| 1990 |
UNNAMED |
32,693 |
64 km |
| 1987 |
SANDY LAKE |
26,617 |
62 km |
| 1998 |
RL3 |
14,882 |
80 km |
| 2018 |
2018 HIGHWAY 1 RXB |
13,170 |
81 km |
| 2021 |
OXCART |
12,538 |
67 km |
| 1994 |
UNNAMED |
8,690 |
64 km |
| 1990 |
UNNAMED |
8,025 |
84 km |
| 2016 |
2016 HIGHWAY 1 RXB |
7,744 |
84 km |
| 2021 |
RL 005 UNIT 8 AND 9 |
6,352 |
63 km |
| 2003 |
HICKORY ONE |
6,152 |
65 km |
| 2007 |
HWYONEBURN |
6,124 |
83 km |
| 2002 |
RED LAKE 468 |
6,076 |
56 km |
| 2021 |
RL 203 GOODS |
5,555 |
62 km |
| 2012 |
HWY 1 2012 |
5,491 |
84 km |
| 2000 |
RL205 |
5,239 |
70 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
6°F (-14°C) |
0.7 in |
Coldest |
| February |
11°F (-12°C) |
0.6 in |
Driest |
| March |
24°F (-5°C) |
1.1 in |
|
| April |
40°F (5°C) |
1.6 in |
|
| May |
54°F (12°C) |
2.8 in |
|
| June |
62°F (17°C) |
4.2 in |
Wettest |
| July |
68°F (20°C) |
3.7 in |
Warmest |
| August |
65°F (19°C) |
3.5 in |
|
| September |
55°F (13°C) |
2.8 in |
|
| October |
43°F (6°C) |
2.4 in |
|
| November |
25°F (-4°C) |
1.0 in |
|
| December |
10°F (-12°C) |
0.6 in |
|
Rice Lake has a seasonal temperature swing of 62°F / from 6°F in January to 68°F in July. Total annual precipitation is 24.9 inches, with June being the wettest month (4.2") and February the driest (0.6").
Average costs for common services in Rice Lake. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148-$394) |
| Specialist Visit |
$345 ($197-$542) |
| Urgent Care Visit |
$197 ($99-$345) |
| Emergency Room Visit |
$2,169 ($789-$4,930) |
| Dental Cleaning |
$128 ($74-$197) |
| Dental Filling |
$247 ($148-$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25-$74) |
| Oil Change (Synthetic) |
$74 ($49-$118) |
| Brake Pad Replacement |
$296 ($148-$493) |
| Tire Rotation |
$39 ($20-$74) |
| New Tires (Set of 4) |
$592 ($394-$986) |
| Battery Replacement |
$197 ($99-$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59-$148) |
| Electrician (Per Hour) |
$89 ($49-$138) |
| HVAC Repair |
$394 ($148-$789) |
| HVAC System Install |
$6,902 ($3,944-$11,832) |
| Roof Repair |
$986 ($394-$1,972) |
| Roof Replacement |
$8,874 ($5,423-$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493-$3,451) |
| Divorce (Contested) |
$14,790 ($4,930-$29,580) |
| DUI Defense |
$4,930 ($1,972-$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789-$2,958) |
| Will Preparation |
$493 ($197-$986) |
| Trust Preparation |
$2,465 ($986-$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$44) |
| Women's Haircut |
$54 ($30-$99) |
| Hair Coloring (Full) |
$148 ($74-$247) |
| Manicure |
$25 ($15-$44) |
| Pedicure |
$39 ($25-$64) |
| Massage (1 Hour) |
$79 ($49-$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96-$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47-$4.93) |
| Loaf of Bread |
$3.75 ($2.47-$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96-$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94-$7.40) |
| Rice (per lb) |
$0.99 ($0.59-$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79-$247) |
| Natural Gas (Monthly) |
$69 ($30-$148) |
| Water/Sewer (Monthly) |
$69 ($39-$118) |
| Internet (Monthly) |
$69 ($39-$99) |
| Cell Phone Plan (Monthly) |
$64 ($30-$99) |
| Cable TV (Monthly) |
$84 ($49-$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74-$493) |
| Car Insurance (Annual) |
$1,972 ($1,183-$3,451) |
| Bus Pass (Monthly) |
$69 ($30-$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89-$25) |
| Car Registration (Annual) |
$99 ($30-$247) |
| Driver's License Renewal |
$30 ($15-$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592-$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493-$1,972) |
| After-School Care (Monthly) |
$394 ($197-$690) |
| Tutoring (Per Hour) |
$49 ($25-$99) |
| SAT/ACT Prep Course |
$986 ($394-$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930-$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30-$99) |
| Dog Vaccination (Annual) |
$99 ($49-$197) |
| Dog Grooming |
$59 ($30-$99) |
| Pet Boarding (Per Night) |
$39 ($20-$74) |
| Dog Spay/Neuter |
$296 ($148-$493) |
| Cat Spay/Neuter |
$197 ($99-$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $770 |
| Toddler | $705 |
| Preschool | $657 |
| Family Childcare (monthly) |
| Infant | $621 |
| Toddler | $570 |
| Preschool | $570 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Rice Lake
What is the population of Rice Lake?
Rice Lake has a population of 4,120 residents and is located in Minnesota. The population density is 394 people per square mile, spread across 10.5 square miles. The median age of residents is 44.8 years, which is older than the national median of 38.9 years. The population is 49.4% female and 50.6% male.
Is Rice Lake expensive to live in?
Rice Lake has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $95,347, 27% above the national average of $75,149. The median home value is $283,700 (1% above the U.S. median). Renters pay a median of $1,328 per month, above the national average of $1,163. The home price-to-income ratio is 3x, indicating housing is reasonably affordable relative to local income levels.
Is Rice Lake safe?
The violent crime rate in Rice Lake is 434 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 8,089 per 100,000 (above the national average). Overall, Rice Lake receives a safety grade of F based on combined crime data.
What is the weather like in Rice Lake?
Rice Lake has a cool climate with an average annual temperature of 40°F (4°C). Winter temperatures average 6°F in January, while summers reach an average of 68°F in July. The area receives 276 sunny days per year, well above the national average of 205. Annual rainfall totals 26.4 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Rice Lake?
The job market in Rice Lake is very strong, with unemployment at just 0.4% / well below the national rate of 3.6%. The average weekly wage is $1,103. There are 122 business establishments in the area, including 13 restaurants and food service locations. The average commute time is 22 minutes, and 5.7% of workers work from home.
How much does housing cost in Rice Lake?
The median home value in Rice Lake is $283,700. Zillow estimates the typical home value at $213,779. For renters, the median monthly rent is $1,328. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 90.5%. The average annual property tax is $2,733.
How are the schools in Rice Lake?
Schools in Rice Lake have an average test score of 4.4 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 31.7% of adults in Rice Lake hold a bachelor's degree or higher, below the national average of 33.7%. 95.5% have completed high school. 3.3% hold a graduate or professional degree.
How healthy is Rice Lake?
The obesity rate in Rice Lake is 39.2% (above the national rate of 32.1%). 14.6% of adults are smokers. 31.0% are physically inactive. 25.8% of residents report depression. 10.0% lack health insurance (above the national rate). 48.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:5,414.
What is transportation like in Rice Lake?
The average commute in Rice Lake is 22 minutes, shorter than the national average of 28 minutes. 67.3% of workers drive alone to work, and 5.7% work from home.
What are the demographics of Rice Lake?
The racial and ethnic makeup of Rice Lake is 98% White. 95.9% of residents speak only English at home, while 4.1% speak Spanish. 5.3% of the population are military veterans. 16.5% of residents have a disability. 74.6% have health insurance coverage.
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