Median Income
$68,884
8% lower than US avg
Home Value
$301,300
7% higher than US avg
Bachelor's+
25.3%
25% lower than US avg
Median Rent
$1,179
1% higher than US avg
Obesity Rate
34.2%
7% higher than US avg
Unemployment
6.5%
81% higher than US avg
Poverty Rate
1.4%
89% lower than US avg
How Ridgetop Compares to the U.S. Average (100% = U.S. avg)
People
Population2,198
Median Age41.1 yrs
Density725/mi²
Male / Female46% / 54%
Largest GroupWhite 93%
Veterans7.7%
Economy
B+
Median Income$68,884
Per Capita$41,516
Unemployment6.5%
Poverty1.4%
County GDP$3,878M
Commute29 min
Housing
A
Home Value$301,300
Rent$1,179
Ownership82.7%
Zillow$398,179
Housing Units921
Rent Burden32.8%
Health
Obesity34.2%
Uninsured4.6%
Smoking16.4%
Depression29.7%
Heart Disease5.3%
Climate
Avg Temp57°F (14°C)
Rain55.7 in/yr
Elevation888 ft (271 m)
Education
B
Bachelor's+25.3%
High School+89.0%
Graduate+10.9%
School Score5.06
Community
2024 VoteR 75% / D 24%
Commute29 min
Broadband91.1%
EV Stations3
Libraries1
Is Ridgetop a Good Place to Live?
Based on current data, Ridgetop receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment. Ridgetop offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Ridgetop is $68,884, roughly in line with the national average of $75,149. The unemployment rate of 6.5% is somewhat elevated compared to the national rate of 3.6%. Only 1.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Ridgetop is $301,300, roughly aligned with the national median of $281,900. Renters pay a median of $1,179 per month. A price-to-income ratio of 4.4x indicates a reasonably affordable housing market.
Education
25.3% of residents hold a bachelor's degree, below the national average of 33.7%. 89.0% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Ridgetop enjoys a moderate climate with an average annual temperature of 57°F. Winters average 35°F in January while summers reach 76°F in July. Annual precipitation totals 55.7 inches, including 5.8 inches of snow.
Ridgetop has a population of 2,198 with a density of 725 people per square mile, spread across 2.9 square miles. The median age is 41.1 years, 6% older than the national median of 38.9. The gender split is 54.4% female and 45.6% male. The city is predominantly White (93.3%), with 4.5% Hispanic, 1.2% Black, 2.3% Asian. English is the primary language spoken at home by 96.6% of residents. 7.7% of the population are veterans, above the national rate of 6.0%. 14.8% of residents have a disability. 95.4% have health insurance coverage.
Population
2,198
Total Population
2023 Census
41.1yrs
Median Age
6% above US avg
Language Spoken at Home
English Only
96.6%
23% above US avg
Spanish
2.6%
81% below US avg
The median household income in Ridgetop is $68,884, which is 8% below the national average of $75,149. Per capita income is $41,516. The average weekly wage is $1,060, 26% lower than the U.S. average. The unemployment rate is 6.5% (above the 3.6% US average). 1.4% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,676 business establishments, including 126 restaurants. The cost of living index is 91.9, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 29 minutes. 17.5% of workers work from home.
Income
| Median HH Income | $68,884 |
| 8% below US avg |
| Per Capita Income | $41,516 |
| Avg Weekly Wage | $1,060 |
| IRS Avg AGI | $71,420 |
| Gini Index | 0.413 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 6.5% |
| 81% above US avg |
| Poverty Rate | 1.4% |
| 89% below US avg |
| Establishments (County) | 1,676 |
| County GDP | $3,878M |
Business (County)
| Restaurants | 126 |
| Healthcare | 124 |
| Retail | 198 |
| Manufacturing | 89 |
Tax & Cost of Living
| Property Tax (IRS) | $3,101 |
| 11% below US avg |
| Cost of Living | 91.90 (100=avg) |
| Effective Tax Rate | 1.03% |
Commute & Transportation
| Commute Time | 28.6 min |
| Drive Alone | 75.1% |
| Public Transit | 0.0% |
| Work from Home | 17.5% |
The median home value in Ridgetop is $301,300, 7% above the national median of $281,900. Zillow estimates the typical home value at $398,179, higher than the Census estimate. According to Redfin, the median sale price is $320,000 with homes selling in an average of 230 days. Homes sell for 107% of their list price, indicating a competitive market where bidding wars are common. Monthly rent averages $1,179 (1% above the national average of $1,163). Fair market rent ranges from $924 for a one-bedroom to $1,118 for a two-bedroom apartment. 82.7% of housing units are owner-occupied (above the 65.4% national rate). There are 921 total housing units in the city. The median year a home was built is 1978. The average annual property tax is $3,101. 32.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 4.4x.
Home Values
| Census Median | $301,300 |
| 7% above US avg |
| Zillow ZHVI | $398,179 |
| Redfin Median Sale | $320,000 |
| Median List Price | $864,900 |
Real Estate Market (Redfin)
| Median Sale Price | $320,000 |
| Median List Price | $864,900 |
| $/Sq Ft | $199 |
| Homes Sold | 2 |
| Days on Market | 230 days |
| Sale-to-List Ratio | 107.0% |
| Price Drops | 16.7% |
| Inventory | 12 |
Rental Costs
| Census Median Rent | $1,179 |
| 1% above US avg |
| Rent Burden | 32.8% |
HUD Fair Market Rent
| Studio | $882 |
| 1 Bedroom | $924 |
| 2 Bedrooms | $1,118 |
| 3 Bedrooms | $1,445 |
| 4 Bedrooms | $1,644 |
Ownership & Property
| Homeownership | 82.7% |
| Owner-Occupied | 82.7% |
| Renter-Occupied | 17.3% |
| Housing Units | 921 |
| Median Year Built | 1978 |
Property Tax
| Avg Tax (IRS) | $3,101 |
| 11% below US avg |
| Effective Rate | 1.03% |
In Ridgetop, 34.2% of adults are obese, above the national rate of 32.1%. 9.7% have diabetes. Heart disease affects 5.3% of residents. 33.0% have high blood pressure. 16.4% are current smokers. 17.2% report binge drinking. 23.2% are physically inactive. 29.7% report depression (above the 20.0% national average). 20.1% experience frequent mental distress. 4.6% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,850. The dentist ratio is 1:3,019. 60.7% of residents have access to exercise opportunities. The food environment index is 8.6 out of 10.
Health Metrics: Ridgetop vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.2% |
| 7% above US avg |
| Diabetes | 9.7% |
| Heart Disease | 5.3% |
| High Blood Pressure | 33.0% |
| Asthma | 10.8% |
| COPD | 6.7% |
| Cancer | 7.5% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 16.4% |
| 17% above US avg |
| Binge Drinking | 17.2% |
| Physical Inactivity | 23.2% |
| Depression | 29.7% |
| Mental Distress | 20.1% |
| Physical Distress | 13.2% |
| Short Sleep | 37.5% |
Healthcare Access
| Insurance Rate | 95.4% |
| Uninsured | 4.6% |
| 47% below US avg |
| Primary Care | 1:2,850 |
| Dentists | 1:3,019 |
| Mental Health | 1:1,422 |
| Checkup Rate | 74.8% |
| Dental Visits | 62.6% |
| Premature Death | 11,572/100K |
Food & Exercise
| Food Environment | 8.6/10 |
| Exercise Access | 60.7% |
| Healthcare Facilities | 124 |
Ridgetop enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winters average 35°F in January while summers reach 76°F in July. Annual precipitation totals 55.7 inches (wetter than the 38-inch national average). The area receives 5.8 inches of snow annually. The city sits at an elevation of 888 feet.
Temperature
35°F Jan (1°C)
76°F Jul (24°C)
| Annual Average | 56.5°F |
| 5% above US avg |
| January Average | 35°F (1°C) |
| July Average | 76°F (24°C) |
Geography
| Elevation | 888 ft (271 m) |
| Area | 2.9 sq mi (7.5 km²) |
| Population Density | 725/sq mi |
| Coordinates | 36.4037°N, 86.7677°W |
| Timezone | America/Chicago |
| County | Robertson County County |
| Nearest Airport | Nashville International (BNA) 20 miles away |
Precipitation & Snow
Annual Rainfall
55.7"
47% above US avg
Wettest Month (Mar)
5.58"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 60.4 / 100 |
| Social Vulnerability | 24.5 / 100 |
| Community Resilience | 52.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
17 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.5. Most recent: M2.5 on Jun 3, 2023.
| Jun 19, 2007 |
10 km ENE of Spencer, Tennessee |
M3.5 |
144 km |
| May 30, 2023 |
6 km W of Calhoun, Kentucky |
M3.0 |
136 km |
| Nov 28, 1998 |
6 km SW of Bremen, Kentucky |
M2.9 |
111 km |
| May 13, 1999 |
11 km S of Pulaski, Tennessee |
M2.8 |
148 km |
| Jan 28, 1991 |
9 km SW of Sacramento, Kentucky |
M2.8 |
116 km |
| Jan 16, 2019 |
5 km SSE of Wartrace, Tennessee |
M2.8 |
110 km |
| Feb 27, 2020 |
5 km SW of Bremen, Kentucky |
M2.6 |
111 km |
| Jan 8, 1995 |
Kentucky |
M2.6 |
102 km |
| Jul 8, 2001 |
7 km SE of Franklin, Tennessee |
M2.6 |
58 km |
| Mar 22, 1990 |
9 km E of Rochester, Kentucky |
M2.6 |
89 km |
| Dec 8, 1997 |
6 km NE of Murfreesboro, Tennessee |
M2.6 |
70 km |
| Jun 1, 2019 |
4 km ESE of Manchester, Tennessee |
M2.6 |
123 km |
| Jun 3, 2023 |
7 km N of Nebo, Kentucky |
M2.5 |
141 km |
| May 30, 2023 |
7 km W of Calhoun, Kentucky |
M2.5 |
136 km |
| May 2, 1998 |
6 km WNW of Nebo, Kentucky |
M2.5 |
104 km |
| Mar 8, 1990 |
4 km SW of Oak Grove, Kentucky |
M2.5 |
102 km |
| May 20, 2002 |
9 km NNE of Beersheba Springs, Tennessee |
M2.5 |
142 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
530 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 93 fatalities, 1,300 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 10, 2009 |
EF4 |
72 km |
2 |
| Jan 24, 1997 |
EF4 |
73 km |
0 |
| Dec 24, 1988 |
EF4 |
55 km |
1 |
| Apr 27, 1970 |
EF4 |
33 km |
3 |
| May 8, 2024 |
EF3 |
91 km |
1 |
| Dec 9, 2023 |
EF3 |
66 km |
4 |
| Dec 11, 2021 |
EF3 |
59 km |
16 |
| Dec 11, 2021 |
EF3 |
56 km |
0 |
| Mar 3, 2020 |
EF3 |
31 km |
5 |
| Apr 26, 2011 |
EF3 |
72 km |
0 |
| Feb 6, 2008 |
EF3 |
64 km |
4 |
| Feb 5, 2008 |
EF3 |
38 km |
22 |
| Feb 5, 2008 |
EF3 |
94 km |
3 |
| Apr 7, 2006 |
EF3 |
48 km |
0 |
| Apr 7, 2006 |
EF3 |
9 km |
7 |
| Apr 2, 2006 |
EF3 |
95 km |
0 |
| May 11, 2003 |
EF3 |
54 km |
0 |
| May 11, 2003 |
EF3 |
60 km |
0 |
| May 4, 2003 |
EF3 |
52 km |
0 |
| Apr 28, 2002 |
EF3 |
81 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: DEAD DEER (1,557 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
DEAD DEER |
1,557 |
100 km |
| 1999 |
UNNAMED |
1,039 |
98 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
35°F (1°C) |
3.9 in |
Coldest |
| February |
38°F (4°C) |
4.9 in |
|
| March |
47°F (8°C) |
5.6 in |
Wettest |
| April |
57°F (14°C) |
5.5 in |
|
| May |
65°F (18°C) |
5.6 in |
|
| June |
73°F (23°C) |
4.6 in |
|
| July |
76°F (24°C) |
4.9 in |
Warmest |
| August |
75°F (24°C) |
4.1 in |
|
| September |
70°F (21°C) |
3.9 in |
|
| October |
58°F (14°C) |
3.7 in |
Driest |
| November |
47°F (8°C) |
3.9 in |
|
| December |
38°F (3°C) |
5.3 in |
|
Ridgetop has a seasonal temperature swing of 41°F / from 35°F in January to 76°F in July. Total annual precipitation is 55.7 inches, with March being the wettest month (5.6") and October the driest (3.7").
Average costs for common services in Ridgetop. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$230 ($138-$368) |
| Specialist Visit |
$322 ($184-$505) |
| Urgent Care Visit |
$184 ($92-$322) |
| Emergency Room Visit |
$2,022 ($735-$4,595) |
| Dental Cleaning |
$119 ($69-$184) |
| Dental Filling |
$230 ($138-$368) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$69) |
| Oil Change (Synthetic) |
$69 ($46-$110) |
| Brake Pad Replacement |
$276 ($138-$460) |
| Tire Rotation |
$37 ($18-$69) |
| New Tires (Set of 4) |
$551 ($368-$919) |
| Battery Replacement |
$184 ($92-$322) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$92 ($55-$138) |
| Electrician (Per Hour) |
$83 ($46-$129) |
| HVAC Repair |
$368 ($138-$735) |
| HVAC System Install |
$6,433 ($3,676-$11,028) |
| Roof Repair |
$919 ($368-$1,838) |
| Roof Replacement |
$8,271 ($5,055-$13,785) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,379 ($460-$3,217) |
| Divorce (Contested) |
$13,785 ($4,595-$27,570) |
| DUI Defense |
$4,595 ($1,838-$9,190) |
| Bankruptcy (Chapter 7) |
$1,379 ($735-$2,757) |
| Will Preparation |
$460 ($184-$919) |
| Trust Preparation |
$2,298 ($919-$4,595) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$51 ($28-$92) |
| Hair Coloring (Full) |
$138 ($69-$230) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$37 ($23-$60) |
| Massage (1 Hour) |
$74 ($46-$119) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.77 ($2.76-$5.05) |
| Dozen Eggs (per dozen) |
$3.22 ($2.30-$4.60) |
| Loaf of Bread |
$3.49 ($2.30-$5.05) |
| Chicken Breast (per lb) |
$4.14 ($2.76-$5.97) |
| Ground Beef (per lb) |
$5.05 ($3.68-$6.89) |
| Rice (per lb) |
$0.92 ($0.55-$1.65) |
View all 20 services
Utilities
| Electricity (Monthly) |
$129 ($74-$230) |
| Natural Gas (Monthly) |
$64 ($28-$138) |
| Water/Sewer (Monthly) |
$64 ($37-$110) |
| Internet (Monthly) |
$64 ($37-$92) |
| Cell Phone Plan (Monthly) |
$60 ($28-$92) |
| Cable TV (Monthly) |
$78 ($46-$138) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$184 ($69-$460) |
| Car Insurance (Annual) |
$1,838 ($1,103-$3,217) |
| Bus Pass (Monthly) |
$64 ($28-$119) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.35-$23) |
| Car Registration (Annual) |
$92 ($28-$230) |
| Driver's License Renewal |
$28 ($14-$69) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,103 ($551-$2,298) |
| Daycare (Toddler, Monthly) |
$919 ($460-$1,838) |
| After-School Care (Monthly) |
$368 ($184-$643) |
| Tutoring (Per Hour) |
$46 ($23-$92) |
| SAT/ACT Prep Course |
$919 ($368-$2,298) |
| Private School (K-12, Annual) |
$11,488 ($4,595-$27,570) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$55 ($28-$92) |
| Dog Vaccination (Annual) |
$92 ($46-$184) |
| Dog Grooming |
$55 ($28-$92) |
| Pet Boarding (Per Night) |
$37 ($18-$69) |
| Dog Spay/Neuter |
$276 ($138-$460) |
| Cat Spay/Neuter |
$184 ($92-$368) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $917 |
| Toddler | $634 |
| Preschool | $634 |
| Family Childcare (monthly) |
| Infant | $671 |
| Toddler | $555 |
| Preschool | $555 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Ridgetop
What is the population of Ridgetop?
Ridgetop has a population of 2,198 residents and is located in Tennessee. The population density is 725 people per square mile, spread across 2.9 square miles. The median age of residents is 41.1 years, which is older than the national median of 38.9 years. The population is 54.4% female and 45.6% male.
Is Ridgetop expensive to live in?
Ridgetop is more affordable than the national average, with a cost of living index of 91.9 / below the baseline of 100. The median household income is $68,884, 8% below the national average of $75,149. The median home value is $301,300 (7% above the U.S. median). Renters pay a median of $1,179 per month. The home price-to-income ratio is 4.4x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Ridgetop?
Ridgetop enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winter temperatures average 35°F in January, while summers reach an average of 76°F in July. Annual rainfall totals 55.7 inches, with 5.8 inches of snow.
How is the job market in Ridgetop?
The unemployment rate in Ridgetop is 6.5%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,060. There are 1,676 business establishments in the area, including 126 restaurants and food service locations. The average commute time is 29 minutes, and 17.5% of workers work from home.
How much does housing cost in Ridgetop?
The median home value in Ridgetop is $301,300. Zillow estimates the typical home value at $398,179. According to Redfin, the median sale price is $320,000, with homes typically selling within 230 days. For renters, the median monthly rent is $1,179. Fair market rent is $924 for a 1-bedroom and $1,118 for a 2-bedroom apartment. The homeownership rate is 82.7%. The average annual property tax is $3,101.
How are the schools in Ridgetop?
Schools in Ridgetop score 5.1 out of 10 on standardized testing, near the national average. 25.3% of adults in Ridgetop hold a bachelor's degree or higher, below the national average of 33.7%. 89.0% have completed high school. 10.9% hold a graduate or professional degree.
How healthy is Ridgetop?
The obesity rate in Ridgetop is 34.2% (above the national rate of 32.1%). 16.4% of adults are smokers. 23.2% are physically inactive. 29.7% of residents report depression. 4.6% lack health insurance (below the national rate). 60.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,850.
What is transportation like in Ridgetop?
The average commute in Ridgetop is 29 minutes. 75.1% of workers drive alone to work, and 17.5% work from home.
What are the demographics of Ridgetop?
The racial and ethnic makeup of Ridgetop is 93.3% White, 1.2% Black or African American, 4.5% Hispanic or Latino, 2.3% Asian. 96.6% of residents speak only English at home. 7.7% of the population are military veterans. 14.8% of residents have a disability. 95.4% have health insurance coverage.