Ridgetop, TN

Tennessee · Metropolitan Area

Ridgetop is a small town in Tennessee with a population of 2,198. Residents earn $68,884 per year, which is 8% below the national average.

3.1 /5.0
B Good
2,198 Population 725/sq mi density
$68,884 Median Income $41,516 per capita
$301,300 Home Value $386,601 Zillow
$1,179 Median Rent
57°F Avg Temperature
154 Violent Crime/100K 614 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$68,884 median income, 4.1% unemployment
A
Affordability
4.2 / 5.0
$301,300 home value, $1,179/mo rent
F
Safety
1.0 / 5.0
154 violent crimes/100K (60% below avg)
B
Education
3.0 / 5.0
25.3% bachelor's degree or higher
Median Income $68,884
8% lower than US avg
Home Value $301,300
7% higher than US avg
Violent Crime 154/100K
60% lower than US avg
Bachelor's+ 25.3%
25% lower than US avg
Median Rent $1,179
1% higher than US avg
Obesity Rate 34.2%
7% higher than US avg
Unemployment 4.1%
14% higher than US avg
Poverty Rate 1.4%
89% lower than US avg

How Ridgetop Compares to the U.S. Average (100% = U.S. avg)

People

Population2,198
Median Age41.1 yrs
Density725/mi²
Male / Female46% / 54%
Largest GroupWhite 93%

Economy

A
Median Income$68,884
Per Capita$41,516
Unemployment4.1%
Poverty1.4%
County GDP$3,878M
Commute29 min

Housing

A
Home Value$301,300
Rent$1,179
OwnershipN/A
Zillow$386,601

Crime

F
Violent154/100K
Property614/100K
Murder0.0/100K
Assault154/100K
Burglary51/100K

Health

Obesity34.2%
UninsuredN/A
Depression29.7%
Heart Disease5.3%

Climate

Avg Temp57°F
AQI40 (Good)
Rain55.7 in/yr
Elevation888 ft

Education

B
Bachelor's+25.3%
High School+89.0%
School Score5.08

Community

2024 VoteR 75% / D 24%
Commute29 min
Libraries1

Is Ridgetop a Good Place to Live?

Based on current data, Ridgetop receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low crime rates, a low poverty rate, high health insurance coverage. Ridgetop offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Ridgetop is $68,884, roughly in line with the national average of $75,149. Unemployment stands at 4.1%, indicating a healthy job market. Only 1.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.

Cost of Living & Housing

The median home value in Ridgetop is $301,300, roughly aligned with the national median of $281,900. Renters pay a median of $1,179 per month. A price-to-income ratio of 4.4x indicates a reasonably affordable housing market.

Safety & Crime

Violent crime in Ridgetop is below the national average at 154 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 614 per 100,000, 69% below the national average.

Education

25.3% of residents hold a bachelor's degree, below the national average of 33.7%. 89.0% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Ridgetop enjoys a moderate climate with an average annual temperature of 57°F. Winters average 35°F in January while summers reach 76°F in July. Annual precipitation totals 55.7 inches. Air quality is rated Good with a median AQI of 40.

Ridgetop has a population of 2,198 with a density of 725 people per square mile. The median age is 41.1 years, 6% older than the national median of 38.9. The city is predominantly White (93.3%), with 1.2% Black.

Population

2,198
Total Population
725
People / sq mi
41.1yrs
Median Age
6% above US avg
3.0mi²
Land Area

Gender Distribution

Male 45.6%
Female 54.4%

Race & Ethnicity

Ridgetop vs U.S. Average

Language Spoken at Home

English Only97.4%
24% above US avg
Spanish2.6%
81% below US avg

Social Characteristics

Ridgetop vs U.S. Average

The median household income in Ridgetop is $68,884, which is 8% below the national average of $75,149. The unemployment rate is 4.1% (above the 3.6% US average). 1.4% of residents live below the poverty line. Workers commute an average of 29 minutes.

Income: Ridgetop vs U.S.

Commute Mode

Income

Median HH Income$68,884
8% below US avg
Per Capita Income$41,516
Avg Weekly Wage$1,060
IRS Avg AGI$71,420

Employment & Poverty

Unemployment4.1%
14% above US avg
Poverty Rate1.4%
89% below US avg
Establishments (County)1,676
County GDP$3,878M

Business (County)

Restaurants126
Healthcare124
Retail198
Manufacturing89

Tax & Cost of Living

Property Tax (IRS)$3,101
11% below US avg
Effective Tax Rate1.03%

Commute & Transportation

Commute Time28.6 min
Work from Home17.5%

Walkability

The median home value in Ridgetop is $301,300, 7% above the national average. Monthly rent averages $1,179 (1% above US avg). Zillow estimates the typical home value at $386,601.

Home Value Sources

Ownership Split

Home Values

Census Median$301,300
7% above US avg
Zillow ZHVI$386,601
Median List Price$864,900

Real Estate Market (Redfin)

Median List Price$864,900
$/Sq Ft$199
Homes Sold2
Sale-to-List Ratio107.0%
Price Drops16.7%
Inventory12

Rental Costs

Census Median Rent$1,179
1% above US avg

HUD Fair Market Rent

Studio$882
1 Bedroom$924
2 Bedrooms$1,118
3 Bedrooms$1,445
4 Bedrooms$1,644

Ownership & Property

Owner-Occupied82.7%

Property Tax

Avg Tax (IRS)$3,101
11% below US avg
Effective Rate1.03%
In Ridgetop, 34.2% of adults are obese (above the 32.1% national rate). 29.7% report depression. 23.2% are physically inactive.

Health Metrics: Ridgetop vs U.S. Average (%)

Chronic Conditions

Obesity34.2%
7% above US avg
Diabetes9.7%
Heart Disease5.3%
High Blood Pressure33.0%
Asthma10.8%
COPD6.7%
Stroke2.7%

Behaviors & Mental Health

Binge Drinking17.2%
Physical Inactivity23.2%
Depression29.7%
Mental Distress20.1%
Physical Distress13.2%

Healthcare Access

Insurance Rate96.8%
Checkup Rate74.8%
Premature Death11,572/100K

Food & Exercise

Food Environment8.6/10
Exercise Access60.7%
Healthcare Facilities124
Ridgetop has a violent crime rate of 154 per 100,000 residents, 60% below the national average of 380. Property crime stands at 614 per 100,000 (69% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Ridgetop vs U.S. Average (per 100,000)

Violent Crime

Total Violent153.6/100K
60% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault153.6/100K

Property Crime

Total Property614.4/100K
69% below US avg
Burglary51.2/100K
Theft563.2/100K
Vehicle Theft0.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)19

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Ridgetop has an average annual temperature of 57°F (14°C). Winters average 35°F in January while summers reach 76°F in July. Annual precipitation is 55.7 inches. Air quality is rated Good with a median AQI of 40.

Temperature

35°F Jan (1°C) 76°F Jul (24°C)
Annual Average56.5°F
5% above US avg
January Average35°F (1°C)
July Average76°F (24°C)

Precipitation & Snow

Annual Rainfall55.7 inches
46% above US avg

Air Quality

AQI Median40.0
RatingGood

Geography

Elevation888 ft (271 m)
Area3.0 sq mi (7.8 km²)
Population Density725/sq mi
Coordinates36.4037°N, 86.7677°W
County FIPS47147
It is classified as Metro — 1 million+. 25.3% of residents hold a bachelor's degree or higher (25% below US avg). In the 2024 election, the county voted Republican by a 50.9-point margin.

2024 Presidential Election (County)

R 74.9%
D 24%

Winner: Republican by 50.9 points

Education

Bachelor's Degree+25.3%
25% below US avg
High School+89.0%
School Test Score5.08
B Education Grade (3.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density725/sq mi
Total Area3.0 sq mi

Infrastructure & Services

Public Libraries1
Healthcare Facilities124
Restaurants126
Retail Stores198

Safety & Disasters

Fatal Crashes (County/yr)19
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute28.6 min
Work from Home17.5%

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