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Rock Creek, MN
Full City Profile · Minnesota · Chisago County County
3.4
/5.0
B
Good
1,711
Population
40/sq mi density
$99,500
Median Income
$36,807 per capita
$294,800
Home Value
$308,843 Zillow
$841
Median Rent
29.5% income on rent
43°F
Avg Temperature
270 sunny days/yr
79
Violent Crime/100K
2,699 property/100K
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$99,500 median income, 2.2% unemployment
A+
Affordability
5.0 / 5.0
$294,800 home value, $841/mo rent
F
Safety
1.0 / 5.0
79 violent crimes/100K
C
Education
2.5 / 5.0
18.2% bachelor's degree or higher
Housing Overview
Median Home Value
$294,800
5% above
US avg: $281,900
Median Rent
$841/mo
28% below
US avg: $1,163/mo
Homeownership Rate
93.7%
43% above US avg (65.4%)
Total Housing Units
634
Median year built: 1991
Home Value by Source
Census Median
$294,800
Zillow (ZHVI)
$308,843
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
93.7%
Owner-Occupied
6.3%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$809/mo
1 Bedroom
$899/mo
2 Bedroom
$1,125/mo
3 Bedroom
$1,483/mo
4 Bedroom
$1,698/mo
Census median rent:
$841/mo
Affordability & Housing Stock
Rent Burden
29.5%
of renters spending 30%+ of income on housing
5% below US avg (31.0%)
Median Year Built
1991
Average age of housing stock: 35 years
Homeownership Rate
93.7%
Complete Housing Data
Home Values
| Census Median Value | $294,800 |
| Zillow Home Value (ZHVI) | $308,843 |
Rent
| Census Median Rent | $841 |
| FMR Studio | $809 |
| FMR 1-Bedroom | $899 |
| FMR 2-Bedroom | $1,125 |
| FMR 3-Bedroom | $1,483 |
| FMR 4-Bedroom | $1,698 |
Market
Ownership & Stock
| Owner-Occupied | 93.7% |
| Renter-Occupied | 6.3% |
| Homeownership Rate | 93.7% |
| Total Housing Units | 634 |
| Median Year Built | 1991 |
| Rent Burden | 29.5% |